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Spring Education Group
Spring Education Group (SEG), is a for-profit private school company based in Saratoga, California. It is majority-owned by Primavera Capital Group, a Chinese-based investmentor. SEG's CEO is Shawn Weidmann. History In 2017 SEG purchased Stratford Schools, which operates pre-k through 8th grade schools in California, for $500 million in a leveraged buyout using $220 million in loans from Macquarie Group. Stratford was previously owned by Warburg Pincus, a private equity group. BASIS Independent Schools In April 2019 SEG purchased the five BASIS Independent Schools based in California, New York City, and Virginia. 190 parents at the pre-K-12 school in Red Hook, Brooklyn (opened 2014) and the pre-K-8 school in Manhattan (opened 2017) wrote a letter with concerns that BASIS was now owned by a Chinese-based private equity group. School tuition was approximately $32,000 per year. Nobel Learning In 2018, SEG and China-based Primavera Capital Group purchased Nobel Learning Communities fro ...
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Saratoga, California
Saratoga is a city in Santa Clara County, California. Located in Silicon Valley, in the southern Bay Area, its population was 31,051 at the 2020 census. Saratoga is an affluent residential community, known for its wineries, restaurants, and attractions like Villa Montalvo, Mountain Winery, and Hakone Gardens. History The area comprising Saratoga was earlier inhabited by the Ohlone Native Americans. In 1847, European settlers created a settlement at what is now Saratoga when William Campbell (father of Benjamin Campbell, the founder of nearby Campbell, California), constructed a sawmill about southeast of the present downtown area. An early map noted the area as Campbell's Gap. In 1851, Martin McCarthy, who had leased the mill, built a toll road down to the Santa Clara Valley, and founded what is now Saratoga as ''McCarthysville''. The toll gate was located at the present-day intersection of Big Basin Way and 3rd St., giving the town its first widely used name: ''Toll Gate''. I ...
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Camelback Desert Schools
Camelback may refer to: * riding atop a camel A camel (from: la, camelus and grc-gre, κάμηλος (''kamēlos'') from Hebrew or Phoenician: גָמָל ''gāmāl''.) is an even-toed ungulate in the genus ''Camelus'' that bears distinctive fatty deposits known as "humps" on its back. C ... * Camelback, a variation of shotgun house with a second floor in the rear of the house. * Camelback (roller coaster element), a hump-shaped hill element found on roller coasters * CamelBackCapitalization, a type of capitalization, generally known as CamelCase * Camelback East, a district of Phoenix adjacent to the mountain * Camelback High School * Camelback locomotive, a type of steam locomotive with the cab mounted in the middle, astride the boiler * Camelback Mountain in Phoenix, Arizona, and a road and numerous establishments in that area ** Camelback Road * Camelback Potential, a physics phenomenon * Camelback Research Alliance Inc., an American equities research firm now ...
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Sagemont School
The Sagemont School is a private preparatory school in Weston, Florida, United States operated by the for-profit Spring Education Group. Overview The Sagemont School operates two campuses in Weston. The Sagemont Lower School Campus serves students in PreKindergarten to Grade 5; the Sagemont Upper School Campus serves Grade 6 to 12. Lower School The lower school is located adjacent to Weston Town Center. The school houses the grades PreK-fifth Grade. The campus features 2 playgrounds, a red top basketball court, a swimming pool, an indoor basketball court/gymnasium, and a soccer field. There are 3 classroom buildings as well as an annex across the street, an art room, cafeteria, science lab, library, and administration offices. Upper School The upper school is located at the end of Glades Circle in Weston. The school house grades sixth-twelfth grade. The campus features a weight training room, black box theatre, and an indoor basketball court/gymnasium. There is one two story c ...
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Credit Rating
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. The credit rating represents an evaluation of a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts. Credit reporting (or credit score) – is a subset of credit rating – it is a numeric evaluation of an ''individual's'' credit worthiness, which is done by a credit bureau or consumer credit reporting agency. Sovereign credit ratings A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors whe ...
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Moody's Investors Service
Moody's Investors Service, often referred to as Moody's, is the bond credit rating business of Moody's Corporation, representing the company's traditional line of business and its historical name. Moody's Investors Service provides international financial research on bonds issued by commercial and government entities. Moody's, along with Standard & Poor's and Fitch Group, is considered one of the Big Three credit rating agencies. It is also included in the Fortune 500 list of 2021. The company ranks the creditworthiness of borrowers using a standardized ratings scale which measures expected investor loss in the event of default. Moody's Investors Service rates debt securities in several bond market segments. These include government, municipal and corporate bonds; managed investments such as money market funds and fixed-income funds; financial institutions including banks and non-bank finance companies; and asset classes in structured finance. In Moody's Investors Service' ...
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Debt-to-income Ratio
In the consumer mortgage industry, debt-to-income ratio (often abbreviated DTI) is the percentage of a consumer's monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include principal, taxes, fees, and insurance premiums as well. Nevertheless, the term is a set phrase that serves as a convenient, well-understood shorthand.) There are two main kinds of DTI, as discussed below. Two main kinds of DTI The two main kinds of DTI are expressed as a pair using the notation x/y (for example, 28/36). # The first DTI, known as the ''front-end ratio'', indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium hen applicable hazard insurance premium, property taxes, and homeowners' association dues hen applicable. # The second DTI, known as the ''back-end ratio'', indicates the percentage ...
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Tenet Healthcare
Tenet Healthcare Corporation is a for-profit multinational healthcare services company based in Dallas, Texas, United States. Through its brands, subsidiaries, joint ventures, and partnerships, including United Surgical Partners International (USPI), the company operates 65 hospitals and over 450 healthcare facilities. Tenet also operates Conifer Health Solutions, which provides healthcare support services to health systems and other clients. Since its founding in 1969, Tenet has expanded significantly. Among other major acquisitions and formations, Tenet founded Conifer Health Solutions in 2008, MedPost Urgent Care in 2014, and in 2013 acquired Vanguard Health Systems, Inc., an investor-owned hospital company whose operations complemented Tenet's existing business. The acquisition created the third-largest investor-owned hospital company in the United States in terms of revenue and the third-largest in number of hospitals owned. In 2015, Tenet acquired USPI, which created the ...
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Modesto, California
Modesto () is the county seat and largest city of Stanislaus County, California, United States. With a population of 218,464 at the 2020 census, it is the 19th largest city in the state of California and forms part of the Sacramento-Stockton-Modesto Combined Statistical Area. Modesto is located in the Central Valley, south of Sacramento and north of Fresno. Distances from other places include: north of Merced, California, east of San Francisco, west of Yosemite National Park, and south of Stockton. The city is surrounded by rich farmland. Stanislaus County ranks sixth among California counties in farm production. It is home to Gallo Family Winery, the largest family-owned winery in the United States. Led by milk, almonds, chickens, walnuts, and corn silage, the county grossed nearly $3.1 billion in agricultural production in 2011. The farm-to-table movement plays a central role in Modesto living as in the Central Valley. Modesto has been honored as a Tree Ci ...
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COVID-19
Coronavirus disease 2019 (COVID-19) is a contagious disease caused by a virus, the severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2). The first known case was COVID-19 pandemic in Hubei, identified in Wuhan, China, in December 2019. The disease quickly spread worldwide, resulting in the COVID-19 pandemic. The symptoms of COVID‑19 are variable but often include fever, cough, headache, fatigue, breathing difficulties, Anosmia, loss of smell, and Ageusia, loss of taste. Symptoms may begin one to fourteen days incubation period, after exposure to the virus. At least a third of people who are infected Asymptomatic, do not develop noticeable symptoms. Of those who develop symptoms noticeable enough to be classified as patients, most (81%) develop mild to moderate symptoms (up to mild pneumonia), while 14% develop severe symptoms (dyspnea, Hypoxia (medical), hypoxia, or more than 50% lung involvement on imaging), and 5% develop critical symptoms (respiratory failure ...
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Hillsboro, Oregon
Hillsboro ( ) is the fifth-largest city in the U.S. state of Oregon and is the county seat of Washington County. Situated in the Tualatin Valley on the west side of the Portland metropolitan area, the city hosts many high-technology companies, such as Intel, locally known as the Silicon Forest. At the 2020 census, the city's population was 106,447. For thousands of years the Atfalati tribe of the Kalapuya lived in the Tualatin Valley near the later site of Hillsboro. The climate, moderated by the Pacific Ocean, helped make the region suitable for fishing, hunting, food gathering, and agriculture. Settlers founded a community here in 1842, later named after David Hill, an Oregon politician. Transportation by riverboat on the Tualatin River was part of Hillsboro's settler economy. A railroad reached the area in the early 1870s and an interurban electric railway about four decades later. These railways, as well as highways, aided the slow growth of the city to about 2,000 people ...
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The Honor Roll School
''The'' () is a grammatical article in English, denoting persons or things that are already or about to be mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with nouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a consonant sound, and as (homophone of the archai ...
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Southern Highlands Preparatory School
The Clark County School District (CCSD) is a school district that serves all of Clark County, Nevada, including the cities of Las Vegas, Henderson, North Las Vegas, and Boulder City; as well as the census-designated places of Laughlin, Blue Diamond, Logandale, Bunkerville, Goodsprings, Indian Springs, Mount Charleston, Moapa, Searchlight, and Sandy Valley. The district is divided into three regions and operates over 365 schools. The district has limited involvement with charter schools, and with the exception of providing some bus service, does not have any involvement with the private schools in the county. , the district is the fifth largest in the United States, serving over 320,000 students. History The Clark County School District began in 1956 when the Nevada Legislature mandated consolidation of all state school districts into 17 county school districts. This change meant that 14 separate school districts in Clark County would become part of the new Clark ...
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