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West Bromwich Building Society
West Bromwich Permanent Building Society was formed in 1849 and remained a very local society for over a 100 years, only adding a few local branches in the 1930s. The appointment of Frank Dilkes as managing director in 1965 led to substantial regional expansion and within little more than a decade there were 67 branches. Later financial expansion through extended use of wholesale funds, and lending on commercial property meant that the Society became over-extended; losses were incurred, its credit rating was downgraded and in 2009 there was speculation about its future. A back to basics programme saw a reduction in wholesale funding, a gradual withdrawal from commercial property lending, and a reduction in its cost base. Operating out of 36 branches, with 95% of its lending for home ownership, the Society is now soundly based and 7th by size in the industry. History A local Society The meeting to propose a building society for West Bromwich was held on 23 April 1849 at the Par ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Handsworth, West Midlands
Handsworth () is a suburb and an inner-city area of Birmingham in the West Midlands. Historically in Staffordshire, Handsworth lies just outside Birmingham City Centre and near the town of Smethwick. History The name ''Handsworth'' originates from its Saxon owner Hondes and the Old English word ''weorthing'', meaning farm or estate. It was recorded in the Domesday Survey of 1086, as a holding of William Fitz-Ansculf, the Lord of Dudley, although at that time it would only have been a very small village surrounded by farmland and extensive woodland. Historically in the county of Staffordshire, it remained a small village from the 13th century to the 18th century. Accommodation was built for factory workers, the village quickly grew, and in 1851, more than 6,000 people were living in the township. In that year, work began to build St James' Church. Later St Michael's Church was built as a daughter church to St James'. In the census of 1881, the town was recorded as havin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Northern Rock
Northern Rock, formerly the Northern Rock Building Society, was a British bank. Based at Regent Centre in Newcastle upon Tyne, United Kingdom, Northern Rock was originally a building society. It demutualised and became Northern Rock bank in 1997, when it floated on the London Stock Exchange with the ticker symbol NRK. During the early 2000s the company borrowed substantially to fund mortgages, with the aim of ambitious growth, and also donated large amounts to charitable purposes and communities directly and through sponsorships. The global banking crisis beginning around 2007–08 meant that it was unable to produce income as expected from its loans, and was at risk of being unable to repay the amounts it had borrowed. The news that the bank had approached the government for support with its liquidity led within 24 hours to a public lack of confidence and concerns that savings were at risk, and the bank failed following a bank run as people rushed to withdraw their savings ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bedfordshire
Bedfordshire (; abbreviated Beds) is a ceremonial county in the East of England. The county has been administered by three unitary authorities, Borough of Bedford, Central Bedfordshire and Borough of Luton, since Bedfordshire County Council was abolished in 2009. Bedfordshire is bordered by Cambridgeshire to the east and north-east, Northamptonshire to the north, Buckinghamshire to the west and Hertfordshire to the south-east and south. It is the fourteenth most densely populated county of England, with over half the population of the county living in the two largest built-up areas: Luton (258,018) and Bedford (106,940). The highest elevation point is on Dunstable Downs in the Chilterns. History The first recorded use of the name in 1011 was "Bedanfordscir," meaning the shire or county of Bedford, which itself means "Beda's ford" (river crossing). Bedfordshire was historically divided into nine hundreds: Barford, Biggleswade, Clifton, Flitt, Manshead, Redbornestoke, S ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hampshire
Hampshire (, ; abbreviated to Hants) is a ceremonial county, ceremonial and non-metropolitan county, non-metropolitan counties of England, county in western South East England on the coast of the English Channel. Home to two major English cities on its south coast, Southampton and Portsmouth, Hampshire is the 9th-most populous county in England. The county town of Hampshire is Winchester, located in the north of the county. The county is bordered by Dorset to the south-west, Wiltshire to the north-west, Berkshire to the north, Surrey to the north-east, and West Sussex to the south east. The county is geographically diverse, with upland rising to and mostly south-flowing rivers. There are areas of downland and marsh, and two national parks: the New Forest National Park, New Forest and part of the South Downs National Park, South Downs, which together cover 45 per cent of Hampshire. Settled about 14,000 years ago, Hampshire's recorded history dates to Roman Britain, when its chi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
North Wales
, area_land_km2 = 6,172 , postal_code_type = Postcode , postal_code = LL, CH, SY , image_map1 = Wales North Wales locator map.svg , map_caption1 = Six principal areas of Wales commonly defined to be North Wales, for policing, fire and rescue, health and regional economy. North Wales ( cy, Gogledd Cymru) is a region of Wales, encompassing its northernmost areas. It borders Mid Wales to the south, England to the east, and the Irish Sea to the north and west. The area is highly mountainous and rural, with Snowdonia National Park ( and the Clwydian Range and Dee Valley (), known for its mountains, waterfalls and trails, wholly within the region. Its population is concentrated in the north-east and northern coastal areas, with significant Welsh-speaking populations in its western and rural areas. North Wales is imprecisely defined, lacking any exact definition or administrative structure. It is commonly defined adminis ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Shropshire
Shropshire (; alternatively Salop; abbreviated in print only as Shrops; demonym Salopian ) is a landlocked historic county in the West Midlands region of England. It is bordered by Wales to the west and the English counties of Cheshire to the north, Staffordshire to the east, Worcestershire to the southeast, and Herefordshire to the south. A unitary authority of the same name was created in 2009, taking over from the previous county council and five district councils, now governed by Shropshire Council. The borough of Telford and Wrekin has been a separate unitary authority since 1998, but remains part of the ceremonial county. The county's population and economy is centred on five towns: the county town of Shrewsbury, which is culturally and historically important and close to the centre of the county; Telford, which was founded as a new town in the east which was constructed around a number of older towns, most notably Wellington, Dawley and Madeley, which is today th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Blackpool
Blackpool is a seaside resort in Lancashire, England. Located on the North West England, northwest coast of England, it is the main settlement within the Borough of Blackpool, borough also called Blackpool. The town is by the Irish Sea, between the River Ribble, Ribble and River Wyre, Wyre rivers, and is north of Liverpool and northwest of Manchester. At the 2011 United Kingdom census, 2011 census, the Unitary authorities of England, unitary authority of Blackpool had an estimated population of 139,720 while the urban settlement had a population of 147,663, making it the List of settlements in Lancashire by population, most populous settlement in Lancashire, and the fifth-most populous in North West England after Manchester, Liverpool, Bolton and Warrington. The Blackpool Urban Area, wider built-up area (which also includes additional settlements outside the unitary authority) had a population of 239,409, making it the fifth-most populous urban area in the North West after t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sunderland
Sunderland () is a port city in Tyne and Wear, England. It is the City of Sunderland's administrative centre and in the Historic counties of England, historic county of County of Durham, Durham. The city is from Newcastle-upon-Tyne and is on the River Wear's mouth to the North Sea. The river also flows through Durham, England, Durham roughly south-west of Sunderland City Centre. It is the only other city in the county and the second largest settlement in the North East England, North East after Newcastle upon Tyne. Locals from the city are sometimes known as Mackems. The term originated as recently as the early 1980s; its use and acceptance by residents, particularly among the older generations, is not universal. At one time, ships built on the Wear were called "Jamies", in contrast with those Tyneside, from the Tyne, which were known as "Geordies", although in the case of "Jamie" it is not known whether this was ever extended to people. There were three original settlements ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Norwich
Norwich () is a cathedral city and district of Norfolk, England, of which it is the county town. Norwich is by the River Wensum, about north-east of London, north of Ipswich and east of Peterborough. As the seat of the See of Norwich, with one of the country's largest medieval cathedrals, it is the largest settlement and has the largest urban area in East Anglia. The population of the Norwich City Council local authority area was estimated to be 144,000 in 2021, which was an increase from 143,135 in 2019. The wider built-up area had a population of 213,166 in 2019. Heritage and status Norwich claims to be the most complete medieval city in the United Kingdom. It includes cobbled streets such as Elm Hill, Timber Hill and Tombland; ancient buildings such as St Andrew's Hall; half-timbered houses such as Dragon Hall, The Guildhall and Strangers' Hall; the Art Nouveau of the 1899 Royal Arcade; many medieval lanes; and the winding River Wensum that flows through the city ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Manchester
Manchester () is a city in Greater Manchester, England. It had a population of 552,000 in 2021. It is bordered by the Cheshire Plain to the south, the Pennines to the north and east, and the neighbouring city of Salford to the west. The two cities and the surrounding towns form one of the United Kingdom's most populous conurbations, the Greater Manchester Built-up Area, which has a population of 2.87 million. The history of Manchester began with the civilian settlement associated with the Roman fort ('' castra'') of ''Mamucium'' or ''Mancunium'', established in about AD 79 on a sandstone bluff near the confluence of the rivers Medlock and Irwell. Historically part of Lancashire, areas of Cheshire south of the River Mersey were incorporated into Manchester in the 20th century, including Wythenshawe in 1931. Throughout the Middle Ages Manchester remained a manorial township, but began to expand "at an astonishing rate" around the turn of the 19th century. Manchest ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chester
Chester is a cathedral city and the county town of Cheshire, England. It is located on the River Dee, close to the English–Welsh border. With a population of 79,645 in 2011,"2011 Census results: People and Population Profile: Chester Locality"; downloaded froCheshire West and Chester: Population Profiles, 17 May 2019 it is the most populous settlement of Cheshire West and Chester (a unitary authority which had a population of 329,608 in 2011) and serves as its administrative headquarters. It is also the historic county town of Cheshire and the second-largest settlement in Cheshire after Warrington. Chester was founded in 79 AD as a "castrum" or Roman fort with the name Deva Victrix during the reign of Emperor Vespasian. One of the main army camps in Roman Britain, Deva later became a major civilian settlement. In 689, King Æthelred of Mercia founded the Minster Church of West Mercia, which later became Chester's first cathedral, and the Angles extended and strengthene ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
