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Ontario Blue Cross
Ontario Blue Cross is a registered trademark in Health Insurance. It is owned by Canassurance Hospital Service Association, a member of the Canadian Association of Blue Cross Plans. History The Blue Cross name was introduced in Ontario in 1941 by the Ontario Hospital Association (OHA). Despite the Blue Cross plan being part of the Blue Cross movement, it remained an independent division of the OHA. The Blue Cross plan was backed by the Ontario government as a vehicle to pay for health care costs in hospitals in the province. This plan met with immediate success resulting in 2.25 million members by 1958. With the introduction of the Ontario Hospital Insurance Plan by the Ontario government in 1959, Blue Cross had to shift its focus to offer prepayment options for semi-private care, extended health care, prescription drugs, dental care, and other benefits. These voluntary and non-profit plans covered 3.5 million Ontarians by 1970. From 1985 to ...
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Health Insurance
Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment". Background A health i ...
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Travel Insurance
Travel insurance is an insurance product for covering unforeseen losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage, flight delays, public liability, and other expenses. Policy purchase Cost calculation Travel insurance, are risk-based, and take into account a range of factors to determine whether a traveller can purchase a policy and what the premium will be. This generally includes destination countries or regions, the duration of the trip, the age of the travellers, and any optional benefits that they require coverage for such as pre-existing medical conditions, adventure sports, rental vehicle excess, cruising, or high-value electronics. Some policies will also take into account the traveller's estimated value of their trip to determine price. A policy may be a single trip, covering t ...
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Canassurance Hospital Service Association
The Canassurance Hospital Service Association, also called Blue Cross Canassurance, is a not-for-profit health insurance provider in Canada. It is a member of the Canadian Association of Blue Cross Plans, operating in Ontario under the brand Ontario Blue Cross and in Quebec as Québec Blue Cross (french: Croix Bleue du Québec). It also provides travel assistance through its subsidiary CanAssistance Inc. History The Canassurance Hospital Service Association was founded in 1942 under the name Quebec Hospital Service Association by a group of hospital directors and business people. The goal of the association was to provide workers with access to health services at a reasonable cost through an advanced reimbursement plan. Later, with the implementation of a public health system (1957) and the '' Régie de l'assurance maladie du Québec'' (1969), Blue Cross changed its plans to complement the healthcare public system. By 1970, the Quebec Hospital Service Association had mo ...
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Ontario
Ontario ( ; ) is one of the thirteen provinces and territories of Canada.Ontario is located in the geographic eastern half of Canada, but it has historically and politically been considered to be part of Central Canada. Located in Central Canada, it is Canada's most populous province, with 38.3 percent of the country's population, and is the second-largest province by total area (after Quebec). Ontario is Canada's fourth-largest jurisdiction in total area when the territories of the Northwest Territories and Nunavut are included. It is home to the nation's capital city, Ottawa, and the nation's most populous city, Toronto, which is Ontario's provincial capital. Ontario is bordered by the province of Manitoba to the west, Hudson Bay and James Bay to the north, and Quebec to the east and northeast, and to the south by the U.S. states of (from west to east) Minnesota, Michigan, Ohio, Pennsylvania, and New York. Almost all of Ontario's border with the United States f ...
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Ontario Hospital Association
According to the Ontario Hospital Association (OHA) website, the OHA is a member association that represents approximately 154 public hospitals in Ontario. The association regards itself as "the voice of Ontario's public hospitals". History On December 13, 1923 – at the request of Dr. Fred W. Routley, the Ontario Director of the Canadian Red Cross at the time, a group of hospital workers met at the Toronto Academy of Medicine to lay the foundation for the establishment of the OHA. The 58 attendees consisted of hospital physicians, nurses, superintendents, business managers, trustees and association executives. It was at this meeting that the OHA, as it is known today, was launched. The attendees also agreed that the first OHA convention would be held the following fall. October 2 and 3, 1924, marked the OHA's first convention and annual general meeting attended by 106 registered participants. At this event, there was a lot of discussion on a range of topics from the high co ...
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Blue Cross Canada
The Canadian Association of Blue Cross Plans (CABCP; french: Association canadienne des Croix Bleue) is a federation of regional not-for-profit insurance providers in Canada. All providers that are members of CABCP, called "member plans", are independent entities which are overseen by the association to ensure consistent performance standards. The first Blue Cross Plan was offered to residents of Manitoba in 1939. The association is headquartered in Etobicoke, Ontario. The CABCP is affiliated with the Blue Cross Blue Shield Association and the International Federation of Health Plans. Member plans * Alberta Blue Cross (Alberta and Northwest Territories) * Canassurance Hospital Service Association ** Ontario Blue Cross (Ontario) - Etobicoke (c. 1941) ** Quebec Blue Cross (Quebec) - Montreal (c. 1942) * Manitoba Blue Cross (Manitoba and Nunavut) - Winnipeg * Medavie Blue Cross - Moncton, NB - New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador (c. 1943) * ...
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University Of Toronto
The University of Toronto (UToronto or U of T) is a public research university in Toronto, Ontario, Canada, located on the grounds that surround Queen's Park. It was founded by royal charter in 1827 as King's College, the first institution of higher learning in Upper Canada. Originally controlled by the Church of England, the university assumed its present name in 1850 upon becoming a secular institution. As a collegiate university, it comprises eleven colleges each with substantial autonomy on financial and institutional affairs and significant differences in character and history. The university maintains three campuses, the oldest of which, St. George, is located in downtown Toronto. The other two satellite campuses are located in Scarborough and Mississauga. The University of Toronto offers over 700 undergraduate and 200 graduate programs. In all major rankings, the university consistently ranks in the top ten public universities in the world and as the top university ...
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Simon Fraser University
Simon Fraser University (SFU) is a public research university in British Columbia, Canada, with three campuses, all in Greater Vancouver: Burnaby (main campus), Surrey, and Vancouver. The main Burnaby campus on Burnaby Mountain, located from downtown Vancouver, was established in 1965 and comprises more than 30,000 students and 160,000 alumni. The university was created in an effort to expand higher education across Canada. SFU is a member of multiple national and international higher education associations, including the Association of Commonwealth Universities, International Association of Universities, and Universities Canada. SFU has also partnered with other universities and agencies to operate joint research facilities such as the TRIUMF, Canada's national laboratory for particle and nuclear physics, which houses the world's largest cyclotron, and Bamfield Marine Station, a major centre for teaching and research in marine biology. Undergraduate and graduate programs ...
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Financial Services Companies Established In 1941
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessment ...
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Health Insurance Companies Of Canada
Health, according to the World Health Organization, is "a state of complete physical, Mental health, mental and social well-being and not merely the absence of disease and infirmity".World Health Organization. (2006)''Constitution of the World Health Organization''– ''Basic Documents'', Forty-fifth edition, Supplement, October 2006. A variety of definitions have been used for different purposes over time. Health can be promoted by encouraging healthful activities, such as regular physical exercise and adequate sleep, and by reducing or avoiding unhealthful activities or situations, such as smoking or excessive Stress (biology), stress. Some factors affecting health are due to Agency (sociology), individual choices, such as whether to engage in a high-risk behavior, while others are due to Social structure, structural causes, such as whether the society is arranged in a way that makes it easier or harder for people to get necessary healthcare services. Still, other factors are be ...
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1941 Establishments In Ontario
Events Below, the events of World War II have the "WWII" prefix. January * January–August – 10,072 men, women and children with mental and physical disabilities are asphyxiated with carbon monoxide in a gas chamber, at Hadamar Euthanasia Centre in Germany, in the first phase of mass killings under the Action T4 program here. * January 1 – Thailand's Prime Minister Plaek Phibunsongkhram decrees January 1 as the official start of the Thai solar calendar new year (thus the previous year that began April 1 had only 9 months). * January 3 – A decree (''Normalschrifterlass'') promulgated in Germany by Martin Bormann, on behalf of Adolf Hitler, requires replacement of blackletter typefaces by Antiqua (typeface class), Antiqua. * January 4 – The short subject ''Elmer's Pet Rabbit'' is released, marking the second appearance of Bugs Bunny, and also the first to have his name on a title card. * January 5 – WWII: Battle of Bardia in Libya: Australian an ...
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