Arthur L. Williams Jr.
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Arthur L. Williams Jr.
Arthur L. "Art" Williams Jr. (born April 26, 1942) is an American insurance executive living in Palm Beach, Florida. He is the founder of A.L. Williams & Associates, known as Primerica Financial Services since 1991. He also ventured into professional sports, owning the Birmingham Barracudas of the Canadian Football League (CFL) and the Tampa Bay Lightning of the National Hockey League (NHL) for brief periods. Early life and education Born on April 26, 1942, in Cairo, Georgia. He obtained his bachelor's degree in arts and sciences at Mississippi State University in Starkville, Mississippi, and his master's degree in science from Auburn University. From his early days in high school, Art aspired to be a professional football coach. Career In 1965, Williams's father suddenly died of a heart attack. He had a whole life insurance policy that left their family underinsured. Five years later Art Williams' cousin Ted Harrison introduced him to the concept of term life insurance, a si ...
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Cairo, Georgia
Cairo () is a city in Grady County, Georgia, United States. As of the 2020 census, the city had a population of 10,179. The city is the county seat of Grady County. History Cairo was founded in 1835. It was incorporated as a town in 1870 and as a city in 1906. In 1905, Cairo was designated seat of the newly formed Grady County. The city was named after Cairo, the capital of Egypt. Recreation and entertainment The local industrial base continues to grow with manufacturing, service, and healthcare companies anchoring a strong economy. Cairo is home to The Zebulon which oldest theater in Georgia . The Zebulon is a single screen movie theater that is still operational today. The area is home to several local festivals, including Calvary's Mule Day, Whigham's Rattlesnake Roundup, Cairo's own Antique Car Rally, and several competitive recreational programs. The Antique Car Rally features a wide range of cars, and includes many activities: a poker run, a parade, and even a street da ...
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Term Life Insurance
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is typically the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse due to failure to pay premiums. Term insurance is not generally used for estate planning needs or chari ...
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Shreveport
Shreveport ( ) is a city in the U.S. state of Louisiana. It is the third most populous city in Louisiana after New Orleans and Baton Rouge, Louisiana, Baton Rouge, respectively. The Shreveport–Bossier City metropolitan area, with a population of 393,406 in 2020, is the fourth largest in Louisiana, though 2020 census estimates placed its population at 397,590. The bulk of Shreveport is in Caddo Parish, Louisiana, Caddo Parish, of which it is the parish seat. It extends along the west bank of the Red River of the South, Red River (most notably at Wright Island, the Charles and Marie Hamel Memorial Park, and Bagley Island) into neighboring Bossier Parish, Louisiana, Bossier Parish. The United States Census Bureau's 2020 census tabulation for the city's population was 187,593, though the American Community Survey's census estimates determined 189,890 residents. Shreveport was founded in 1836 by the Shreve Town Company, a corporation established to develop a town at the juncture of t ...
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Auburn Tigers Football
The Auburn Tigers football program represents Auburn University in the sport of American college football. Auburn competes in the Football Bowl Subdivision (FBS) of the National Collegiate Athletic Association (NCAA) and the Western Division of the Southeastern Conference (SEC). Auburn officially began competing in intercollegiate football in 1892. The Tigers joined the Southeastern Conference in 1932 as one of the inaugural members of the conference and the Tigers began competing in the West Division when the conference divided in 1992. Auburn has achieved 12 undefeated seasons, won 16 conference championships, along with 10 divisional championships. The Tigers have made 44 post season bowl appearances, including 12 historically major bowl berths. With over 780 total wins, Auburn is the 13th winningest FBS program. The Tigers have produced three Heisman Trophy winners: quarterback Pat Sullivan in 1971, running back Bo Jackson in 1985, and quarterback Cam Newton in 2010. Aub ...
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Alabama Crimson Tide Football
The Alabama Crimson Tide football program represents the University of Alabama (variously Alabama, UA, or Bama) in the sport of American football. The team competes in the Football Bowl Subdivision (FBS) of the National Collegiate Athletic Association (NCAA) and the Western Division of the Southeastern Conference (SEC). The team's head coach is Nick Saban, who has led the Tide to six national championships over his tenure. The Crimson Tide is among the most storied and decorated football programs in NCAA history. Since beginning play in 1892, the program claims 18 national championships, including 13 wire-service ( AP or Coaches') national titles in the poll-era, and five other titles before the poll-era. From 1958 to 1982, the team was led by Hall of Fame coach Paul "Bear" Bryant, who won six national titles with the program. Despite numerous national and conference championships, it was not until 2009 that an Alabama player received a Heisman Trophy, when running back Mark Ing ...
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Alabama
(We dare defend our rights) , anthem = "Alabama (state song), Alabama" , image_map = Alabama in United States.svg , seat = Montgomery, Alabama, Montgomery , LargestCity = Huntsville, Alabama, Huntsville , LargestCounty = Baldwin County, Alabama, Baldwin County , LargestMetro = Birmingham metropolitan area, Alabama, Greater Birmingham , area_total_km2 = 135,765 , area_total_sq_mi = 52,419 , area_land_km2 = 131,426 , area_land_sq_mi = 50,744 , area_water_km2 = 4,338 , area_water_sq_mi = 1,675 , area_water_percent = 3.2 , area_rank = 30th , length_km = 531 , length_mi = 330 , width_km = 305 , width_mi = 190 , Latitude = 30°11' N to 35° N , Longitude = 84°53' W to 88°28' W , elevation_m = 150 , elevation_ft = 500 , elevation_max_m = 735.5 , elevation_max_ft = 2,413 , elevation_max_point = Mount Cheaha , elevation_min_m = 0 , elevation_min_ft = 0 , elevation_min_point = Gulf of Mexico , OfficialLang = English language, English , Languages = * English ...
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Gridiron Football
Gridiron football,"Gridiron football"
''Encyclopædia Britannica''. Retrieved October 20, 2010.
also known as North American football or, in North America, simply football, is a family of football team sports primarily played in the United States and Canada. American football, which uses 11 players, is the form played in the United States and the best known form of gridiron football worldwide, while Canadian football, which uses 12 players, predominates in Canada. Other derivative varieties include arena football, flag football and amateur games such as Touch football (American), touch and street football (American), street football. Football is played at professional gridiron football, professional, college football, collegiate, High school football, high school, semi-professional, and amateur levels. ...
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Canadian Football League In The United States
The Canadian Football League (CFL), the sole major professional sports league in the United States and Canada to feature only teams from Canada, has made efforts to gain further audience in the United States, most directly through expansion into the country from the 1993 CFL season through the 1995 CFL season. The CFL plays Canadian football, a form of gridiron football which is somewhat different from the more common American football played in the United States and other parts of the world. The first American team, the Sacramento Gold Miners, joined in 1993. The league added three more American teams in 1994, after which two more teams joined, one re-located and one folded to bring the total to five in 1995. In the latter year, the teams were aligned into a new South Division. The three years saw numerous ownership debacles on both sides of the U.S.–Canada border. The Baltimore Stallions became the only American-based team to win the Grey Cup championship, in 1995. With ...
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Birmingham, Alabama
Birmingham ( ) is a city in the north central region of the U.S. state of Alabama. Birmingham is the seat of Jefferson County, Alabama's most populous county. As of the 2021 census estimates, Birmingham had a population of 197,575, down 1% from the 2020 Census, making it Alabama's third-most populous city after Huntsville and Montgomery. The broader Birmingham metropolitan area had a 2020 population of 1,115,289, and is the largest metropolitan area in Alabama as well as the 50th-most populous in the United States. Birmingham serves as an important regional hub and is associated with the Deep South, Piedmont, and Appalachian regions of the nation. Birmingham was founded in 1871, during the post- Civil War Reconstruction period, through the merger of three pre-existing farm towns, notably, Elyton. It grew from there, annexing many more of its smaller neighbors, into an industrial and railroad transportation center with a focus on mining, the iron and steel industry, ...
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Highlands, North Carolina
Highlands is an incorporation (municipal government), incorporated town in Macon County, North Carolina, Macon County in the U.S. state of North Carolina. Located on a plateau in the southern Appalachian Mountains, within the Nantahala National Forest, it lies mostly in southeastern Macon County and slightly in southwestern Jackson County, North Carolina, Jackson County, in the Highlands and Cashiers Townships, respectively. The permanent population was 1,014 at the 2020 United States Census, 2020 census. History Highlands was founded in 1875 after its two founders, Samuel Truman Kelsey and Clinton Carter Hutchinson, drew lines from Chicago to Savannah, Georgia, Savannah and from New Orleans to New York City. They felt that the place where these lines met would eventually become a great trading center and commercial crossroads. Highlands was named for its lofty elevation. In the 1930s the town became a golfing mecca when Bobby Jones (golfer), Bobby Jones of Atlanta and some of h ...
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Citigroup
Citigroup Inc. or Citi (Style (visual arts), stylized as citi) is an American multinational investment banking, investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant #Citicorp, Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is Delaware General Corporation Law, incorporated in Delaware. Citigroup is the List of largest banks in the United States, third largest banking institution in the United States; alongside JPMorgan Chase, Bank of America, and Wells Fargo, it is one of the Big Four (banking)#United States, Big Four banking institutions of the United States. It is considered a Systemically important financial institution, systemically important bank by the Financial Stability Board and is commonly cited as ...
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