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Järvelä, Kärkölä
Järvelä is the largest village in the Kärkölä, Kärkölä municipality and the municipality's administrative center in Päijänne Tavastia, Finland. At the end of 2014, about 2,800 inhabitants lived there. As a statistical agglomeration defined by Statistics Finland, Järvelä also covers the church village of Kärkölä. Järvelä is located along the railway between Lahti and Riihimäki and by road at the intersection of Finnish national road 54, main road 54 and regional road 295. All commuter trains between Lahti and Riihimäki stop at Järvelä railway station. In addition to settlement, there are many different companies in the area, such as grocery stores, filling station, hardware store, pharmacy, Alko store, restaurants, Järvelän Kino Movie theater, cinema, post office, bank and car repair shops. Municipal services operating in Järvelä include a primary school, a library, a kindergarten, a youth center, a health center and an indoor swimming pool. Kärkölä High ...
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Osuuspankki
OP Financial Group is one of the largest financial companies in Finland. It consists of 180 cooperative banks and their central organization. “OP” stands for “osuuspankki” in Finnish, literally meaning “cooperative bank”. The financial group has over 2 million customer-owners, offering retail and commercial banking services all over Finland, as well as insurance services. In 2014 the group acquired the remainder of the shares of Pohjola Bank and consolidated its services under the OP brand, shortening its name to OP from OP-Pohjola, a name it had used since 2007. OP's current headquarters are located in Vallila, Helsinki, and opened in 2015. History The company's predecessor was founded in 1891 when the fire insurance company Palovakuutus-Osakeyhtiö Pohjola commenced its operations. Pohjola Bank was listed on the Helsinki Stock Exchange in 1922, being one of the first companies to be listed in Helsinki. The first local cooperative credit societies were founded i ...
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Alko
Alko Inc is the national alcoholic beverage retailing monopoly in Finland. It is the only store in the country which retails beer over 5.5% ABV, wine (except in vineyards) and spirits. Alcoholic beverages are also sold in licensed restaurants and bars but only for consumption on the premises. Alko is required by law to sell drinks with lower alcohol content than 5.5% and non-alcoholic alternatives, but in practice carries a very limited stock of low alcohol beer, cider and non-alcoholic drinks and others as supermarkets are allowed to sell those at a substantially lower price. By law, alcoholic drinks may only be sold to those aged 18 or above. Products As the only retailer of strong alcoholic beverages in Finland, Alko has an extensive range of products ranging from rare wines to bulk vodka. Its wine selection has grown in recent decades as there has been an increase in consumption and a government drive to change Finnish drinking habits to a more "European" style, which means ...
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Hausjärvi
Hausjärvi is a municipality of Finland. Its seat is in Oitti. It is located in the province of Southern Finland and is part of the Tavastia Proper region. The municipality has a population of () and covers an area of of which is water. The population density is . Geographically, and to some extent politically, Hausjärvi is characterized by its three population centres, Hikiä (population 1,055), Oitti (population 1,855) and Ryttylä (population 1,595). The administrative center of the municipality is Oitti, but politically there sometimes emerges debate on which centres should be developed and/or made targets of public investment. The municipality is unilingually Finnish. History The establishment of permanent settlement in what is now Hausjärvi is presumed to have begun around the 1300s by hunters from Janakkala. The first estates in Hausjärvi sprung up around river Puujoki, and the inhabitants were known to practice hunting as well as slash-and-burn agriculture. Mets ...
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Tavastia Proper
Tavastia or Tavastland may refer to: * Häme (Swedish: ''Tavastland'', Latin: ''Tavastia'') * Tavastia (historical province), a historical province of the kingdom of Sweden, located in modern-day Finland * Tavastia (constituency), formerly Tavastia South, Finland * Tavastia Proper, a modern region of Finland * Päijänne Tavastia, a modern region of Finland * Tavastia Club, a rock music club in Helsinki, Finland * MV ''Tavastland'', a ship See also *Hämeenmaa (other) *Tavastians Tavastians ( fi, Hämäläiset, sv, Tavaster, russian: Емь, Yem, Yam) are a historic people and a modern subgroup (heimo) of the Finnish people. They live in areas of the historical province of Tavastia (historical province), Tavastia (Häme) ..., people from Tavastia * Tavastum {{disambig, geo ...
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High School
A secondary school describes an institution that provides secondary education and also usually includes the building where this takes place. Some secondary schools provide both '' lower secondary education'' (ages 11 to 14) and ''upper secondary education'' (ages 14 to 18), i.e., both levels 2 and 3 of the ISCED scale, but these can also be provided in separate schools. In the US, the secondary education system has separate middle schools and high schools. In the UK, most state schools and privately-funded schools accommodate pupils between the ages of 11–16 or 11–18; some UK private schools, i.e. public schools, admit pupils between the ages of 13 and 18. Secondary schools follow on from primary schools and prepare for vocational or tertiary education. Attendance is usually compulsory for students until age 16. The organisations, buildings, and terminology are more or less unique in each country. Levels of education In the ISCED 2011 education scale levels 2 and 3 c ...
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Health Center
A healthcare center, health center, or community health center is one of a network of clinics staffed by a group of general practitioners and nurses providing healthcare services to people in a certain area. Typical services covered are family practice and dental care, but some clinics have expanded greatly and can include internal medicine, pediatric, women’s care, family planning, pharmacy, optometry, laboratory testing, and more. In countries with universal healthcare, most people use the healthcare centers. In countries without universal healthcare, the clients include the uninsured, underinsured, low-income or those living in areas where little access to primary health care is available. In the Central and East Europe, bigger health centers are commonly called policlinics (not to be confused with polyclinics). Community health centers by country Canada Community Health Centers (CHCs) have existed in Ontario for more than 40 years. The first established CHC in Canada was Mo ...
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Youth Center
A youth center or youth centre, often called youth club, is a place where young people can meet and participate in a variety of activities, for example table football, association football (US soccer, UK football), basketball, table tennis, video games, occupational therapy and religious activities. Youth clubs and centres vary in their activities across the globe, and have diverse histories based on shifting cultural, political and social contexts and relative levels of state funding or voluntary action. Young social groups Many youth clubs are set up to provide young people with activities designed to keep them off the streets and out of trouble, and to give them a job and an interest in activity. Some youth clubs can have a particular compelling force, such as music, spiritual/religious guidance and advice or characteristics such as determination. In the United Kingdom, there are a number of national youth club networks, including: * UK Youth * Ambition National Assoc ...
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Kindergarten
Kindergarten is a preschool educational approach based on playing, singing, practical activities such as drawing, and social interaction as part of the transition from home to school. Such institutions were originally made in the late 18th century in Germany, Bavaria and Alsace to serve children whose parents both worked outside home. The term was coined by German pedagogue Friedrich Fröbel, whose approach globally influenced early-years education. Today, the term is used in many countries to describe a variety of educational institutions and learning spaces for children ranging from 2 to 6 years of age, based on a variety of teaching methods. History Early years and development In 1779, Johann Friedrich Oberlin and Louise Scheppler founded in Strasbourg an early establishment for caring for and educating preschool children whose parents were absent during the day. At about the same time, in 1780, similar infant establishments were created in Bavaria. In 1802, Princess P ...
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Library
A library is a collection of materials, books or media that are accessible for use and not just for display purposes. A library provides physical (hard copies) or digital access (soft copies) materials, and may be a physical location or a virtual space, or both. A library's collection can include printed materials and other physical resources in many formats such as DVD, CD and cassette as well as access to information, music or other content held on bibliographic databases. A library, which may vary widely in size, may be organized for use and maintained by a public body such as a government; an institution such as a school or museum; a corporation; or a private individual. In addition to providing materials, libraries also provide the services of librarians who are trained and experts at finding, selecting, circulating and organizing information and at interpreting information needs, navigating and analyzing very large amounts of information with a variety of resources. Li ...
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Primary School
A primary school (in Ireland, the United Kingdom, Australia, Trinidad and Tobago, Jamaica, and South Africa), junior school (in Australia), elementary school or grade school (in North America and the Philippines) is a school for primary education of children who are four to eleven years of age. Primary schooling follows pre-school and precedes secondary schooling. The International Standard Classification of Education considers primary education as a single phase where programmes are typically designed to provide fundamental skills in reading, writing, and mathematics and to establish a solid foundation for learning. This is ISCED Level 1: Primary education or first stage of basic education.Annex III in the ISCED 2011 English.pdf
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Car Repair
A vehicle breakdown is a mechanical or electrical failure of a motor vehicle in such a way that the underlying problem prevents the vehicle from being operated or impedes the vehicle's operation so significantly that it is very difficult, nearly impossible, or else dangerous to operate. Vehicle breakdowns have various causes. Depending on the severity, the vehicle may need to be towed to an automobile repair shop or fixed on-site by roadside assistance or a mobile mechanic. With other problems, the driver may be able to operate the vehicle seemingly normally for some time, but the vehicle will need an eventual repair. Many vehicle owners with personal economic difficulty or a busy schedule may wait longer than they should to get necessary maintenance or repairs made to their vehicles, thereby increasing their chances of a breakdown, inducing further damage to the vehicle, or else causing more danger. Severity There are various levels of a vehicle's disability: Total Breakd ...
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Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ...
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