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ISO 8583
ISO 8583 is an international standard for ''financial transaction card originated'' interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards. ISO 8583 defines a message format and a communication flow so that different systems can exchange these transaction requests and responses. The vast majority of transactions made when a customer uses a card to make a payment in a store ( EFTPOS) use ISO 8583 at some point in the communication chain, as do transactions made at ATMs. In particular, the Mastercard, Visa and Verve networks base their authorization communications on the ISO 8583 standard, as do many other institutions and networks. Although ISO 8583 defines a common standard, it is not typically used directly by systems or networks. It defines many standard fields (data elements) which remain the same in all systems or networks, and leaves a few add ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
International Organization For Standardization
The International Organization for Standardization (ISO ; ; ) is an independent, non-governmental, international standard development organization composed of representatives from the national standards organizations of member countries. Membership requirements are given in Article 3 of the ISO Statutes. ISO was founded on 23 February 1947, and () it has published over 25,000 international standards covering almost all aspects of technology and manufacturing. It has over 800 technical committees (TCs) and subcommittees (SCs) to take care of standards development. The organization develops and publishes international standards in technical and nontechnical fields, including everything from manufactured products and technology to food safety, transport, IT, agriculture, and healthcare. More specialized topics like electrical and electronic engineering are instead handled by the International Electrotechnical Commission.Editors of Encyclopedia Britannica. 3 June 2021.Inte ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO/IEC 7813
ISO/IEC 7813 is an international standard codified by the International Organization for Standardization and International Electrotechnical Commission that defines properties of financial transaction cards, such as ATM or credit cards. Scope The standard defines: * physical characteristics, such as size, shape, location of magnetic stripe, etc. * magnetic track data structures Physical characteristics ISO/IEC 7813 specifies the following physical characteristics of the card, mostly by reference to other standards: ; Embossed characters : by reference to ISO/IEC 7811 ; Embossing of expiration date : the format (MM/YY or MM-YY) ; Magnetic stripe : by reference to ISO/IEC 7811 ; Integrated circuit with contacts : by reference to ISO/IEC 7816-1 ; Integrated circuit without contacts : by reference to ISO/IEC 10536-1, ISO/IEC 14443-1, and ISO/IEC 15693-1 Magnetic tracks Track 1 Track 1 can store up to 79 alphanumeric characters. ISO 7813 specifies the following structure for tr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO Standards
The International Organization for Standardization (ISO ; ; ) is an independent, non-governmental, international standard development organization composed of representatives from the national standards organizations of member countries. Membership requirements are given in Article 3 of the ISO Statutes. ISO was founded on 23 February 1947, and () it has published over 25,000 international standards covering almost all aspects of technology and manufacturing. It has over 800 technical committees (TCs) and subcommittees (SCs) to take care of standards development. The organization develops and publishes international standards in technical and nontechnical fields, including everything from manufactured products and technology to food safety, transport, IT, agriculture, and healthcare. More specialized topics like electrical and electronic engineering are instead handled by the International Electrotechnical Commission.Editors of Encyclopedia Britannica. 3 June 2021.Interna ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO 8583
ISO 8583 is an international standard for ''financial transaction card originated'' interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards. ISO 8583 defines a message format and a communication flow so that different systems can exchange these transaction requests and responses. The vast majority of transactions made when a customer uses a card to make a payment in a store ( EFTPOS) use ISO 8583 at some point in the communication chain, as do transactions made at ATMs. In particular, the Mastercard, Visa and Verve networks base their authorization communications on the ISO 8583 standard, as do many other institutions and networks. Although ISO 8583 defines a common standard, it is not typically used directly by systems or networks. It defines many standard fields (data elements) which remain the same in all systems or networks, and leaves a few add ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO 20022
ISO 20022 is an ISO standard for electronic data interchange between financial institutions. It describes a metadata repository containing descriptions of messages and business processes, and a maintenance process for the repository content. The standard covers financial information transferred between financial institutions that includes payment transactions, securities trading and settlement information, credit and debit card transactions and other financial information. The repository contains a huge amount of financial services metadata that has been shared and standardized across the industry. The metadata is stored in UML models with a special ISO 20022 UML Profile. Underlying all of this is the ISO 20022 metamodel – a model of the models. The UML profile is the metamodel transformed into UML. The metadata is transformed into the syntax of messages used in financial networks. The first syntax supported for messages was XML Schema. ISO 20022 is widely used in financial ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Diebold
Diebold Nixdorf, Incorporated is an American multinational financial and retail technology company that specializes in the sale, manufacture, installation, and service of self-service transaction systems (such as ATMs and currency processing systems), point-of-sale terminals, physical security products, and software and related services for global financial, retail, and commercial markets. Currently Diebold Nixdorf is headquartered in the Akron- Canton area with a presence in around 130 countries, and the company employs approximately 23,000 people. Founded in 1859 in Cincinnati, Ohio as the Diebold Bahmann Safe Company, the company eventually changed its name to Diebold Safe & Lock Company. In 1921, Diebold Safe & Lock Company sold the world's largest commercial bank vault to Detroit National Bank. Diebold has since branched into diverse markets, and is currently the largest provider of ATMs in the United States. Diebold Nixdorf was founded when Diebold Inc. acquired Germany's ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Itautec
Itautec is a Brazilian electronics company founded in 1979. It is part of Itaúsa, a Brazilian business group. Itautec is an ATM, kiosk, and computer manufacturer in the Brazilian and South American markets. The company also has a key role in project deployment and IT services around the globe. It mainly focuses on making consumer electronics, banking, and retail automation. The company has a large base of Automated teller machine, ATMs globally. Itautec is headquartered in São Paulo. The company operates a manufacturing plant in the city of Jundiaí (SP), and Itautec has 5,709 direct employees – 5,285 in Brazil and 424 abroad. Product lines The company's product lines include: * Personal Computers: Desktop, tablet, and laptop personal computers * Monitors: LCD, LED, OLED, and touchscreen monitors * Commercial and banking automation * Software: Point of sale, credit card processing, an in-house Linux distribution called Librix, terminal management, digital signatures, an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
NCR Corporation
NCR Voyix Corporation, previously known as NCR Corporation and National Cash Register, is a global software, consulting and technology company providing several professional services and Electronics, electronic products. It manufactured Self-checkout, self-service kiosks, point of sale, point-of-sale terminals, automated teller machines, cheque, check processing systems, and barcode reader, barcode scanners. NCR was founded in Dayton, Ohio, in 1884. It grew to become a dominant market leader in cash registers, then decryption machinery, then computing machinery, and computers over the subsequent 100 years. By 1991, it was still the fifth-largest manufacturer of computers. That year, it was acquired by AT&T Corporation, AT&T. A restructuring of AT&T in 1996 led to NCR's re-establishment on January 1, 1997, as a separate company and involved the Corporate spin-off, spin-off of Lucent Technologies from AT&T. In June 2009, the company sold most of the Dayton properties and moved ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Magnetic Stripe Card
The term digital card can refer to a physical item, such as a memory card on a camera, or, increasingly since 2017, to the digital content hosted as a virtual card or cloud card, as a digital virtual representation of a physical card. They share a common purpose: identity management, credit card, debit card or driver's license. A non-physical digital card, unlike a #Magnetic stripe card, magnetic stripe card, can Emulator, emulate (imitate) any kind of card. A smartphone or smartwatch can store content from the card issuer; discount offers and news updates can be transmitted wirelessly, via Internet. These virtual cards are used in very high volumes by the mass transit sector, replacing paper-based tickets and the earlier magnetic strip cards. History Magnetic recording on steel tape and wire was invented by Valdemar Poulsen in Denmark around 1900 for recording audio. In the 1950s, magnetic recording of digital computer data on plastic tape coated with iron oxide was invente ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Message Authentication Code
In cryptography, a message authentication code (MAC), sometimes known as an authentication tag, is a short piece of information used for authentication, authenticating and Data integrity, integrity-checking a message. In other words, it is used to confirm that the message came from the stated sender (its authenticity) and has not been changed (its integrity). The MAC value allows verifiers (who also possess a secret key) to detect any changes to the message content. Terminology The term message integrity code (MIC) is frequently substituted for the term ''MAC'', especially in communications to distinguish it from the use of the latter as ''media access control address'' (''MAC address''). However, some authors use MIC to refer to a message digest, which aims only to uniquely but opaquely identify a single message. RFC 4949 recommends avoiding the term ''message integrity code'' (MIC), and instead using ''checksum'', ''error detection code'', ''hash function, hash'', ''keyed hash'' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Identification Number
A personal identification number (PIN; sometimes RAS syndrome, redundantly a PIN code or PIN number) is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial institutions, governments, and enterprises. PINs may be used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses. In common usage, PINs are used in ATM or PO transactions, secure access control (e.g. computer access, door access, car access), internet transactions, or to log into a restricted website. History The PIN originated with the introduction of the automated teller machine (ATM) in 1967, as an efficient way for banks to dispense cash to their customers. The first ATM system was that of Barclays in London, in 1967; it accepted ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
EBCDIC
Extended Binary Coded Decimal Interchange Code (EBCDIC; ) is an eight- bit character encoding used mainly on IBM mainframe and IBM midrange computer operating systems. It descended from the code used with punched cards and the corresponding six-bit binary-coded decimal code used with most of IBM's computer peripherals of the late 1950s and early 1960s. It is supported by various non-IBM platforms, such as Fujitsu-Siemens' BS2000/OSD, OS-IV, MSP, and MSP-EX, the SDS Sigma series, Unisys VS/9, Unisys MCP and ICL VME. History EBCDIC was devised in 1963 and 1964 by IBM and was announced with the release of the IBM System/360 line of mainframe computers. It is an eight-bit character encoding, developed separately from the seven-bit ASCII encoding scheme. It was created to extend the existing Binary-Coded Decimal (BCD) Interchange Code, or BCDIC, which itself was devised as an efficient means of encoding the two ''zone'' and ''number'' punches on punched cards into six ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
