Yorkshire Insurance Company
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Yorkshire Insurance Company
The Yorkshire Insurance Company was an English insurance company. The company was founded in 1824, in York, as the Yorkshire Fire and Life Insurance Company. Its objects were initially "to effect insurance against loss by fire and on lives and survivorships and the sale and purchase of annuities and reversions and the endowment of children". In November 1824, the company purchased a fire engine, and from 1830 until 1876, it operated the fire brigade A fire department (American English) or fire brigade (Commonwealth English), also known as a fire authority, fire district, fire and rescue, or fire service in some areas, is an organization that provides fire prevention and fire suppression se ... for the city of York. In 1847, it constructed its headquarters building on St Helen's Square in the city. In 1908, the company adopted its final name, and registered as a limited company. The company took over the following insurance companies: * 1907: National Assurance Company of ...
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Insurance Company
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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