Contactless Fingerprinting
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Contactless Fingerprinting
Contactless fingerprinting technology (CFP) was described in a government-funded report as an attempt to gather and add fingerprints to those gathered via wet-ink process and then, in a "touchless" scan, verify claimed identify and, a bigger challenge, identify their owners without additional clues. Although an early source of this technology, which worked with phone cameras (and not needing additional hardware), opened in 2003 and closed in 2011, others in this space are still, several years later, using the words "one of the first." Contactless fingerprint technology is the third generation: Wet-ink was followed by an option for "optics-based ... light reflected from the tops of fingerprints on a plate." As of 2017, "face recognition technologies on the whole are in general less accurate than fingerprinting." Aging, variations in pose and problems with illumination have caused the former to have "higher error rates." History The use of lasers to detect fingerprints already exist ...
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The New York Times
''The New York Times'' (''the Times'', ''NYT'', or the Gray Lady) is a daily newspaper based in New York City with a worldwide readership reported in 2020 to comprise a declining 840,000 paid print subscribers, and a growing 6 million paid digital subscribers. It also is a producer of popular podcasts such as '' The Daily''. Founded in 1851 by Henry Jarvis Raymond and George Jones, it was initially published by Raymond, Jones & Company. The ''Times'' has won 132 Pulitzer Prizes, the most of any newspaper, and has long been regarded as a national " newspaper of record". For print it is ranked 18th in the world by circulation and 3rd in the U.S. The paper is owned by the New York Times Company, which is publicly traded. It has been governed by the Sulzberger family since 1896, through a dual-class share structure after its shares became publicly traded. A. G. Sulzberger, the paper's publisher and the company's chairman, is the fifth generation of the family to head the pa ...
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The Jerusalem Post
''The Jerusalem Post'' is a broadsheet newspaper based in Jerusalem, founded in 1932 during the British Mandate of Palestine by Gershon Agron as ''The Palestine Post''. In 1950, it changed its name to ''The Jerusalem Post''. In 2004, the paper was bought by Mirkaei Tikshoret, a diversified Israeli media firm controlled by investor Eli Azur. In April 2014, Azur acquired the newspaper ''Maariv''. The newspaper is published in English and previously also printed a French edition. Originally a left-wing newspaper, it underwent a noticeable shift to the political right in the late 1980s. From 2004 editor David Horovitz moved the paper to the center, and his successor in 2011, Steve Linde, pledged to provide balanced coverage of the news along with views from across the political spectrum. In April 2016, Linde stepped down as editor-in-chief and was replaced by Yaakov Katz, a former military reporter for the paper who previously served as an adviser to former Prime Minister Naftali ...
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Biometrics
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, behavioral profiling, and credentials. Some researchers have coined the term behaviometrics to describe the latter class ...
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NIST
The National Institute of Standards and Technology (NIST) is an agency of the United States Department of Commerce whose mission is to promote American innovation and industrial competitiveness. NIST's activities are organized into physical science laboratory programs that include nanoscale science and technology, engineering, information technology, neutron research, material measurement, and physical measurement. From 1901 to 1988, the agency was named the National Bureau of Standards. History Background The Articles of Confederation, ratified by the colonies in 1781, provided: The United States in Congress assembled shall also have the sole and exclusive right and power of regulating the alloy and value of coin struck by their own authority, or by that of the respective states—fixing the standards of weights and measures throughout the United States. Article 1, section 8, of the Constitution of the United States, ratified in 1789, granted these powers to the new Congre ...
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The Washington Post
''The Washington Post'' (also known as the ''Post'' and, informally, ''WaPo'') is an American daily newspaper published in Washington, D.C. It is the most widely circulated newspaper within the Washington metropolitan area and has a large national audience. Daily broadsheet editions are printed for D.C., Maryland, and Virginia. The ''Post'' was founded in 1877. In its early years, it went through several owners and struggled both financially and editorially. Financier Eugene Meyer purchased it out of bankruptcy in 1933 and revived its health and reputation, work continued by his successors Katharine and Phil Graham (Meyer's daughter and son-in-law), who bought out several rival publications. The ''Post'' 1971 printing of the Pentagon Papers helped spur opposition to the Vietnam War. Subsequently, in the best-known episode in the newspaper's history, reporters Bob Woodward and Carl Bernstein led the American press's investigation into what became known as the Watergate scandal ...
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The Jewish Press
''The Jewish Press'' is an American weekly newspaper based in Brooklyn, New York, and geared toward the Modern Orthodox Jewish community. It describes itself as "America's Largest Independent Jewish Weekly". ''The Jewish Press'' has an online version which is updated daily and reportedly has a readership of 2 million views each month. History The ''Press'' was founded in 1960 by Rabbi Sholom Klass, a Yeshiva Torah Vodaath graduate who had grown up in Williamsburg and who previously co-published the ''Brooklyn Daily''. In 1994, Klass stated that the ''Press'' would not accept advertising from the United Jewish Appeal, describing it as subsidies for competitors. The current editor, since late May of 2021, is Shlomo Greenwald, a grandson of the founders of the publication. Elliot Resnick served as the paper's chief editor until May of 2021. It is believed he was replaced due to the controversy of Resnick entering the United States Capitol on January 6, 2021, and then not indi ...
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Biometric
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, behavioral profiling, and credentials. Some researchers have coined the term behaviometrics to describe the latter class ...
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Underbanked
The underbanked is a characteristic describing people or organizations who do not (or volunteer to not) have sufficient access to mainstream financial services and products typically offered by retail banks and thus often deprived of banking services such as credit cards or loans. The underbanked can be characterized by a strong reliance on non-traditional forms of finance and micro-finance often associated with disadvantaged and the poor, such as cheque cashers, loan sharks and pawnbrokers. Many people who are classified as underbanked may also have a language barrier, such as migrant workers, be unable to access banking facilities due to distance, such as the elderly, or simply feel uncomfortable using automated teller machines. The underbanked are a distinct group from the ''unbanked'', who are characterized by having no banking facilities at all. Distribution Small countries have fewer banking provisions than large countries, even allowing for the smaller size of their econ ...
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United Nations
The United Nations (UN) is an intergovernmental organization whose stated purposes are to maintain international peace and international security, security, develop friendly relations among nations, achieve international cooperation, and be a centre for harmonizing the actions of nations. It is the world's largest and most familiar international organization. The UN is headquarters of the United Nations, headquartered on extraterritoriality, international territory in New York City, and has other main offices in United Nations Office at Geneva, Geneva, United Nations Office at Nairobi, Nairobi, United Nations Office at Vienna, Vienna, and Peace Palace, The Hague (home to the International Court of Justice). The UN was established after World War II with Dumbarton Oaks Conference, the aim of preventing future world wars, succeeding the League of Nations, which was characterized as ineffective. On 25 April 1945, 50 governments met in San Francisco for United Nations Conference ...
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Spoofing Attack
In the context of information security, and especially network security, a spoofing attack is a situation in which a person or program successfully identifies as another by falsifying data, to gain an illegitimate advantage. Internet Spoofing and TCP/IP Many of the protocols in the TCP/IP suite do not provide mechanisms for authenticating the source or destination of a message, leaving them vulnerable to spoofing attacks when extra precautions are not taken by applications to verify the identity of the sending or receiving host. IP spoofing and ARP spoofing in particular may be used to leverage man-in-the-middle attacks against hosts on a computer network. Spoofing attacks which take advantage of TCP/IP suite protocols may be mitigated with the use of firewalls capable of deep packet inspection or by taking measures to verify the identity of the sender or recipient of a message. Domain name spoofing The term 'Domain name spoofing' (or simply though less accurately, 'Domain spo ...
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Unbanked
The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available. Causes Some reasons a person might not have a bank account include: * Lack of access via a nearby bank branch or mobile phone * Minimum balance fees * Distrust of the banking system, typically due to lack of transparency regarding fees and deposit timingThe Unbanking Of America
- ''Think'' interview with economist Lisa Servon
* No access to government-issued ID, which is required to open a bank account


The unbanked in the United States

The ''unbanked'' are described by the
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Microfinance
Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Christen, Robert Peck Christen; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a limited definition: the provision of microloans to poor entrepreneurs and small businesses lacking access to credit. The two main mechanisms for the delive ...
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