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Snowbird (person)
A snowbird is a person who migrates from the colder northern parts of North America to warmer southern locales, typically during the winter. The southern locales include the Sun Belt and Hawaii in the United States, as well as Mexico and the Caribbean. Snowbirds used to primarily be retired or older, but are increasingly of all ages. Conversely, a sunbird is one who leaves warmer locales in the summer, migrating to cooler locales such as higher elevations or more northerly regions. Profile Snowbirds are typically retirees who wish to avoid the snow and cold temperatures of northern winter, but maintain ties with family and friends by staying there the rest of the year. In recent years, younger people with jobs tied to seasonal tourists often migrate southward, following the tourist season, to southern resorts. Some are also business owners who have a second home in a warmer location or whose business can be easily moved from place to place. Many families in the United States ...
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North America
North America is a continent in the Northern Hemisphere and almost entirely within the Western Hemisphere. It is bordered to the north by the Arctic Ocean, to the east by the Atlantic Ocean, to the southeast by South America and the Caribbean Sea, and to the west and south by the Pacific Ocean. Because it is on the North American Plate, North American Tectonic Plate, Greenland is included as a part of North America geographically. North America covers an area of about , about 16.5% of Earth's land area and about 4.8% of its total surface. North America is the third-largest continent by area, following Asia and Africa, and the list of continents and continental subregions by population, fourth by population after Asia, Africa, and Europe. In 2013, its population was estimated at nearly 579 million people in List of sovereign states and dependent territories in North America, 23 independent states, or about 7.5% of the world's population. In Americas (terminology)#Human ge ...
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Arizona
Arizona ( ; nv, Hoozdo Hahoodzo ; ood, Alĭ ṣonak ) is a state in the Southwestern United States. It is the 6th largest and the 14th most populous of the 50 states. Its capital and largest city is Phoenix. Arizona is part of the Four Corners region with Utah to the north, Colorado to the northeast, and New Mexico to the east; its other neighboring states are Nevada to the northwest, California to the west and the Mexican states of Sonora and Baja California to the south and southwest. Arizona is the 48th state and last of the contiguous states to be admitted to the Union, achieving statehood on February 14, 1912. Historically part of the territory of in New Spain, it became part of independent Mexico in 1821. After being defeated in the Mexican–American War, Mexico ceded much of this territory to the United States in 1848. The southernmost portion of the state was acquired in 1853 through the Gadsden Purchase. Southern Arizona is known for its desert cl ...
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RV Lifestyle
A recreational vehicle, often abbreviated as RV, is a motor vehicle or trailer that includes living quarters designed for accommodation. Types of RVs include motorhomes, campervans, coaches, caravans (also known as travel trailers and camper trailers), fifth-wheel trailers, popup campers, and truck campers. Features Typical amenities of an RV include a kitchen, a bathroom, and one or more sleeping facilities. RVs can range from utilitarian – containing only sleeping quarters and basic cooking facilities – to luxurious, with features like air conditioning (AC), water heaters, televisions and satellite receivers, and quartz countertops, for example. RVs can either be trailers (which are towed behind motor vehicles) or self-propelled vehicles. Most RVs are single-deck; however, double-deck RVs also exist. To allow a more compact size while in transit, larger RVs often have expandable sides (called slide-outs) or canopies that are deployed when stationary. History T ...
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Prior Smith
Prior Smith (born 1944) is a Canadian broadcaster who owns and operates the network radio program Canada Calling and, for 35 years, produced the Canadian syndicated radio show "Grapeline". Broadcasting career Born in Toronto, Ontario, Smith began his career in radio broadcasting with brief stints as a news reporter/announcer at CKLY-Lindsay, Ontario, (1966) CHYR Leamington/Windsor, Ontario (1967) and CJSS Cornwall, Ontario (1968) before moving to CJAD Montreal, Quebec in 1968. After one year at CJAD he moved to the legendary CFRB in Toronto in 1969. He worked as a general assignment news reporter/newscaster for the next 18 years. While working in news at CFRB, Smith branched into radio network syndication creating and distributing a number of national radio programs, the most prominent of which was ''Grapeline'' featuring hockey commentator Don Cherry and sports broadcaster Brian Williams. The program, the longest running nationally syndicated radio show in Canadian histo ...
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Coachella Valley
, map_image = Wpdms shdrlfi020l coachella valley.jpg , map_caption = Coachella Valley , location = California, United States , coordinates = , width = , boundaries = Salton Sea (southeast), Santa Rosa Mountains (southwest), San Jacinto Mountains (west), Little San Bernardino Mountains (east), San Gorgonio Mountain (north) , towns = Indio, Palm Springs, Palm Desert , traversed = Interstate 10 The Coachella Valley ( ) is an arid rift valley in the Colorado Desert of Southern California's Riverside County. The valley may also be referred to as Greater Palm Springs due to the prominence of the city of Palm Springs. The valley extends approximately southeast from the San Gorgonio Pass to the northern shore of the Salton Sea and the neighboring Imperial Valley, and is approximately wide along most of its length. It is bounded on the northeast by the San Bernardino and Little San Bernardino Mountains, and on the southwest by the San Jacinto and Santa Rosa Mountains. ...
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Canadians Of Convenience
"Canadians of convenience" is a pejorative referring to individuals with Canadian citizenship who live permanently outside of Canada without "substantive ties" to Canada. Some definitions use the term to refer to persons who immigrate to Canada, meet the residency requirement to become a naturalized citizen, and then return to live in their original home country while maintaining their Canadian citizenship. The term implies that these citizens only acquire or maintain their citizenship as a form of insurance. For example, so that they may call on the Canadian government for protection in the event of an emergency. The term was popularized in 2006 by Canadian politician Garth Turner in response to the evacuation of Canadian citizens from Lebanon during the 2006 Lebanon War. Statistics and analyses are unavailable on the distinction between evacuees who were long-term residents of Lebanon and those who were not and on how many of the long-term residents had returned to Lebanon immed ...
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Canadian Snowbird Association
The Canadian Snowbird Association (CSA; french: Association canadienne des « snowbirds ») is a national, not-for-profit organization dedicated to defending and improving the rights and privileges of travelling Canadians (the so-called ''snowbirds''). Founded in 1992, in Lakeland, Florida, the CSA was formed when 1,092 Canadians staged a rally opposing the reduction of payments, by several Canadian provinces, for out-of-country emergency medical care, a right enshrined in the portability section of the ''Canada Health Act'' (Sec. 11(1)(b)(ii)). CSA works with various government bodies in Canada and the U.S. to advocate on behalf of its members on issues such as health. In 2017, the Canadian Snowbird Association has approximately 110,000 members across Canada. Advocacy The advocacy efforts of the Canadian Snowbird Association are informed by the following principles: * To act upon and create a beneficial environment for members by promoting and protecting their interests and ...
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Auto Train
''Auto Train'' is an scheduled daily train service for passengers and their automobiles operated by Amtrak between Lorton, Virginia (near Washington, D.C.), and Sanford, Florida (near Orlando). ''Auto Train'' is the only motorail service in the United States. Passengers ride in coach seats or private sleeping car rooms while their vehicles are carried in enclosed automobile-carrying freight cars called autoracks. The train can carry up to 320 vehicles. The train also includes lounge cars and dining cars. ''Auto Train'' allows its passengers to avoid driving Interstate 95 in Virginia, North Carolina, South Carolina, Georgia, and Florida while bringing their own vehicles with them. It has the highest revenue of any Amtrak long-distance train. The service operates as train number 52 northbound and number 53 southbound. The train operates non-stop between its Virginia and Florida terminals, except for a brief stop in Florence, South Carolina, for servicing and a crew change of ...
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ACA Tax Provisions
In 2014, the Internal Revenue Service (IRS) introduced a host of tax provisions to accommodate the Affordable Care Act. Robert W. Wood wrote in ''Forbes'' that the relationship between tax filing and obtaining health insurance may cause mixed feelings. Some are expected to feel they have benefited, but others may feel burdened by additional costs and/or filing requirements. Premium Tax Credits The Premium Tax Credit (PTC) is a refundable tax credit, payable by the Internal Revenue Service (IRS) to qualifying individuals who have obtained healthcare insurance through a healthcare exchange (marketplace) in the tax year. It can be paid in advance directly to a healthcare insurance company to offset the cost of monthly health insurance premiums. For the 2015 tax year 1.6 million taxpayers overestimated the amount they were supposed to receive for the advance tax premium. The average amount owing was $800. Cost-sharing subsidies Households with (Modified Adjusted Gross) inc ...
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Patient Protection And Affordable Care Act
The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act and colloquially known as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act of 2010 amendment, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the enactment of Medicare and Medicaid in 1965. The ACA's major provisions came into force in 2014. By 2016, the uninsured share of the population had roughly halved, with estimates ranging from 20 to 24 million additional people covered. The law also enacted a host of delivery system reforms intended to constrain healthcare costs and improve quality. After it went into effect, increases in overall healthcare spending slowed, including premiums for employer-based insurance plans. The increased coverage was due ...
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Medicare (Canada)
Medicare (french: assurance-maladie) is an unofficial designation used to refer to the publicly funded single-payer healthcare system of Canada. Canada's health care system consists of 13 provincial and territorial health insurance plans, which provide universal healthcare coverage to Canadian citizens, permanent residents, and depending on the province or territory, certain temporary residents. The systems are individually administered on a provincial or territorial basis, within guidelines set by the federal government. The formal terminology for the insurance system is provided by the ''Canada Health Act'' and the health insurance legislation of the individual provinces and territories. The name is a contraction of ''medical'' and ''care'' and has been used in the United States for health care programs since at least 1953, with Medicare becoming that nation's official national health insurance program in 1965. Under the terms of the Canada Health Act, all "insured persons" ...
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Income Tax
An income tax is a tax imposed on individuals or entities (taxpayers) in respect of the income or profits earned by them (commonly called taxable income). Income tax generally is computed as the product of a tax rate times the taxable income. Taxation rates may vary by type or characteristics of the taxpayer and the type of income. The tax rate may increase as taxable income increases (referred to as graduated or progressive tax rates). The tax imposed on companies is usually known as corporate tax and is commonly levied at a flat rate. Individual income is often taxed at progressive rates where the tax rate applied to each additional unit of income increases (e.g., the first $10,000 of income taxed at 0%, the next $10,000 taxed at 1%, etc.). Most jurisdictions exempt local charitable organizations from tax. Income from investments may be taxed at different (generally lower) rates than other types of income. Credits of various sorts may be allowed that reduce tax. Some jurisdicti ...
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