State Bank (United States)
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State Bank (United States)
In the United States, a state bank is a bank in a U.S. state that is chartered by the government of that state, as opposed to a National bank (United States), national bank which is chartered at the federal level. Overview A state chartered bank cannot have "National" or "Federal" in its name. State banks are chartered and regulated by a state agency (often called the Department of Financial Institutions) in the state in which its headquarters are located. In addition, state banks that are members of the Federal Reserve are regulated by the Federal Reserve; state banks that are not members of the Federal Reserve are regulated by the Federal Deposit Insurance Corporation (FDIC). Therefore, virtually every state chartered bank has both a state and federal regulator. There are a very small number of state banks that do not have FDIC insurance. List of U.S. banks with "State Bank" in their name * Union State Bank, Alabama * Old State Bank (Decatur, Alabama) * Farmer's State Bank, ...
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Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ...
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State Bank Of Kooskia
The State Bank of Kooskia in Kooskia, Idaho was built in 1912. It was listed on the National Register of Historic Places in 1978. It is a one-story brick building with a later one-story brick addition at the rear which makes the building L-shaped. It has brick pilasters In classical architecture, a pilaster is an architectural element used to give the appearance of a supporting column and to articulate an extent of wall, with only an ornamental function. It consists of a flat surface raised from the main wall ... and terra cotta band molding. It has a brick parapet with stone capstones. With . Its NRHP nomination asserts:The State Bank of Kooskia is architecturally significant as a good example of a rural community's bank building. Its compact and concise design has charm and its brickwork exhibits good craftsmanship. It is also significant as a local landmark, being Kooskia's oldest brick building and one of the few substantial structures of its period remaining in ...
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Old State Bank (Vincennes, Indiana)
The Old State Bank, also known as the Second State Bank, Vincennes Branch, is a historic bank building located at Vincennes, Knox County, Indiana. It was built in 1838, and is a -story, Greek Revival style brick building. The building measures 36 feet wide and 48 feet deep. The projecting temple form front facade features four two-story, Doric order columns. The building is topped by a dome with cupola and windows that provide light to the main banking room. The building was restored in 1965. ''Note:'' This includes and Accompanying photographs. It was added to the National Register of Historic Places in 1974. It is located in the Vincennes Historic District Vincennes Historic District is a national historic district located at Vincennes, Knox County, Indiana. The district encompasses 1,161 contributing buildings, 5 contributing sites, 9 contributing structures, and 37 contributing objects in the .... References Vincennes, Indiana Bank buildings on the National ...
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Purdue State Bank
The Purdue State Bank Building is a historic structure in West Lafayette, Indiana, United States, designed by American architect and Frank Lloyd Wright's mentor Louis Sullivan. Completed in 1914, the bank is the smallest and least expensive of Sullivan's "Jewel Boxes", a series of Midwestern banks designed in the modern style at the end of his career. Built on a tiny, trapezoidal lot between two streets, the structure is less ornamental than most of the architect's other work, including only a few terra cotta panels. The building cost $14,600 to be constructed, of which only about 10% was paid to Sullivan, barely covering his expenses. A local paper at the time referred to Sullivan as "one of the most noted bank architects in the United States". During the 1950s, a stone portion was added to the back of the building and the original doorway was converted into a window and then an ATM. The building is located one block away from Purdue University and currently houses a branch of Cha ...
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State Bank Of Hammond Building
State Bank of Hammond Building is a historic bank building located at 5444-5446 Calumet Avenue in Hammond, Lake County, Indiana. It was built in 1927, and was designed by Chicago architects Vitzthum & Burns. It is a two-story, Classical Revival style brick, concrete, and steel building on a full basement. The front facade is faced in terra cotta and features a colossal entry portico with two engaged square columns and two fluted round columns. The Northern States Life Insurance Company ceased operation in 1931, and the building subsequently housed the Calumet State Bank from 1933 until 1935, and later a license bureau and other retail and office uses. ''Note:'' This includes and Accompanying photographs. It was listed in the National Register of Historic Places in 1984. See also *National Register of Historic Places listings in Lake County, Indiana __NOTOC__ This is a list of the National Register of Historic Places listings in Lake County, Indiana. This is intended to be ...
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Haubstadt State Bank
Haubstadt State Bank, also known as Old Haubstadt State Bank and New Town Hall, is a historic bank building located at Haubstadt, Gibson County, Indiana Gibson County is a county in the southwestern part of the U.S. state of Indiana. As of the 2010 United States Census, the population was 33,503. The county seat is Princeton. History In 1787, the fledgling United States defined the Northw .... It was built in 1904, and is a -story, brick and Indiana limestone building with two additions. It features Chicago style commercial window openings. The building was remodeled in 1954. The bank became the town hall in 1980. ''Note:'' This includes and Accompanying photographs. It was listed on the National Register of Historic Places in 1984. References Bank buildings on the National Register of Historic Places in Indiana Commercial buildings completed in 1904 Buildings and structures in Gibson County, Indiana National Register of Historic Places in Gibson County, I ...
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Berwyn State Bank Building
The Berwyn State Bank Building is an Art Deco office building at 6804 Windsor Avenue, Berwyn, Illinois. It was designed by Charles O. Liska and was built at a cost of $400,000 in 1929."Berwyn Bank to Erect $400,000 Five Story Home", '' Chicago Tribune''. April 7, 1929. p. B5.City of Berwyn City Council Meeting
". November 11, 2008. Retrieved October 25, 2019.
It is a Berwyn Historic Landmark.Zambo, Kristen.
Berwyn banks given landmark status
", '' Berwyn Su ...
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People's State Bank (Orangeville, Illinois)
The People's State Bank building is located in the Stephenson County village of Orangeville, Illinois, United States. The structure was erected in 1926 when two Orangeville banks merged to form the People's State Bank. It operated until 1932 when it became overwhelmed by an economic disaster caused by the Great Depression and the bypassing of downtown Orangeville by an important route. The building is cast in the Commercial style and features Classical Revival detailing, common for banks of the time period. The building was added to the U.S. National Register of Historic Places in 2004. Location The People's State Bank is located in the 800 person village of Orangeville, about two miles (3 km) from the Illinois– Wisconsin border in Stephenson County, Illinois. The building is located in the primary business district, along High and Main Streets, in downtown Orangeville. High Street slopes uphill from the Richland Creek and is populated by historic, 19th cent ...
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First State Bank Of Manlius
The First State Bank of Manlius is a historic bank building located on the north side of Maple Street in Manlius, Illinois. The building was constructed in 1915 from a design by Parker Berry, Louis Sullivan's chief draftsman at the time. Berry died of the Spanish flu at age 30 in 1918, and the bank is the only surviving example of a commercial building he designed. His design for the bank featured a red brick exterior with terra cotta ornamentation and piers topped with urns in front of the two side entrances. The bank failed in the Great Depression The Great Depression (19291939) was an economic shock that impacted most countries across the world. It was a period of economic depression that became evident after a major fall in stock prices in the United States. The economic contagio ... and subsequently became a vault for the village's other bank. The bank was added to the National Register of Historic Places on May 12, 1975. References Bank buildings on t ...
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The Elgin State Bank
Elgin State Bank was a bank headquartered in Elgin, Illinois. In 2011, the bank was acquired by Wintrust Financial for $13.75 million in cash and stock and its branches were re-branded as St. Charles Bank & Trust Company. The bank had 3 branches, all of which were in Elgin, Illinois. History The bank was founded in 1964. On September 9, 2010, the Federal Deposit Insurance Corporation issued an order against the bank, citing "unsafe or unsound banking practices". In 2011, the bank was acquired by Wintrust Financial for $13.75 million in cash and stock and its branches were re-branded as St. Charles Bank & Trust Company. References {{DEFAULTSORT:Elgin State Bank Banks established in 1964 Banks disestablished in 2011 Defunct banks of the United States 1964 establishments in Illinois Companies based in Elgin, Illinois ...
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State Bank Building (Collinsville, Illinois)
The State Bank Building is a historic bank building located at 102 W. Main St. in Collinsville, Illinois. Built in 1916, the bank was the third used by the State Bank, which was chartered in 1891. Architect Robert G. Kirsch designed the building in the Classical Revival style. The building's north and east facades are faced with Amicoloa marble. The front entrance is located on the north side, which has three arched bays flanked by Ionic columns. The front foundation extends above the ground; the entrance is located in a recessed break in the center of the facade. The facade is topped by an entablature, a dentillated cornice In architecture, a cornice (from the Italian ''cornice'' meaning "ledge") is generally any horizontal decorative moulding that crowns a building or furniture element—for example, the cornice over a door or window, around the top edge of a ..., and a marble parapet. The five bays on the building's east side are similar to the front bays; six Io ...
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