|
Cumberland Building Society
The Cumberland Building Society was established on 16 April 1850 as the Cumberland Co-operative Land and Benefit Building Society. It has its headquarters in Carlisle, Cumbria, England. It is the 10th largest in the United Kingdom based on total assets of £2.5 billion as at 31 March 2018. The first branch was opened 100 miles south of Cumberland in Preston, Lancashire. It is a member of the Building Societies Association. The society offers a range of products including: savings accounts; mortgages; investment accounts; loans and further loans; financial services; insurance products; lending to commercial enterprises, through the Commercial Lending division; and Internet banking. The society owns several subsidiary companies, including Cumberland Estate Agents Ltd, and Borderway Finance. Other than Nationwide Building Society, Cumberland is the only other society to offer a full current account service with ATMs, Visa cards and Internet banking. It also offers fee-free fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Current Account (banking)
A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquid funds. In accounting terms, they are considered as cash. Transaction accounts are known by a variety of descriptions, including a current account (British English), chequing account or checking account when held by a bank, share draft account when held by a credit union in North America. In the United Kingdom, Hong Kong, India and a number of other countries, they are commonly called current or ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1850
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Of England
A building, or edifice, is an enclosed structure with a roof and walls standing more or less permanently in one place, such as a house or factory (although there's also portable buildings). Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for a wide number of factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the term ''building'' compare the list of nonbuilding structures. Buildings serve several societal needs – primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical division of the human habitat (a place of comfort and safety) and the ''outside'' (a place that at times may be harsh and harmful). Ever since the first cave paintings, buildings have also become objects or canvasses of much artistic ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Workington
Workington is a coastal town and civil parish at the mouth of the River Derwent on the west coast in the Allerdale borough of Cumbria, England. The town was historically in Cumberland. At the 2011 census it had a population of 25,207. Location The town is south-west of Carlisle, north-east of Whitehaven, west of Cockermouth, and south-west of Maryport. History The area around Workington was long a producer of coal and steel. Between 79 and 122 CE, Roman forts, mile-forts and watchtowers were built along the Cumbrian coast,Richard L. M. Byers (1998). ''History of Workington: An Illustrated History from Earliest Times to 1865''. Richard Byers. . as defences against attacks by the Scoti of Ireland and the Caledonii, the most powerful tribe in what is now Scotland. The 16th-century ''Britannia'', written by William Camden, describes ruins of these defences. A Viking sword was discovered at Northside. This is seen to suggest there was a settlement at the river mouth. The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Windermere
Windermere (sometimes tautology (language), tautologically called Windermere Lake to distinguish it from the nearby town of Windermere, Cumbria (town), Windermere) is the largest natural lake in England. More than 11 miles (18 km) in length, and almost 1 mile (1.5 km) at its widest, it is a ribbon lake formed in a glacial trough after the retreat of ice at the start of the current interglacial period. It has been one of the country's most popular places for holidays and summer homes since the arrival of the Kendal and Windermere Railway's branch line in 1847. Forming part of the border between the historic counties of Lancashire and Westmorland, Windermere is today within the administrative county of Cumbria and the Lake District National Park. Etymology The word 'Windermere' is thought to translate as "'Winand or Vinand's lake'... The specific has usually been identified with an Old Swedish personal name 'Vinandr', genitive singular 'Vinandar'"... although "the pers ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Whitehaven
Whitehaven is a town and port on the English north west coast and near to the Lake District National Park in Cumbria, England. Historically in Cumberland, it lies by road south-west of Carlisle and to the north of Barrow-in-Furness. It is the administrative seat of the Borough of Copeland, and has a town council for the parish of Whitehaven. The population of the town was 23,986 at the 2011 census. The town's growth was largely due to the exploitation of the extensive coal measures by the Lowther family, driving a growing export of coal through the harbour from the 17th century onwards. It was also a major port for trading with the American colonies, and was, after London, the second busiest port of England by tonnage from 1750 to 1772. This prosperity led to the creation of a Georgian planned town in the 18th century which has left an architectural legacy of over 170 listed buildings. Whitehaven has been designated a "gem town" by the Council for British Archaeology due to ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Langholm
Langholm , also known colloquially as the "Muckle Toon", is a burgh in Dumfries and Galloway, southern Scotland. Langholm lies between four hills in the valley of the River Esk in the Southern Uplands. Location and geography Langholm sits north of the Anglo-Scottish border on the A7 road running between Edinburgh and Carlisle. Edinburgh is to the north, Newcastleton is around to the east and Carlisle to the south. Langholm is surrounded by four hills in the River Esk valley within Scotland's wider Southern Uplands. The highest of the four hills is 300 m high Whita hill on which stands an obelisk (locally known as 'The Monument'). The Monument commemorates the life and achievements of Sir John Malcolm (1769‑1833), former soldier, statesman, and historian. The other three hills are Warblaw (in Langholm it is pronounced Warbla), Meikleholmhill (a knowe of which is known as 'Timpen') and the Castle Hill. The two longest B roads in the UK both start (or finish) in Lang ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Keswick, Cumbria
Keswick ( ) is a market town and civil parishes in England, civil parish in the Allerdale Borough in Cumbria, England. Historic counties of England, Historically, until 1974, it was part of Cumberland. It lies within the Lake District National Park, Keswick is just north of Derwentwater and is from Bassenthwaite Lake. It had a population of 5,243 at the United Kingdom census, 2011, 2011 census. There is evidence of Prehistoric Cumbria, prehistoric occupation of the area, but the first recorded mention of the town dates from the 13th century, when Edward I of England granted a Royal charter, charter for Keswick's market, which has maintained a continuous 700-year existence. The town was an important Coal mining in the United Kingdom, mining area, and from the 18th century has been known as a holiday centre; tourism has been its principal industry for more than 150 years. Its features include the Moot Hall, Keswick, Moot Hall; a modern theatre, the Theatre by the Lake; one of Br ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cockermouth
Cockermouth is a market town and civil parish in the Borough of Allerdale in Cumbria, England, so named because it is at the confluence of the River Cocker as it flows into the River Derwent. The mid-2010 census estimates state that Cockermouth has a population of 8,204, increasing to 8,761 at the 2011 Census. Historically a part of Cumberland, Cockermouth is situated outside the English Lake District on its northwest fringe. Much of the architectural core of the town remains unchanged since the basic medieval layout was filled in the 18th and 19th centuries. The regenerated market place is now a central historical focus within the town and reflects events from its 800-year history. The town is prone to flooding and experienced severe floods in 2005, 2009, and 2015. Etymology ''Cockermouth'' is "the mouth of the River Cocker"; the river takes its name from the Brythonic Celtic word ''kukrā'', meaning 'the crooked one'. It has frequently been noted on lists of unusual ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Barrow-in-Furness
Barrow-in-Furness is a port town in Cumbria, England. Historically in Lancashire, it was incorporated as a municipal borough in 1867 and merged with Dalton-in-Furness Urban District in 1974 to form the Borough of Barrow-in-Furness. In 2023 the borough will merge with Eden and South Lakeland districts to form a new unitary authority; Westmorland and Furness. At the tip of the Furness peninsula, close to the Lake District, it is bordered by Morecambe Bay, the Duddon Estuary and the Irish Sea. In 2011, Barrow's population was 56,745, making it the second largest urban area in Cumbria after Carlisle. Natives of Barrow, as well as the local dialect, are known as Barrovian. In the Middle Ages, Barrow was a small hamlet within the parish of Dalton-in-Furness with Furness Abbey, now on the outskirts of the town, controlling the local economy before its dissolution in 1537. The iron prospector Henry Schneider arrived in Furness in 1839 and, with other investors, opened the Furness Railwa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Abbey National
The Abbey National Building Society was formed in 1944 by the merger of the Abbey Road and the National building societies. It was the first building society in the United Kingdom to demutualise, doing so in July 1989. The bank expanded through a number of acquisitions in the 1990s, including James Hay, Scottish Mutual, Scottish Provident and the rail leasing company Porterbrook. Abbey National launched an online bank, Cahoot, in June 2000. In September 2003, the bank rebranded as Abbey, and in November 2004, it became a wholly owned subsidiary of the Spanish Santander Group, with a rebrand following in February 2005. In January 2010, the savings business of Bradford & Bingley was combined with the bank, and Abbey National plc was renamed Santander UK plc. Prior to the takeover, Abbey National plc was a constituent of the FTSE 100 Index. History Pre-merger: The National Building Society The National Building Society had its origins in the freehold land movement, sometimes ca ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
.jpg "Click for more on -> Langholm")
