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Geldkarte
Geldkarte (german: "money card") is a stored-value card or electronic cash system used in Germany. It operates as an offline smart card for small payment at things like vending machines and to pay for public transport or parking tickets. The card is pre-paid and funds are loaded onto the card using ATMs or dedicated charging machines. The system will be abandoned from 2024. History The first field trial took place in 1996 in Ravensburg. Since 1 January 2007, the card can be used for the mandatory age verification at German cigarette vending machines. This caused a steep use of the Geldkarte system, which suffered from very low demand in its first ten years. As of 2009, 132 million Euros were spent through the Geldkarte system. The average transaction had a value of €3, however usage numbers were already decreasing again. In 2015, Deutsche Post removed Geldkarte acceptance from their stamp vending machines citing low demand. [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Geldkarte
Geldkarte (german: "money card") is a stored-value card or electronic cash system used in Germany. It operates as an offline smart card for small payment at things like vending machines and to pay for public transport or parking tickets. The card is pre-paid and funds are loaded onto the card using ATMs or dedicated charging machines. The system will be abandoned from 2024. History The first field trial took place in 1996 in Ravensburg. Since 1 January 2007, the card can be used for the mandatory age verification at German cigarette vending machines. This caused a steep use of the Geldkarte system, which suffered from very low demand in its first ten years. As of 2009, 132 million Euros were spent through the Geldkarte system. The average transaction had a value of €3, however usage numbers were already decreasing again. In 2015, Deutsche Post removed Geldkarte acceptance from their stamp vending machines citing low demand. [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Smart Card
A smart card, chip card, or integrated circuit card (ICC or IC card) is a physical electronic authentication device, used to control access to a resource. It is typically a plastic credit card-sized card with an embedded integrated circuit (IC) chip. Many smart cards include a pattern of metal contacts to electrically connect to the internal chip. Others are contactless smart card, contactless, and some are both. Smart cards can provide personal identification, authentication, data storage, and application processing. Applications include identification, financial, mobile phones (SIM), public transit, computer security, schools, and healthcare. Smart cards may provide strong security authentication for single sign-on (SSO) within organizations. Numerous nations have deployed smart cards throughout their populations. The universal integrated circuit card, or SIM card, is also a type of smart card. , 10.5billion smart card IC chips are manufactured annually, including 5.44billion SI ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Smart Cards
A smart card, chip card, or integrated circuit card (ICC or IC card) is a physical electronic authentication device, used to control access to a resource. It is typically a plastic credit card-sized card with an embedded integrated circuit (IC) chip. Many smart cards include a pattern of metal contacts to electrically connect to the internal chip. Others are contactless, and some are both. Smart cards can provide personal identification, authentication, data storage, and application processing. Applications include identification, financial, mobile phones (SIM), public transit, computer security, schools, and healthcare. Smart cards may provide strong security authentication for single sign-on (SSO) within organizations. Numerous nations have deployed smart cards throughout their populations. The universal integrated circuit card, or SIM card, is also a type of smart card. , 10.5billion smart card IC chips are manufactured annually, including 5.44billion SIM card IC chips. Hist ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stored-value Card
A stored-value card (SVC) is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used anonymously as the person holding the card can use the funds. They are an electronic development of token coins and are typically used in low-value payment systems or where network access is difficult or expensive to implement, such as parking machines, public transport systems, closed payment systems in locations such as ships or within companies. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer and are connected to accounts at financial institutions. Another difference between stored-value cards and debit and credit cards is that debit and c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Girocard
girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are usually co-branded with Mastercard's Maestro/ Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The German Savings Banks Association has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard cards in addition to girocards and will have a 16-digit Mastercard number. Some banks are phasing out girocards. DKB, for instance, has announced that instead of a girocard and a Visa credit card, it will soon be issuing its customers a single Visa Debit card. History Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Cash
Electronic cash was, until 2007, the debit card system of the German Banking Industry Committee, the association that represents the top German financial interest groups. Usually paired with a transaction account or current account, cards with an Electronic Cash logo were only handed out by proper credit institutions. An electronic card payment was generally made by the card owner entering their PIN ( Personal Identification Number) at a so-called EFT- POS-terminal ( Electronic-Funds-Transfer-Terminal). The name "EC" originally comes from the unified European checking system Eurocheque. Comparable debit card systems are Maestro and Visa Electron. Banks and credit institutions who issued these cards often paired EC debit cards with Maestro functionality. These combined cards, recognizable by an additional Maestro logo, were referred to as "EC/Maestro cards". Providers All of Germany's providers registered with the Central Credit Committee are connected in the working group ''Ar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Germany
Germany,, officially the Federal Republic of Germany, is a country in Central Europe. It is the second most populous country in Europe after Russia, and the most populous member state of the European Union. Germany is situated between the Baltic and North seas to the north, and the Alps to the south; it covers an area of , with a population of almost 84 million within its 16 constituent states. Germany borders Denmark to the north, Poland and the Czech Republic to the east, Austria and Switzerland to the south, and France, Luxembourg, Belgium, and the Netherlands to the west. The nation's capital and most populous city is Berlin and its financial centre is Frankfurt; the largest urban area is the Ruhr. Various Germanic tribes have inhabited the northern parts of modern Germany since classical antiquity. A region named Germania was documented before AD 100. In 962, the Kingdom of Germany formed the bulk of the Holy Roman Empire. During the 16th ce ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Automated Teller Machine
An automated teller machine (ATM) or cash machine (in British English) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff. ATMs are known by a variety of names, including automatic teller machine (ATM) in the United States (sometimes redundantly as "ATM machine"). In Canada, the term ''automated banking machine'' (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM over ABM. In British English, the terms ''cashpoint'', ''cash machine'' and ''hole in the wall'' are most widely used. Other terms include ''any time money'', ''cashline'', ''tyme machine'', ''cash dispenser'', ''cash corner'', ''bankomat'', or ''bancomat''. ATMs that are not operated by a financial i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ravensburg
Ravensburg ( Swabian: ''Raveschburg'') is a city in Upper Swabia in Southern Germany, capital of the district of Ravensburg, Baden-Württemberg. Ravensburg was first mentioned in 1088. In the Middle Ages, it was an Imperial Free City and an important trading centre. The "Great Ravensburg Trading Society" (''Große Ravensburger Handelsgesellschaft'') owned shops and trading companies all over Europe. The historic city centre is still very much intact, including three city gates and over 10 towers of the medieval fortification. "The all-white Mehlsack (Flour sack) is a tower marking the Altstadt’s southern edge. A steep staircase leads up to the Veitsburg, a quaint baroque castle." History Ravensburg was first mentioned in writing in 1088. It was founded by the Welfs, a Frankish dynasty in Swabia who became later Dukes of Bavaria and Saxony and who made the castle of Ravensburg their ancestral seat. By a contract of inheritance, in 1191 the Hohenstaufen Frederick Barbarossa a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Heinz Heise
Heise (officially ''Heise Gruppe'', formerly ''Verlag Heinz Heise'') is a German media conglomerate headquartered in Hanover, Lower Saxony. It was founded in 1949 by and is still family-owned. Its core business is directory media as well as general-interest and specialist media from the fields of computer technology, information technology, and internet culture. Another focus of its business activities is portals for price and product comparisons. History In 1949, Heinz Heise founded the publishing house named after him in Hanover-Badenstedt. The company's first product was an address book for the town of Bünde, later joined by the telephone directory for Einbeck. Gradually, other cities and regions were added to the product range. In addition, Heise expanded the program to include non-fiction topics, such as manuals on law. By 1960, sales had risen to over one million marks. In 1972, Heinz Heise handed over the management of the company to his son Christian. Under his l ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Deutsche Post
The Deutsche Post AG, operating under the trade name Deutsche Post DHL Group, is a German multinational package delivery and supply chain management company headquartered in Bonn, Germany. It is one of the world's largest courier companies. The postal division delivers 61 million letters each day in Germany, making it Europe's largest such company. The Parcel division DHL is a wholly owned subsidiary claimed to be present in over 220 countries and territories. The Deutsche Post is the successor to the German mail authority Deutsche Bundespost, which was privatized in 1995 and became a fully independent company in 2000. Since its privatization, Deutsche Post has significantly expanded its business area through acquisitions. In late 2014, the group acquired StreetScooter GmbH, a small manufacturer of electric vehicles. Two years later, the group acquired UK Mail, a business-focused postal service in the UK for US$315.5 million (£243 million). The former company became a di ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chipknip
Chipknip (a portmanteau of ''chip card'' and ''knip'', Dutch for purse) was a stored-value payment card system used in the Netherlands. Based on the Belgian Proton system, it was started by Interpay on October 26, 1995, as a pilot project in the city of Arnhem and a year later rolled out countrywide. Chipknip was taken over by Currence due to a restructuring on May 17, 2005, who managed it with their licensees until its discontinuation on January 1, 2015. The Chipknip was primarily used for small retail transactions, as the card could contain a maximum value of 500 euros. The money needed to be transferred from a card holders main bank account using a loading station which were generally located next to ATMs. In 1996, The Postbank left the Chipknip project and started the Chipper project with other organisations such as PTT Telecom to compete with the Chipknip until 2001, when it merged into the Chipknip system. Its peak was in 2010, when a total of 178 million transactio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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