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PSECU
PSECU (also known as Pennsylvania State Employees Credit Union) is a state-chartered credit union headquartered in Harrisburg, Pennsylvania. PSECU is a not-for-profit financial entity that serves more than 480,000 members and manages over $7.5 billion in assets. Deposits by the members are regulated and insured by National Credit Union Administration (NCUA). History PSECU was started in 1934 by 22 state employees who pooled $90 in assets to found the credit union and provide better lives for their families. In 2022, PSECU was named as the Best-In-State credit union for the fourth year by ''Forbes''. That same year, PSECU's president and chief executive officer, George Rudolph, was named to the Banking & Finance Power List. PSECU's management philosophy in 2022 was described, in part, by Barb Bowker, PSECU's chief member experience officer, as follows: "Tapping into someone’s emotions — giving them a truly great experience as a member — is what builds loyalty and helps ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PSECU Headquarters
PSECU (also known as Pennsylvania State Employees Credit Union) is a state-chartered credit union headquartered in Harrisburg, Pennsylvania Harrisburg is the capital city of the Commonwealth of Pennsylvania, United States, and the county seat of Dauphin County. With a population of 50,135 as of the 2021 census, Harrisburg is the 9th largest city and 15th largest municipality in Pe .... PSECU is a not-for-profit financial entity that serves more than 480,000 members and manages over $7.5 billion in assets. Deposits by the members are regulated and insured by National Credit Union Administration (NCUA). History PSECU was started in 1934 by 22 state employees who pooled $90 in assets to found the credit union and provide better lives for their families. In 2022, PSECU was named as the Best-In-State credit union for the fourth year by ''Forbes''. That same year, PSECU's president and chief executive officer, George Rudolph, was named to the Banking & Finance Power List. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Washington State Employees Credit Union
Washington State Employees Credit Union (WSECU) is an American not-for-profit financial cooperative and the second largest credit union in the state of Washington (state), Washington. Membership is open to those who live, work, or worship in the state, and their relatives. As a financial cooperative, WSECU is overseen by an all-volunteer Board of Directors and Supervisory Committee who are WSECU members elected by fellow members. History WSECU was founded in 1957 by 40 Washington state government employees. The charter was initially limited to employees of Local No. 443, but expanded in 1958 to include all state employees, Washington State Employees Association and the Washington Federation of State Employees and Credit Union Employees. In 2013, WSECU became a community-chartered credit union. The credit union experienced steady growth over the next two decades and expanded with four new branches during the 1970s. A merger with Lewis County Employees Credit Union in 1984 estab ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
State Employees Credit Union
State Employees' Credit Union (SECU) is a North Carolina state chartered credit union headquartered in Raleigh, North Carolina regulated under the authority of the Credit Union Division of the NC Department of Commerce. SECU member deposits are insured by National Credit Union Administration (NCUA) of the U.S. federal government. SECU is the second largest natural member credit union in the United States, both in asset size and in membership. As of August 28, 2022, SECU has $53.1 billion in assets, over 2.6 million members, and 270 branches with locations in all of North Carolina's 100 counties. SECU operates the no-fee ''CashPoints'' automated teller machine network, which is the largest ATM network in North Carolina. Membership in the credit union is primarily limited to employees of the state of North Carolina and their immediate family or the immediate family of current SECU members. History State Employees' Credit Union was originally incorporated on June 4, 1937 by empl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
FICO
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States. In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020. History FICO was founded in 1956 as Fair, Isaac and Company by engineer William R. "Bill" Fair and mathematician Earl Judson Isaac. The two met while working at the Stanford Research Institute in Menlo Park, California. Selling its first credit scoring system two years after the company's creation, [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Harrisburg, Pennsylvania
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Unions Based In Pennsylvania
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
State Employees Credit Union Of Maryland
State Employees Credit Union of Maryland (also known as SECU of Maryland or SECU Maryland or SECU MD) is a state-chartered credit union headquartered in Linthicum, Maryland. It is the largest non-profit credit union and it is regulated; under the authority of ''The Office of the Commissioner of Financial Regulation'', State of Maryland. History SECU Maryland began its operation in the year 1951 with the then-Governor Theodore McKeldin as its first member. In the spring of 1953, it opened its first office. And from 1959 to 1975, its operational head office moved within Baltimore multiple times. Finally, by 1979–80, SECU Maryland moved its headquarters in Towson. During the same period, it crossed the 50,000th membership enrollment mark. Currently, the new headquarters are located at Linthicum, Maryland As of June 2020, SECU Maryland has over $4 billion in assets and over 260,000 members. Its ATM distribution network spread out at 55 branches and 54 remote locations across t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
State ECU
State ECU ''(also known as State Employees Credit Union of New Mexico or SECU New Mexico)'' is a federal not-for-profit credit union headquartered in Santa Fe, New Mexico. As of 2019, State ECU has $569 million in assets, over 48,000 members, and eight branches in the New Mexico. Deposits by the members are regulated and insured by National Credit Union Administration (NCUA) under latter's western region jurisdiction. History State Employees Credit Union was formed in 1958 to serve the following counties of Bernalillo, Doña Ana, Rio Arriba, Sandoval, Santa Fe, San Miguel, or Valencia. In 2016, it got a new logo and a shortened name -''"State ECU";'' to distinguish itself from other states' SECUs. Community support programs To overcome the on-going COVID-19 pandemic in New Mexico The COVID-19 pandemic was confirmed to have reached the U.S. state of New Mexico on March 11, 2020. On December 23, 2020, the New Mexico Department of Health reported 1,174 new COVID-19 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fun ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Harrisburg, Pennsylvania
Harrisburg is the capital city of the Commonwealth of Pennsylvania, United States, and the county seat of Dauphin County. With a population of 50,135 as of the 2021 census, Harrisburg is the 9th largest city and 15th largest municipality in Pennsylvania. Harrisburg is situated on the east bank of the Susquehanna River. It is the larger principal city of the Harrisburg–Carlisle metropolitan statistical area, also known as the Susquehanna Valley, which had a population of 591,712 as of 2020, making it the fourth most populous metropolitan area in Pennsylvania after the Philadelphia, Pittsburgh, and Lehigh Valley metropolitan areas. Harrisburg played a role in American history during the Westward Migration, the American Civil War, and the Industrial Revolution. During part of the 19th century, the building of the Pennsylvania Canal and later the Pennsylvania Railroad allowed Harrisburg to develop into one of the most industrialized cities in the Northeastern United States. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
