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Wright-Patt Credit Union
Wright-Patt Credit Union (WPCU) is a US credit union or financial cooperative headquartered in Beavercreek, Ohio. The credit union was originally headquartered in Fairborn, Ohio; however, it relocated in early 2014. WPCU is registered as a state-chartered credit union, is the largest member-owned credit union in Ohio, and is one of the 50 largest credit unions in the United States. , WPCU has over USD, $7.1 billion in assets, and over 446,000 members. WPCU is federally insured by the National Credit Union Administration (NCUA), which insures accounts in federal and most state-chartered credit unions in the United States. Deposits with Wright-Patt Credit Union are insured to $250,000. History The organization that is now Wright-Patt Credit Union was founded in 1932. It was during the national economic depression of the early 1930s (the Great Depression) that federal employees at Wright Field (now Wright-Patterson Air Force Base) recognized the need for an “every person” financia ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fairborn, Ohio
Fairborn is a city in Greene County, Ohio, United States. The population was 34,620 at the 2020 census. Fairborn is a suburb of Dayton, and part of the Dayton Metropolitan Statistical Area. It is the only city in the world named Fairborn, a portmanteau created from the names Fairfield and Osborn. After the Great Dayton Flood of 1913, the region and state created a conservation district here and, in the 1920s, began building Huffman Dam to control the Mad River. Residents of Osborn were moved with their houses to an area alongside Fairfield. In 1950, the two villages merged into the new city of Fairborn. The city is home to Wright State University, which serves nearly 12,000 undergraduate and graduate students. The city also hosts the disaster training facility known informally as National Center for Medical Readiness, Calamityville. History Fairborn was formed from the union in 1950 of the two villages of Fairfield and Osborn. Fairfield was founded by European Americans in 18 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Clark County, Ohio
Clark County is a county located in the west central portion of the U.S. state of Ohio. As of the 2020 census, the population was 136,001. Its county seat is Springfield. The county was created on March 1, 1818, and was named for General George Rogers Clark, a hero of the American Revolution. Clark County comprises the Springfield, OH Metropolitan Statistical Area, which is also included in the Dayton-Springfield- Sidney-OH Combined Statistical Area. Geography According to the U.S. Census Bureau, the county has a total area of , of which is land and (1.3%) is water. It is the third-smallest county in Ohio by total area. Adjacent counties * Champaign County (north) * Madison County (east) * Greene County (south) * Montgomery County (southwest) * Miami County (west) Demographics 2000 census As of the census of 2000, there were 144,742 people, 56,648 households, and 39,370 families living in the county. The population density was 362 people per square mile (140/km2). There ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Champaign County, Ohio
Champaign County is a county located in the U.S. state of Ohio. As of the 2020 census, the population was 38,714. Its county seat is Urbana. The county takes its name from the French word for "open level country". Champaign County comprises the Urbana, OH Micropolitan Statistical Area, which is also included in the Dayton–Springfield–Sidney, OH Combined Statistical Area. Geography According to the U.S. Census Bureau, the county has a total area of , of which is land and (0.3%) is water. Adjacent counties *Logan County (north) * Union County (northeast) * Madison County (southeast) * Clark County (south) * Miami County (southwest) * Shelby County (northwest) Demographics 2000 census As of the census of 2000, there were 38,890 people, 14,952 households, and 10,870 families living in the county. The population density was 91 people per square mile (35/km2). There were 15,890 housing units at an average density of 37 per square mile (14/km2). The racial makeup of th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Butler County, Ohio
Butler County is a county located in the southwestern part of the U.S. state of Ohio. As of the 2020 census, the population was 390,357. Its county seat is Hamilton. It is named for General Richard Butler, who died in 1791 during St. Clair's Defeat. Located along the Great Miami River, it is also home to Miami University, a public university founded in 1809. Butler County is part of the Cincinnati, OH-KY-IN Metropolitan Statistical Area. The majority of the county is in District 52 of the State House. History Successive cultures of ancient Indigenous peoples of the Americas occupied areas of the county. They built large earthworks, seven of which were still standing and recorded by a Smithsonian survey. Early French explorers likely passed through the area along the Miami River. The gravesites of David and Margaret Gregory indicate they were some of the first white settlers in the area in Liberty Township. White settlers began moving into the area in larger numbers after t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Miami Valley (Ohio)
The Miami Valley is the land area surrounding the Great Miami River in southwest Ohio, USA, and includes the Little Miami, Mad, and Stillwater rivers as well. Geographically, it includes Dayton, Springfield, Middletown, Hamilton, and other communities. The name is derived from the Miami Indians. Commonly, however, it refers to the economic and cultural-social region centered on the Greater Dayton area . Middletown and Hamilton both fall under the economic and cultural-social influence of Cincinnati and thus are not commonly included in this sense. Institutions and enterprises in the Dayton area, such as Miami Valley Career Technology Center, Miami Valley HospitalMiami Valley Young Marines Miami Valley Council of the Boy Scouts of America and Miami Valley Storytellers illustrate local usage. History During the mid-twentieth century, among the largest employers in the Valley were Procter & Gamble in Cincinnati, Champion Paper and Fiber in Hamilton, Armco in Middletown, and N ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Greater Dayton Area
The Dayton, OH Metropolitan Statistical Area, also known as Greater Dayton and the Miami Valley, as defined by the United States Census Bureau, is an area consisting of three counties in the Miami Valley region of Ohio and is anchored by the city of Dayton. As of 2020, it is the fourth largest metropolitan area in Ohio and the 73rd largest metropolitan area by population in the United States with a population of 814,049. Counties * Greene * Miami * Montgomery Cities Places with more than 100,000 inhabitants *Dayton (principal city) – 137,644 Places with 25,000 to 100,000 inhabitants * Kettering – 57,862 * Beavercreek – 47,741 *Huber Heights – 38,154 *Fairborn – 34,620 * Xenia – 26,947 * Troy – 26,281 *Riverside – 25,133 Places with 10,000 to 25,000 inhabitants *Trotwood – 24,403 * Centerville – 24,240 * Piqua – 21,332 * Miamisburg – 20,143 * Springboro – 18,931 * Vandalia – 14,997 * Englewood – 13,435 * Clayton – 13,222 *West Carro ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Charter
A charter is the grant of authority or rights, stating that the granter formally recognizes the prerogative of the recipient to exercise the rights specified. It is implicit that the granter retains superiority (or sovereignty), and that the recipient admits a limited (or inferior) status within the relationship, and it is within that sense that charters were historically granted, and it is that sense which is retained in modern usage of the term. The word entered the English language from the Old French ''charte'', via Latin ''charta'', and ultimately from Greek χάρτης (''khartes'', meaning "layer of papyrus"). It has come to be synonymous with a document that sets out a grant of rights or privileges. Other usages The term is used for a special case (or as an exception) of an institutional charter. A charter school, for example, is one that has different rules, regulations, and statutes from a state school. Charter can be used as a synonym for "hire" or "lease", as in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Common Bond Of Association
The (common) bond of association or common bond is the social connection among the members of credit unions and co-operative banks. Common bonds substitute for collateral in the early stages of financial system development. Like solidarity lending, the common bond has since played an important role in facilitating the development of microfinance for poor people. In modern financial systems, common bonds remain a key building block, especially for the strategic networks that underpin many of Europe’s co-operative banks. How bonds work Hermann Schulze-Delitzsch, an early co-operative organizer, explained the concept of the ‘bond of association’ at credit union meetings in this way: In his book ''People’s Banks'' (1910), Henry W. Wolff summarized the character of this ‘common bond’ based on his observations of credit unions all over Europe: # many individuals bring small amounts of share capital into a common pool, which collectively amounts to significant base o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wright Field
Wilbur Wright Field was a military installation and an airfield used as a World War I pilot, mechanic, and armorer training facility and, under different designations, conducted United States Army Air Corps and Air Forces flight testing. Located near Riverside, Ohio, the site is officially "Area B" of Wright-Patterson Air Force Base and includes the National Museum of the United States Air Force built on the airfield. History World War I Wilbur Wright Field was established in 1917 for World War I on of land adjacent to the Mad River which included the 1910 Wright Brothers' Huffman Prairie Flying Field and that was leased to the Army by the Miami Conservancy District. Logistics support to Wilbur Wright Field was by the adjacent Fairfield Aviation General Supply Depot established in January 1918 and which also supplied three other Midwest Signal Corps aviation schools. A Signal Corps Aviation School began in June 1917 for providing combat pilots to the Western Front in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Great Depression
The Great Depression (19291939) was an economic shock that impacted most countries across the world. It was a period of economic depression that became evident after a major fall in stock prices in the United States. The economic contagion began around September and led to the Wall Street stock market crash of October 24 (Black Thursday). It was the longest, deepest, and most widespread depression of the 20th century. Between 1929 and 1932, worldwide gross domestic product (GDP) fell by an estimated 15%. By comparison, worldwide GDP fell by less than 1% from 2008 to 2009 during the Great Recession. Some economies started to recover by the mid-1930s. However, in many countries, the negative effects of the Great Depression lasted until the beginning of World War II. Devastating effects were seen in both rich and poor countries with falling personal income, prices, tax revenues, and profits. International trade fell by more than 50%, unemployment in the U.S. rose to 23% and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Economic Depression
An economic depression is a period of carried long-term economical downturn that is result of lowered economic activity in one major or more national economies. Economic depression maybe related to one specific country were there is some economic crisis that has worsened but most often reflexes historically the American Great Depression and similar economic status that may be recognized as existing at some country, several countries or even in many countries. It is often understood in economics that economic crisis and the following recession that maybe named economic depression are part of economic cycles where slowdown of economy follows the economic growth and vice versa. It is a result of more severe economic problems or a ''downturn'' than the recession itself, which is a slowdown in economic activity over the course of the normal business cycle of growing economy. Economic depressions maybe also characterized by their length or duration, and maybe showing increases in unemplo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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