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Satsuma Loans
Satsuma Loans (a trading name of Provident Personal Credit) is an online-only loan provider offering short-term loans. It was launched by doorstep lender Provident Financial in 2013. Satsuma Loans charges a typical annual percentage rate of 991% , with a maximum interest rate of 1,575%. Satsuma lends up to £1,000 to first time customers which can be borrowed over a 12-month period, incurring an interest charge of £990 on a £1,000 loan. Satsuma Loans offer fixed weekly or monthly repayment plans and claim that there are no hidden fees or charges with their loans. Satsuma had £5 million of loans as of 2015, increasing from £1.8 million the previous year. __TOC__ Sponsorship Between 2014 and 2016 Satsuma Loans sponsored RFU Championship side Yorkshire Carnegie in a deal worth £600,000. In 2016 it was announced that Satsuma Loans would become an official partner of Sunderland A.F.C. This prompted Sharon Hodgson, the MP for Washington and Sunderland West, to write to the club ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Satsuma Loans Logo
Satsuma may refer to: * Satsuma (fruit), a citrus fruit * ''Satsuma'' (gastropod), a genus of land snails Places Japan * Satsuma, Kagoshima, a Japanese town * Satsuma District, Kagoshima, a district in Kagoshima Prefecture * Satsuma Domain, a southern Japanese feudal domain led by the Shimazu clan comprising Satsuma Province, Ōsumi Province, and parts of Hyuga Province on the Kyushu island, as well as parts of Ryukyu Islands. * Satsuma Peninsula, a peninsula in Kagoshima Prefecture * Satsuma Province, a former province which is now the western half of Kagoshima Prefecture * Japanese battleship ''Satsuma'', a battleship of the Imperial Japanese Navy United States * Satsuma, Alabama * Satsuma, Louisiana * Satsuma, Texas * Satsuma, Florida Other uses * Satsuma Loans, a UK-based short-term loan company * Satsuma plum, a type of plum * Satsuma Rebellion, a revolt * Satsuma ware, a type of Japanese pottery * Biwa The is a Japanese short-necked wooden lute traditionally used in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bradford
Bradford is a city and the administrative centre of the City of Bradford district in West Yorkshire, England. The city is in the Pennines' eastern foothills on the banks of the Bradford Beck. Bradford had a population of 349,561 at the 2011 census; the second-largest population centre in the county after Leeds, which is to the east of the city. It shares a continuous built-up area with the towns of Shipley, Silsden, Bingley and Keighley in the district as well as with the metropolitan county's other districts. Its name is also given to Bradford Beck. It became a West Riding of Yorkshire municipal borough in 1847 and received its city charter in 1897. Since local government reform in 1974, the city is the administrative centre of a wider metropolitan district, city hall is the meeting place of Bradford City Council. The district has civil parishes and unparished areas and had a population of , making it the most populous district in England. In the century leadin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United Kingdom
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain, is a country in Europe, off the north-western coast of the continental mainland. It comprises England, Scotland, Wales and Northern Ireland. The United Kingdom includes the island of Great Britain, the north-eastern part of the island of Ireland, and many smaller islands within the British Isles. Northern Ireland shares a land border with the Republic of Ireland; otherwise, the United Kingdom is surrounded by the Atlantic Ocean, the North Sea, the English Channel, the Celtic Sea and the Irish Sea. The total area of the United Kingdom is , with an estimated 2020 population of more than 67 million people. The United Kingdom has evolved from a series of annexations, unions and separations of constituent countries over several hundred years. The Treaty of Union between the Kingdom of England (which included Wales, annexed in 1542) and the Kingdom of Scotland in 170 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Provident Financial
Provident Financial plc is specialist bank for UK adults who are not served by mainstream lenders. Based in Bradford, England, it specialises in credit cards, online loans and consumer vehicle finance. It is listed on the London Stock Exchange. History The company was established in Bradford in 1880 by Joshua Kelley Waddilove to provide affordable credit to families in West Yorkshire as the Provident Cloth and Supply Company. The Company was first listed on the London Stock Exchange in 1962. Provident Financial Group were one of the first financial institutions to enter into estate agency in the UK, establishing Whitegate Estate Agency in two cities 1978, and by the end of the year was operating in eight Yorkshire towns. The chain grew to 19 branches by the end of 1979, 22 branches by the end of 1980 and 23 branches by the end of 1982. Innovations brought to the market place included seven day opening, computerised mailing lists, a "No Sale - No Fee" guarantee and an all includ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Annual Percentage Rate
The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc. It is a finance charge expressed as an annual rate. Those terms have formal, legal definitions in some countries or legal jurisdictions, but in the United States: :* The ''nominal APR'' is the simple-interest rate (for a year). :* The ''effective APR'' is the fee+ compound interest rate (calculated across a year). "Subject: Regulation AA", Alfred F."Bob" Blair, Jr., US Federal Reserve, 2008-06-28, webpage: US-Federal-Reserve-R1314 In some areas, the ''annual percentage rate'' (APR) is the simplified counterpart to the effective interest rate that the borrower will pay on a loan. In many countries and jurisdictions, lenders (such as banks) are required to disclose the "cost" of borrowing in some standardize ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
RFU Championship
The RFU Championship is an English rugby union competition comprising twelve clubs. It is the second level of men’s English rugby and is played by both professional and semi-professional players. The competition has existed since 1987, when English clubs were first organised into leagues. Organisation and format The Championship is governed by the Rugby Football Union (RFU). The current competition format is a double round-robin tournament, where teams play each other home and away. The 2021-22 season had no playoff phase, and no team was promoted to the Premiership as no team met the minimum standards criteria. Current teams Current league table History Precursor competitions (1987–2009) The governing body for rugby union in England, the RFU, first allowed league hierarchies in 1987. This came nearly a century after leagues were first established in football and cricket, England's other two principal team sports. The RFU's reluctance to allow leagues was ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Yorkshire Carnegie
Leeds Tykes (formerly Leeds RUFC, Leeds Carnegie and Yorkshire Carnegie) is an English rugby union club in Leeds, West Yorkshire, England, playing in the National League 1. The club was founded as Headingley FC, but renamed in 1991 when it joined with Roundhay RUFC to form Leeds RUFC. In 1998, the club merged with Leeds Rhinos to form Leeds Rugby Limited, also known as Leeds Tykes. In 2007, Leeds Metropolitan University bought a 51% stake in the club and changed the name to fit with the university's sport department, Carnegie College. At the end of the 2008–09 season, ownership of the club passed back into the hands of Leeds Rugby. They are now called Leeds Tykes. Leeds have bounced between the Premiership and the second-level National Division One, now known as the RFU Championship; they were either promoted or relegated in four consecutive seasons starting in 2006. Leeds were relegated from the Premiership as bottom finishers in 2006, promoted as National Division One ch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sunderland A
Sunderland () is a port city in Tyne and Wear, England. It is the City of Sunderland's administrative centre and in the Historic counties of England, historic county of County of Durham, Durham. The city is from Newcastle-upon-Tyne and is on the River Wear's mouth to the North Sea. The river also flows through Durham, England, Durham roughly south-west of Sunderland City Centre. It is the only other city in the county and the second largest settlement in the North East England, North East after Newcastle upon Tyne. Locals from the city are sometimes known as Mackems. The term originated as recently as the early 1980s; its use and acceptance by residents, particularly among the older generations, is not universal. At one time, ships built on the Wear were called "Jamies", in contrast with those Tyneside, from the Tyne, which were known as "Geordies", although in the case of "Jamie" it is not known whether this was ever extended to people. There were three original settlements ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sharon Hodgson
Sharon Hodgson (born 1 April 1966) is a British Labour Party politician serving as the Member of Parliament (MP) for Washington and Sunderland West, previously Gateshead East and Washington West, since 2005. Hodgson was appointed as the Parliamentary Private Secretary (PPS) to the Leader of the Opposition, Keir Starmer, in May 2021, and has served in various front bench roles under Labour leaders Ed Miliband and Jeremy Corbyn. Early life Hodgson was born in Gateshead, County Durham and was educated locally at Greenwell Junior High School and Heathfield Senior High School, where she obtained eight O-Levels. After leaving school, she worked as an accounts clerk in the Team Valley, then attended Newcastle College and the Trades Union Congress Academy in London. Hodgson later worked for Northern Rock in Gosforth, and then as a payroll and accounting clerk for local companies. After being a full-time mother for a few years in the mid-1990s, and volunteering for the Labour Party ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payday Loans In The United Kingdom
Payday loans in the United Kingdom are typically small value (up to £1500) and for short periods. Payday loans are often used as a term by members of the public (and commentators) generically to refer to all forms of High-cost Short-term credit (HCSTC) including instalment loans, e.g. 3-9 month products, rather than just loans provided until the next pay day. Market overview The provision of Payday (HTSTC) loans is overseen by the UK's Financial Conduct Authority. FCA data sizes the UK market, in the twelve months to 2018, at 5.4 million loans per year. This is a significant reduction from in 2013, before FCA regulation of the sector, when the market was c. 10 million loans a year. In terms of value the FCA sizes the market with consumers borrowing c. 1.3bn a year, making the average loan size c. £250. The market is concentrated. In 2018 the FCA identified 88 firms providing loans however 85% of loans were provided by just ten players. Since that time a number of key pl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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