Die Zweite Sparkasse
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Die Zweite Sparkasse
Zweite Wiener Vereins-Sparkasse (abbreviated: Zweite Sparkasse, also: Die Zweite) is an Austrian bank based in Vienna's Leopoldstadt district (2nd municipal district). It is a socially oriented bank ran exclusively by volunteers from ''Erste Bank'' and the ''Sparkassen'' group, and does not aim for any profits. History The Zweite Sparkasse was founded on the initiative of and with funds from the ERSTE Foundation. The Articles of Association dated 15 May 2006 were adopted at the founding meeting and approved by the Financial Market Authority in September of the same year. On 21 October 2006, the incorporation under company law was entered in the Commercial Register of the Commercial Court of Vienna. On 21 November 2006, the first branch in Vienna-Leopoldstadt, which is also the company's headquarters, was opened in the presence of Federal President Heinz Fischer. On 4 October 2006 the Zweite Sparkasse commenced operations and registered its first customers. At the end of 2007, ...
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Vienna
en, Viennese , iso_code = AT-9 , registration_plate = W , postal_code_type = Postal code , postal_code = , timezone = CET , utc_offset = +1 , timezone_DST = CEST , utc_offset_DST = +2 , blank_name = Vehicle registration , blank_info = W , blank1_name = GDP , blank1_info = € 96.5 billion (2020) , blank2_name = GDP per capita , blank2_info = € 50,400 (2020) , blank_name_sec1 = HDI (2019) , blank_info_sec1 = 0.947 · 1st of 9 , blank3_name = Seats in the Federal Council , blank3_info = , blank_name_sec2 = GeoTLD , blank_info_sec2 = .wien , website = , footnotes = , image_blank_emblem = Wien logo.svg , blank_emblem_size = Vienna ( ; german: Wien ; ba ...
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Sankt Pölten
Sankt Pölten (; Central Bavarian: ''St. Pödn''), mostly abbreviated to the official name St. Pölten, is the capital and largest city of the State of Lower Austria in northeast Austria, with 55,538 inhabitants as of 1 January 2020. St. Pölten is a city with its own statute (or '' Statutarstadt'') and therefore it is both a municipality and a district in the ''Mostviertel''. Geography The city lies on the Traisen river and is located north of the Alps and south of the Wachau. It is part of the ''Mostviertel'', the southwest region of Lower Austria. Subdistricts St Pölten is divided into the following subdistricts: Altmannsdorf, Dörfl at Ochsenburg, Eggendorf, Ganzendorf, Hafing, Harland, Hart, Kreisberg, Matzersdorf, Mühlgang, Nadelbach, Oberradlberg, Oberwagram, Oberzwischenbrunn, Ochsenburg, Pengersdorf, Pottenbrunn, Pummersdorf, Ragelsdorf, Ratzersdorf at the Traisen, Reitzersdorf, Schwadorf, Spratzern, St Georgen on the Steinfelde, St Pölten, Stattersdorf, Steinfeld, ...
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Companies Based In Vienna
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Banks Of Austria
This article is intended to give an overview of banking in Austria. Banking system Regulations Since the introduction of the Kreditwesensgesetz (KWG) in 1979, the boundaries between the various types of credit institutions have gradually become blurred. Many banks have developed into universal banks offering a comprehensive range of banking services. Prior to the 1979 KWG, the Austrian banking system was still governed by the Kreditwesengesetz, which had been in force since October 1, 1938 in Nazi Germany and the associated Austria. The 1979 KWG was created as a result of the increasing liberalization of the banking system and the general trend towards universal banks. The rapid growth and increased activity of Austrian banks abroad made it necessary to adapt to international standards, which was regulated in the 1986 amendment to the law. On January 1, 1994, the KWG was replaced by the new Banking Act (Bankwesensgesetz- BWG), which was drafted in view of EU conformity and also c ...
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Dubai
Dubai (, ; ar, دبي, translit=Dubayy, , ) is the most populous city in the United Arab Emirates (UAE) and the capital of the Emirate of Dubai, the most populated of the 7 emirates of the United Arab Emirates.The Government and Politics of the Middle East and North Africa. D Long, B Reich. p.157 Established in the 18th century as a small fishing village, the city grew rapidly in the early 21st century with a focus on tourism and luxury, having the second most five-star hotels in the world, and the tallest building in the world, the Burj Khalifa, which is tall. In the eastern Arabian Peninsula on the coast of the Persian Gulf, it is also a major global transport hub for passengers and cargo. Oil revenue helped accelerate the development of the city, which was already a major mercantile hub. A centre for regional and international trade since the early 20th century, Dubai's economy relies on revenues from trade, tourism, aviation, real estate, and financial services.
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United Nations Human Settlements Programme
The United Nations Human Settlements Programme (UN-Habitat) is the United Nations programme for human settlements and sustainable urban development. It was established in 1977 as an outcome of the first United Nations Conference on Human Settlements and Sustainable Urban Development (Habitat I) held in Vancouver, Canada, in 1976. UN-Habitat maintains its headquarters at the United Nations Office at Nairobi, Kenya. It is mandated by the United Nations General Assembly to promote socially and environmentally sustainable towns and cities with the goal of providing adequate shelter for all. It is a member of the United Nations Development Group. The mandate of UN-Habitat derives from the Habitat Agenda, adopted by the United Nations Conference on Human Settlements (Habitat II) in Istanbul, Turkey, in 1996. The twin goals of the Habitat Agenda are adequate shelter for all and the development of sustainable human settlements in an urbanizing world. Overview The UN-Habitat mandate is ...
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ORF (broadcaster)
('Austrian Broadcasting Corporation'; ORF) is an Austrian national public broadcaster. Funded from a combination of television licence fee revenue and limited on-air advertising, ORF is the dominant player in the Austrian broadcast media. Austria was the last country in continental Europe after Albania to allow nationwide private television broadcasting, although commercial TV channels from neighbouring Germany have been present in Austria on pay-TV and via terrestrial overspill since the 1980s. History of broadcasting in Austria The first unregulated test transmissions in Austria began on 1 April 1923 by Radio Hekaphon, run by the radio pioneer and enthusiast Oskar Czeija ( de; 1887–1958), who applied for a radio licence in 1921; first in his telephone factory in the Brigittenau district of Vienna, later in the nearby TGM technical college. On 2 September, it aired a first broadcast address by Austrian President Michael Hainisch (1858–1940). One year later, a powe ...
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Caritas Austria
Caritas Austria (Caritas Österreich) is a social aid organisation of the Roman Catholic Church and a member of Caritas Internationalis, which was founded in 1903. There are nine Dioceses in Austria. Each Diocese reports to a Caritas institution which reports to the Diocesan bishop and not to Caritas Austria. Staff members In 2018, there were 15,648 full-time employees, around 50,000 volunteers, in parishes and Caritas facilities, working in 36 social counselling centres, 34 shelters for the homeless, including ten mother-child homes, 247 refugee homes and 36 counselling centres for migrants. Caritas also operates 48 homes for the elderly and nursing homes (for about 4,750 elderly people). 3,013 employees look after about 6,877 persons (in part-time and full-time living also social-psychiatric, in work projects and the like). Structure The Austrian Caritas consists of the nine independent organisations with their own financial responsibility in the Austrian dioceses. The centr ...
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Accidental Death And Dismemberment Insurance
In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive, or in some cases is an added benefit to an existing life insurance policy. Accidental death In the event of an accidental death, this insurance will pay benefits in addition to any life insurance but only up to a set amount total regardless of any other insurance held by same insurer, held by the client. This is called ''double indemnity coverage'' and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan. Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents and drowning. Accidental deaths are the fifth leading cause of death in the U.S.
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Managed Account
In banking, a managed account is a fee-based investment management product for high-net-worth individuals. The main appeal for wealthy individuals is the access to professional money managers, a high degree of customization and greater tax efficiencies in a fee-based product. They are not to be confused with managed bank accounts such as thinkmoney, e-money accounts and basic bank accounts, all of which are consumer banking products in the UK. Managed accounts started as separately managed accounts (SMAs) and have since evolved into multiple strategy accounts (MSAs) and the rapidly emerging unified managed accounts (UMAs). There is broad agreement that managed accounts provide the added benefits of greater transparency, liquidity and control. Managed account minimums and the cost to operate managed account programs have steadily dropped as technology helps with efficiency and scale. Increasingly, managed account products are seeing interest from the "mass affluent" as well. ...
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Maestro (debit Card)
Mastercard Maestro is a brand of debit cards and prepaid cards owned by Mastercard that was introduced in 1991. Maestro is accepted at around fifteen million point of sale outlets in 93 countries. Starting July 1, 2023, Mastercard will phase out Maestro across Europe. European banks and other card issuers will be required to replace expired or lost Maestro cards with Debit Mastercard. Functionality Maestro debit cards are obtained from associate banks and are linked to the cardholder's savings account, current account or any of several other types of accounts, while prepaid cards do not require a bank account to operate. Maestro cards can be used at point of sale (POS) and ATMs. Payments are made by swiping cards through the payment terminal, insertion into a chip and PIN device or by a contactless reader. The payment is authorized by the card issuer to ensure that the cardholder has sufficient funds in their account to make the purchase. The cardholder then confirms the ...
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