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European Credit Research Institute
The European Credit Research Institute (ECRI) provides analysis and insight into the structure, evolution and regulation of retail financial services markets in Europe. Through its research activities, publications and conferences, ECRI keeps its members and the wider public up-to-date on a variety of topics, such as retail financial services, credit reporting and consumer protection at the European level. ECRI is an independent, non-profit research institute that develops its expertise from an interdisciplinary team and networks of academic cooperation partners. It was founded in 1999 by a consortium of European banking and financial institutions. ECRI's operations and staff are managed by the Centre for European Policy Studies (CEPS). Principal activities Research * ECRI Research Reports present analyses of issues affecting retail financial services in the member states of the European Union. * ECRI Policy Briefs give overviews of ongoing regulatory or policy initiatives impac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services
Financial services are the Service (economics), economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer finance, consumer-finance companies, brokerage firm, stock brokerages, investment management, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act, GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the Takeover, acquisit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cofidis
Cofidis is a French company, now majority owned by Crédit Mutuel, based in Villeneuve-d'Ascq. Founded in 1982 by 3 Suisses International in cooperation with Cetelem, Cofidis specialized in the consumer credit business of the 3 Suisses Group. It has expanded since then. Its business concept of offering customized consumer loans either by phone or over the Internet has been exported to other countries - Belgium, Spain, Portugal, Italy, Czech Republic, Greece and Hungary. In 2003, Cofidis combined with Crédit Mutuel Nord Europe to found a new joint venture, Créfidis. And in 2004, Cofidis acquired a 66% equity stake in C2C, the financial services provider of the French Camif Group. Sport The company is the owner of the professional cycling team Cofidis and sponsored the Belgian Cup The Belgian Cup (french: link=no, Coupe de Belgique; nl, Beker van België []; german: link=no, Belgischer Fußballpokal) is the main Single-elimination tournament, knockout association football, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Think Tanks Established In 2011
In their most common sense, the terms thought and thinking refer to conscious cognitive processes that can happen independently of sensory stimulation. Their most paradigmatic forms are judging, reasoning, concept formation, problem solving, and deliberation. But other mental processes, like considering an idea, memory, or imagination, are also often included. These processes can happen internally independent of the sensory organs, unlike perception. But when understood in the widest sense, any mental event may be understood as a form of thinking, including perception and unconscious mental processes. In a slightly different sense, the term ''thought'' refers not to the mental processes themselves but to mental states or systems of ideas brought about by these processes. Various theories of thinking have been proposed, some of which aim to capture the characteristic features of thought. ''Platonists'' hold that thinking consists in discerning and inspecting Platonic forms and th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Visa Europe
Visa Inc. (; stylized as ''VISA'') is an American multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion. This article is authored by a ''Forbes'' staff member. Visa was founded in 1958 by Bank of America (BofA) as the BankAmericard credit card program. Available throug ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Schufa Holding AG
Schufa Holding AG (german: Schutzgemeinschaft für allgemeine Kreditsicherung; English: ''General Credit Protection Agency'') is a German private credit bureau supported by creditors. It has its headquarters in Wiesbaden, the capital of Hessen, Germany. Schufa's purpose is to protect its clients from credit risks. It also offers protection from insolvency to borrowers. Schufa has 943 million records on 67.7 million natural persons, and 6 million companies. Schufa processes more than 165 million credit checks each year. Of those, 2.5 million are self-checks by citizens. Schufa employs 900 people (as of 2019). In 2016 Sales amounted to approx. 190 million Euros. Hamburg's former finance senator Michael Freytag has been board chairman of Schufa Holding AG since 1 November 2010. The chairman of the supervisory board is Michael Breuer (President Rheinischer Sparkassen- und Giroverband). As of early 2022, Swedish investor EQT is trying to acquire Schufa from its current owners, a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
RCI Banque
RCI Banque SA (), trading as Mobilize Financial Services and formerly known as RCI Bank and Services and as Renault Crédit International, is a France-based international company that is a wholly owned subsidiary of Renault. RCI Banque specialises in automotive financing, insurance, and related activities for the Renault group brands (Renault, Renault Samsung Motors, Dacia, Lada and Alpine) globally for the Nissan group brands (Nissan, Infiniti, Datsun) in Europe, Russia, Asia and South America; and for Mitsubishi Motors in the Netherlands. History The company was founded by Renault in 1974 as the ''Société Financière de Renault'' or Sofiren, being intended as a way of financing sales for its dealerships and to manage the automaker's cash flow in Europe. On 27 June 1980 it was renamed Renault Crédit International (RCI). In 1990, it merged with Diac (''Diffusion Industrielle et Automobile par le Crédit'') SA, a company formed in 1924 by Louis Renault as a result of the lac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Provident Financial
Provident Financial plc is specialist bank for UK adults who are not served by mainstream lenders. Based in Bradford, England, it specialises in credit cards, online loans and consumer vehicle finance. It is listed on the London Stock Exchange. History The company was established in Bradford in 1880 by Joshua Kelley Waddilove to provide affordable credit to families in West Yorkshire as the Provident Cloth and Supply Company. The Company was first listed on the London Stock Exchange in 1962. Provident Financial Group were one of the first financial institutions to enter into estate agency in the UK, establishing Whitegate Estate Agency in two cities 1978, and by the end of the year was operating in eight Yorkshire towns. The chain grew to 19 branches by the end of 1979, 22 branches by the end of 1980 and 23 branches by the end of 1982. Innovations brought to the market place included seven day opening, computerised mailing lists, a "No Sale - No Fee" guarantee and an all includ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Intrum Justitia
''Intrum Justitia'' is a Volvo Ocean 60 yacht. She finished second in the W60 class of the 1993–94 Whitbread Round the World Race skippered by Lawrie Smith Lawrie is a (patronymic or paternal) family name of Scottish origin which means "crafty." Variants of which include: Laurie, Lorrie, Larry, Laury, Lawry and Lowrie. It is also used as a given name, often a short form (hypocorism) of Lawrence. Surn .... References {{Boat-stub Volvo Ocean Race yachts Volvo Ocean 60 yachts 1990s sailing yachts Sailboat type designs by Bruce Farr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
International Personal Finance
International Personal Finance is a British-based international home credit business and digital business. It is listed on the London Stock Exchange. It took a secondary listing on the Warsaw Stock Exchange in March 2013. It has a head office in Leeds, West Yorkshire. History The company was first established as a division of Provident Financial in 1997. It was demerged from Provident Financial in 2007 and went on to acquire Maritime Commercial Bank of Kaliningrad in 2008. IPF acquired digital loans company MCB Finance in 2015. Operations The company has operations organised as follows: * Poland - home credit and digital * Hungary ( :hu:Provident) - home credit * Romania - home credit * Czech Republic - home credit * Mexico Mexico (Spanish: México), officially the United Mexican States, is a country in the southern portion of North America. It is bordered to the north by the United States; to the south and west by the Pacific Ocean; to the southeast by Guatema ... - home ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Grupo BBVA
Banco Bilbao Vizcaya Argentaria, S.A. (), better known by its initialism BBVA, is a Spanish multinational financial services company based in Madrid and Bilbao, Spain. It is one of the largest financial institutions in the world, and is present mainly in Spain, South America, North America, Turkey, and Romania. The bank was founded as Banco de Bilbao, on May 28, 1857, in Bilbao. BBVA's operational headquarters are located in Madrid, in the "Ciudad BBVA" complex. It is Spain's second largest bank after Banco Santander. It is listed on the Madrid Stock Exchange, the New York Stock Exchange and on the Mexican Stock Exchange. It is also a part of the IBEX 35 as well as the Dow Jones EURO STOXX 50. As of December 31, 2018, BBVA's assets amounted to around €676 billion, making it the second largest Spanish financial institution by volume of assets. At that same date, it had 7,963 offices, 125,627 employees and 74.5 million customers, and was present in more than 30 coun ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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