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First Bank And Trust
Founded in 1991, First Bank and Trust is a New Orleans-based independent bank with branch locations across the Gulf Coast. The main office is located in Downtown New Orleans inside the First Bank and Trust Tower First Bank and Trust has branches located in Louisiana in New Orleans, Metairie, Algiers, Kenner, Harahan, Covington, Harvey, Baton Rouge, Amite, Greensburg, Hammond, and Lafayette. Additionally, First Bank and Trust serves Mississippi with branches in Biloxi and Gulftport. Home mortgage offices (FBT Mortgage, LLC), covering southeast Louisiana, are also located in branch offices. First Bank and Trust's parent company, First Trust Corporation, also holds affiliated subsidiaries FBT Investments, FBT Advisors and First Insurance Agency. First Bank and Trust is state chartered and Federal Deposit Insurance Corporation-insured with approximately $1 billion in assets as of March 30, 2020. Company logo The company's logo is based on the Delta symbol that represente ...
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New Orleans, Louisiana
New Orleans ( , ,New Orleans
Merriam-Webster.
; french: La Nouvelle-Orléans , es, Nueva Orleans) is a Consolidated city-county, consolidated city-parish located along the Mississippi River in the southeastern region of the U.S. state of Louisiana. With a population of 383,997 according to the 2020 U.S. census, it is the List of municipalities in Louisiana, most populous city in Louisiana and the twelfth-most populous city in the southeastern United States. Serving as a List of ports in the United States, major port, New Orleans is considered an economic and commercial hub for the broader Gulf Coast of the United States, Gulf Coast region of the United States. New Orleans is world-renowned for its Music of New Orleans, distinctive music, Louisiana Creole cuisine, Creole cuisine, New Orleans English, uniq ...
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Harvey, Louisiana
Harvey is a census-designated place (CDP) in Jefferson Parish, Louisiana, United States. Harvey is on the south side (referred to as the "West Bank") of the Mississippi River, within the New Orleans–Metairie, Louisiana, Metairie–Kenner, Louisiana, Kenner New Orleans metropolitan area, metropolitan statistical area. The majority-minority population was 20,348 at the 2010 United States Census, 2010 census, down from 22,226 at the 2000 United States Census, 2000 census. The 2020 United States census, 2020 census determined 22,236 people lived in the CDP. History During the French colonial era, the first owner of this land was Jean Baptiste d'Estrehan, Jean-Baptiste d'Estrehan de Beaupre, royal treasurer and comptroller for the Louisiana (New France), French Louisiana colony. He established a plantation here. He used his History of slavery in Louisiana, slaves to dig the ditch that would become the Harvey Canal, cutting south from the banks of the Mississippi River to the ...
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Banks Based In Louisiana
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ...
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Mississippi River
The Mississippi River is the second-longest river and chief river of the second-largest drainage system in North America, second only to the Hudson Bay drainage system. From its traditional source of Lake Itasca in northern Minnesota, it flows generally south for to the Mississippi River Delta in the Gulf of Mexico. With its many tributaries, the Mississippi's watershed drains all or parts of 32 U.S. states and two Canadian provinces between the Rocky and Appalachian mountains. The main stem is entirely within the United States; the total drainage basin is , of which only about one percent is in Canada. The Mississippi ranks as the thirteenth-largest river by discharge in the world. The river either borders or passes through the states of Minnesota, Wisconsin, Iowa, Illinois, Missouri, Kentucky, Tennessee, Arkansas, Mississippi, and Louisiana. Native Americans have lived along the Mississippi River and its tributaries for thousands of years. Most were hunter-ga ...
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Delta (letter)
Delta (; uppercase Δ, lowercase δ or 𝛿; el, δέλτα, ''délta'', ) is the fourth letter of the Greek alphabet. In the system of Greek numerals it has a value of 4. It was derived from the Phoenician letter dalet 𐤃. Letters that come from delta include Latin D and Cyrillic Д. A river delta (originally, the delta of the Nile River) is so named because its shape approximates the triangular uppercase letter delta. Contrary to a popular legend, this use of the word ''delta'' was not coined by Herodotus. Pronunciation In Ancient Greek, delta represented a voiced dental plosive . In Modern Greek, it represents a voiced dental fricative , like the "th" in "that" or "this" (while in foreign words is instead commonly transcribed as ντ). Delta is romanized as ''d'' or ''dh''. Uppercase The uppercase letter Δ is used to denote: * Change of any changeable quantity, in mathematics and the sciences (more specifically, the difference operator); for example, in:\frac = \f ...
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions. The FDIC is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this was increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the ...
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Gulfport, Mississippi
Gulfport is the second-largest city in Mississippi after the state capital, Jackson. Along with Biloxi, Gulfport is the co-county seat of Harrison County and the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area. As of the 2020 census, the city of Gulfport had a total population of 72,926, with 416,259 in the metro area as of 2018. It is also home to the US Navy Atlantic Fleet Seabees. History This area was occupied by indigenous cultures for thousands of years, culminating in the historic encounter between the Choctaw and the first European explorers of the area. Along the Gulf Coast, French colonists founded nearby Biloxi, and Mobile in the 18th century, well before the area was acquired from France by the United States in 1803 in the Louisiana Purchase. By the Indian Removal Act of 1830, the United States completed treaties to extinguish Choctaw and other tribal land claims and removed them to Indian Territory, now Oklahom ...
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Biloxi, Mississippi
Biloxi ( ; ) is a city in and one of two county seats of Harrison County, Mississippi, United States (the other being the adjacent city of Gulfport). The 2010 United States Census recorded the population as 44,054 and in 2019 the estimated population was 46,212. The area's first European settlers were French colonists. The city is part of the Gulfport–Biloxi metropolitan area and the Gulfport–Biloxi–Pascagoula, MS Combined Statistical Area. Prior to Hurricane Katrina, Biloxi was the third-largest city in Mississippi, behind Jackson and Gulfport. Due to the widespread destruction and flooding, many refugees left the city. Post-Katrina, the population of Biloxi decreased, and it became the fifth-largest city in the state, being surpassed by Hattiesburg and Southaven. The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st ...
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Mississippi
Mississippi () is a state in the Southeastern region of the United States, bordered to the north by Tennessee; to the east by Alabama; to the south by the Gulf of Mexico; to the southwest by Louisiana; and to the northwest by Arkansas. Mississippi's western boundary is largely defined by the Mississippi River. Mississippi is the 32nd largest and 35th-most populous of the 50 U.S. states and has the lowest per-capita income in the United States. Jackson is both the state's capital and largest city. Greater Jackson is the state's most populous metropolitan area, with a population of 591,978 in 2020. On December 10, 1817, Mississippi became the 20th state admitted to the Union. By 1860, Mississippi was the nation's top cotton-producing state and slaves accounted for 55% of the state population. Mississippi declared its secession from the Union on January 9, 1861, and was one of the seven original Confederate States, which constituted the largest slaveholding states in t ...
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Lafayette, Louisiana
Lafayette (, ) is a city in the U.S. state of Louisiana, and the most populous city and parish seat of Lafayette Parish, located along the Vermilion River. It is Louisiana's fourth largest incorporated municipality by population and the 234th-most populous in the United States, with a 2020 census population of 121,374; the consolidated city-parish's population was 241,753 in 2020. The Lafayette metropolitan area was Louisiana's third largest metropolitan statistical area with a population of 478,384 at the 2020 census. The Acadiana region containing Lafayette is the largest population and economic corridor between Houston, Texas and New Orleans. Originally established as Vermilionville in the 1820s and incorporated in 1836, Lafayette developed as an agricultural community until the introduction of retail and entertainment centers, and the discovery of oil in the area in the 1940s. Since the discovery of oil, the city and parish have had the highest number of workers in the o ...
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Hammond, Louisiana
Hammond is the largest city in Tangipahoa Parish, Louisiana, United States, located east of Baton Rouge and northwest of New Orleans. Its population was 20,019 in the 2010 U.S. census, and 21,359 at the 2020 population estimates program. Hammond is home to Southeastern Louisiana University, is the principal city of the Hammond metropolitan statistical area, which includes all of Tangipahoa Parish and is a part of the New Orleans-Metairie-Hammond combined statistical area. History 19th century The city is named for Peter Hammond (1798–1870), the surname anglicized from Peter av Hammerdal (Peter of Hammerdal) — a Swedish immigrant who first settled the area around 1818. Peter, a sailor, had been briefly imprisoned by the British at Dartmoor Prison during the Napoleonic Wars. He escaped during a prison riot, made his way back to sea, and later on arrived in New Orleans. Hammond used his savings to buy then-inexpensive land northwest of Lake Pontchartrain. There, he starte ...
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Amite City, Louisiana
Amite City ( or ; commonly just Amite) is a town in Tangipahoa Parish, of which it is the parish seat, in southeastern Louisiana, United States. The population was 4,141 at the 2010 census. It is part of the Hammond Micropolitan Statistical Area. History The original settlement was born on the banks of the Tangipahoa River, adjacent to a Choctaw Indian village. Legend has it that the site was chosen when Choctaw Chief Baptiste welcomed the earliest settlers. Baptiste was the last Choctaw chief in the region. "Amite" has been said to be a Choctaw word for "red ant", signifying "thrift" or to have meant "friendship", from the French, "amitié." Portions of present-day Amite City were entered from the United States as early as 1813. In 1852 the New Orleans, Jackson, and Great Northern Railroad was chartered in both Louisiana and Mississippi. Two years later, the railroad was opened from New Orleans to the state line. Amite City was chosen as the practical stopping point as i ...
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