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Overspending
Overspending is spending more money than one can afford. It is a common problem when easy credit is available. The term overspending is also used for investment projects when payments exceed actual calculated cost. Causes Some overspending is a form of addictive behaviour due to psychological dependence. The sufferers spend in order to relieve other problems in their lives such anxiety or stress. Others may overspend to impress their associates, for example, by picking up the bill for a meal at a restaurant. There are some who want to impress their neighbors and bring large packets, furniture frequently. Credit Sources of credit such as credit cards enable overspending by allowing consumers to spend beyond their income. Financial counselors advise indebted consumers to avoid buying goods on credit and even to cut up their credit cards. Distribution An analysis of consumer expenditure showed that 40% of US households overspent in 1990. Other things being equal, educated people w ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Moonlight Clan
The Moonlight Clan () is a large group of people (particularly young people) who expend their entire salary before the end of each month. The term is derived from a lunar cycle. While ''yue guang'' translates directly to "moonlight", it is also a pun derived from the combination of its individual words, ''yue'' (月; month or moon) and ''guang'' (光; 'empty, used up, or light'). ''Zu'' ('clan, race') refers to a group of people who shares this characteristic. In the United States, a comparable notion is referred to as "living paycheck to paycheck". "Moonlight clan" is a relatively new Chinese neologism to describe young workers who spend their salaries faster than they earn it. Opposite of the Western definition of the word "moonlighting," which means to take on more than one job to earn more money. The Moonlite (people of Moonlight clan) are generally younger generations. They are different from their parents' diligent and thrifty consumption concepts. To chase new trends and have ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Debtors Anonymous
Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in fifteen countries, according to data released in 2011. Those who compulsively incur unsecured debt are said to be engaged in compulsive borrowing and are known as compulsive debtors. DA encourages careful record keeping and monitoring of finances—including purchases, income, and debt payments—to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income. DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors. In the mid-1990s, sociologist Terrell A. Hayes conducted in-depth interviews with a convenience and snowba ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wilkins Micawber From David Copperfield By Frank Reynolds
Wilkins or Wilkin is a name variant of William, and may refer to: People Given name: Wilkin * Wilkins (singer) (Germán Wilkins Vélez Ramírez, born 1953), Puerto Rican pop music singer and composer * Wilkin Castillo (born 1984), Dominican baseball catcher * Wilkin Mota (born 1981), Indian cricketer * Wilkin Ramírez (born 1985), Dominican baseball outfielder * Wilkin Ruan (born 1978), Dominican baseball outfielder Given name: Wilkins * Wilkins P. Horton (1889–1950), American lawyer, lieutenant governor of North Carolina 1937–1941 * Wilkins Micawber, character in Charles Dickens's novel ''David Copperfield'' * Wilkins F. Tannehill (1787–1858), American politician and author Surname * Wilkins (surname) * Wilkin (surname) Places and geographical features * Edness K. Wilkins State Park, a state park in Wyoming * Fort Wilkins Historic State Park, a historical location in Michigan * Wilkins Coast, a portion of the eastern coast of Antarctica * Wilkin County, Minn ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tiberius
Tiberius Julius Caesar Augustus (; 16 November 42 BC – 16 March AD 37) was the second Roman emperor. He reigned from AD 14 until 37, succeeding his stepfather, the first Roman emperor Augustus. Tiberius was born in Rome in 42 BC. His father was the politician Tiberius Claudius Nero and his mother was Livia Drusilla, who would eventually divorce his father, and marry the future-emperor Augustus in 38 BC. Following the untimely deaths of Augustus' two grandsons and adopted heirs, Gaius and Lucius Caesar, Tiberius was designated Augustus' successor. Prior to this, Tiberius had proved himself an able diplomat, and one of the most successful Roman generals: his conquests of Pannonia, Dalmatia, Raetia, and (temporarily) parts of Germania laid the foundations for the empire's northern frontier. Early in his career, Tiberius was happily married to Vipsania, daughter of Augustus' friend, distinguished general and intended heir, Marcus Vipsanius Agrippa. They had a son, Drusus Jul ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Confiscation
Confiscation (from the Latin ''confiscatio'' "to consign to the ''fiscus'', i.e. transfer to the treasury") is a legal form of seizure by a government or other public authority. The word is also used, popularly, of spoliation under legal forms, or of any seizure of property as punishment or in enforcement of the law. Scope As a punishment, it differs from a fine in that it is not primarily meant to match the crime but rather reattributes the criminal's ill-gotten spoils (often as a complement to the actual punishment for the crime itself; still common with various kinds of contraband, such as protected living organisms) to the community or even aims to rob them of their socio-economic status, in the extreme case reducing them to utter poverty, or if he or she is condemned to death even denies them the power to bequeath inheritance to their legal heirs. Meanwhile, limited confiscation is often in function of the crime, the rationale being that the criminal must be denied the frui ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Proscription
Proscription ( la, proscriptio) is, in current usage, a 'decree of condemnation to death or banishment' (''Oxford English Dictionary'') and can be used in a political context to refer to state-approved murder or banishment. The term originated in Ancient Rome, where it included public identification and official condemnation of declared enemies of the state and it often involved confiscation of property. Its usage has been significantly widened to describe governmental and political sanctions of varying severity on individuals and classes of people who have fallen into disfavor, from the ''en masse'' suppression of adherents of unorthodox ideologies to the suppression of political rivals or personal enemies. In addition to its recurrences during the various phases of the Roman Republic, it has become a standard term to label: * The suppression of Royalists after Oliver Cromwell's decisive defeat of Charles II at the Battle of Worcester in 1651 (see image) * The curbing of W ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Commodus
Commodus (; 31 August 161 – 31 December 192) was a Roman emperor who ruled from 177 to 192. He served jointly with his father Marcus Aurelius from 176 until the latter's death in 180, and thereafter he reigned alone until his assassination. His reign is commonly thought of as marking the end of a golden period of peace in the history of the Roman Empire, known as the Pax Romana. Commodus accompanied his father during the Marcomannic Wars in 172, and on a tour of the Eastern provinces in 176. Later that year he became the youngest emperor and consul up to that point, at the age of 15. During his solo reign, the Roman Empire enjoyed reduced military conflict compared with the reign of Marcus Aurelius. Intrigues and conspiracies abounded, leading Commodus to revert to an increasingly dictatorial style of leadership, culminating in his creating a deific personality cult, with his performing as a gladiator in the Colosseum. Throughout his reign, Commodus entrusted the management ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Caligula
Gaius Julius Caesar Augustus Germanicus (31 August 12 – 24 January 41), better known by his nickname Caligula (), was the third Roman emperor, ruling from 37 until his assassination in 41. He was the son of the popular Roman general Germanicus and Augustus' granddaughter Agrippina the Elder. Caligula was born into the first ruling family of the Roman Empire, conventionally known as the Julio-Claudian dynasty. Although Gaius was named after Julius Caesar, Gaius Julius Caesar, he acquired the nickname "Caligula" ("little ''caligae, caliga''," a type of military boot) from his father's soldiers during their campaign in Germania. When Germanicus died at Antioch in 19, Agrippina returned with her six children to Rome, where she became entangled in a bitter feud with Tiberius. The conflict eventually led to the destruction of her family, with Caligula as the sole male survivor. In 26, Tiberius withdrew from public life to the island of Capri, and in 31, Caligula joined him there. Fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nero
Nero Claudius Caesar Augustus Germanicus ( ; born Lucius Domitius Ahenobarbus; 15 December AD 37 – 9 June AD 68), was the fifth Roman emperor and final emperor of the Julio-Claudian dynasty, reigning from AD 54 until his death in AD 68. He was adopted by the Roman emperor Claudius at the age of 13 and succeeded him on the throne. Nero was popular with the members of his Praetorian Guard and lower-class commoners in Rome and its provinces, but he was deeply resented by the Roman aristocracy. Most contemporary sources describe him as tyrannical, self-indulgent, and debauched. After being declared a public enemy by the Roman Senate, he committed suicide at age 30. Nero was born at Antium in AD 37, the son of Gnaeus Domitius Ahenobarbus and Agrippina the Younger, a great-granddaughter of the emperor Augustus. When Nero was two years old, his father died. His mother married the emperor Claudius, who eventually adopted Nero as his heir; when Cla ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hadrian
Hadrian (; la, Caesar Trâiānus Hadriānus ; 24 January 76 – 10 July 138) was Roman emperor from 117 to 138. He was born in Italica (close to modern Santiponce in Spain), a Roman ''municipium'' founded by Italic settlers in Hispania Baetica and he came from a branch of the gens Aelia that originated in the Picenean town of Hadria, the ''Aeli Hadriani''. His father was of senatorial rank and was a first cousin of Emperor Trajan. Hadrian married Trajan's grand-niece Vibia Sabina early in his career before Trajan became emperor and possibly at the behest of Trajan's wife Pompeia Plotina. Plotina and Trajan's close friend and adviser Lucius Licinius Sura were well disposed towards Hadrian. When Trajan died, his widow claimed that he had nominated Hadrian as emperor immediately before his death. Rome's military and Senate approved Hadrian's succession, but four leading senators were unlawfully put to death soon after. They had opposed Hadrian or seemed to threaten his s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Money
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context. The primary functions which distinguish money are as a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment. Money was historically an emergent market phenomenon that possess intrinsic value as a commodity; nearly all contemporary money systems are based on unbacked fiat money without use value. Its value is consequently derived by social convention, having been declared by a government or regulatory entity to be legal tender; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, public and private", in the case of the United States dollar. Contexts which erode public confidence, such as the circulation of counterfeit money or domestic hyperinflation, can cause good money to lose its value. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankruptcy
Bankruptcy is a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor. Bankrupt is not the only legal status that an insolvent person may have, and the term ''bankruptcy'' is therefore not a synonym for insolvency. Etymology The word ''bankruptcy'' is derived from Italian ''banca rotta'', literally meaning "broken bank". The term is often described as having originated in renaissance Italy, where there allegedly existed the tradition of smashing a banker's bench if he defaulted on payment so that the public could see that the banker, the owner of the bench, was no longer in a condition to continue his business, although some dismiss this as a false etymology. History In Ancient Greece, bankruptcy did not exist. If a man owed and he could not pay, he and his wife, children or servants were forced into " ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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