Bank Pocztowy SA is a

commercial bank A commercial bank is a financial institution which accepts deposits from the public and gives loans for the purposes of consumption and investment to make profit. It can also refer to a bank, or a division of a large bank, which deals with cor ...

Poland Poland, officially the Republic of Poland, is a country in Central Europe. It is divided into 16 administrative provinces called voivodeships, covering an area of . Poland has a population of over 38 million and is the fifth-most populous ...

, offering

financial service Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, ...

s for individual customers with a complementary offering for micro and small enterprises using its network and facilities of the

Polish Post Poczta Polska ( lit. ''Polish Post'') is the state postal administration of Poland, initially founded in 1558. It is the largest mail-handling company in the country, which additionally provides courier, banking, insurance and logistics servi ...

. In 1990 was the bank founded in

Bydgoszcz Bydgoszcz ( , , ; german: Bromberg) is a city in northern Poland, straddling the meeting of the River Vistula with its left-bank tributary, the Brda. With a city population of 339,053 as of December 2021 and an urban agglomeration with more ...

. The idea behind its creation was to reactivate the traditional banking post in Poland. Shareholders of the bank are: Polish Post SA (75% minus 10 shares) and

PKO BP Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna (also known as ''PKO Bank Polski S.A.'', ''PKO BP S.A.'') is Poland's largest bank founded in 1919. It provides services to individual and business clients. The core business activity of ...

(25% plus 10 shares). ''Bank Pocztowy'' has the largest bank network in Poland providing the financial services via the strategic partnership with its majority shareholders. The number of current accounts for individual clients in the second quarter of 2016 amounted to approx. 863 thousand pieces. This gives the bank the 11th place in Poland. In July 2017, it launched its Internet brand EnveloBank, which in 2021 was used to migrate customers to the new mobile and internet banking system.

Digital transformation of the Postal Bank

The bank offers personal accounts "Accounts in order".

Apple Pay Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on these Apple devices: iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit ...

Google Pay Google Pay may refer to: * Google Pay (mobile app), a mobile payments app introduced in 2020 * Google Pay (2018–2022), a digital wallet app introduced in 2018, now Google Wallet * Google Pay (payment method), a digital payments service introduced ...

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Pay,

Garmin Pay Garmin Ltd. (shortened to Garmin, stylized as GARMIN, and formerly known as ProNav) is an American, Swiss-domiciled multinational technology company founded in 1989 by Gary Burrell and Min Kao in Lenexa, Kansas, United States, with headquarte ...

are available for all cards. Detailed information is published on LinkedIn by the spokesman of Bank Pocztowy, Bartek Trzcinski. Since December 2020, the Bank has pursued accelerated digital transformation and business model change : # - migration clients to the new online and mobile banking platform EnveloBank, # - issued Mastercard cards to all its customers (in lieu of

VISA Visa most commonly refers to: *Visa Inc., a US multinational financial and payment cards company ** Visa Debit card issued by the above company ** Visa Electron, a debit card ** Visa Plus, an interbank network *Travel visa, a document that allows ...

cards), # - implementation "a selfie" loan, # - first bank in Poland implemented a biometric card, # - implemented virtual cards for holders of personal accounts, # - launched Microsoft's CRM Dynamics in the Azure cloud. # - started cooperation with credit comparison websites Services in preparation s of 2022.06.27 # - onboarding to a personal account (3Q 22), # - myID (1Q 23). According to the declarations of the Bank's representatives on internet forums - the Bank will finish work on

BLIK Blik (stylised: blik) is a payment system in Poland that allows users to make instant payments and withdraw cash using only the user's standard mobile banking app. The system allows users to make online and in-store purchases and to transfer m ...

on the phone by the end of 2022. The mobile application received high customer ratings 4.7 - July 2022 (Android)

Branch network (2022)

Bank Pocztowy offers its services throughout the country. It has 132 points of contact (including 103 micro-branches (branches) located in post offices - as of 2022.07 . An important role is played by the network of Poczta Polska, with over 4,700 points, where you can use the services and products of Bank Pocztowy. Within its branches, it has 200 separate customer service points (PPD) with dedicated financial services (loans) and insurance employees - in total with the bank's micro-branches at the Post Office there is a network of 330 professional banking and insurance branches .

References

''Article contains translated text from

Bank Pocztowy Bank Pocztowy SA is a commercial bank in Poland, offering financial services for individual customers with a complementary offering for micro and small enterprises using its network and facilities of the Polish Post. In 1990 was the bank founde ...

on the

Polish Wikipedia The Polish Wikipedia ( pl, Polskojęzyczna Wikipedia) is the Polish-language edition of Wikipedia, a free online encyclopedia. Founded on September 26, 2001, it now has more than articles, making it the -largest Wikipedia edition overall.

retrieved on 15 March 2017.''

External links

* *
Profile on ECBS.org
Banks of Poland Banks established in 1990 Polish companies established in 1990 Postal savings system {{Poland-company-stub