Monmouthshire Building Society
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Monmouthshire Building Society
Monmouthshire Building Society, ( cy, Cymdeithas Adeiladu'r Sir Fynwy), is a building society based in Newport, Wales. The Society provides typical building society services including: a range of mortgage and savings products. insurance, financial planning, legal services and funeral plans some of which are provided via third-party companies. The Society is a founder member of the Building Societies Association and Council of Mortgage Lenders, as well as being a member of the Financial Services Compensation Scheme. Monmouthshire Building Society is a mutual organisation and operates through a network of branch and agency offices, covering the M4 corridor from Chepstow in the east, to Swansea in the west. The building society also operates the Monmouthshire Building Society Charitable Foundation which is used to support charities and other social initiatives. The Society had a subsidiary company, Monmouthshire Insurance Services, a commercial insurance broker. The business w ...
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Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ...
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Chepstow
Chepstow ( cy, Cas-gwent) is a town and community in Monmouthshire, Wales, adjoining the border with Gloucestershire, England. It is located on the tidal River Wye, about above its confluence with the River Severn, and adjoining the western end of the Severn Bridge. It is the easternmost settlement in Wales, situated east of Newport, east-northeast of Cardiff, northwest of Bristol and west of London. Chepstow Castle, situated on a clifftop above the Wye and its bridge, is often cited as the oldest surviving stone castle in Britain. The castle was established by William FitzOsbern immediately after the Norman conquest, and was extended in later centuries before becoming ruined after the Civil War. A Benedictine priory was also established within the walled town, which was the centre of the Marcher lordship of Striguil. The port of Chepstow became noted in the Middle Ages for its imports of wine, and also became a major centre for the export of timber and bark, from ...
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Companies Based In Newport, Wales
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ...
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History Of Monmouthshire
History (derived ) is the systematic study and the documentation of the human activity. The time period of event before the invention of writing systems is considered prehistory. "History" is an umbrella term comprising past events as well as the memory, discovery, collection, organization, presentation, and interpretation of these events. Historians seek knowledge of the past using historical sources such as written documents, oral accounts, art and material artifacts, and ecological markers. History is not complete and still has debatable mysteries. History is also an academic discipline which uses narrative to describe, examine, question, and analyze past events, and investigate their patterns of cause and effect. Historians often debate which narrative best explains an event, as well as the significance of different causes and effects. Historians also debate the nature of history as an end in itself, as well as its usefulness to give perspective on the problems of the p ...
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Organizations Established In 1869
An organization or organisation (Commonwealth English; see spelling differences), is an entity—such as a company, an institution, or an association—comprising one or more people and having a particular purpose. The word is derived from the Greek word ''organon'', which means tool or instrument, musical instrument, and organ. Types There are a variety of legal types of organizations, including corporations, governments, non-governmental organizations, political organizations, international organizations, armed forces, charities, not-for-profit corporations, partnerships, cooperatives, and educational institutions, etc. A hybrid organization is a body that operates in both the public sector and the private sector simultaneously, fulfilling public duties and developing commercial market activities. A voluntary association is an organization consisting of volunteers. Such organizations may be able to operate without legal formalities, depending on jurisdiction, incl ...
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Banks Established In 1869
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ...
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Building Societies Of Wales
A building, or edifice, is an enclosed structure with a roof and walls standing more or less permanently in one place, such as a house or factory (although there's also portable buildings). Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for a wide number of factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the term ''building'' compare the list of nonbuilding structures. Buildings serve several societal needs – primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical division of the human habitat (a place of comfort and safety) and the ''outside'' (a place that at times may be harsh and harmful). Ever since the first cave paintings, buildings have also become objects or canvasses of much artis ...
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Mayor Of Newport
The mayor of Newport (full style The Right Worshipful the Mayor of the City of Newport) is the civic figurehead and first citizen of the city of Newport, Wales. Background The first mayor is recorded as Ralph Dery, who took up office in 1314. The role was then left unrecorded until 1401, when Roger Thomas held office. The mayor for municipal year 2012–13, Councillor John Guy, was the 380th recorded Mayor of Newport. One of the most famous mayors of Newport was the Chartist John Frost in 1836, who less than four years later was condemned to death for treason for his involvement in the Newport Rising (appointed mayor in 1838, Thomas Phillips was knighted for his efforts in quelling the Rising). Frost's sentence was later commuted to transportation for life to Australia. In 1856 John Frost was given a full pardon, returned to the UK and lived in Bristol. Several mayors have, over the years, held office for more than one term. Henry John Davis was mayor from 1851-1852, 1891-189 ...
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Financial Conduct Authority
The Financial Conduct Authority (FCA) is a financial regulation, financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.Archived here.
Like its predecessor the Financial Services Authority, FSA, the FCA is structured as a company limited by guarantee. The FCA works alongside the Prudential Regulation Authority (United Kingdom), Prudential Regulation Authority and the Financial Policy Committee to set regulatory requirements f ...
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Prudential Regulation Authority (United Kingdom)
The Prudential Regulation Authority (PRA) is a United Kingdom financial services regulatory body, formed as one of the successors to the Financial Services Authority (FSA). The authority is responsible for the prudential regulation and supervision of banks, building societies, credit unions, insurers and major investment firms. It sets standards and supervises financial institutions at the level of the individual firm. Although it was initially structured as a limited company wholly owned by the Bank of England, the PRA's functions have now been taken over by the Bank and are exercised through the Prudential Regulation Committee. The company has since been liquidated. The PRA was created by the Financial Services Act 2012 and formally began operating alongside the new Financial Conduct Authority on 1 April 2013. As the Bank of England is operationally independent of the Government of the United Kingdom, the PRA is a quasi-governmental regulator, rather than an arm of the governme ...
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Thomas Carroll Group
Thomas Carroll Group plc is a British provider of business and personal insurance, financial management, health & safety and employment law consulting services. At the British Insurance Awards in 2014, Thomas Carroll Brokers were named "Insurance Brokers of the Decade". The company has been regularly included in the ''Sunday Times'' Top 100 Best Small Company to work for. On 1 April 2016 the group bought the Monmouthshire Insurance Services business from Monmouthshire Building Society Monmouthshire Building Society, ( cy, Cymdeithas Adeiladu'r Sir Fynwy), is a building society based in Newport, Wales. The Society provides typical building society services including: a range of mortgage and savings products. insurance, finan .... References External linksThomas Carroll Group timeline Insurance agents Financial services companies of Wales Financial services companies established in 1972 1972 establishments in Wales {{UK-finance-company-stub ...
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Swansea
Swansea (; cy, Abertawe ) is a coastal city and the second-largest city of Wales. It forms a principal area, officially known as the City and County of Swansea ( cy, links=no, Dinas a Sir Abertawe). The city is the twenty-fifth largest in the United Kingdom. Located along Swansea Bay in southwest Wales, with the principal area covering the Gower Peninsula, it is part of the Swansea Bay region and part of the historic county of Glamorgan; also the ancient Welsh commote of Gŵyr. The principal area is the second most populous local authority area in Wales with an estimated population of 246,563 in 2020. Swansea, along with Neath and Port Talbot, forms the Swansea Urban Area with a population of 300,352 in 2011. It is also part of the Swansea Bay City Region. During the 19th-century industrial heyday, Swansea was the key centre of the copper-smelting industry, earning the nickname ''Copperopolis''. Etymologies The Welsh name, ''Abertawe'', translates as ''"mouth/es ...
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