TUPAS
TUPAS is a strong digital authentication method created by the Federation of Finnish Financial Services. TUPAS identification is a ''de facto'' standard for digital identification in Finland. It is used by all major Finnish banks including Aktia, Osuuspankki, Nordea, Danske Bank and S-Pankki (formerly Tapiola). Furthermore, TUPAS is used also by Finnish government to log into Kansaneläkelaitos Kela, abbr. from fi, Kansaneläkelaitos, sv, Folkpensionsanstalten (Fpa), en, The Social Insurance Institution (SII), is a Finnish government agency in charge of settling benefits under national social security programs. Kela was founded in 193 ... and Finnish Tax Administration sitvero.fi The phasing out of TUPAS began in 2016. The final deadline to shut down the identification services was in September 2019, but all banks continued providing service past this date. TrafiCom has issued a warning that monetary penalties will be collected from services that have not shut down by end of ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Federation Of Finnish Financial Services
A federation (also known as a federal state) is a political entity characterized by a union of partially self-governing provinces, states, or other regions under a central federal government (federalism). In a federation, the self-governing status of the component states, as well as the division of power between them and the central government, is typically constitutionally entrenched and may not be altered by a unilateral decision, neither by the component states nor the federal political body. Alternatively, a federation is a form of government in which sovereign power is formally divided between a central authority and a number of constituent regions so that each region retains some degree of control over its internal affairs. It is often argued that federal states where the central government has overriding powers are not truly federal states. For example, such overriding powers may include: the constitutional authority to suspend a constituent state's government by inv ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Finland
Finland ( fi, Suomi ; sv, Finland ), officially the Republic of Finland (; ), is a Nordic country in Northern Europe. It shares land borders with Sweden to the northwest, Norway to the north, and Russia to the east, with the Gulf of Bothnia to the west and the Gulf of Finland across Estonia to the south. Finland covers an area of with a population of 5.6 million. Helsinki is the capital and largest city, forming a larger metropolitan area with the neighbouring cities of Espoo, Kauniainen, and Vantaa. The vast majority of the population are ethnic Finns. Finnish, alongside Swedish, are the official languages. Swedish is the native language of 5.2% of the population. Finland's climate varies from humid continental in the south to the boreal in the north. The land cover is primarily a boreal forest biome, with more than 180,000 recorded lakes. Finland was first inhabited around 9000 BC after the Last Glacial Period. The Stone Age introduced several differ ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Aktia Savings Bank
Aktia Bank Plc is a Finnish asset manager, bank and life insurer with offices in the Helsinki, Turku, Tampere, Vaasa and Oulu regions. Aktia has three business areas: Banking, Asset Management and Life Insurance. Aktia has three reporting business segments: Banking Business, Asset Management and Group Functions. Aktia has about 250,000 private customers and 20,000 corporate and institutional customers. Aktia is owned by Finnish savings bank foundations, institutions and private individuals. The name ''Aktia'' is derived from the Greek language word ''akti'', which means ''coast''. Aktia used to serve as the central financial institute for savings and local co-operative banks. History Aktia originated from the oldest deposit bank in Finland, founded in 1825 as ''Helsingfors Stads Sparbanks Inrättning''. In 1891 the bank changed its name to ''Helsingfors Sparbank'' (Helsinki Savings Bank). Some banks that have merged with Aktia include: ''Kirkkonummen Säästöpankki'' in ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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OP-Pohjola Group
OP Financial Group is one of the largest financial companies in Finland. It consists of 180 Cooperative banking, cooperative banks and their central organization. “OP” stands for “osuuspankki” in Finnish, literally meaning “cooperative bank”. The financial group has over 2 million customer-owners, offering retail and commercial banking services all over Finland, as well as insurance services. In 2014 the group acquired the remainder of the shares of Pohjola Bank and consolidated its services under the OP brand, shortening its name to OP from OP-Pohjola, a name it had used since 2007. OP's current headquarters are located in Vallila, Helsinki, and opened in 2015. History The company's predecessor was founded in 1891 when the fire insurance company Palovakuutus-Osakeyhtiö Pohjola commenced its operations. Pohjola Bank was listed on the Helsinki Stock Exchange in 1922, being one of the first companies to be listed in Helsinki. The first local cooperative credit soci ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Nordea
Nordea Bank Abp, commonly referred to as Nordea, is a European financial services group operating in northern Europe and based in Helsinki, Finland. The name is a blend of the words "Nordic" and "idea". The bank is the result of the successive mergers and acquisitions of the Finnish, Swedish, Danish, and Norwegian banks of Merita Bank, Nordbanken, Unidanmark, and Christiania Bank og Kreditkasse that took place between 1997 and 2001. The Nordic countries are considered Nordea's home market, having finalised the sales of their Baltic operations in 2019. Nordea is listed on Nasdaq Nordic exchanges in Helsinki, Copenhagen, and Stockholm and Nordea ADR is listed in the US. Nordea serves 9.3 million private and 530,000 active corporate customers, including 2,650 large corporates and institutions. Nordea's credit portfolio is distributed across Finland (21%), Denmark (26%), Norway (21%), and Sweden (30%). There are four Business Areas (BAs) at Nordea, Personal Banking, Business Banking ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Danske Bank
Danske Bank A/S is a Danish multinational banking and financial services corporation. Headquartered in Copenhagen, it is the largest bank in Denmark and a major retail bank in the northern European region with over 5 million retail customers. Danske Bank was number 454 on the ''Fortune'' Global 500 list for 2011. The largest shareholder is A.P. Moller Holding connected to the Maersk family. It was founded 5 October 1871 as ''Den Danske Landmandsbank, Hypothek- og Vexelbank i Kjøbenhavn'' ("The Danish Farmers' Bank, Mortgage and Exchange Bank of Copenhagen"), and was commonly known as ''Landmandsbanken'' ("the Farmers' Bank"). In 1976, the bank changed name to ''Den Danske Bank'' ("The Danish Bank"), and the current name was adopted in 2000. Operations The Danske Bank group operates a number of local banks around the Nordic region (Denmark, Norway, Sweden, and Finland) as well as across Ireland. In Denmark, the major expansion occurred in 1990 after the merger with Kjøbenh ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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S-Pankki
S-Bank Plc ( fi, S-Pankki Oyj, sv, S-Banken Abp) is the bank of the S-Group The S Group ( fi, S-ryhmä, sv, S-gruppen) is a Finnish retailing cooperative organisation with its head office in Helsinki. Founded in 1904, it consists of 20 regional cooperatives operating all around Finland in addition to SOK, ''Suomen Osuu ... (Finnish: S-ryhmä), a Finnish retailing cooperative organisation. S-Bank is the first so-called ''supermarket bank'' in Finland with 4872 employees. Changes in legislation about personal accounts at cooperatives made them uncompetitive, such that founding an entirely new bank was actually easier than keeping the personal accounts as cooperative funds. The cooperative did, and the bank continued to, offer a relatively high interest to deposited funds. It was 2.5% in February 2008, although this was cut to 0.2% due to the global recession since 2008. The existing network of supermarket service desks is used to service customers. Fines In 2019, S-Bank ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Tapiola Bank
Tapiola Bank Ltd was a Finnish Finnish may refer to: * Something or someone from, or related to Finland * Culture of Finland * Finnish people or Finns, the primary ethnic group in Finland * Finnish language, the national language of the Finnish people * Finnish cuisine See also ... bank and a part of Tapiola Group, now LähiTapiola. Tapiola was originally only in the insurance business, but entered also the banking market in 2004 with Tapiola Bank. Loyalty benefits (50–100% discount from service fees) are given to customers who have both insurance contracts and bank accounts at Tapiola. Starting on 1 January 2013, it began being merged into S-Bank. The merger was completed in May 2014. See also Companies based in Espoo Defunct banks of Finland Banks established in 2004 Finnish companies established in 2004 {{Europe-bank-stub Banks disestablished in 2014 ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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The Social Insurance Institution Of Finland
''The'' () is a grammatical article in English, denoting persons or things that are already or about to be mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with nouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a consonant sound, and as (homophone of the archaic ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Computer Access Control
In computer security, general access control includes identification, authorization, authentication, access approval, and audit. A more narrow definition of access control would cover only access approval, whereby the system makes a decision to grant or reject an access request from an already authenticated subject, based on what the subject is authorized to access. Authentication and access control are often combined into a single operation, so that access is approved based on successful authentication, or based on an anonymous access token. Authentication methods and tokens include passwords, biometric scans, physical keys, electronic keys and devices, hidden paths, social barriers, and monitoring by humans and automated systems. Software entities In any access-control model, the entities that can perform actions on the system are called ''subjects'', and the entities representing resources to which access may need to be controlled are called ''objects'' (see also Access Control ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Banking Technology
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |