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Norwegian Hull Club
{{Infobox company , name = Norwegian Hull Club - Gjensidig Assuranseforening , logo = Norwegian Hull Club logo.png , type = Mutual , area_served = Global , key_people = Hans Christian Seim (CEO) , industry = Insurance , num_employees = 136 (2020) , subsid = Marine Benefits AS, Insurance Technology Solutions , footnotes = , foundation = 2001 , location = Bergen, Norway , homepage www.norclub.com Norwegian Hull Club (NHC) is a mutual insurance company based in Norway. The company operates within the marine and offshore energy segments offering Hull & Machinery, Loss of Hire, Total Loss, War, Offshore Energy, Construction All Risks, Yachts, P&I and other related insurances. The Head Office is in Bergen, with additional national offices in Oslo, Kristiansand and London. NHC is a member of the Central Union of Marine Underwriters (CEFOR) and the International Underwriting Association (IUA). History Norwegian assurance associations were first established in 1806. In 18 ...
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Mutual Company
A mutual organization, or mutual society is an organization (which is often, but not always, a company or business) based on the principle of mutuality and governed by private law. Unlike a true cooperative, members usually do not contribute to the capital of the company by direct investment, but derive their right to profits and votes through their customer relationship. A mutual organization or society is often simply referred to as ''a mutual''. A mutual exists with the purpose of raising funds from its membership or customers (collectively called its ''members''), which can then be used to provide common services to all members of the organization or society. A mutual is therefore owned by, and run for the benefit of, its members – it has no external shareholders to pay in the form of dividends, and as such does not usually seek to maximize and make large profits or capital gains. Mutuals exist for the members to benefit from the services they provide and often do not pay ...
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Hans Christian Seim
Hans may refer to: __NOTOC__ People * Hans (name), a masculine given name * Hans Raj Hans, Indian singer and politician ** Navraj Hans, Indian singer, actor, entrepreneur, cricket player and performer, son of Hans Raj Hans ** Yuvraj Hans, Punjabi actor and singer, son of Hans Raj Hans * Hans clan, a tribal clan in Punjab, Pakistan Places * Hans, Marne, a commune in France * Hans Island, administrated by Greenland and Canada Arts and entertainment * ''Hans'' (film) a 2006 Italian film directed by Louis Nero * Hans (Frozen), the main antagonist of the 2013 Disney animated film ''Frozen'' * ''Hans'' (magazine), an Indian Hindi literary monthly * ''Hans'', a comic book drawn by Grzegorz Rosiński and later by Zbigniew Kasprzak Other uses * Clever Hans, the "wonder horse" * ''The Hans India'', an English language newspaper in India * HANS device, a racing car safety device *Hans, the ISO 15924 code for Simplified Chinese script See also *Han (other) *Hans im Glück, a Germa ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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Marine Benefits
Marine is an adjective meaning of or pertaining to the sea or ocean. Marine or marines may refer to: Ocean * Maritime (other) * Marine art * Marine biology * Marine debris * Marine habitats * Marine life * Marine pollution Military * Marines, a naval-based infantry force ** United States Marine Corps ** Royal Marines of the UK ** Brazilian Marine Corps ** Spanish Marine Infantry ** Fusiliers marins (France) ** Indonesian Marine Corps ** Republic of China Marine Corps ** Republic of Korea Marine Corps ** Royal Thai Marine Corps *"Marine" also means "navy" in several languages: ** Austro-Hungarian Navy () ** Belgian Navy (, , ) ** Royal Canadian Navy () *** Provincial Marine (1796–1910), a predecessor to the Royal Canadian Navy ** Navy of the Democratic Republic of the Congo () ** Royal Danish Navy () ** Finnish Navy (, ) ** French Navy () ** Gabonese Navy () ** German Navy () ** Royal Moroccan Navy () ** Royal Netherlands Navy () ** Swedish Navy () Places * Marines ...
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Bergen
Bergen (), historically Bjørgvin, is a city and municipality in Vestland county on the west coast of Norway. , its population is roughly 285,900. Bergen is the second-largest city in Norway. The municipality covers and is on the peninsula of Bergenshalvøyen. The city centre and northern neighbourhoods are on Byfjorden, 'the city fjord', and the city is surrounded by mountains; Bergen is known as the "city of seven mountains". Many of the extra-municipal suburbs are on islands. Bergen is the administrative centre of Vestland county. The city consists of eight boroughs: Arna, Bergenhus, Fana, Fyllingsdalen, Laksevåg, Ytrebygda, Årstad, and Åsane. Trading in Bergen may have started as early as the 1020s. According to tradition, the city was founded in 1070 by King Olav Kyrre and was named Bjørgvin, 'the green meadow among the mountains'. It served as Norway's capital in the 13th century, and from the end of the 13th century became a bureau city of the Hanseatic Leag ...
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Norway
Norway, officially the Kingdom of Norway, is a Nordic country in Northern Europe, the mainland territory of which comprises the western and northernmost portion of the Scandinavian Peninsula. The remote Arctic island of Jan Mayen and the archipelago of Svalbard also form part of Norway. Bouvet Island, located in the Subantarctic, is a dependency of Norway; it also lays claims to the Antarctic territories of Peter I Island and Queen Maud Land. The capital and largest city in Norway is Oslo. Norway has a total area of and had a population of 5,425,270 in January 2022. The country shares a long eastern border with Sweden at a length of . It is bordered by Finland and Russia to the northeast and the Skagerrak strait to the south, on the other side of which are Denmark and the United Kingdom. Norway has an extensive coastline, facing the North Atlantic Ocean and the Barents Sea. The maritime influence dominates Norway's climate, with mild lowland temperatures on the se ...
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CEFOR
{{Notability, Institutions, date=July 2016 The Central Union of Marine Underwriters (CEFOR) was founded August 15, 1911 by Norwegian and foreign insurance companies and is the marine insurance market organization of Norway. The members of CEFOR engage in hull and machinery insurance (blue water and coastal), protection and indemnity insurance, cargo insurance, legal defense In a civil proceeding or criminal prosecution under the common law or under statute, a defendant may raise a defense (or defence) in an effort to avert civil liability or criminal conviction. A defense is put forward by a party to defeat a s ..., and war risks. External linksCEFOR Official site Financial services companies established in 1911 Insurance companies of Norway ...
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International Underwriting Association
The International Underwriting Association (IUA) of London, better known as the IUA, represents companies that trade in the London insurance market outside Lloyd's of London, Lloyd's. They include branches or subsidiaries of nearly all the world's largest international insurance and reinsurance companies. The exact size of IUA members’ contribution to the London market is not known. They wrote a total of at least £10 billion premium during 2009, a figure that does not include income processed outside the London market bureau. This business is wholesale, the bulk being made up of insurance for large Multinational corporation, multinational companies or reinsurance. Most of it is international, brought into London by brokers. The IUA provides a forum for discussing market issues and providing technical support to practitioners. IUA members collectively own a 25% share of Xchanging Ins-sure Services (XIS), the provider of back office processing services to the London market. H ...
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UNITAS
Unitas may refer to: * 306 Unitas, a main belt asteroid * UNITAS, a multi-lateral naval exercise in South and Central America * Unitas Capital, a private equity firm, formerly known as CCMP Capital Asia * ''Humani generis unitas'', a planned encyclical of Pope Pius XI before his death on February 10, 1939, which condemned antisemitism, racism and the persecution of Jews. * Johnny Unitas (1933-2002), professional American football player * ''Unitas'' (mollusc), a genus in family Cancellariidae * Housing complex Unitas, an apartment complex from 1931 in Bratislava Bratislava (, also ; ; german: Preßburg/Pressburg ; hu, Pozsony) is the Capital city, capital and largest city of Slovakia. Officially, the population of the city is about 475,000; however, it is estimated to be more than 660,000 — approxim ...
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Standard & Poor's
S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes financial research and analysis on stocks, bonds, and commodities. S&P is considered the largest of the Big Three credit-rating agencies, which also include Moody's Investors Service and Fitch Ratings. Its head office is located on 55 Water Street in Lower Manhattan, New York City. History The company traces its history back to 1860, with the publication by Henry Varnum Poor of ''History of Railroads and Canals in the United States''. This book compiled comprehensive information about the financial and operational state of U.S. railroad companies. In 1868, Henry Varnum Poor established H.V. and H.W. Poor Co. with his son, Henry William Poor, and published two annually updated hardback guidebooks, ''Poor's Manual of the Railroads of the United States'' and ''Poor's Directory of Railway Officials''. In 1906, Lu ...
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Marine Insurance Companies
Marine is an adjective meaning of or pertaining to the sea or ocean. Marine or marines may refer to: Ocean * Maritime (other) * Marine art * Marine biology * Marine debris * Marine habitats * Marine life * Marine pollution Military * Marines, a naval-based infantry force ** United States Marine Corps ** Royal Marines of the UK ** Brazilian Marine Corps ** Spanish Marine Infantry ** Fusiliers marins (France) ** Indonesian Marine Corps ** Republic of China Marine Corps ** Republic of Korea Marine Corps ** Royal Thai Marine Corps *"Marine" also means "navy" in several languages: ** Austro-Hungarian Navy () ** Belgian Navy (, , ) ** Royal Canadian Navy () *** Provincial Marine (1796–1910), a predecessor to the Royal Canadian Navy ** Navy of the Democratic Republic of the Congo () ** Royal Danish Navy () ** Finnish Navy (, ) ** French Navy () ** Gabonese Navy () ** German Navy () ** Royal Moroccan Navy () ** Royal Netherlands Navy () ** Swedish Navy () Places ...
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Mutual Insurance Companies
Mutual may refer to: *Mutual organization, where as customers derive a right to profits and votes *Mutual information, the intersection of multiple information sets *Mutual insurance, where policyholders have certain "ownership" rights in the organization *Mutual fund, a professionally managed form of collective investments *Mutual Film, early American motion picture conglomerate, the producers of some of Charlie Chaplin's greatest comedies *Mutual Base Ball Club (1857-1871), defunct early baseball team usually referred to as "Mutual" in the standings. *Mutual Broadcasting System, a defunct U.S. radio network * Mutual Improvement Association, the name of two youth programs run by the Church of Jesus Christ of Latter-day Saints *Mutual authentication, used in cryptography *"Mutual", a 2018 song by Shawn Mendes from ''Shawn Mendes'' ;Place names *Mutual, Maryland, a community in the United States *Mutual, Ohio, a village in the United States *Mutual, Oklahoma, a town in the United St ...
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