In the United States, a state bank is a bank in a U.S. state that is chartered by the government of that state, as opposed to a national bank which is chartered at the federal level.

Overview

A state chartered bank cannot have "National" or "Federal" in its name. State banks are chartered and regulated by a state agency (often called the Department of Financial Institutions) in the state in which its headquarters are located. In addition, state banks that are members of the Federal Reserve are regulated by the Federal Reserve; state banks that are not members of the Federal Reserve are regulated by the Federal Deposit Insurance Corporation (FDIC). Therefore, virtually every state chartered bank has both a state and federal regulator. There are a very small number of state banks that do not have FDIC insurance.

List of U.S. banks with "State Bank" in their name

* Union State Bank, Alabama *

Old State Bank (Decatur, Alabama) The State Bank Building, Decatur Branch, commonly known as the Old State Bank, is a historic Jeffersonian-style bank building in Decatur, Alabama, United States. It was recorded by the Historic American Buildings Survey in 1934 and 1935. It was ...

Farmer's State Bank The Farmer's State Bank is a historic commercial building on Seller Street in New Blaine, Arkansas. It is a long rectangular single-story masonry structure, built of cut fieldstone and covered by a flat parapeted roof. The front facade has a sin ...

, Arkansas *

Farmers State Bank (Conway, Arkansas) The Farmers State Bank is a historic commercial building at 1001 Front Street in Conway, Arkansas. It is a two-story masonry structure in the Classical Revival architecture, Classical Revival style. Its side walls are finished in brick, and mos ...

* Beneficial State Bank, California *

Ontario State Bank Block The Ontario State Bank Block was a historic commercial building located at 300 South Euclid Avenue in Ontario, California. The building, completed in 1887, was composed of three sections, and had a design which incorporated elements of the Eastlak ...

, California *

Farmers State Bank of Cope The Farmers State Bank of Cope in Cope, Colorado was listed on the National Register of Historic Places in 2017. There were Farmers State Bank branches in Washington County towns of Cope, Otis, and Platner as of 1922. In 2017, there is a Farme ...

, Colorado * SouthState Bank, Florida *

Old Bunnell State Bank Building The Old Bunnell State Bank Building (also known as the Citizens Bank of Bunnell) is a historic site in Bunnell, Florida, located between 101 through 107 North Bay Street. On June 25, 1992, it was added to the U.S. National Register of Historic P ...

, Florida *

Hillsboro State Bank Building The Hillsboro State Bank Building (now known as the Office of Trinkle, Redman, Swanson, Coton, Davis, & Smith P.A.) is a historic bank in Plant City, Florida, United States. It was designed by Francis J. Kennard. Located at 121 North Collins ...

, Florida * Hernando State Bank, Florida *

, Florida * Carver State Bank, Georgia *

State Bank of Kamiah The State Bank of Kamiah is a building located in Kamiah, Idaho, United States, listed on the National Register of Historic Places. It was designed by architect Ralph Loring and was built by masons Fred Dole and Jesse Collins. With . See also * ...

, Idaho *

State Bank of Kooskia The State Bank of Kooskia in Kooskia, Idaho was built in 1912. It was listed on the National Register of Historic Places in 1978. It is a one-story brick building with a later one-story brick addition at the rear which makes the building L-sh ...

, Idaho * Illinois State Bank Building * American State Bank (Berwyn, Illinois) * State Bank of Chicago, Illinois * Lake View State Bank Building, Illinois * State Bank Building (Collinsville, Illinois) * The Elgin State Bank, Illinois * First State Bank of Manlius, Illinois: * People's State Bank (Orangeville, Illinois) * Berwyn State Bank Building, Illinois * Haubstadt State Bank, Indiana *

State Bank of Hammond Building State Bank of Hammond Building is a historic bank building located at 5444-5446 Calumet Avenue in Hammond, Lake County, Indiana. It was built in 1927, and was designed by Chicago architects Vitzthum & Burns. It is a two-story, Classical Revival s ...

, Indiana *

Purdue State Bank The Purdue State Bank Building is a historic structure in West Lafayette, Indiana, United States, designed by American architect and Frank Lloyd Wright's mentor Louis Sullivan. Completed in 1914, the bank is the smallest and least expensive of Sull ...

, Indiana *

Old State Bank (Vincennes, Indiana) The Old State Bank, also known as the Second State Bank, Vincennes Branch, is a historic bank building located at Vincennes, Knox County, Indiana. It was built in 1838, and is a -story, Greek Revival style brick building. The building measures 3 ...

* Guttenberg State Bank, Iowa * National State Bank (Mount Pleasant, Iowa) * State Bank of Stratford, Iowa * Tipton State Bank, Iowa * Farmers' State Bank (Volga, Iowa) *

Stockgrowers State Bank The Stockgrowers State Bank, located at 8th and Main Sts. in Ashland, Kansas, was built in 1887. It has also been known as First National Bank, for whom the building was first built, and which operated for about a year. It was listed on the Nat ...

, Kansas * Dorrance State Bank, Kansas * First State Bank (Edna, Kansas) * Security State Bank (Eskridge, Kansas) * State Bank of Girard, Kansas * Farmers State Bank (Lindsborg, Kansas) * Mitchell Building-First State Bank Building, Kentucky * Louisiana State Bank Building * Ruston State Bank, Louisiana *

Tensas State Bank hostage crisis On August 13, 2013, a gunman, identified as 20-year-old Fuaed Abdo Ahmed, took two women and a man hostage at the St. Joseph branch of Tensas State Bank. He killed two of the hostages after releasing the third. A subsequent police investigation o ...

, Louisiana * Citizens State Bank (Odenton, Maryland) * Huron Valley State Bank, Michigan * Negaunee State Bank Building, Michigan * Pioneer State Bank No. 36, Michigan *

Exchange State Bank The Exchange State Bank in Grand Meadow, Minnesota, United States, is a Prairie School architecture, Prairie School style building that was built in 1910. It was designed by architects Purcell & Elmslie. It has also been known as the First Ameri ...

, Minnesota * Milroy State Bank Building, Minnesota *

First State Bank (St. Joseph, Minnesota) The First State Bank of St. Joseph, Minnesota, United States, is a historic bank building constructed in 1918. Its elaborate terracotta façade suggests Egyptian Revival architecture, a rarely used style in Minnesota. With The building was ...

* First State Bank of Le Roy, Minnesota *

Payne Avenue State Bank The Payne Avenue State Bank was designed in the Beaux-Arts style by W. L. Alban in 1923. Located in a predominantly new immigrant area of Saint Paul, Minnesota, United States, the bank initially served Irish, Swedish, German, and Italian Itali ...

, Minnesota * First State Bank of Chester, Montana * Dayton State Bank, Montana *

Farmers and Merchants State Bank (Eureka, Montana) The Farmers and Merchants State Bank is a bank building in Eureka, Montana. It was added to the National Register of Historic Places August 31, 1995. It was deemed "an excellent and well preserved example of Western Commercial styling, represent ...

Lavina State Bank The Lavina State Bank is a site on the National Register of Historic Places located in Lavina, Montana Lavina is a town in Golden Valley County, Montana, United States. The population was 136 at the 2020 census. The town is situated on the no ...

, Montana *

Three Valleys State Bank The Three Valleys State Bank, at 202 Main St. in Three Forks, Montana, was built in 1911. It was listed on the National Register of Historic Places in 2005. It is the current home of the Headwaters Heritage Museum. The bank was chartered on A ...

, Montana * Rock Creek State Bank, Montana * State Bank of Townsend, Montana *

Farmers State Bank (Adams, Nebraska) The Farmers State Bank, at 601 Main in Adams, Nebraska, was built in 1908. It served as a bank from 1908 to 1936 and then served as a post office. It was listed on the National Register of Historic Places in 1992. It was deemed significant a ...

* People's State Bank (Diller, Nebraska) * Germantown State Bank Building, Nebraska * Nevada State Bank * Silver State Bank, Nevada * First National State Bank Building, New Jersey * National State Bank (Camden, New Jersey) *

National State Bank Building The National State Bank Building is located on River Street in Troy, New York, United States, at its junction with Fulton and Third (southbound US 4) streets. It was listed on the National Register of Historic Places in 1970, one of the earliest bu ...

, Troy, New York *

State Bank of North Carolina The State Bank of North Carolina is the oldest surviving commercial building in Raleigh, North Carolina and was the first state-sponsored banking institution constructed in North Carolina. The bank was incorporated in 1810, but during the War of 1 ...

Milton State Bank Milton State Bank, also known as the Branch Bank of the Bank of the State of North Carolina at Milton, is a historic bank building located at Milton, Caswell County, North Carolina. It was built in 1860, and is a two-story, three bay by five bay, ...

, North Carolina *

State Bank of Antler The State Bank of Antler, also known as the Antler Square Building, is a historic building in Antler, North Dakota, located in the center of the town's public square. History The bank was established in 1905 by David Newton Tallman, a former cler ...

, North Dakota * First State Bank of Buxton, North Dakota *

Forest River State Bank The Forest River State Bank, at 110 Front Street in Forest River, Walsh County, North Dakota, was listed on the National Register of Historic Places The National Register of Historic Places (NRHP) is the United States federal government's ...

, North Dakota *

State Bank of Edinburg The State Bank of Edinburg on Main Ave. in Edinburg, North Dakota was built in 1900. It has also been known as Citizens State Bank. It was listed on the National Register of Historic Places (NRHP) in 2001. According to the building's NRHP nom ...

, North Dakota *

Granville State Bank The Granville State Bank, also known as the Former Granville Service Agency, is a two-story commercial building on Main Street in Granville, North Dakota. The structure was built by Granville State Bank president George E. Stubbins in 1903 using ...

, North Dakota *

Portal State Bank The Portal State Bank on Main St. in Portal, North Dakota, United States, was built in 1903 in Classical Revival architecture. Also known as the Union Bank of Portal, it was listed on the National Register of Historic Places in 1996. It was very ...

, North Dakota *

Albion State Bank Albion State Bank was an historic structure in Albion, Oklahoma, located amidst the rugged and rural but verdant Kiamichi Mountains, in northeastern Pushmataha County, Oklahoma. History The bank was built in the period of optimism immediately f ...

, Oklahoma * Oregon State Bank * Benton County State Bank, Oregon * Monroe State Bank, Oregon * Delmont State Bank, South Dakota * First State Bank of Hazel, South Dakota * Citizens State Bank of Henry, South Dakota * Ipswich State Bank, South Dakota * First State Bank Building (Revillo, South Dakota) * Security State Bank (Willow Lake, South Dakota) * Wakonda State Bank, South Dakota * Woonsocket State Bank, South Dakota * State Bank of Tennessee * Texas State Bank *

American State Bank American State Bank was a financial service company operating 37 locations in 21 communities across Texas, mainly in West Texas. American State Bank first opened on May 20, 1948, in Lubbock. American State Bank had unusual continuity of managem ...

, Texas * Happy State Bank Stadium, Texas * State National Bank (El Paso, Texas) *

Farmers State Bank (Georgetown, Texas) Farmers State Bank is an historic limestone building located at 716 South Austin Avenue in Georgetown, Texas, United States. Once housing a Farmers State Bank, the building received Texas Historical Marker status in 2006, and currently houses the ...

* State National Bank Building (Houston, Texas) * Union State Bank, Florence, Texas *

* State Bank of Southern Utah * State Bank of Wisconsin * Union State Bank, Wisconsin * Citizens State Bank of Gillett, Wisconsin * Glidden State Bank, Wisconsin *

Horicon State Bank The Horicon State Bank is located in Horicon, Wisconsin. In 2004, the bank was renamed Horicon Bank and the building is still used as the bank's main office today. Description The interior features terrazzo floors, a vault reinforced with Diebo ...

, Wisconsin * State Bank of Spring Green, Wisconsin *

Kraft State Bank robbery The Kraft State Bank robbery occurred on October 20, 1931 in Menomonie, Wisconsin when four men stole US$90,000 ($1,421,094.08 in 2016) dollars from the Kraft State Bank. Robbery At 9:15 am, the three men drove up to the Kraft State Bank in a 1 ...

, Wisconsin * First State Bank of Baggs, Wyoming * Sundance State Bank Building, Wyoming

Notes

Banking in the United States Bank regulation in the United States {{bank-stub