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Smile (bank)
Smile is a British banking brand that operates as a trading division of The Co-operative Bank. It started as the United Kingdom, UK's first fully digital bank in 1999, offering full-service current accounts, savings, ISAs, investments and credit cards. History The Smile brand was launched in October 1999. In July 2000, "moneybags.co.uk" rated smile highly in terms of accessibility, citing its ‘excellent interest rates, top functionality, nice appearance and lots of clear, helpful information in plain English’. Additionally, the "Internet Made Easy" magazine rated smile as ‘simply the best of the web’. 2001 saw Smile launch ‘Smile invest’, a collaboration with Fidelity Fundsupermarket which gave smile customers even more opportunity to expand their financial portfolios, and compare more shares and stocks. In 2002, Smile also launched Sharedealing to help experienced and new investors build an online portfolio, with 24-hour access. In 2003 there were record interim pr ...
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Trading Name
A trade name, trading name, or business name, is a pseudonym used by companies that do not operate under their registered company name. The term for this type of alternative name is a "fictitious" business name. Registering the fictitious name with a relevant government body is often required. In a number of countries, the phrase "trading as" (abbreviated to t/a) is used to designate a trade name. In the United States, the phrase "doing business as" (abbreviated to DBA, dba, d.b.a., or d/b/a) is used, among others, such as assumed business name or fictitious business name. In Canada, "operating as" (abbreviated to o/a) and "trading as" are used, although "doing business as" is also sometimes used. A company typically uses a trade name to conduct business using a simpler name rather than using their formal and often lengthier name. Trade names are also used when a preferred name cannot be registered, often because it may already be registered or is too similar to a name that is a ...
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The Supernaturals
The Supernaturals are a five piece guitar-based indie rock band from Glasgow, Scotland. Fronted by singer-songwriter James McColl, they signed to Parlophone in 1996, and had a string of singles which were taken from their three albums and four EPs. Other members included Mark Guthrie, Derek McManus, Gavin Crawford and Ken McAlpine. The band's best known songs ("Smile" and "I Wasn't Built To Get Up") were featured prominently in a series of television advertisements. In total they scored five Top 40 entries in the UK Singles Chart. Career The band was formed in 1991 by Derek McManus (guitar), James McColl (guitar/vocals), Gavin Crawford (drums) and Mark Guthrie (bass). Their first cassette release was "Big 7" in 1992 followed by "Dark Star" in early 1993. The band toured extensively around Scotland, selling copies of "Big 7" and "Dark Star" and built a good fan base. Ken McAlpine joined the band in early 1994 on keyboards with Sean Guthrie and Steve Jeffrey sitting in as his ...
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Banks Established In 1999
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ...
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Companies Based In Manchester
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Banks Of The United Kingdom
Central bank The Bank of England is the central bank of the United Kingdom. The Big Four British banking has been highly consolidated since the early 20th century. Unlike some other major economies, the UK does not have a major stratum of independent local banks. The number of independent banks shrank further during 2008: Northern Rock was nationalised by the UK Government (and is now owned by Virgin Money), followed by Bradford & Bingley; Alliance & Leicester was acquired by Santander, who merged it into Santander UK. On 18 September 2008, Lloyds TSB plc entered into a confirmed agreement to take over HBOS plc, which took effect on 19 January 2009, when HBOS was acquired and folded into Lloyds Banking Group. The retail and commercial banking markets are dominated by HSBC, Barclays, Lloyds Banking Group, NatWest Group and Spanish-owned Santander UK (most of these companies operate more than one banking brand in the UK). Banks incorporated in the UK A full list of busi ...
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Groucho Glasses
Groucho glasses, also known as nose glasses, the beaglepuss, or the GM 20/20s are a humorous novelty disguise which function as a caricature of the stage makeup used by the comedian Groucho Marx in his movies and vaudeville performances. They typically consist of black frames (either round or horn-rimmed) with attached features including bushy eyebrows, a large plastic nose, bushy moustache, and sometimes a plastic cigar. Considered one of the most iconic and widely used of all novelty items in the world, Groucho glasses were marketed as early as the 1940s and are instantly recognizable to people throughout the world. The glasses are often used as a shorthand for slapstick and are depicted in the Disguised Face (🥸) emoji An emoji ( ; plural emoji or emojis) is a pictogram, logogram, ideogram or smiley embedded in text and used in electronic messages and web pages. The primary function of emoji is to fill in emotional cues otherwise missing from typed conversat .... Ref ...
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Victor Meldrew
Victor Meldrew is a fictional character in the BBC One Situation comedy, sitcom ''One Foot in the Grave'', created by David Renwick and portrayed by Richard Wilson (Scottish actor), Richard Wilson. The character epitomised the archetypal grumpy old man. Meldrew is a foil for the bothersome aspects of children, cars, animals, Power outage, power cuts and next-door neighbours. The character was created specifically for Wilson, with whom Renwick had worked on the series ''Hot Metal'', though Wilson initially turned the part down as at 53, he felt he was too young to play the 60-year-old Meldrew. Renwick considered Les Dawson for the part before Wilson changed his mind. __TOC__ Character In the first episode, Meldrew, aged 60, is forced into early retirement from his job as a security guard when the office where he worked installs an automatic security system (which he describes as "being replaced by a box"). The series follows Meldrew as he tries to fill his new-found leisure with ...
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Gordon Brown
James Gordon Brown (born 20 February 1951) is a British former politician who served as Prime Minister of the United Kingdom and Leader of the Labour Party (UK), Leader of the Labour Party from 2007 to 2010. He previously served as Chancellor of the Exchequer in Tony Blair's Premiership of Tony Blair, government from 1997 to 2007, and was a Member of Parliament (United Kingdom), Member of Parliament (MP) from 1983 to 2015, first for Dunfermline East (UK Parliament constituency), Dunfermline East and later for Kirkcaldy and Cowdenbeath (UK Parliament constituency), Kirkcaldy and Cowdenbeath. He is the most recent Labour politician as well as the most recent Scottish politician to hold the office of prime minister. A Doctor of Philosophy, doctoral graduate, Brown studied history at the University of Edinburgh, where he was elected Rector of the University of Edinburgh, Rector in 1972. He spent his early career working as both a lecturer at a further education college and a t ...
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Ann Widdecombe
Ann Noreen Widdecombe (born 4 October 1947) is a British politician, author and television personality. She was Member of Parliament (MP) for Maidstone and The Weald, and the former Maidstone constituency, from 1987 to 2010 and Member of the European Parliament (MEP) for South West England from 2019 to 2020. Originally a member of the Conservative Party, she was a member of the Brexit Party from 2019 until it was renamed Reform UK in 2021. Born in Bath, Somerset, Widdecombe read Latin at the University of Birmingham and later studied philosophy, politics and economics at Lady Margaret Hall, Oxford. She is a convert from Anglicanism to Roman Catholicism and was a member of the Conservative Christian Fellowship. She served as Minister of State for Employment from 1994 to 1995 and Minister of State for Prisons from 1995 to 1997. She later served in the Shadow Cabinet of William Hague as Shadow Secretary of State for Health from 1998 to 1999 and Shadow Home Secretary from 199 ...
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Canada
Canada is a country in North America. Its ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, covering over , making it the world's second-largest country by total area. Its southern and western border with the United States, stretching , is the world's longest binational land border. Canada's capital is Ottawa, and its three largest metropolitan areas are Toronto, Montreal, and Vancouver. Indigenous peoples have continuously inhabited what is now Canada for thousands of years. Beginning in the 16th century, British and French expeditions explored and later settled along the Atlantic coast. As a consequence of various armed conflicts, France ceded nearly all of its colonies in North America in 1763. In 1867, with the union of three British North American colonies through Confederation, Canada was formed as a federal dominion of four provinces. This began an accretion of provinces an ...
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Manchester
Manchester () is a city in Greater Manchester, England. It had a population of 552,000 in 2021. It is bordered by the Cheshire Plain to the south, the Pennines to the north and east, and the neighbouring city of Salford to the west. The two cities and the surrounding towns form one of the United Kingdom's most populous conurbations, the Greater Manchester Built-up Area, which has a population of 2.87 million. The history of Manchester began with the civilian settlement associated with the Roman fort ('' castra'') of ''Mamucium'' or ''Mancunium'', established in about AD 79 on a sandstone bluff near the confluence of the rivers Medlock and Irwell. Historically part of Lancashire, areas of Cheshire south of the River Mersey were incorporated into Manchester in the 20th century, including Wythenshawe in 1931. Throughout the Middle Ages Manchester remained a manorial township, but began to expand "at an astonishing rate" around the turn of the 19th century. Manchest ...
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Chile
Chile, officially the Republic of Chile, is a country in the western part of South America. It is the southernmost country in the world, and the closest to Antarctica, occupying a long and narrow strip of land between the Andes to the east and the Pacific Ocean to the west. Chile covers an area of , with a population of 17.5 million as of 2017. It shares land borders with Peru to the north, Bolivia to the north-east, Argentina to the east, and the Drake Passage in the far south. Chile also controls the Pacific islands of Juan Fernández, Isla Salas y Gómez, Desventuradas, and Easter Island in Oceania. It also claims about of Antarctica under the Chilean Antarctic Territory. The country's capital and largest city is Santiago, and its national language is Spanish. Spain conquered and colonized the region in the mid-16th century, replacing Inca rule, but failing to conquer the independent Mapuche who inhabited what is now south-central Chile. In 1818, after declaring in ...
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