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Retail Trust
The Retail Trust, trading as retailTRUST, is a registered charity based in North London which aims to support those working and retired from the retail industry in the United Kingdom. The charity runs a helpline and several retirement estates in England and Scotland, as well as providing educational bursaries and hardship grants. History retailTRUST was founded in 1832 by Thomas Helps, as The Linen and Woollen Drapers, Silk Mercers, Lacemen, Haberdashers and Hosiers' Institution. Initially it was a "confederacy of good feeling" with close links to the emerging department store sector. In 1898, an estate in Mill Hill was donated to the charity, which became the first retirement estate for aged retail workers and it changed its name to The Cottage Homes Charity. Queen Elizabeth II became a patron in 1948. Two more retirement estates were acquired in 1956 and 1960, in Derby and Glasgow respectively. In 1996, Cottage Homes launched its Helpline, which shifted the focus of the charity t ...
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Queen Elizabeth II
Elizabeth II (Elizabeth Alexandra Mary; 21 April 1926 – 8 September 2022) was Queen of the United Kingdom and other Commonwealth realms from 6 February 1952 until Death and state funeral of Elizabeth II, her death in 2022. She was queen regnant of List of sovereign states headed by Elizabeth II, 32 sovereign states during her lifetime, and was head of state of 15 realms at the time of her death. Her reign of 70 years and 214 days was the List of monarchs in Britain by length of reign, longest of any British monarch and the List of longest-reigning monarchs, longest verified reign of any female monarch in history. Elizabeth was born in Mayfair, London, as the first child of the Duke and Duchess of York (later King George VI and Queen Elizabeth The Queen Mother). Her father acceded to the throne in 1936 upon Abdication of Edward VIII, the abdication of his brother Edward VIII, making the ten-year-old Princess Elizabeth the heir presumptive. She was educated privat ...
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Private Company Limited By Guarantee
In British, Australian, Bermudian, Hong Kong and Irish company law (and previously New Zealand), a company limited by guarantee (CLG) is a type of corporation used primarily (but not exclusively) for non-profit organisations that require legal personality. A company limited by guarantee does not usually have a share capital or shareholders, but instead has members who act as guarantors of the company's liabilities: each member undertakes to contribute an amount specified in the articles (typically very small) in the event of insolvency or of the winding up of the company. A company limited by guarantee can distribute its profits to its members, if allowed to by its articles of association, but then it would not be eligible for charitable status. Like a private company limited by shares, a company limited by guarantee must include the suffix " Limited" in its name, except in circumstances specifically excluded by law. One condition of this exclusion is that the company does n ...
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Companies Act 1985
The Companies Act 1985 (c. 6) is an Act of the Parliament of the United Kingdom of Great Britain and Northern Ireland, enacted in 1985, which enabled companies to be formed by registration, and set out the responsibilities of companies, their directors and secretaries. It has largely been superseded by the Companies Act 2006. The Act was a consolidation of various other pieces of company legislation, and was one component of the rules governing companies in England and Wales and in Scotland. A company will also be governed by its own memorandum and articles of association. Table A, which lays out default articles of association, was not included in the body of the Act, as it had been in all previous Companies Acts. Instead, it was introduced by statutory instrument - the Companies (Tables A to F) Regulations 1985. The Act applied only to companies incorporated under it, or under earlier Companies Acts. Sole traders, partnerships, limited liability partnerships etc. were not g ...
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Sir Stuart Rose
Stuart Alan Ransom Rose, Baron Rose of Monewden, Kt (born 17 March 1949) is a British businessman and life peer, who was the executive chairman of Marks & Spencer until 2010, remaining as chairman until early 2011. He was knighted in 2008 for his services to the retail industry and created a Conservative life peer on 17 September 2014, taking the title Baron Rose of Monewden, of Monewden in the County of Suffolk. Rose was chairman of online retailer Ocado from 2013 to July 2020. He has been chairman of Asda since 2021. In October 2015, he was appointed chair of Britain Stronger in Europe, the official remain campaign in the 2016 referendum on the United Kingdom's membership of the European Union. Early life Rose's grandparents were White Russian émigrés who fled to China after the 1917 revolution. Their son (later named Harry Ransom-Rose) was unofficially adopted by Nona Ransom, a Quaker from Bedford who served as English tutor to (among others) Empress Wanrong (the ...
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Sir Philip Green
Sir Philip Nigel Ross Green (born 15 March 1952) is a British businessman who was the chairman of the retail company the Arcadia Group. He owned the high street clothing retailers Topshop, Topman and Miss Selfridge from 2002 to 2020. As of May 2021, his net worth was estimated at £910 million. Green was the chairman and chief executive of Amber Day from 1988 to 1992. In 1999, he acquired Sears plc. He bought British Home Stores (BHS) for £200 million in 2000, and subsequently spent £840 million to acquire the Arcadia Group in 2002. Arcadia became a private company and was delisted from the London Stock Exchange.Arcadia History
He unsuccessfully sought to acquire in 1999 and 200 ...
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Caprice Bourret
Caprice Bourret (born October 24, 1971) is an American businesswoman, singer, model, actress, and television personality. She lives in London where she runs her company, By Caprice. Early life and education Bourret attended the co-ed Catholic Bishop Amat Memorial High School in La Puente, California, and graduated class of 1989. Modelling Bourret has appeared on more than 250 magazine covers including ''Vogue (magazine), Vogue'', ''GQ'', ''Cosmopolitan magazine, Cosmopolitan'', ''Esquire magazine, Esquire'', ''Maxim magazine, Maxim'', ''FHM'', Playboy, and the ''Swimsuit Issue'' of ''Sports Illustrated''. She was named the world's sexiest woman by the ''News of the World'', ''GQ''s Woman of the Year, and ''Maxim''s International Woman of the Year in three consecutive years. She has been featured in television ad campaigns for Diet Coke and Pizza Hut. Business In 2000, Bourret entered into a licensing agreement with one of the UK's leading department stores, Debenhams, for t ...
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Ruby Wax
Ruby Wax (; born 19 April 1953) is an American-British actress, comedian, writer, television personality, and mental health campaigner. A classically-trained actress, Wax was with the Royal Shakespeare Company for five years and co-starred on the ITV sitcom '' Girls on Top'' (1985–1986). She came to prominence as a comic interviewer, playing up to British perceptions of the strident American style, on television shows including ''The Full Wax'' (1991–1994), ''Ruby Wax Meets...'' (1994–1998), ''Ruby'' (1997–2000), and ''The Ruby Wax Show'' (2002). She was a script editor for the BBC sitcom ''Absolutely Fabulous'' (1992–2012), also appearing in two episodes. Wax holds both American and British citizenship and has resided in the United Kingdom since the 1970s. In 2013, she gained a master's degree in mindfulness-based cognitive therapy from Kellogg College, Oxford. Wax was appointed an honorary Officer of the Order of the British Empire (OBE) in the 2015 Special Honours ...
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Jimmy Carr
James Anthony Patrick Carr (born 15 September 1972) is a British-Irish comedian, presenter, writer, and actor. He is known for his deadpan delivery of controversial one-liners and distinctive laugh, for which he has been both praised and criticised. He began his comedy career in 1997, and he has regularly appeared on television as the host of Channel 4 panel shows such as '' 8 Out of 10 Cats'', '' 8 Out of 10 Cats Does Countdown'', and '' The Big Fat Quiz of the Year''. Early life and education James Anthony Patrick Carr was born on 15 September 1972, in Hounslow, London, England, the second of three sons born to Irish immigrant parents Nora Mary (née Lawlor; 19 September 1943 – 7 September 2001) and Patrick James "Jim" Carr (born 1945), an accountant who became the treasurer for computer company Unisys. His parents were married in 1970 and separated in 1994, but never divorced. Carr spent most of his early life in the village Farnham Common, Buckinghamshir ...
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Co-operative
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise".Statement on the Cooperative Identity.
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Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * businesses owned and managed by the people who consume th ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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Prudential Regulation Authority (United Kingdom)
The Prudential Regulation Authority (PRA) is a United Kingdom financial services regulatory body, formed as one of the successors to the Financial Services Authority (FSA). The authority is responsible for the prudential regulation and supervision of banks, building societies, credit unions, insurers and major investment firms. It sets standards and supervises financial institutions at the level of the individual firm. Although it was initially structured as a limited company wholly owned by the Bank of England, the PRA's functions have now been taken over by the Bank and are exercised through the Prudential Regulation Committee. The company has since been liquidated. The PRA was created by the Financial Services Act 2012 and formally began operating alongside the new Financial Conduct Authority on 1 April 2013. As the Bank of England is operationally independent of the Government of the United Kingdom, the PRA is a quasi-governmental regulator, rather than an arm of the governme ...
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Financial Conduct Authority
The Financial Conduct Authority (FCA) is a financial regulation, financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.Archived here.
Like its predecessor the Financial Services Authority, FSA, the FCA is structured as a company limited by guarantee. The FCA works alongside the Prudential Regulation Authority (United Kingdom), Prudential Regulation Authority and the Financial Policy Committee to set regulatory requirements f ...
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