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CashPool
CashPool is a cooperation of a multitude of smaller or virtual German private banks, in which they mutually waive ATM usage fees for their customers. It is not an interbank network but uses the pre-existing German ATM or Maestro/Cirrus networks. With more than 3200 ATMs, the cooperating banks' ATM networks form the smallest ATM group in Germany. The cooperation was founded in 2000. Its primary competitor in Germany is Cash Group. Background Most banks in Germany, while connected through the German ATM network, charge ATM usage fees for customers of other banks. In 1998, the six largest German private banks established Cash Group, mutually waiving these fees within the Group. After the formation, other private banks tried to join Cash Group but were not accepted into the Group. Being smaller than the six large private banks, they operated fewer ATMs and thus would have unilaterally benefited from the use of the other bank's larger networks. As a consequence, several of t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cash Group
Cash Group is a cooperation of the four largest German private banks (Deutsche Bank, Commerzbank, HypoVereinsbank, and Postbank) and their subsidiaries, in which they mutually waive ATM usage fees for their customers. It is not an interbank network but uses the pre-existing girocard network. With more than 7000 ATMs, the cooperating banks' ATM networks form the third largest ATM network in Germany. The cooperation was founded in 1998 and is generally not open to other members. Its primary competitor in Germany is CashPool. Background Most banks in Germany, while connected through the girocard network, charge ATM usage fees for customers of other banks. Prior to 1998, the charge was fixed to 4,00 DM (2,05 €) or 1%, whichever was higher. However, this agreement was terminated by the Sparkassen (public banks), who jointly operate the largest German ATM network, arguing that the cost of operating ATMs was unfairly laid on them when virtual banks entered the market. As a conseq ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Girocard
girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are usually co-branded with Mastercard's Maestro/Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The German Savings Banks Association has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard cards in addition to girocards and will have a 16-digit Mastercard number. Some banks are phasing out girocards. DKB, for instance, has announced that instead of a girocard and a Visa credit card, it will soon be issuing its customers a single Visa Debit card. History Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and did n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankhaus Bauer
The Bankhaus Bauer AG is a German private bank headquartered in Stuttgart. The bank is a member of the Association of German Banks and its deposit protection fund as well as a member of ATM network CashPool. Business areas As universal bank Bankhaus Bauer offers all banking services. Traditionally as private bank it focuses on wealth private and business clients as well as corporate clients. History The business was founded in 1931 as a limited partnership business entity by banker Richard Bauer under the name Bankhaus Bauer KG in Stuttgart. During World War II the business offices were destroyed in a bomb attack. At short notice the headquarter was moved to Schwäbisch Gmünd in 1944. After the war finished the headquarter was moved back to Stuttgart in 1945. In 1986 the business was converted into the joint-stock company ''Bankhaus Bauer AG''. In 1992 the Schuppli-Gruppe in Wiesbaden, the ''Hypothekenbank in Essen AG'' and the ''Hypothekenbank in Berlin AG'' joined the bu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Girocard
girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are usually co-branded with Mastercard's Maestro/Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The German Savings Banks Association has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard cards in addition to girocards and will have a 16-digit Mastercard number. Some banks are phasing out girocards. DKB, for instance, has announced that instead of a girocard and a Visa credit card, it will soon be issuing its customers a single Visa Debit card. History Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and did n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
BBBank
The BBBank eG (formerly ''Badische Beamtenbank'') is a German cooperative bank headquartered in Karlsruhe (Baden-Württemberg). It is solely focused on private banking. With total assets of almost 11 billion Euros and over 470,000 members the bank is one of the biggest member banks in Germany. Profile The bank stands in the tradition of the ''Deutsche Beamtenbanken'' (German civil servant banks). For customers of the public sector there are specialists in the branches and the ''Direkt Bank''. Since the end of the 1960s private persons of all professions can become members. With over 130 branches the BBBank is the only cooperative retail bank that serves a nationwide business area. In areas where there is no local branch the bank can be accessed online via its ''Direkt Bank''. The business model of the BBBank is a low risk model that aims for sustainability. As a cooperative Institute no shareholder interests need to be taken into account. The bank can concentrate on the needs ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Freising
Freising () is a university town in Bavaria, Germany, and the capital of the Freising ''Landkreis'' (district), with a population of about 50,000. Location Freising is the oldest town between Regensburg and Bolzano, and is located on the Isar river in Upper Bavaria, north of Munich and near the Munich International Airport. The city is built on and around two prominent hills: the Cathedral Hill with the former Bishop's Residence and Freising Cathedral, and Weihenstephan Hill with the former Weihenstephan Abbey, containing the oldest working brewery in the world. It was also the location of the first recorded tornado in Europe. The city is 448 meters above sea level. Cultural significance Freising is one of the oldest settlements in Bavaria, becoming a major religious centre in the early Middle Ages. It is the centre of an important diocese. Some important historical documents were created between 900 and 1200 in its monastery: * Freising manuscripts written in Slovenian, b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Schweinfurt
Schweinfurt ( , ; ) is a city in the district of Lower Franconia in Bavaria, Germany. It is the administrative centre of the surrounding district (''Landkreis'') of Schweinfurt and a major industrial, cultural and educational hub. The urban agglomeration has 100,200 (2018) and the city's catchment area, including the Main-Rhön region and parts of South Thuringia, 759,000 inhabitants. Schweinfurt was first documented in 791 and is one of the oldest cities in Bavaria. Around 1000 the Margraves of Schweinfurt controlled large parts of northern Bavaria. From the 12th century until 1802 Schweinfurt was a Free imperial city within the Holy Roman Empire, around 1700 a humanistic centre and in 1770 began the 250-year industrial history. During World War II, the Americans suffered their biggest air defeat over Schweinfurt in the Second Raid on Schweinfurt ''(Black Thursday)''. On 11 April 1945, the US Army invaded the city. During the Cold ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hammelburg
Hammelburg is a town in Bavaria, Germany. It sits in the district of Bad Kissingen, in Lower Franconia. It lies on the river Franconian Saale, 25 km west of Schweinfurt. Hammelburg is the oldest winegrowing town (''Weinstadt'') in Franconia. History Hammelburg was first documented on 18 April 716 as , when Hedan II, Duke of Thuringia, donated the place to Saint Willibrord. In 741, Carloman bequeathed Saint Martin's Church () to Saint Boniface for the foundation of the Diocese of Würzburg. In 777, Charlemagne donated Hammelburg with its entire municipal area to the Abbey of Fulda. At this time, the fortress () was in a favorable location at a ford on the Franconian Saale, and on the intersection of east–west and north–south trade routes. In the 12th century, the prince-abbots of Fulda built the castle of Saaleck on the heights over the Saale's left bank for Hammelburg's protection, which particularly served for control of the Trimburg established by the Hennebergs ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Werther, North Rhine-Westphalia
Werther is a town in the district of Gütersloh in the state of North Rhine-Westphalia, Germany. It is located near the Teutoburg Forest, approximately 10 km (6 miles) north-west of Bielefeld. It is best known for the Werther's Original caramel sweets, which are nowadays produced in the nearby city of Halle. Werther has one ''Gesamtschule'' and one ''Gymnasium'', which has an exchange partnership with a Yarm School, an independent school in Yarm, England. People * August Oberwelland August Oberwelland (born August Storck) was a German entrepreneur and the founder of confectionery manufacturer August Storck. Life August Oberwelland was owner of farm ''Oberwellandhof'' in Westphalia. Together with three workers he started h ..., entrepreneur, company founder References [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cash Pool Logo
In economics, cash is money in the physical form of currency, such as banknotes and coins. In bookkeeping and financial accounting, cash is current assets comprising currency or currency equivalents that can be accessed immediately or near-immediately (as in the case of money market accounts). Cash is seen either as a Reserve (accounting), reserve for payments, in case of a structural or incidental negative cash flow or as a way to avoid a downturn on financial markets. Etymology The English word "cash" originally meant "money box", and later came to have a secondary meaning "money". This secondary usage became the sole meaning in the 18th century. The word "cash" derives from the Middle French ''caisse'' ("money box"), which derives from the Old Italian ''cassa'', and ultimately from the Latin ''capsa'' ("box").. History In Western Europe, after the fall of the Western Roman Empire, coins, silver jewelry and hacksilver (silver objects hacked into pieces) were for centuries the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wolfach
Wolfach ( gsw, label= Low Alemannic, Wolfä) is a town in the Black Forest and part of the Ortenaukreis in Baden-Württemberg (Germany). It is a well-known spa town. Geography Geographical Position Wolfach lies where the two rivers Wolf and Kinzig meet in the Kinzig valley. The mixture of valleys and mountains is a characteristic of the town, which stretches between 250 and 880 m above sea level. Villages within the borough of Wolfach include Kirnbach and Kinzigtal. History The exact foundation year of Wolfach is not known. The history of the town Wolfach can be traced back to the year 1084, although some finding even point back to the Roman times. On April 21, 1945, before fleeing the city, the Gestapo took the French resistants and political prisoners held in the prison of Wolfach to a forest outside of the town, forced them to dig their own graves, and shot them on the spot, just three hours before the arrival of the French 2nd Armored Division commanded by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Karlsruhe
Karlsruhe ( , , ; South Franconian: ''Kallsruh'') is the third-largest city of the German state (''Land'') of Baden-Württemberg after its capital of Stuttgart and Mannheim, and the 22nd-largest city in the nation, with 308,436 inhabitants. It is also a former capital of Baden, a historic region named after Hohenbaden Castle in the city of Baden-Baden. Located on the right bank of the Rhine near the French border, between the Mannheim/ Ludwigshafen conurbation to the north and Strasbourg/Kehl to the south, Karlsruhe is Germany's legal center, being home to the Federal Constitutional Court (''Bundesverfassungsgericht''), the Federal Court of Justice (''Bundesgerichtshof'') and the Public Prosecutor General of the Federal Court of Justice (''Generalbundesanwalt beim Bundesgerichtshof''). Karlsruhe was the capital of the Margraviate of Baden-Durlach (Durlach: 1565–1718; Karlsruhe: 1718–1771), the Margraviate of Baden (1771–1803), the Electorate of Baden (1803–1806), th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
