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Swansea Building Society
The Swansea Building Society, ( cy, Cymdeithas Adeiladu'r Abertawe), is an independent mutual building society based in Swansea, Wales. It is a member of the Building Societies Association. The Society was founded in 1923 by local estate agent John Oliver Watkins and a group of local business men as a mutual organisation to allow purchases of new homes in the aftermath of the First World War. Today it is one of only three remaining building societies based in Wales and the only building society or bank with its headquarters in Wales west of Cardiff. At 31 December 2021, the Society's total assets were £463.5m with some 21,170 saver accounts and over 2,120 mortgage accounts. The chief executive is Alun Williams. Swansea Building Society benefited from the Icelandic financial crisis in 2009, as local savers looked to invest in a safer institution. The Society has since continued to grow by opening three branches in Carmarthen, Cowbridge and Mumbles in recent years, with all branc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cardiff
Cardiff (; cy, Caerdydd ) is the capital and largest city of Wales. It forms a principal area, officially known as the City and County of Cardiff ( cy, Dinas a Sir Caerdydd, links=no), and the city is the eleventh-largest in the United Kingdom. Located in the south-east of Wales and in the Cardiff Capital Region, Cardiff is the county town of the historic county of Glamorgan and in 1974–1996 of South Glamorgan. It belongs to the Eurocities network of the largest European cities. A small town until the early 19th century, its prominence as a port for coal when mining began in the region helped its expansion. In 1905, it was ranked as a city and in 1955 proclaimed capital of Wales. Cardiff Built-up Area covers a larger area outside the county boundary, including the towns of Dinas Powys and Penarth. Cardiff is the main commercial centre of Wales as well as the base for the Senedd. At the 2021 census, the unitary authority area population was put at 362,400. The popula ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Organizations Established In 1923
An organization or organisation (Commonwealth English; see spelling differences), is an entity—such as a company, an institution, or an association—comprising one or more people and having a particular purpose. The word is derived from the Greek word ''organon'', which means tool or instrument, musical instrument, and organ. Types There are a variety of legal types of organizations, including corporations, governments, non-governmental organizations, political organizations, international organizations, armed forces, charities, not-for-profit corporations, partnerships, cooperatives, and educational institutions, etc. A hybrid organization is a body that operates in both the public sector and the private sector simultaneously, fulfilling public duties and developing commercial market activities. A voluntary association is an organization consisting of volunteers. Such organizations may be able to operate without legal formalities, depending on jurisdiction, including ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1923
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Of Wales
A building, or edifice, is an enclosed structure with a roof and walls standing more or less permanently in one place, such as a house or factory (although there's also portable buildings). Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for a wide number of factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the term ''building'' compare the list of nonbuilding structures. Buildings serve several societal needs – primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical division of the human habitat (a place of comfort and safety) and the ''outside'' (a place that at times may be harsh and harmful). Ever since the first cave paintings, buildings have also become objects or canvasses of much artis ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swansea City A
Swansea (; cy, Abertawe ) is a coastal city and the second-largest city of Wales. It forms a principal area, officially known as the City and County of Swansea ( cy, links=no, Dinas a Sir Abertawe). The city is the twenty-fifth largest in the United Kingdom. Located along Swansea Bay in southwest Wales, with the principal area covering the Gower Peninsula, it is part of the Swansea Bay region and part of the historic county of Glamorgan; also the ancient Welsh commote of Gŵyr. The principal area is the second most populous local authority area in Wales with an estimated population of 246,563 in 2020. Swansea, along with Neath and Port Talbot, forms the Swansea Urban Area with a population of 300,352 in 2011. It is also part of the Swansea Bay City Region. During the 19th-century industrial heyday, Swansea was the key centre of the copper-smelting industry, earning the nickname ''Copperopolis''. Etymologies The Welsh name, ''Abertawe'', translates as ''"mouth/es ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swansea City Centre
Swansea city centre in Swansea, Wales, contains the main shopping, leisure and nightlife district in Swansea. The city centre covers much of the Castle ward including the area around Oxford Street, Castle Square, and the Quadrant Shopping Centre; Alexandra Road, High Street, Wind Street and the Castle; Parc Tawe; and the Maritime Quarter extending down to the seafront. History Swansea's early 18th century industrial development shaped the development of today's city centre. However, the heart of the city centre was bombed severely in 1941 in what is now termed the "Three Nights Blitz". Forty one acres of the city centre and 857 premises were destroyed beyond repair. Many local businesses had to be relocated just outside the area of devastation. The small area of Georgian streets around the Old Town Hall (now the Dylan Thomas Centre) and later buildings including the former Head Post Office on Wind Street, Swansea Harbour Trust Office (now Morgans Hotel), the Castle cinema and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mumbles
Mumbles ( cy, Mwmbwls) is a headland sited on the western edge of Swansea Bay on the southern coast of Wales. Toponym Mumbles has been noted for its unusual place name. The headland is thought by some to have been named by French sailors, after the shape of the two anthropomorphic islands which the headland comprises: the word "Mumbles" may be a corruption of the French ''les mamelles,'' meaning "the breasts". Another possible source of the name is the word Mamucium, which is generally thought to represent a Latinisation of an original Brythonic name, either from mamm- ("breast", in reference to a "breast-like hill") or from mamma ("mother", in reference to a local river goddess). Mumbles Lighthouse was built during the 1790s, and was converted to solar powered operation in 1995. Notable features Mumbles Pier was opened in 1898 at the terminus of the Swansea and Mumbles Railway, which was the world's first horse-drawn public passenger train service. It opened 2 Mar 1807 a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cowbridge
Cowbridge ( cy, Y Bont-faen) is a market town in the Vale of Glamorgan, Wales, approximately west of the centre of Cardiff. The Cowbridge with Llanblethian community and civil parish elect a town council. A Cowbridge electoral ward exists for elections to the Vale of Glamorgan Council. This ward includes Cowbridge, Llanblethian and Llanfair. The total population of the ward taken at the 2011 census was 6,180. Etymology The town is first recorded as ''Pontyfon'', (with ''mon'' or ''fon'' meaning cow in Old Welsh), and as ''Pontyfuwch'' (bridge of the cow in modern Welsh) by 1645. The modern Welsh name, ''Y Bont-faen'', translates as 'the stone bridge'. The English name is a direct translation of the older Welsh name of the town. History Roman times The town lies on the site of a Roman settlement identified by some scholars as the fort of ''Bovium'' (cow-place). Recent excavations have revealed extensive Roman settlement; the town lies alongside a Roman road. Middle Ages The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Carmarthen
Carmarthen (, RP: ; cy, Caerfyrddin , "Merlin's fort" or "Sea-town fort") is the county town of Carmarthenshire and a community in Wales, lying on the River Towy. north of its estuary in Carmarthen Bay. The population was 14,185 in 2011, down from 15,854 in 2001, but gauged at 16,285 in 2019. It has a claim to be the oldest town in Wales – ''Old Carmarthen'' and ''New Carmarthen'' became one borough in 1546. It was the most populous borough in Wales in the 16th–18th centuries, described by William Camden as "chief citie of the country". Growth stagnated by the mid-19th century as new settlements developed in the South Wales Coalfield. History Early history When Britannia was a Roman province, Carmarthen was the civitas capital of the Demetae tribe, known as Moridunum ("Sea Fort"). It is possibly the oldest town in Wales, recorded by Ptolemy and in the Antonine Itinerary. The Roman fort is believed to date from about AD 75. A Roman coin hoard was found nearby in 20 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Association
The Building Societies Association (BSA) was originally established in 1869. It is the voice for all 43 UK building societies as well as six large credit union A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including depo ...s. Together these organisations serve around 25 million customers up and down the length of the UK. The BSA's objective is to push for the best outcomes for building societies and other members from the plethora of new and changing regulation and legislation in the UK and Europe. Key sector statistics Building societies have total assets of £415 billion and, together with their subsidiaries, hold residential mortgages of almost £330 billion, 23% of the total outstanding in the UK. They hold over £280 billion of retail deposits, accounting for 19% of all such deposit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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