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Swinton Insurance
Swinton Insurance is a UK insurance retailer that was established in 1957. The company offers a range of insurance products from a panel of UK insurers covering car, bike, home, commercial, taxi and caravan insurance. History Swinton was founded in 1957 by Ken Scowcroft (born 1928) who began the car insurance brokerage business from the front room of his semi-detached house in Swinton, Greater Manchester. in the first year, he sold around 100 policies to local people. The first branch was opened in 1964 in Salford, and the branch network originally expanded in the Manchester region before it expanded throughout the North West of England. It was then merged with Denbury Insurance owned by Brian Blake, retaining the Swinton Insurance name. The company became the first insurance franchise and the first to introduce a computer quotations system, which is now common in major UK insurers. In 1981, Ken Scowcroft's son, Brian Scowcroft, joined the business and worked in a number of dif ...
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Manchester
Manchester () is a city in Greater Manchester, England. It had a population of 552,000 in 2021. It is bordered by the Cheshire Plain to the south, the Pennines to the north and east, and the neighbouring city of Salford to the west. The two cities and the surrounding towns form one of the United Kingdom's most populous conurbations, the Greater Manchester Built-up Area, which has a population of 2.87 million. The history of Manchester began with the civilian settlement associated with the Roman fort ('' castra'') of ''Mamucium'' or ''Mancunium'', established in about AD 79 on a sandstone bluff near the confluence of the rivers Medlock and Irwell. Historically part of Lancashire, areas of Cheshire south of the River Mersey were incorporated into Manchester in the 20th century, including Wythenshawe in 1931. Throughout the Middle Ages Manchester remained a manorial township, but began to expand "at an astonishing rate" around the turn of the 19th century. Manchest ...
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Emmerdale
''Emmerdale'' (known as ''Emmerdale Farm'' until 1989) is a British soap opera that is broadcast on ITV1. The show is set in Emmerdale (known as Beckindale until 1994), a fictional village in the Yorkshire Dales. Created by Kevin Laffan, ''Emmerdale Farm'' was first broadcast on 16 October 1972. Interior scenes have been filmed at the Leeds Studios since its inception. Exterior scenes were first filmed in Arncliffe in Littondale, and the series may have taken its name from Amerdale, an ancient name of Littondale. Exterior scenes were later shot at Esholt, but are now shot at a purpose-built set on the Harewood estate. The programme is broadcast in every ITV region. The series originally aired during the afternoon and was intended to be a three-month television series. However, more episodes were ordered and transmitted during the daytime until 1978, when it was moved to an early-evening prime time slot in most regions. In the late 1980s, the soap was met with a new produ ...
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Insurance Companies Of The United Kingdom
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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Financial Services Companies Established In 1957
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessmen ...
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Financial Conduct Authority
The Financial Conduct Authority (FCA) is a financial regulation, financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.Archived here.
Like its predecessor the Financial Services Authority, FSA, the FCA is structured as a company limited by guarantee. The FCA works alongside the Prudential Regulation Authority (United Kingdom), Prudential Regulation Authority and the Financial Policy Committee to set regulatory requirements f ...
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Payment Protection Insurance
Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill or disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt. It is not to be confused with income protection insurance, which is not specific to a debt but covers any income. PPI was widely sold by banks and other credit providers as an add-on to the loan or overdraft product. PPI usually covers payments for a finite period, typically 12 months, in which case they might be marketed as short-term income protection insurance (STIP). For loans or mortgages this may be the entire monthly payment, for credit cards it is typically the minimum monthly payment. After this point the borrower must find other means to repay the debt, although some policies repay the debt in full if they are unable to re ...
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Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body accountable for the financial regulation, regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the HM Treasury, Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry. Due to perceived regulatory failure of the banks during the financial crisis of 2007–2008, the Cameron–Clegg coalition, UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the ''Financial Services Act 2012'' received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority (United Kingdom), Prudent ...
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The Flintstones
''The Flintstones'' is an American animated sitcom produced by Hanna-Barbera Productions. The series takes place in a romanticized Stone Age setting and follows the activities of the titular family, the Flintstones, and their next-door neighbors, the Rubbles. It was originally broadcast on ABC from September 30, 1960, to April 1, 1966, and was the first animated series to hold a prime-time slot on television. The show follows the lives of Fred and Wilma Flintstone and their pet dinosaur Dino, eventually seeing the addition of baby Pebbles. Barney and Betty Rubble are their neighbors and best friends. They adopt a super strong baby named Bamm-Bamm and acquire a pet hopparoo named Hoppy. Producers William Hanna and Joseph Barbera, who earned seven Academy Awards for ''Tom and Jerry'', and their staff faced a challenge in developing a thirty-minute animated program with one storyline that fit the parameters of family-based domestic situation comedy of the era. After consideri ...
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Thunderbirds (TV Series)
''Thunderbirds'' is a British science fiction television series created by Gerry and Sylvia Anderson, filmed by their production company AP Films (APF) and distributed by ITC Entertainment. It was made between 1964 and 1966 using a form of electronic marionette puppetry (dubbed " Supermarionation") combined with scale model special effects sequences. Two series, totalling thirty-two 50-minute episodes, were filmed; production ended with the completion of the sixth episode of the second series after Lew Grade, the Andersons' financial backer, failed in his bid to sell the programme to American network television. Set in the 2060s, ''Thunderbirds'' is a follow-up to the earlier Supermarionation productions ''Four Feather Falls'', ''Supercar'', ''Fireball XL5'' and '' Stingray''. It follows the exploits of International Rescue, a life-saving organisation equipped with technologically-advanced land, sea, air and space rescue craft; these are headed by a fleet of five vehicles nam ...
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Swinton, Greater Manchester
Swinton is a town in the City of Salford in Greater Manchester, England. southwest of the River Irwell, northwest of Manchester city centre, adjoining the town of Pendlebury and suburb of Clifton, Greater Manchester, Clifton. In 2014, it had a population of 22,931. Historic counties of England, Historically in Lancashire, for centuries Swinton was a small Hamlet (place), hamlet in the Township (England), township of Worsley, parish of Eccles, Greater Manchester, Eccles and Salford (hundred), hundred of Salfordshire.. The name Swinton is derived from the Old English "Swynton" meaning "swine town". In the High Middle Ages, Swinton was held by the religious orders of the Knights Hospitaller and Whalley Abbey. Farming was the main industry, with locals supplementing their incomes by hand-loom woollen weaving in the domestic system. Collieries opened in the Industrial Revolution and Swinton became an important industrial district, industrial area with coal providing the fuel for ...
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Television Advertisement
A television advertisement (also called a television commercial, TV commercial, commercial, spot, television spot, TV spot, advert, television advert, TV advert, television ad, TV ad or simply an ad) is a span of television programming produced and paid for by an organization. It conveys a message promoting, and aiming to market, a product, service or idea. Advertisers and marketers may refer to television commercials as TVCs. Advertising revenue provides a significant portion of the funding for most privately-owned television networks. During the 2010s, the number of commercials has grown steadily, though the length of each commercial has diminished. Advertisements of this type have promoted a wide variety of goods, services, and ideas ever since the early days of the history of television. The viewership of television programming, as measured by companies such as Nielsen Media Research in the United States, or BARB in the UK, is often used as a metric for television advertis ...
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Cleethorpes
Cleethorpes () is a seaside town on the estuary of the Humber in North East Lincolnshire, England with a population of 38,372 in 2020. It has been permanently occupied since the 6th century, with fishing as its original industry, then developing into a resort in the 19th century. The town lies on the Greenwich meridian and its average annual rainfall is amongst the lowest in the British Isles. In 2021, The Trainline named Cleethorpes beach the second best seaside destination in the UK that is reachable by train, just behind Margate. History The name ''Cleethorpes'' is thought to come from joining the words ''clee'', an old word for clay, and ''thorpes'', an Old English/Old Norse word for villages, and is of comparatively modern origin. Before becoming a unified town, Cleethorpes was made up of three small villages, or "thorpes": Itterby, Oole and Thrunscoe, which were part of a wider parish called Clee (centred on Old Clee). Whilst there are Neolithic and Bronze Age remain ...
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