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SystemSpecs
SystemSpecs is based in Lagos, Nigeria. History SystemSpecs was founded in 1991 by John Obaro. It was then more like a business to business company selling software to organisations. SystemSpecs started as a 5-man partner agent and Value added reseller for SunSystems, an accounting package developed by Systems Union, UK, (now Infor). The indigenous company developed HumanManager, a payroll Human Resource Management and goal management software package. This was developed with object-oriented COBOL. Media reports indicate that it enjoyed wide market acceptability with over 200 organizations across Africa as at 2004. TheSOFTtribe of Ghana signed a partnership deal with SystemSpecs in 2006 to provide 'HumanManager' for the Ghanaian market. The agreement authorized TheSOFTtribe to become Ghanaian partner of SystemSpecs for marketing, deployment and professional support of HumanManager. HumanManager went on to become "well established within the sub-regional ICT market." HumanManager ...
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John Obaro
John Tanimola Obaro is a Nigerian technology entrepreneur, public speaker, and founder of SystemSpecs Nigeria Limited. Early life and education John Obaro is from Kogi State. He is of the Okun tribe in Nigeria, and was born April 19, 1958. He had his formative years in Kano and Ilorin, Kwara State, where he had elementary education. Raphael Awoseyin "unconsciously influenced" Obaro's decision to study Computer Science. Obaro had his primary education at Baptist School in Ilorin, and his secondary, at Government Secondary School, Ilorin from 1970 to 1974. It was here that Awoseyin, then a temporary teacher in the school, taught Obaro's class mathematics. It stimulated Obaro's interest in the subject, to the point that he (Obaro) decided to study mathematics and computer science in the university. Obaro proceeded to Kwara State College of Technology, now renamed Kwara State Polytechnic for a diploma. He attended the Ahmadu Bello University where he graduated with a second class ...
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E-commerce Payment System
An e-commerce payment system (or an electronic payment system) facilitates the acceptance of electronic payment for offline transfer, also known as a subcomponent of electronic data interchange (EDI), e-commerce payment systems have become increasingly popular due to the widespread use of the internet-based shopping and banking. Credit cards remain the most common forms of payment for e-commerce transactions. As of 2008, in North America, almost 90% of online retail transactions were made with this payment type.Turban, E. King, D. McKay, J. Marshall, P. Lee, J & Vielhand, D. (2008). Electronic Commerce 2008: A Managerial Perspective. London: Pearson Education Ltd. p.550 It is difficult for an online retailer to operate without supporting credit and debit cards due to their widespread use. Online merchants must comply with stringent rules stipulated by the credit and debit card issuers (e.g. Visa and Mastercard) in accordance with a bank and financial regulation in the countries ...
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Systems Union
A system is a group of interacting or interrelated elements that act according to a set of rules to form a unified whole. A system, surrounded and influenced by its environment, is described by its boundaries, structure and purpose and expressed in its functioning. Systems are the subjects of study of systems theory and other systems sciences. Systems have several common properties and characteristics, including structure, function(s), behavior and interconnectivity. Etymology The term ''system'' comes from the Latin word ''systēma'', in turn from Greek ''systēma'': "whole concept made of several parts or members, system", literary "composition"."σύστημα"
Henry George Liddell, Robert Scott, ''

Payment Service Providers
A payment is the voluntary tender of money or its equivalent or of things of value by one party (such as a person or company) to another in exchange for goods, or services provided by them, or to fulfill a legal obligation. The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Payments can be effected in a number of ways, for example: * the use of money, cheque, or debit, credit, or bank transfers, whether through mobile payment or otherwise * the transfer of anything of value, such as stock, or using barter, the exchange of one good or service for another. In general, payees are at liberty to determine what method of payment they will accept; though normally laws require the payer to accept the country's legal tender up to a prescribed limit. Payment is most commonly effected in the local currency of the payee unless the parties agree otherwise. Payment in another currency involves an additional foreign exchange transactio ...
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Electronic Funds Transfer
Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. According to the United States Electronic Fund Transfer Act of 1978 it is "a funds transfer initiated through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer's account". EFT transactions are known by a number of names across countries and different payment systems. For example, in the United States, they may be referred to as "electronic checks" or "e-checks". In the United Kingdom, the term "bank transfer" and "bank payment" are used, in Canada, " e-transfer" is used, while in several other European countries " giro transfer" is the common term. Types EFTs include, but ar ...
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Software Companies Of Nigeria
Software is a set of computer programs and associated documentation and data. This is in contrast to hardware, from which the system is built and which actually performs the work. At the lowest programming level, executable code consists of machine language instructions supported by an individual processor—typically a central processing unit (CPU) or a graphics processing unit (GPU). Machine language consists of groups of binary values signifying processor instructions that change the state of the computer from its preceding state. For example, an instruction may change the value stored in a particular storage location in the computer—an effect that is not directly observable to the user. An instruction may also invoke one of many input or output operations, for example displaying some text on a computer screen; causing state changes which should be visible to the user. The processor executes the instructions in the order they are provided, unless it is instruc ...
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Companies Based In Lagos
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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Nigerian Senate
The Senate is the upper chamber of Nigeria's bicameral legislature, the National Assembly of Nigeria. The National Assembly (popularly referred to as NASS) is the nation's highest legislature, whose power is to make laws, is summarized in chapter one, section four of the 1999 Nigerian Constitution. It consists of 109 senators: the 36 states are each divided in 3 senatorial districts each electing one senator using the first-past-the-post electoral system; the Federal Capital Territory elects only one senator also using first-past-the-post. The President of the Senate is the presiding officer of the Senate, whose chief function is to guide and regulate the proceedings in the Senate. The Senate President is third in the Nigerian presidential line of succession. He is assisted by the Deputy President of the Senate. The current Senate President is Sen. Ahmed Ibrahim Lawan and the current Deputy Senate President is Ovie Omo-Agege, both members of the APC. The Senate President an ...
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Central Bank Of Nigeria
The Central Bank of Nigeria (CBN) is the central bank and apex monetary authority of Nigeria established by the CBN Act of 1958 and commenced operations on 1 July 1959. The major regulatory objectives of the bank as stated in the CBN Act are to: maintain the external reserves of the country, promote monetary stability and a sound financial environment, and act as a banker of last resort and financial adviser to the federal government. The central bank's role as lender of last resort and adviser to the federal government has sometimes pushed it into murky regulatory waters. After the end of imperial rule the desire of the government to become pro-active in the development of the economy became visible especially after the end of the Nigerian civil war, the bank followed the government's desire and took a determined effort to supplement any show shortfalls, credit allocations to the real sector. The bank became involved in lending directly to consumers, contravening its original ...
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Dino Melaye
Dino Melaye (born 7 January 1974) is a Nigerian politician, a former senator and was a member of the 8th Nigerian National Assembly, representing Kogi West Senatorial district. He is from Ayetoro Gbede in Ijumu Local Government Area of Kogi State. Dino Melaye is a former senator and member of the (Nigeria) and also a member of the People’s Democratic Party. In 2015 he defected to All Progressives Congress (APC) but returned to PDP in the buildup to 2019 elections after months of political struggle with Kogi State governor. He was the Chairman Senate Committee on Federal Capital Territory (FCT) Abuja. And briefly the Senate Committee Chairman on Aviation in Nigeria. Early life and education Dino Melaye was born in Kano State, Nigeria. He attended Abdulaziz Attah Memorial College, Okene for his secondary school education. He graduated from Ahmadu Bello University, Zaria where he studied geography in 2000. He led the National Association of Nigerian Students (NANS) and later ...
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COBOL
COBOL (; an acronym for "common business-oriented language") is a compiled English-like computer programming language designed for business use. It is an imperative, procedural and, since 2002, object-oriented language. COBOL is primarily used in business, finance, and administrative systems for companies and governments. COBOL is still widely used in applications deployed on mainframe computers, such as large-scale batch and transaction processing jobs. However, due to its declining popularity and the retirement of experienced COBOL programmers, programs are being migrated to new platforms, rewritten in modern languages or replaced with software packages. Most programming in COBOL is now purely to maintain existing applications; however, many large financial institutions were still developing new systems in COBOL as late as 2006. COBOL was designed in 1959 by CODASYL and was partly based on the programming language FLOW-MATIC designed by Grace Hopper. It was created as part ...
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Human Resource Management
Humans (''Homo sapiens'') are the most abundant and widespread species of primate, characterized by bipedalism and exceptional cognitive skills due to a large and complex brain. This has enabled the development of advanced tools, culture, and language. Humans are highly social and tend to live in complex social structures composed of many cooperating and competing groups, from families and kinship networks to political states. Social interactions between humans have established a wide variety of values, social norms, and rituals, which bolster human society. Its intelligence and its desire to understand and influence the environment and to explain and manipulate phenomena have motivated humanity's development of science, philosophy, mythology, religion, and other fields of study. Although some scientists equate the term ''humans'' with all members of the genus ''Homo'', in common usage, it generally refers to ''Homo sapiens'', the only extant member. Anatomically mode ...
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