Investitions- Und Förderbank Niedersachsen
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Investitions- Und Förderbank Niedersachsen
Investitions- und Förderbank Niedersachsen (NBank) is the regional promotional bank (german: Förderbank) for the German state of Lower Saxony. It was established in 2004 and is headquartered in Hanover. Together with other and the more commercially oriented Landesbanken, NBank is a member of the Association of German Public Banks (VÖB). See also * KfW * German public banking sector Notes Banks established in 2004 Sub-national development banks Government-owned banks of Germany {{bank-stub ...
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Lower Saxony
Lower Saxony (german: Niedersachsen ; nds, Neddersassen; stq, Läichsaksen) is a German state (') in northwestern Germany. It is the second-largest state by land area, with , and fourth-largest in population (8 million in 2021) among the 16 ' federated as the Federal Republic of Germany. In rural areas, Northern Low Saxon and Saterland Frisian are still spoken, albeit in declining numbers. Lower Saxony borders on (from north and clockwise) the North Sea, the states of Schleswig-Holstein, Hamburg, , Brandenburg, Saxony-Anhalt, Thuringia, Hesse and North Rhine-Westphalia, and the Netherlands. Furthermore, the state of Bremen forms two enclaves within Lower Saxony, one being the city of Bremen, the other its seaport, Bremerhaven (which is a semi-enclave, as it has a coastline). Lower Saxony thus borders more neighbours than any other single '. The state's largest cities are state capital Hanover, Braunschweig (Brunswick), Lüneburg, Osnabrück, Oldenburg, Hildesheim, Salzgitt ...
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Hanover
Hanover (; german: Hannover ; nds, Hannober) is the capital and largest city of the German state of Lower Saxony. Its 535,932 (2021) inhabitants make it the 13th-largest city in Germany as well as the fourth-largest city in Northern Germany after Berlin, Hamburg and Bremen. Hanover's urban area comprises the towns of Garbsen, Langenhagen and Laatzen and has a population of about 791,000 (2018). The Hanover Region has approximately 1.16 million inhabitants (2019). The city lies at the confluence of the River Leine and its tributary the Ihme, in the south of the North German Plain, and is the largest city in the Hannover–Braunschweig–Göttingen–Wolfsburg Metropolitan Region. It is the fifth-largest city in the Low German dialect area after Hamburg, Dortmund, Essen and Bremen. Before it became the capital of Lower Saxony in 1946, Hannover was the capital of the Principality of Calenberg (1636–1692), the Electorate of Hanover (1692–1814), the Kingdom of Hannover ...
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Landesbank
In German-speaking jurisdictions, ''Landesbank'' (plural ), , generally refers to a bank operating within a territorial subdivision () that has autonomy but not full sovereignty. It is occasionally translated as "provincial bank". Austria-Hungary In the Austro-Hungarian Empire under the rule of the Habsburg monarchy, were government-sponsored banks established in some of the kingdoms and lands of the crown: * '' Landesbank des Königreichs Galizien und Lodomerien mit dem Grossherzogtum Krakau'', est. 1883 in Lemberg (now Lviv) for the Kingdom of Galicia and Lodomeria and the Grand Duchy of Kraków * '' Landesbank des Königreiches Böhmen'', est. 1890 in Prague for the Kingdom of Bohemia * '' Landesbank für Bosnien und Herzegowina'', est. 1895 in Sarajevo for Bosnia and Herzegovina under Austro-Hungarian rule * ''Bukowinaer Landesbank'', est. 1905 in Czernowitz (now Chernivtsi) for the Duchy of Bukovina * ''Kroatische Landesbank'', est. 1909 in Osijek for the Kingdom of Croati ...
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Association Of German Public Banks
The Association of German Public Banks (german: Bundesverband Öffentlicher Banken Deutschlands, generally referred to as VÖB) is a leading association within the German banking sector, bringing together most of the German public banking sector except the local-level savings banks (german: Sparkassen). Its membership includes 63 banks, including the Landesbanks that are also members of the Deutscher Sparkassen- und Giroverband (DSGV) and form part of the Sparkassen-Finanzgruppe, and promotional and development banks (german: Förderbanken) owned by the Federal Republic of Germany or the individual German federal states. VÖB is the only German banking association exercising the functions of an employer association for its member institutions: the Public-Sector Banks’ Employer Association (german: Tarifgemeinschaft Öffentlicher Banken), which comprises VÖB member institutions with a total of 60,000 employees (as at financial year 2022) and which performs collective bargain ...
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German Public Banking Sector
The German public banking sector (german: Öffentliches Kreditwesen) represents a significant share of the broader banking sector in Germany. Unlike in most other Western and Central European countries, German public-sector banks have been present since the early phases of formalization of banking entities in the early modern period and have never lost their collective significance. They are typically referred to as one of the three “pillars” of the German banking system, the other two pillars being the cooperative banks and commercial banks. Following many steps of development, consolidation, and restructuring, the German public banking sector (leaving aside the Deutsche Bundesbank) consists mainly of two clusters: the Sparkassen-Finanzgruppe, which competes with commercial and cooperative banks and includes local savings banks (german: Sparkassen) and regional entities (german: Landesbanken); and promotional and development banks (german: Förderbanken) owned by the Federa ...
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Banks Established In 2004
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ...
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Sub-national Development Banks
Subnational or sub-national may refer to: * Administrative division, all administrative divisions are under the national level * Subnational legislature, a type of regional legislature, under the national level * Subnational state, a type of state, under the national level * Subnational diplomacy, a form of diplomacy, under the national level * Subnational flag In vexillology, a state flag is either the flag of the government of a sovereign state, or the flag of an individual federated state (subnational administrative division). Government flag A state flag is a variant of a national flag (or occasi ..., a flag of an entity under the national level See also * Supranational (other) * International (other) * Multinational (other) * Transnational (other) * National (other) {{disambiguation ...
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