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Peney
Peney-le-Jorat is a former municipality in the district of Gros-de-Vaud in the canton of Vaud in Switzerland. It is in the south-west of Switzerland, in close proximity to both France and Italy. The villages of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


History

Peney-le-Jorat is first mentioned around 1141-43 as ''Pinoy''.


Geography

Peney-le-Jorat has an area, , of . Of this area, or 54.9% is used for agricultural purposes, while or 39.7% is forested. Of the rest of the la ...
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Jorat-Menthue
Jorat-Menthue is a municipality in the district Gros-de-Vaud in the canton of Vaud in Switzerland. The municipalities of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


History

Montaubion-Chardonney is first mentioned in 1200 as ''in Monte Albeonis''. In 1223 Montaubion was mentioned as ''Montalbium'' and in 1223 Chardonney was mentioned as ''Chardenai''. Sottens is first mentioned in 1147 as ''Sotens''. Peney-le-Jorat is first mentioned around 1141 ...
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Gros-de-Vaud District
Gros-de-Vaud District (french: District du Gros-de-Vaud) is a district in Vaud canton. Gros-de-Vaud has an area, , of . Of this area, or 66.7% is used for agricultural purposes, while or 23.7% is forested. Of the rest of the land, or 9.3% is settled (buildings or roads) and or 0.3% is unproductive land.Swiss Federal Statistical Office-Land Use Statistics
2009 data accessed 25 March 2010.


Demographics

Gros-de-Vaud has a population () of . In there were 312 live births to Swiss citizens and 54 births to non-Swiss citizens, and in same time span there were 217 deaths of Swiss citizens and 17 non-Swiss citizen deaths. Ignoring immigration and emigration, the population of Swiss citizens increased by 95 while the foreign population i ...
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Oron District
Oron District was one of the districts of the Canton of Vaud, Switzerland. Mergers and name changes * On 1 January 2003 the former municipality of La Rogivue merged into the municipality of Maracon. * On 1 September 2006 the municipalities of Bussigny-sur-Oron, Châtillens, Chesalles-sur-Oron, Les Cullayes, Ecoteaux, Essertes, Ferlens, Maracon, Mézières, Montpreveyres, Oron-la-Ville, Oron-le-Châtel, Palézieux, Servion, Les Tavernes, Les Thioleyres, and Vuibroye came from the District d'Oron to join the Lavaux-Oron District. * On 1 September 2006 the municipalities of Carrouge, Corcelles-le-Jorat, Ropraz, and Vulliens came from the District d'Oron to join the Broye-Vully District. * On 1 September 2006 the municipality of Peney-le-Jorat came from the District d'Oron to join the Gros-de-Vaud District.
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Villars-Mendraz
Villars-Mendraz is a municipality in the district Gros-de-Vaud in the canton of Vaud in Switzerland. The municipalities of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


Geography

Villars-Mendraz has an area, , of . Of this area, or 72.4% is used for agricultural purposes, while or 19.9% is forested. Of the rest of the land, or 6.4% is settled (buildings or roads).
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Sottens
Sottens is a former municipality in the district of Gros-de-Vaud in the canton of Vaud in Switzerland. It is known for its radio transmitter for the French language Swiss radio, built in 1931. The municipalities of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


History

Sottens is first mentioned in 1147 as ''Sotens''.


Geography

Sottens has an area, , of . Of this area, or 65.3% is used for agricultural purposes, while or 29.1% is forested. Of the rest of the land, or 6.0% is se ...
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Villars-Tiercelin
Villars-Tiercelin was a municipality in the district of Gros-de-Vaud in the canton of Vaud in Switzerland. The municipalities of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


Geography

Villars-Tiercelin has an area, , of . Of this area, or 45.9% is used for agricultural purposes, while or 46.5% is forested. Of the rest of the land, or 7.2% is settled (buildings or roads), or 0.2% is either rivers or lakes and or 0.2% is unproductive land.
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Montaubion-Chardonney
Montaubion-Chardonney was a municipality in the district Gros-de-Vaud in the canton of Vaud in Switzerland. The municipalities of Villars-Tiercelin, Montaubion-Chardonney, Sottens, Villars-Mendraz and Peney-le-Jorat merged on 1 July 2011 into the new municipality of Jorat-Menthue.Amtliches Gemeindeverzeichnis der Schweiz
published by the Swiss Federal Statistical Office accessed 17 February 2011


History

Montaubion-Chardonney is first mentioned in 1200 as ''in Monte Albeonis''. In 1223 Montaubion was mentioned as ''Montalbium'' and in 1223 Chardonney was mentioned as ''Chardenai''.


Geography

Montaubion-Chardonney has an area, , of . Of this area, or 62.6% is used for agricultural purposes, while ...
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Hermenches
Hermenches is a municipality in the district Broye-Vully in the canton of Vaud in Switzerland. History Hermenches is first mentioned in 1254 as ''Ermenges''. Geography Hermenches has an area, , of . Of this area, or 65.0% is used for agricultural purposes, while or 28.7% is forested. Of the rest of the land, or 6.3% is settled (buildings or roads).Swiss Federal Statistical Office-Land Use Statistics
2009 data accessed 25 March 2010
Of the built up area, housing and buildings made up 3.6% and transportation infrastructure made up 2.5%. Out of the forested land, 27.3% of the total land area is heavily forested and 1.5% is covered with orchards or small clusters of trees. Of the agricultural land, 44.2% is used for growing crops and 20.1% is pastur ...
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Corcelles-le-Jorat
Corcelles-le-Jorat is a municipality in the district of Broye-Vully in the canton of Vaud in Switzerland. History Corcelles-le-Jorat is first mentioned about 1140 as ''Corceleys''. Geography Corcelles-le-Jorat has an area, , of . Of this area, or 52.5% is used for agricultural purposes, while or 42.0% is forested. Of the rest of the land, or 5.8% is settled (buildings or roads).Swiss Federal Statistical Office-Land Use Statistics
2009 data accessed 25 March 2010
Of the built up area, housing and buildings made up 3.0% and transportation infrastructure made up 2.6%. Out of the forested land, 39.1% of the total land area is heavily forested and 2.9% is covered with orchards or small clusters of trees. Of the agricultural land, 28.1% is used for gr ...
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Jorat (Switzerland)
The Jorat (German: "der Jurten") is the area of the Canton of Vaud (Switzerland) located between the Gros-de-Vaud, West and the Broye, East. Geography It is a hill range that stretches from above Lausanne at the South and stretches toward Payerne at the North. Every stretch of land above 700 meters of altitude AMSL constitutes the mainly forest area called "Jorat". The culminating point is the Montagne du Château (929 meters). Villages Strictly speaking, the Jorat comprises 18 villages, with a lot of agriculture : * Carrouge, * Corcelles-le-Jorat, * Les Cullayes, * Essertes, * Ferlens, * Froideville, Vaud, Froideville, * Hermenches, * Mézières (Vaud), Mézières, * Montpreveyres, * Peney-le-Jorat, * Ropraz, * Servion, * Sottens, * Syens * Villars-Mendraz, * Villars-Tiercelin, * Vucherens, * Vulliens. Stretching somewhat the definition, some 20 villages could be added to the above listing. See also

* Swiss Plateau {{Coord, 46, 34, 56, N, 6, 41, 28, E, region:CH-VD_ ...
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Mortgage Loan
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ...
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Rent-to-own
Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, real property, and engagement rings, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement. A rent-to-own transaction differs from a traditional lease, in that the lessee can purchase the leased item at any time during the agreement (in a traditional lease the lessee has no such right), and from a hire purchase/installment plan, in that the lessee can terminate the agreement by simply returning the property (in a hire purchase the buyer has a limited time, if any, to cancel the agreement). The usage of rent-to-own transactions began in the United Kingdom and Europe, and first appeared in the United States during the 1950s and 1960s. While rent-to-own terminology is most commonly associated with consumer goo ...
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