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Blik (magazine)
Blik (stylised: BLIK) is a payment system in Poland that allows users to make instant payments and withdraw cash using only the user's standard mobile banking app. The system allows users to make online and in-store purchases and to transfer money in real time between bank accounts and ATMs, including cash withdrawal from ATMs, without the need of a payment card. Transactions are uniquely identified by a 6-digit one-time code, valid for 2 minutes, which the user generates and authenticates in their mobile banking app. The code can then be typed in online, entered on the ATM screen, or typed by the payment recipient in their mobile app. The resulting payments are near instant. Blik allows phone number transfers by binding a phone number with a bank account. These transfers are free and instantaneous, even between accounts from different banks. Some online shopping platforms, like Allegro, are able to connect a customer account to a Blik-compatible app instance allowing for pa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mobile Payment
A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of digital wallet. Instead of paying with cash, cheque, or credit cards, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, it is only in the 21st century that the technology to support such systems has become widely available. Mobile payments began adoption in Japan in the 2000s and later all over the world in different ways. The first patent exclusively defined "Mobile Payment System" was filed in 2000. In developing country, developing countries, mobile payment solutions have been deployed as a means of extending financial services to the community known as the "unbanked" or "underbanked", which ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ING Bank Śląski
ING Bank Śląski SA (eng. ING Silesian Bank) (ING BSK) is a Polish bank based in Katowice. The majority owner is ING Group. History The bank was established as Bank Śląski in 1988 as a result of the separation from the National Bank of Poland. In 1991, it was transformed from a state bank into a limited company and in 1994 it debuted on the Warsaw Stock Exchange. Since 1996, the bank's majority shareholder is the Dutch ING Group. In 2001 Bank Śląski merged with ING Bank N.V. Branch in Warsaw. Since then, the bank is operating under the name of "ING Bank Śląski". On April 4, 2016 the Supervisory Board appointed Brunon Bartkiewicz as the President of the Management Board. Name The name 'Bank Śląski' is Polish for 'Silesian Bank'. Shareholders * ING Bank N.V. – 75% * Aviva Aviva plc is a British multinational insurance company headquartered in London, England. It has about 18 million customers across its core markets of the United Kingdom, Ireland and Canada. In ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Technology Companies
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessmen ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mobile Payments
A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of digital wallet. Instead of paying with cash, cheque, or credit cards, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, it is only in the 21st century that the technology to support such systems has become widely available. Mobile payments began adoption in Japan in the 2000s and later all over the world in different ways. The first patent exclusively defined "Mobile Payment System" was filed in 2000. In developing countries, mobile payment solutions have been deployed as a means of extending financial services to the community known as the "unbanked" or "underbanked", which is estimated to be a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Companies Of Poland
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessment ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Polskiej Spółdzielczości
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Santander Bank Polska
Santander Bank Polska SA, formerly Bank Zachodni WBK (BZ WBK) (eng. West WBK Bank - ''the WBK abbreviation below'') is a Polish universal bank based in Wrocław, Poznań and Warsaw. It is the third largest bank in Poland in terms of assets value and the number of outlets. It was formed in 2001 by the merger of Bank Zachodni S.A. and Wielkopolski Bank Kredytowy SA. Since 2011, the Bank has been owned by the Spanish bank Santander Group. On 4 January 2013, Bank Zachodni WBK merged with ''Kredyt Bank'' which Santander bought from its Belgian owners KBC Bank. This consolidated its Polish banking business and made Bank Zachodni WBK the third largest bank in Poland by market share. Bank Zachodni WBK has a network of ca. 1000 branches and provides services to 3.5m customers. On 10 September 2018, Bank Zachodni WBK changed its name to Santander Bank Polska SA. Also, the Bank's headquarters were moved from Wrocław to Warsaw. In 4th quarter of 2018 year, retail part of Deutsche Bank Pol ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Inteligo
Inteligo Financial Services S.A. is one of the first online banks of Poland. It was founded by David Putts and Andrzej Klesyk, two former McKinsey consultants, and Hasan Mustafa and Kyle Spicer, two former ABN AMRO Bank professionals, as an independent start-up and partnership with Bankgesellschaft Berlin. Inteligo began operations on May 1, 2001, and acquired 150,000 customers in the first 12 months of operations, achieving 54% aided brand awareness. Inteligo was the first in Europe to offer email money, patterned off PayPal. Inteligo was also first to offer secure mobile phone banking money transfer services, and real-time confirmations after ATM and POS transactions. When Bankgesellschaft suffered a liquidity crisis following a fall in East Berlin real-estate prices, it forced a 100% sale of Inteligo to PKO BP Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna (also known as ''PKO Bank Polski S.A.'', ''PKO BP S.A.'') is Poland's largest bank founded in 1919. It pr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PKO Bank Polski
Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna (also known as ''PKO Bank Polski S.A.'', ''PKO BP S.A.'') is Poland's largest bank founded in 1919. It provides services to individual and business clients. The core business activity of PKO Bank Polski is retail banking. The full Polish name roughly translates to "General Savings Bank". Popularly, only the acronym "PKO" is used by clients. With 1,145 branches located in Poland and abroad and a market capitalization of PLN 52 billion (EUR 12.6 billion equivalent) as of 2018, PKO BP Group is among the largest financial institutions in Poland and is also one of the largest financial groups in Central and Eastern Europe. History On February 7, 1919, by the order of the Head of State Józef Piłsudski, the Postal Savings Bank was created. Its first director was appointed on December 28, 1919, Hubert Linde. For many years during the Second Polish Republic, Henryk Gruber was the president of the PKO. With time, a bank's hea ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Pekao
Bank Polska Kasa Opieki Spółka Akcyjna, commonly using the shorter name Bank Pekao S.A., is a universal bank and currently the second largest bank in Poland with its headquarters in Warsaw. The Italian bank UniCredit used to own 59% of the company. It sold the bank in December 2016. Now Powszechny Zakład Ubezpieczeń owns 20% of the company, Polish Development Fund 12.80%, UniCredit 6.28% and others 60.94%. The bank was founded in 1929 by the Ministry of Treasury as a national bank, mainly to provide financial services to Poles living abroad. In 1939 the bank had branches in virtually every capital city of countries where Poles lived. The full name "Polska Kasa Opieki" may be translated literally as "Polish Bank of Aid", and the popular form "Pekao" sounds out the acronym "PKO". History Formative years In 1929, the CEO of Pocztowa Kasa Oszczędności, Henryk Gruber, observed that there was a demand for a bank that could provide financial services to the eight million Poles ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Pocztowy
Bank Pocztowy SA is a commercial bank in Poland, offering financial services for individual customers with a complementary offering for micro and small enterprises using its network and facilities of the Polish Post. In 1990 was the bank founded in Bydgoszcz. The idea behind its creation was to reactivate the traditional banking post in Poland. Shareholders of the bank are: Polish Post SA (75% minus 10 shares) and PKO BP (25% plus 10 shares). ''Bank Pocztowy'' has the largest bank network in Poland providing the financial services via the strategic partnership with its majority shareholders. The number of current accounts for individual clients in the second quarter of 2016 amounted to approx. 863 thousand pieces. This gives the bank the 11th place in Poland. In July 2017, it launched its Internet brand EnveloBank, which in 2021 was used to migrate customers to the new mobile and internet banking system. Digital transformation of the Postal Bank The bank offers personal acco ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
