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Superior Credit Union
Superior Credit Union is a credit union serving Cincinnati, Toledo, and Lima, Ohio, and surrounding regions. It originally served employees of the Superior Coach Company, and after the latter closed in 1981 it expanded by absorbing other credit unions and extending its geographic footprint from Lima to a wide area of western Ohio. As of September 2021, it is the fourth-largest credit union in Ohio by assets. History It was founded as Superior Coach Employees Federal Credit Union in 1954 to serve employees of the Superior Coach Company, based in Lima, Ohio. When Superior Coach Corporation closed in 1981, the credit union obtained a community charter expanding its membership eligibility to residents of the City of Lima, changing its name to Lima Superior Community Federal Credit Union. During the 1980s it absorbed five other credit unions, and expanded its membership to employees of several other companies. During 1990–1994 its field of membership expanded to encompass a ...
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Superior Coach Company
Superior Coach was a coachbuilder in the American automotive industry. Founded in 1909 as the Garford Motor Truck Company, Superior is best known for constructing bodies for professional cars (hearses) and school buses. Following major downturns in both segments in the late 1970s, Superior was liquidated by its parent company in 1980. From 1925 to 1980, the company was based in Lima, Ohio. After its 1980 closure, the Superior name would live on through several other companies. The manufacturing of school buses would play a part of the formation of Mid Bus (acquired by Collins Industries in 2008) and the professional car operations would remain in Lima as part of Accubuilt. Garford Motor Truck Company (1909-1925) In 1909, the Garford Motor Truck Company was established in Elyria, Ohio, a small town 30 miles outside Cleveland. By June 1912, the company was awarded a lucrative contract with the United States Post Office. The first order called for 11 trucks, the following for ...
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Credit Unions In The United States
Credit unions in the United States served 100 million members, comprising 43.7% of the economically active population, in 2014. U.S. credit unions are not-for-profit, cooperative, tax-exempt organizations. The clients of the credit unions become partners of the financial institution and their presence focuses in certain neighborhoods because they center their services in one specific community. As of March 2020, the largest American credit union was Navy Federal Credit Union, serving U.S. Department of Defense employees, contractors, and families of servicepeople, with over $125 billion in assets and over 9.1 million members. Total credit union assets in the U.S. reached $1 trillion as of March 2012. Approximately 236,000 people were directly employed by credit unions per data derived from the 2012 National Credit Union Administration (NCUA) Credit Union Directory. As of 2019, there were 5,236 federally insured credit unions with 120.4 million members, and deposits of $1.22 trilli ...
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Lima, Ohio
Lima ( ) is a city in and the county seat of Allen County, Ohio, United States. The municipality is located in northwest Ohio along Interstate 75 in Ohio, Interstate 75 approximately north of Dayton, Ohio, Dayton, southwest of Toledo, Ohio, Toledo, and southeast of Fort Wayne, Indiana. As of the United States Census, 2020, 2020 census, the city had a population of 35,579. It is the principal city of the Lima, Ohio metropolitan statistical area, which is included in the Lima–Van Wert–Wapakoneta, OH, combined statistical area. Lima was founded in 1831. The Lima Army Tank Plant, officially called the Joint Systems Manufacturing Center, built in 1941, is the sole producer of the M1 Abrams. History Lima was named after Lima, Peru's capital city. Shawnee and establishment In the years after the American Revolution, the Shawnee were the most prominent residents of west central Ohio, growing in numbers and permanency after the 1794 Treaty of Greenville. By 1817, the United ...
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Ohio
Ohio () is a state in the Midwestern region of the United States. Of the fifty U.S. states, it is the 34th-largest by area, and with a population of nearly 11.8 million, is the seventh-most populous and tenth-most densely populated. The state's capital and largest city is Columbus, with the Columbus metro area, Greater Cincinnati, and Greater Cleveland being the largest metropolitan areas. Ohio is bordered by Lake Erie to the north, Pennsylvania to the east, West Virginia to the southeast, Kentucky to the southwest, Indiana to the west, and Michigan to the northwest. Ohio is historically known as the "Buckeye State" after its Ohio buckeye trees, and Ohioans are also known as "Buckeyes". Its state flag is the only non-rectangular flag of all the U.S. states. Ohio takes its name from the Ohio River, which in turn originated from the Seneca word ''ohiːyo'', meaning "good river", "great river", or "large creek". The state arose from the lands west of the Appalachian Mountai ...
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Cincinnati
Cincinnati ( ) is a city in the U.S. state of Ohio and the county seat of Hamilton County. Settled in 1788, the city is located at the northern side of the confluence of the Licking and Ohio rivers, the latter of which marks the state line with Kentucky. The city is the economic and cultural hub of the Cincinnati metropolitan area. With an estimated population of 2,256,884, it is Ohio's largest metropolitan area and the nation's 30th-largest, and with a city population of 309,317, Cincinnati is the third-largest city in Ohio and 64th in the United States. Throughout much of the 19th century, it was among the top 10 U.S. cities by population, surpassed only by New Orleans and the older, established settlements of the United States eastern seaboard, as well as being the sixth-most populous city from 1840 until 1860. As a rivertown crossroads at the junction of the North, South, East, and West, Cincinnati developed with fewer immigrants and less influence from Europe than Ea ...
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Toledo, Ohio
Toledo ( ) is a city in and the county seat of Lucas County, Ohio, United States. A major Midwestern United States port city, Toledo is the fourth-most populous city in the state of Ohio, after Columbus, Cleveland, and Cincinnati, and according to the 2020 census, the 79th-largest city in the United States. With a population of 270,871, it is the principal city of the Toledo metropolitan area. It also serves as a major trade center for the Midwest; its port is the fifth-busiest in the Great Lakes and 54th-biggest in the United States. The city was founded in 1833 on the west bank of the Maumee River, and originally incorporated as part of Monroe County, Michigan Territory. It was refounded in 1837, after the conclusion of the Toledo War, when it was incorporated in Ohio. After the 1845 completion of the Miami and Erie Canal, Toledo grew quickly; it also benefited from its position on the railway line between New York City and Chicago. The first of many glass manufacturers ...
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Allen County, Ohio
Allen County is a county located in the northwestern part of the U.S. state of Ohio. The county seat is Lima. The county was created in 1820 and organized in 1831. The county is named in honor of Colonel John Allen, who was killed leading his men at the Battle of Frenchtown during the War of 1812. Allen County comprises the Lima metropolitan statistical area, and as of the 2020 census, the population was 102,206. History Under the terms of the Treaty of Greenville signed in 1795, northwestern Ohio was reserved for Native Americans. Thus the area now comprising Allen County was off-limits to European settlement until the Treaty of Maumee Rapids in 1817. Under the terms of this treaty, the Shawnee tribe was assigned reservations at Wapakonetta and at their "Hog Creek" settlement along the Ottawa River which comprised most of what is the present-day Shawnee Township. The latter treaty opened the way for the Ohio Legislature on March 1, 1820, to create fourteen counties, i ...
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Auglaize County, Ohio
Auglaize County () is a county in Northwestern Ohio, United States. As of the 2020 census, the population was 46,442. Its county seat is Wapakoneta. Auglaize County comprises the Wapakoneta Micropolitan Statistical Area, which is also included in the Lima- Van Wert- Celina Combined Statistical Area. Etymology The county is named for the Auglaize River. Some sources say it is a corruption of the French description of the clay (''glaise'') water (''eau''); others say it comes from a Native American word for fallen timbers. Another remote possibility is that it derives from the French ''glace'' ''aux glaces''? meaning "mirror" or "ice" at the ices'? There is something to be said for the unattested ''eau glaise'' ("clay water"), like the attested ''terre glaise'' ("clay soil"), but Ramsey and Stewart agree that Auglaize (and variants, implying "*''aux glaises''") is American French for "at the lick(s)", literally "at the clays", where wild beasts came to lick salt and mineral ...
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Mortgage Loan
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ...
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Clifton, Cincinnati
Clifton is a neighborhood in the north central part of Cincinnati, Ohio, United States. The population was 8,408 in the 2020 census. The area includes the Ludlow Avenue Shopping and Dining District. Clifton is situated around Clifton Avenue, north of Dixmyth Avenue, approximately three miles north of Downtown Cincinnati. Several historic buildings and homes remain in the neighborhood. Clifton was developed in large part due to the expansion of the street car system in the 1880s-1890s. Adjacent areas such as Corrryville and the CUF neighborhoods are often erroneously referred to as Clifton, even by long-term residents. Demographics Source - City of Cincinnati Statistical Database History Clifton was incorporated as a village in 1850. The village took its name from the Clifton farm, which contained of hills and dales. In the nineteenth century, mansions set in extensive grounds of gardens, parkland and woodlands dominated the northern section of Clifton, farther from the ...
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Market Capitalization
Market capitalization, sometimes referred to as market cap, is the total value of a publicly traded company's outstanding common shares owned by stockholders. Market capitalization is equal to the market price per common share multiplied by the number of common shares outstanding. Since outstanding stock is bought and sold in public markets, capitalization could be used as an indicator of public opinion of a company's net worth and is a determining factor in some forms of stock valuation. Description Market capitalization is sometimes used to rank the size of companies. It measures only the equity component of a company's capital structure, and does not reflect management's decision as to how much debt (or leverage) is used to finance the firm. A more comprehensive measure of a firm's size is enterprise value (EV), which gives effect to outstanding debt, preferred stock, and other factors. For insurance firms, a value called the embedded value (EV) has been used. It is also ...
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Bath High School (Ohio)
Bath High School (BHS), sometimes called Lima Bath, is a public high school in Bath Township, near Lima, Ohio, United States. It is the only high school in the Bath Local School District. Athletics The school's mascot is a wildcat for boys' sports, and a wildkitten for girls'. They are members of the Western Buckeye League Centered in Lima, Ohio, the Western Buckeye League is an OHSAA athletic league located in northwest Ohio and includes schools in Allen, Auglaize, Defiance, Hardin, Mercer, Putnam, and Van Wert counties. The league's school district boundarie .... State championships * Boys golf - 2005 * Girls basketball – 1987 * Softball – 2001, 2014 Recognition '' U.S. News & World Report'' listed Bath High School as a bronze medal school in their ''America's Best High Schools'' rankings in 2009 and 2015. BHS was the only high school in Allen County to be recognized. The Ohio Department of Education named BHS a "School of Promise" in 2011, 2012, and 2014 alon ...
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