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Provident Financial
Provident Financial plc is specialist bank for UK adults who are not served by mainstream lenders. Based in Bradford, England, it specialises in credit cards, online loans and consumer vehicle finance. It is listed on the London Stock Exchange. History The company was established in Bradford in 1880 by Joshua Kelley Waddilove to provide affordable credit to families in West Yorkshire as the Provident Cloth and Supply Company. The Company was first listed on the London Stock Exchange in 1962. Provident Financial Group were one of the first financial institutions to enter into estate agency in the UK, establishing Whitegate Estate Agency in two cities 1978, and by the end of the year was operating in eight Yorkshire towns. The chain grew to 19 branches by the end of 1979, 22 branches by the end of 1980 and 23 branches by the end of 1982. Innovations brought to the market place included seven day opening, computerised mailing lists, a "No Sale - No Fee" guarantee and an all includ ...
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Vanquis Bank
Vanquis Bank is a subsidiary of the Provident Financial Group. Established in 2007, it offers credit building credit cards under the Visa brand for UK residents with a limited or uneven credit history. It also offers a fixed rate bond service, launched in 2011. History Vanquis was set up by Provident Financial and licensed for consumer credit by the OFT in 2002. It received authorisation from the Financial Services Authority the following year. Initially conceived as a pilot scheme from Provident, it received approval from the parent group to expand in 2004 and relocated to the current Head Office location in London in 2005. Following extensive marketing and advertising, increased business volumes resulted in the customer services department moving to larger premises at Chatham in 2008, in part of what used to be the Chatham Naval Dockyards. In 2009 Vanquis rebranded, launched new credit cards and won the Credit Provider of the Year at the Credit Today Awards, something it woul ...
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Bradford
Bradford is a city and the administrative centre of the City of Bradford district in West Yorkshire, England. The city is in the Pennines' eastern foothills on the banks of the Bradford Beck. Bradford had a population of 349,561 at the 2011 census; the second-largest population centre in the county after Leeds, which is to the east of the city. It shares a continuous built-up area with the towns of Shipley, Silsden, Bingley and Keighley in the district as well as with the metropolitan county's other districts. Its name is also given to Bradford Beck. It became a West Riding of Yorkshire municipal borough in 1847 and received its city charter in 1897. Since local government reform in 1974, the city is the administrative centre of a wider metropolitan district, city hall is the meeting place of Bradford City Council. The district has civil parishes and unparished areas and had a population of , making it the most populous district in England. In the century leadin ...
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Citizen's Advice Bureau
Citizens AdviceCitizens Advice is the operating name of The National Association of Citizens Advice Bureaux which is the umbrella charity for a wider network of local advice centres. The abbreviation CitA is sometimes used to refer to this national Citizens Advice organization. Citizens Advice does not use an apostrophe in its title something the organisation dropped during the 1980s. However it appears in earlier usage for instance Margaret Brassnett's 1964 publication ''The Story of the Citizens' Advice Bureau''. (previously Citizens Advice BureauThe abbreviation CABx, short for Citizens Advice Bureaux, is sometimes used to refer collectively to local Citizens Advice offices. and also known as Cyngor ar BopethCyngor ar Bopeth translates as 'advice on everything' in Welsh language, Welsh) is an independent organisation specialising in confidential information and advice to assist people with legal, debt, consumer, housing and other problems in the United Kingdom. The twin aims of ...
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Companies Based In Bradford
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial pe ...
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Hampshire
Hampshire (, ; abbreviated to Hants) is a ceremonial county, ceremonial and non-metropolitan county, non-metropolitan counties of England, county in western South East England on the coast of the English Channel. Home to two major English cities on its south coast, Southampton and Portsmouth, Hampshire is the 9th-most populous county in England. The county town of Hampshire is Winchester, located in the north of the county. The county is bordered by Dorset to the south-west, Wiltshire to the north-west, Berkshire to the north, Surrey to the north-east, and West Sussex to the south east. The county is geographically diverse, with upland rising to and mostly south-flowing rivers. There are areas of downland and marsh, and two national parks: the New Forest National Park, New Forest and part of the South Downs National Park, South Downs, which together cover 45 per cent of Hampshire. Settled about 14,000 years ago, Hampshire's recorded history dates to Roman Britain, when its chi ...
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Petersfield
Petersfield is a market town and civil parish in the East Hampshire district of Hampshire, England. It is north of Portsmouth. The town has its own railway station on the Portsmouth Direct line, the mainline rail link connecting Portsmouth and London. Situated below the northern slopes of the South Downs, Petersfield lies wholly within the South Downs National Park. The town is on the crossroads of well-used north–south (formerly the A3 road which now bypasses the town) and east–west routes (today the A272 road) and it grew as a coach stop on the Portsmouth to London route. Petersfield is twinned with Barentin in France, and Warendorf in Germany. History Petersfield Heath's burial mounds may be up to 4,000 years old; their distribution is mainly to the east and south east of the Heath. These are considered to be one of the more important lowland barrow groups in this country. The barrows indicate that the area of the Heath was occupied by people who may have come to reg ...
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Kent
Kent is a county in South East England and one of the home counties. It borders Greater London to the north-west, Surrey to the west and East Sussex to the south-west, and Essex to the north across the estuary of the River Thames; it faces the French department of Pas-de-Calais across the Strait of Dover. The county town is Maidstone. It is the fifth most populous county in England, the most populous non-Metropolitan county and the most populous of the home counties. Kent was one of the first British territories to be settled by Germanic tribes, most notably the Jutes, following the withdrawal of the Romans. Canterbury Cathedral in Kent, the oldest cathedral in England, has been the seat of the Archbishops of Canterbury since the conversion of England to Christianity that began in the 6th century with Saint Augustine. Rochester Cathedral in Medway is England's second-oldest cathedral. Located between London and the Strait of Dover, which separates England from mainla ...
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Chatham, Kent
Chatham ( ) is a town located within the Medway unitary authority in the ceremonial county of Kent, England. The town forms a conurbation with neighbouring towns Gillingham, Rochester, Strood and Rainham. The town developed around Chatham Dockyard and several Army barracks, together with 19th-century forts which provided a defensive shield for the dockyard. The Corps of Royal Engineers is still based in Chatham at Brompton Barracks. The Dockyard closed in 1984, but the remaining major naval buildings are an attraction for a flourishing tourist industry. Following closure, part of the site was developed as a commercial port, other parts were redeveloped for business and residential use, and part was used as the Chatham Historic Dockyard museum. Its attractions include the submarine . The town has important road links and the railway and bus stations are the main interchanges for the area. It is the administrative headquarters of Medway unitary authority, as well as its pri ...
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London
London is the capital and largest city of England and the United Kingdom, with a population of just under 9 million. It stands on the River Thames in south-east England at the head of a estuary down to the North Sea, and has been a major settlement for two millennia. The City of London, its ancient core and financial centre, was founded by the Romans as '' Londinium'' and retains its medieval boundaries.See also: Independent city § National capitals The City of Westminster, to the west of the City of London, has for centuries hosted the national government and parliament. Since the 19th century, the name "London" has also referred to the metropolis around this core, historically split between the counties of Middlesex, Essex, Surrey, Kent, and Hertfordshire, which largely comprises Greater London, governed by the Greater London Authority.The Greater London Authority consists of the Mayor of London and the London Assembly. The London Mayor is distinguished fr ...
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Financial Conduct Authority
The Financial Conduct Authority (FCA) is a financial regulation, financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.Archived here.
Like its predecessor the Financial Services Authority, FSA, the FCA is structured as a company limited by guarantee. The FCA works alongside the Prudential Regulation Authority (United Kingdom), Prudential Regulation Authority and the Financial Policy Committee to set regulatory requirements f ...
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Profit Warning
A profit warning is a warning declaration issued by a listed company to investors through a stock exchange. It warns investors that the profit of the company in the coming quarter will significantly decline when compared with that of the same quarter of previous year, or the company may even make a loss. Investors should be aware of the possible loss when buying or selling its stock In finance, stock (also capital stock) consists of all the shares by which ownership of a corporation or company is divided.Longman Business English Dictionary: "stock - ''especially AmE'' one of the shares into which ownership of a company .... For example, William Hill Bookmakers issued a profit warning on 23 March 2016 which they attributed to "a bad run of results and customers imposing betting limits on themselves". Company share prices often fall following a profit warning being issued. Sometimes, "profit warning" is considered to be a neutral term and it refers to "estimated results imp ...
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Dáil Éireann
Dáil Éireann ( , ; ) is the lower house, and principal chamber, of the Oireachtas (Irish legislature), which also includes the President of Ireland and Seanad Éireann (the upper house).Article 15.1.2º of the Constitution of Ireland reads: "The Oireachtas shall consist of the President and two Houses, viz.: a House of Representatives to be called Dáil Éireann and a Senate to be called Seanad Éireann." It consists of 160 members, each known as a (plural , commonly abbreviated as TDs). TDs represent 39 constituencies and are directly elected for terms not exceeding five years, on the system of proportional representation by means of the single transferable vote (PR-STV). Its powers are similar to those of lower houses under many other bicameral parliamentary systems and it is by far the dominant branch of the Oireachtas. Subject to the limits imposed by the Constitution of Ireland, it has power to pass any law it wishes, and to nominate and remove the Taoiseach (head of ...
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