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Nykredit
Dating back to 1851, Nykredit ( en, New Credit) is one of Denmark's leading financial services companies with activities ranging from mortgage, retail and investment banking to insurance, leasing and fixed income trading and asset management. The Nykredit Group is the largest lender in Denmark and one of the major private bond issuers in Europe. * Group profit before tax: DKK 3,205m (2012) * Market share of mortgage banking: 43% (2012) * Market share of commercial banking: 5.7% (2012) In 2003 Nykredit bought Totalkredit, a mortgage lending institution whose products are distributed by 103 regional and local banks. In 2008 Nykredit bought Forstædernes Bank and merged it with Nykredit Bank. In 2014 Nykredit lost a principal case at the Danish Supreme Court regarding service fees. In February 2016 Nykredit faced public outrage among their customers due to significantly increased service fees. On 9 September 2016 The Danish Consumer-ombudsman filed a police report regarding ...
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Nykredit Architecture Prize
The Nykredit Architecture Prize is the largest Danish architecture prize. Founded by the Nykredit Foundation (an arm of the Nykredit Group), it is awarded annually to a person, or group of people, who have personally, or through their work, made a significant contribution to the building industry in the form of architecture or planning, etc. The recipient receives DKK 500,000, making it one of the largest architecture prizes in the world in terms of prize money. In 1991 the Nykredit Foundation began awarding the Motivational Award/Encouragement Prize to talented young architects who have made an impact on the architecture scene. Recipients Motivational Award * 2015: Cornelius+Vöge * 2014: Svendborg Architects * 2013: Effekt * 2012: Powerhouse Company * 2011: JAJA Architects * 2010: Mette Lange * 2009: Polyform * 2008: ONV Arkitekter * 2007: Dan Stubbergaard * 2006: TRANSFORM/Lars Bendrup Encouragement Prize * 2005: NORD Arkitekter * 2004: Henrik Valeur * 2003: Kollisi ...
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The Crystal, Copenhagen
The Crystal (Danish language, Danish: Krystallen) is a free-standing, environmentally friendly extension of Nykredit headquarters at the Kalvebod Brygge waterfront in Copenhagen, Denmark. Designed by Schmidt Hammer Lassen, it takes its name from its light, crystalline form which rests on only a single point and a single line, allowing for unhindered views as well as passage underneath the building. Design Sustainability The building has a low energy-consumption of only 70 kWh per sqm, or 25 per cent less than the requirements of the existing energy legislation in Denmark. This is obtained with the highly effective insulating triple-layered inner glass façade which has a U-value of only 0.7 Wh per sqm. The roof is covered with photovoltaic panels generating 80,000 kWh per year. Plaza The plaza next to the building is designed by Stig L. Andersson in collaboration with Schmidt Hammer Lassen. Its light-coloured slate paving continues into the ground floor of the building, integrat ...
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Copenhagen
Copenhagen ( or .; da, København ) is the capital and most populous city of Denmark, with a proper population of around 815.000 in the last quarter of 2022; and some 1.370,000 in the urban area; and the wider Copenhagen metropolitan area has 2,057,142 people. Copenhagen is on the islands of Zealand and Amager, separated from Malmö, Sweden, by the Øresund strait. The Øresund Bridge connects the two cities by rail and road. Originally a Viking fishing village established in the 10th century in the vicinity of what is now Gammel Strand, Copenhagen became the capital of Denmark in the early 15th century. Beginning in the 17th century, it consolidated its position as a regional centre of power with its institutions, defences, and armed forces. During the Renaissance the city served as the de facto capital of the Kalmar Union, being the seat of monarchy, governing the majority of the present day Nordic region in a personal union with Sweden and Norway ruled by the Danis ...
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Leasing
A lease is a contractual arrangement calling for the user (referred to as the ''lessee'') to pay the owner (referred to as the ''lessor'') for the use of an asset. Property, buildings and vehicles are common assets that are leased. Industrial or business equipment are also leased. Basically a lease agreement is a contract between two parties: the lessor and the lessee. The lessor is the legal owner of the asset, while the lessee obtains the right to use the asset in return for regular rental payments. The lessee also agrees to abide by various conditions regarding their use of the property or equipment. For example, a person leasing a car may agree to the condition that the car will only be used for personal use. The term rental agreement can refer to two kinds of leases: * A lease in which the asset is tangible property. Here, the user '' rents'' the asset (e.g. land or goods) ''let out'' or ''rented out'' by the owner (the verb ''to lease'' is less precise because it can r ...
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Cooperative Banking In Europe
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise".Statement on the Cooperative Identity.
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Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * es owned and man ...
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Financial Services Companies Based In Copenhagen
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessment ...
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Companies Based In Copenhagen Municipality
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Europe
Europe is a large peninsula conventionally considered a continent in its own right because of its great physical size and the weight of its history and traditions. Europe is also considered a Continent#Subcontinents, subcontinent of Eurasia and it is located entirely in the Northern Hemisphere and mostly in the Eastern Hemisphere. Comprising the westernmost peninsulas of Eurasia, it shares the continental landmass of Afro-Eurasia with both Africa and Asia. It is bordered by the Arctic Ocean to the north, the Atlantic Ocean to the west, the Mediterranean Sea to the south and Asia to the east. Europe is commonly considered to be Boundaries between the continents of Earth#Asia and Europe, separated from Asia by the drainage divide, watershed of the Ural Mountains, the Ural (river), Ural River, the Caspian Sea, the Greater Caucasus, the Black Sea and the waterways of the Turkish Straits. "Europe" (pp. 68–69); "Asia" (pp. 90–91): "A commonly accepted division between Asia and E ...
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Asset Management
Asset management is a systematic approach to the governance and realization of value from the things that a group or entity is responsible for, over their whole life cycles. It may apply both to tangible assets (physical objects such as buildings or equipment) and to intangible assets (such as human capital, intellectual property, goodwill or financial assets). Asset management is a systematic process of developing, operating, maintaining, upgrading, and disposing of assets in the most cost-effective manner (including all costs, risks, and performance attributes). The term is commonly used in the financial sector to describe people and companies who manage investments on behalf of others. Those include, for example, investment managers that manage the assets of a pension fund. It is also increasingly used in both the business world and public infrastructure sectors to ensure a coordinated approach to the optimization of costs, risks, service/performance, and sustainability. IS ...
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Fixed Income Trading
Fixed may refer to: * ''Fixed'' (EP), EP by Nine Inch Nails * ''Fixed'', an upcoming 2D adult animated film directed by Genndy Tartakovsky * Fixed (typeface), a collection of monospace bitmap fonts that is distributed with the X Window System * Fixed, subjected to neutering * Fixed point (mathematics), a point that is mapped to itself by the function * Fixed line telephone, landline See also * * * Fix (other) * Fixer (other) * Fixing (other) * Fixture (other) {{disambiguation ...
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Investment Banking
Investment banking pertains to certain activities of a financial services company or a corporate division that consist in advisory-based financial transactions on behalf of individuals, corporations, and governments. Traditionally associated with corporate finance, such a bank might assist in raising financial capital by underwriting or acting as the client's agent in the issuance of debt or equity securities. An investment bank may also assist companies involved in mergers and acquisitions (M&A) and provide ancillary services such as market making, trading of derivatives and equity securities, FICC services ( fixed income instruments, currencies, and commodities) or research (macroeconomic, credit or equity research). Most investment banks maintain prime brokerage and asset management departments in conjunction with their investment research businesses. As an industry, it is broken up into the Bulge Bracket (upper tier), Middle Market (mid-level businesses), and boutique ...
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