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Identity Theft Resource Center
The Identity Theft Resource Center (ITRC) is a United States non-profit organization that provides identity crime victim assistance and education, free of charge, through a toll-free call center, live chat, website, podcasts, and social media. The ITRC educates consumers, businesses, government agencies, policymakers, and other organizations on best practices for identity theft and fraud detection, reduction, and mitigation; and, serves as an objective national resource on trends related to cybersecurity, data breaches, social media, fraud, scams, and other identity issues. The ITRC was founded in December 1999 in San Diego, California and is a 501(c)(3) non-profit funded by a combination of competitive government grants, business services and sponsorships, and corporate donations. In addition to the victim assistance services that are free of charge to individual consumers, the Center also conducts research and analysis related to identity and data privacy issueand publishes fou ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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ITRC may refer to: * Indian Institute of Toxicology Research * Irish Tarmac Rally Championship The Irish Tarmac Rally Championship (ITRC) is the premier rallying series in Ireland. It is held annually and is promoted by the Tarmac Rally Organisers’ Association (TROA). The Championship takes place over seven events, based in the Republic o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fair Credit Billing Act
The Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts. Examples of billing errors The following are examples of billing errors under the FCBA: * Charges not actually made by the consumer * Charges in the wrong amount. * Charges for goods or services not received by the consumer * Charges for goods not delivered as agreed * Charges for goods that were damaged on delivery * Failures to properly reflect payments or credits to an account * Calculation errors * Charges that the consumer wants clarified or requests proof of * Statements mailed to the wrong address * Significantly not as described product/goods Correction of billing errors The FCBA allows consumers to dispute billing errors by sendi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fraud In The United States
In law, fraud is intentional deception to secure unfair or unlawful gain, or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. Internal fraud, also known as "insider fraud", is fraud committed or attempted by someone within an organisation such as an employee. A hoax is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wireless Identity Theft
Wireless identity theft, also known as contactless identity theft or RFID identity theft, is a form of identity theft described as "the act of compromising an individual’s personal identifying information using wireless (radio frequency) mechanics." Numerous articles have been written about wireless identity theft and broadcast television has produced several investigations of this phenomenon. According to Marc Rotenberg of the Electronic Privacy Information Center, wireless identity theft is a serious issue as the contactless (wireless) card design is inherently flawed, increasing the vulnerability to attacks. Overview Wireless identity theft is a relatively new technique for gathering individuals' personal information from RF-enabled cards carried on a person in their access control, credit, debit, or government issued identification cards. Each of these cards carry a radio frequency identification chip which responds to certain radio frequencies. When these "tags" come into ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Spam (electronic)
Spamming is the use of messaging systems to send multiple unsolicited messages (spam) to large numbers of recipients for the purpose of commercial advertising, for the purpose of non-commercial proselytizing, for any prohibited purpose (especially the fraudulent purpose of phishing), or simply repeatedly sending the same message to the same user. While the most widely recognized form of spam is email spam, the term is applied to similar abuses in other media: instant messaging spam, Usenet newsgroup spam, Web search engine spam, spam in blogs, wiki spam, online classified ads spam, mobile phone messaging spam, Internet forum spam, junk fax transmissions, social spam, spam mobile apps, television advertising and file sharing spam. It is named after Spam, a luncheon meat, by way of a Monty Python sketch about a restaurant that has Spam in almost every dish in which Vikings annoyingly sing "Spam" repeatedly. Spamming remains economically viable because advertisers have no ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
RFID
Radio-frequency identification (RFID) uses electromagnetic fields to automatically identify and track tags attached to objects. An RFID system consists of a tiny radio transponder, a radio receiver and transmitter. When triggered by an electromagnetic interrogation pulse from a nearby RFID reader device, the tag transmits digital data, usually an identifying inventory number, back to the reader. This number can be used to track inventory goods. Passive tags are powered by energy from the RFID reader's interrogating radio waves. Active tags are powered by a battery and thus can be read at a greater range from the RFID reader, up to hundreds of meters. Unlike a barcode, the tag does not need to be within the line of sight of the reader, so it may be embedded in the tracked object. RFID is one method of automatic identification and data capture (AIDC). RFID tags are used in many industries. For example, an RFID tag attached to an automobile during production can be used to track ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Phishing
Phishing is a type of social engineering where an attacker sends a fraudulent (e.g., spoofed, fake, or otherwise deceptive) message designed to trick a person into revealing sensitive information to the attacker or to deploy malicious software on the victim's infrastructure like ransomware. Phishing attacks have become increasingly sophisticated and often transparently mirror the site being targeted, allowing the attacker to observe everything while the victim is navigating the site, and transverse any additional security boundaries with the victim. As of 2020, phishing is by far the most common attack performed by cybercriminals, the FBI's Internet Crime Complaint Centre recording over twice as many incidents of phishing than any other type of computer crime. The first recorded use of the term "phishing" was in the cracking toolkit AOHell created by Koceilah Rekouche in 1995; however, it is possible that the term was used before this in a print edition of the hacker magazin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pharming
Pharming is a cyberattack intended to redirect a website's traffic to another, fake site by installing a malicious program on the computer. Pharming can be conducted either by changing the hosts file on a victim's computer or by exploitation of a vulnerability in DNS server software. DNS servers are computers responsible for resolving Internet names into their real IP addresses. Compromised DNS servers are sometimes referred to as "poisoned". Pharming requires unprotected access to target a computer, such as altering a customer's home computer, rather than a corporate business server. The term "pharming" is a neologism based on the words "farming" and "phishing". Phishing is a type of social-engineering attack to obtain access credentials, such as user names and passwords. In recent years, both pharming and phishing have been used to gain information for online identity theft. Pharming has become of major concern to businesses hosting ecommerce and online banking websites. Soph ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Internet Security
Internet security is a branch of computer security. It encompasses the Internet, browser security, web site security, and network security as it applies to other applications or operating systems as a whole. Its objective is to establish rules and measures to use against attacks over the Internet. The Internet is an inherently insecure channel for information exchange, with high risk of intrusion or fraud, such as phishing, online viruses, trojans, ransomware and worms. Many methods are used to combat these threats, including encryption and ground-up engineering. Threats Malicious software Malicious software comes in many forms, such as viruses, Trojan horses, spyware, and worms. * Malware, a portmanteau of malicious software, is any software used to disrupt computer operation, gather sensitive information, or gain access to private computer systems. Malware is defined by its malicious intent, acting against the requirements of the computer user, and does not include softw ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Identity Theft
Identity theft occurs when someone uses another person's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term ''identity theft'' was coined in 1964. Since that time, the definition of identity theft has been statutorily defined throughout both the U.K. and the U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's disadvantages or loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Identity Fraud
Identity fraud is the use by one person of another person's personal information, without authorization, to commit a crime or to deceive or defraud that other person or a third person. Most identity fraud is committed in the context of financial advantages, such as accessing a victim's credit card, bank accounts, or loan accounts. False or forged identity documents have been used in criminal activity (such as to gain access to security areas) or in dealings with government agencies, such as immigration. Today, the identities of real persons are often used in the preparation of these false documents. A person's personal information may be surreptitiously obtained, commonly described as identity theft, in a variety of ways. A fraudster may use another person's basic personal details (such as name, address, username, and PIN) to access the victim's online accounts, including banking accounts, email, and social media accounts. Such access may be for the purpose of obtaining further pers ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Identity Document Forgery
Identity document forgery is the process by which identity documents issued by governing bodies are copied and/or modified by persons not authorized to create such documents or engage in such modifications, for the purpose of deceiving those who would view the documents about the identity or status of the bearer. The term also encompasses the activity of acquiring identity documents from legitimate bodies by falsifying the required supporting documentation in order to create the desired identity. Identity documents differ from other credentials in that they are intended to be usable by only the person holding the card. Unlike other credentials, they may be used to restrict the activities of the holder as well as to expand them. Documents that have been forged in this way include driver's licenses (historically forged or altered as an attempt to conceal the fact that persons desiring to purchase alcohol are under the legal drinking age); birth certificates and Social Security ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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