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Ingenico is a merchant services technology company based in France, that facilitates secure electronic transactions. The company expanded as a manufacturer of point of sale (POS) payment terminals to also include complete merchant payment SaaS and related services. History Ingenico was founded in France by Jean-Jacques Poutrel and Michel Malhouitre in 1980. It is headquartered in Bezons. In 2008, after the merger resulting in The Ingenium Group, Ingenico closed its R&D centre in Barcelona. This centre developed Ingenico's suite of EFTPOS (Electronic funds transfer at point of sale). In 2008, Ingenico acquired 55% of Fujian Landi, a Chinese EFTPOS vendor. In 2009, Ingenico partnered with its two largest competitors, Hypercom and VeriFone, to found the Secure POS Vendor Alliance, a non-profit organization whose goal is to increase awareness of and improve payment industry security. Ingenico acquired German payment processor Easycash in 2009 for €290 million EUR. In 2011, ...
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Subsidiary
A subsidiary, subsidiary company or daughter company is a company owned or controlled by another company, which is called the parent company or holding company. Two or more subsidiaries that either belong to the same parent company or having a same management being substantially controlled by same entity/group are called sister companies. The subsidiary can be a company (usually with limited liability) and may be a government- or state-owned enterprise. They are a common feature of modern business life, and most multinational corporations organize their operations in this way. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, or Citigroup; as well as more focused companies such as IBM, Xerox, and Microsoft. These, and others, organize their businesses into national and functional subsidiaries, often with multiple levels of subsidiaries. Details Subsidiaries are separate, distinct legal entities f ...
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TPE Ingenico Elite 510
TPE may refer to: Places * Taipei (ISO 3166 code: TW-TPE), the capital of Taiwan * "Chinese Taipei" (IOC and FIFA code: TPE), the name used in some international organizations and competitions for Taiwan Science and Technology * TPE (cable system), a submarine telecommunications cable * Thermoplastic elastomer, a class of copolymers with both thermoplastic and elastomeric properties * Transponder equivalent, a method of comparing communication satellite bandwidths * Triphenylethylene, the parent compound of a group of selective estrogen receptor modulators * Tree-structured Parzen Estimator, a sequential model-based optimization (SMBO) algorithm Transport * Tampines East MRT station (MRT station abbreviation: TPE), a Mass Rapid Transit station in Tampines, Singapore * Taoyuan International Airport (IATA code: TPE), an airport serving Taipei and northern Taiwan * TransPennine Express, a train operating company in the UK Other uses * Tampines Expressway, Singapore * That Petrol Emo ...
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M-commerce
The term mobile commerce was originally coined in 1997 by Kevin Duffey at the launch of the Global Mobile Commerce Forum, to mean "the delivery of electronic commerce capabilities directly into the consumer’s hand, anywhere, via wireless technology." Many choose to think of Mobile Commerce as meaning "a retail outlet in your customer’s pocket." Mobile commerce is worth US$800 billion, with Asia representing almost half of the market. History The Global Mobile Commerce Forum, which came to include over 100 organisations, had its fully minuted launch in London on 10 November 1997. Kevin Duffey was elected as the Executive Chairman at the first meeting in November 1997. The meeting was opened by Dr. Mike Short, former chairman of the GSM Association, with the very first forecasts for mobile commerce from Kevin Duffey (Group Telecoms Director of Logica) and Tom Alexander (later CEO of Virgin Mobile and then of Orange). Over 100 companies joined the Forum within a year, many f ...
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E-commerce
E-commerce (electronic commerce) is the activity of electronically buying or selling of products on online services or over the Internet. E-commerce draws on technologies such as mobile commerce, electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems. E-commerce is in turn driven by the technological advances of the semiconductor industry, and is the largest sector of the electronics industry. Defining e-commerce The term was coined and first employed by Dr. Robert Jacobson, Principal Consultant to the California State Assembly's Utilities & Commerce Committee, in the title and text of California's Electronic Commerce Act, carried by the late Committee Chairwoman Gwen Moore (D-L.A.) and enacted in 1984. E-commerce typically uses the web for at least a part of a transaction's life cycle although it may also use other techno ...
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Card-not-present Transaction
A card-not-present transaction (CNP, mail order / telephone order, MO/TO) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant's visual examination at the time that an order is given and payment effected. It is most commonly used for payments made over the Internet, but can also be used with mail-order transactions by mail or fax, or over the telephone. Card-not-present transactions are a major route for credit card fraud, because it is difficult for a merchant to verify that the actual cardholder is indeed authorizing a purchase. If a fraudulent CNP transaction is reported, the acquiring bank hosting the merchant account that received the money from the fraudulent transaction must make restitution to the cardholder, which is called a chargeback. This is the opposite of a card present transaction, when the issuer of the card is liable for restitution. Because of the greater risk, some card issuers charge a greater tr ...
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Payment Service Provider
A payment service provider (PSP) is a third-party company that assists businesses to accept electronic payments, such as credit cards and debit cards payments. PSPs act as intermediaries between those who make payments, i.e. consumers, and those who accept them, i.e. retailers. Some of the most renowned PSPs are: * Adyen * PayPal * Stripe Operation PSPs establish technical connections with acquiring banks and card networks, enabling merchants to accept different payment methods without the need to partner with a particular bank. They fully manage payment processing and external network relationships, making the merchant less dependent on banking institutions. PSP can also offer risk management services for card and bank based payments, transaction payment matching, reporting, fund remittance and fraud protection. Some PSPs provide services to process other next generation methods (payment systems) including cash payments, wallets, prepaid cards or vouchers, and even pap ...
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Worldline (company)
Worldline SA is a French multinational payment and transactional services company founded in 1974. It is the European leader in the payments and transactional services industry and #4 player worldwide with over 20,000 employees in more than 50 countries. Services offered by Worldline in the areas of Merchant Services; Terminals, Solutions & Services; Financial Services and Mobility & e-Transactional Services include domestic and cross-border commercial acquiring, both in-store and online, highly-secure payment transaction processing, a broad portfolio of payment terminals as well as e-ticketing and digital services in the industrial environment. In 2021 Worldline generated a proforma revenue of 3.7 billion euros. History 1970–2004: beginnings and diversification Worldline's first activities in processing payment card transactions date back to the 1970s, first under the name of Sligos - resulting from the merger in 1973 between Sliga, a subsidiary of the Crédit Lyonna ...
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Airlink
Airlink is an airline based in Johannesburg, South Africa. Its main business is to provide services between smaller, under-served towns and larger hub airports. It has since expanded to offer flights on larger, mainline routes. The airline has an ever-expanding network of over 60 routes across 50+ destinations. In January 2021, it became the second-largest carrier within Africa by number of flights, and third-largest by number of seats. History Airlink was formed in 1992 by business partners Rodger Foster and Barrie Webb, following the purchase of the liquidated Link Airways business, which had incorporated a range of other airlines: Midlands Aviation (founded in 1967), Lowveld Aviation Services, Magnum Airways, Border Air and Citi Air. The new airline was named Airlink. In 1995, SA Airlink officially launched on 25 March at a gathering of important guests, including Queen Elizabeth II. Later that year, the airline aligned its branding with that of South African Airways a ...
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IP Payments
Bambora, formerly IP Payments, is a PCI Level 1 compliant financial services organisation that provides payments, accounts receivable automation and PCI DSS compliance solutions. IP Payments operates in Australia, New Zealand and the United Kingdom. IP Payments is listed on the Asia Pacific Deloitte Fast 500. as well as winning "Most Innovative Financial Application" in Asia Pacific at the 2010 APICTA Awards event held in Malaysia. History IP Payments was founded in 2004 by Jamie Collins, Mark Lewis and Anthony Fulton. The company provides customised accounts receivable, payments and PCI DSS compliance solutions. The company services over 3500 enterprises including global organisations. In August 2015, IP Payments was acquired by Swedish payments group Bambora, which had been founded by Johan Tjärnberg the previous year, Two years later, Bambora was acquired by Ingenico Group of France, which subsequently merged with Worldline in late 2020. Services Bambora offers services ...
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Chip And PIN
Chromatin immunoprecipitation (ChIP) is a type of immunoprecipitation experimental technique used to investigate the interaction between proteins and DNA in the cell. It aims to determine whether specific proteins are associated with specific genomic regions, such as transcription factors on promoters or other DNA binding sites, and possibly define cistromes. ChIP also aims to determine the specific location in the genome that various histone modifications are associated with, indicating the target of the histone modifiers. ChIP is crucial for the advancements in the field of epigenomics and learning more about epigenetic phenomena. Briefly, the conventional method is as follows: # DNA and associated proteins on chromatin in living cells or tissues are crosslinked (this step is omitted in Native ChIP). # The DNA-protein complexes (chromatin-protein) are then sheared into ~500 bp DNA fragments by sonication or nuclease digestion. # Cross-linked DNA fragments associated with the pro ...
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Pennies (electronic Charity Box)
Pennies is a registered charity in the United Kingdom and Republic of Ireland. Its purpose is to encourage and facilitate charitable giving, and to raise funds for a variety of UK registered charities through micro-donations made by customers at the point of sale (a form of 'digital charity box'). The ''Daily Telegraph'' has described Pennies' digital charity box as "a new channel for an old habit" that has adapted the shop counter charity box for the internet and card using generation.Kara Gammell''Donate your change and help raise £150m'' The Daily Telegraph, 22 Nov 2011. Retrieved 2012-01-17. Operation of the digital charity box One of Pennies' main charitable objects is to provide technology and infrastructure designed to make it easier to give to charity. Pennies achieves this is through its point of sale donation option, or 'digital charity box'. Businesses who wish to enable Pennies' digital charity box can partner with the charity and Pennies will work with the retailer' ...
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VeriFone
Verifone is an American multinational corporation headquartered in Coral Springs, Florida. Verifone provides technology for electronic payment transactions and value-added services at the point-of-sale. Verifone sells merchant-operated, consumer-facing and self-service payment systems to the financial, retail, hospitality, petroleum, government and healthcare industries. The company's products consist of POS electronic payment devices that run its own operating systems, security and encryption software, and certified payment software, and that are designed for both consumer-facing and unattended environments. Its products process a range of payment types, including signature and personal identification number (PIN)-based debit cards, credit cards, contactless/radio frequency identification cards, smart cards, prepaid gift and other stored-value cards, electronic bill payment, check authorization and conversion, signature capture and Electronic Benefit Transfer (EBT). In 20 ...
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