Affinity Fraud
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Affinity Fraud
Affinity fraud is a form of investment fraud in which the fraudster preys upon members of identifiable groups, such as religious or ethnic communities, language minorities, the elderly, or professional groups. The fraudsters who promote affinity scams frequently are – or successfully pretend to be – members of the group. They often enlist respected community or religious leaders from within the group to spread the word about the scheme, by convincing those people that a fraudulent investment is legitimate and worthwhile. Many times, those leaders become unwitting victims of the fraudster's ruse. These scams involve exploitation of the trust and friendship that exist in groups of people who have something in common. Because of the tight-knit structure of many groups, it can be difficult for regulators or law enforcement officials to detect an affinity scam. Victims often fail to notify authorities or pursue legal remedies, and instead try to work things out within the group. Th ...
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Investment Fraud
Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time. Investment requires a sacrifice of some present asset, such as time, money, or effort. In finance, the purpose of investing is to generate a return from the invested asset. The return may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income. The return may also include currency gains or losses due to changes in the foreign currency exchange rates. Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high losses. Investors, particularly novices, are often advised to diversify their portfolio. Diversification has the statistical eff ...
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Ramaz School
The Ramaz School is an elite American coeducational Jewish Modern Orthodox day school which offers a dual curriculum of general studies taught in English and Judaic studies taught in Hebrew. The school is located on the Upper East Side of Manhattan in New York City. It consists of an early childhood center (nursery-kindergarten), a lower school (1st-4th grade), a middle school (5th-8th grade), and an upper school (9th-12th grade). The Ramaz Upper School is a college preparatory program designed to develop an appreciation for and understanding of the intellectual disciplines that are part of western civilization. The Judaic studies curriculum provides an equally rigorous program through which the religious and cultural tradition of Judaism is both taught and experienced. It is located on East 78th Street, seven city blocks (0.5 km) away from the other two school buildings located on East 85th Street. Approximately fifty percent of the upper school student body advances from ...
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Due Diligence
Due diligence is the investigation or exercise of care that a reasonable business or person is normally expected to take before entering into an agreement or contract with another party or an act with a certain standard of care. It can be a legal obligation, but the term will more commonly apply to voluntary investigations. A common example of due diligence in various industries is the process through which a potential acquirer evaluates a target company or its assets for an acquisition. The theory behind due diligence holds that performing this type of investigation contributes significantly to informed decision making by enhancing the amount and quality of information available to decision makers and by ensuring that this information is systematically used to deliberate on the decision at hand and all its costs, benefits, and risks. Etymology The term “due diligence” means "required carefulness" or "reasonable care" in general usage, and has been used in the literal s ...
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Provo, Utah
Provo ( ) is the fourth-largest city in Utah, United States. It is south of Salt Lake City along the Wasatch Front. Provo is the largest city and county seat of Utah County and is home to Brigham Young University (BYU). Provo lies between the cities of Orem to the north and Springville to the south. With a population at the 2020 census of 115,162. Provo is the principal city in the Provo-Orem metropolitan area, which had a population of 526,810 at the 2010 census. It is Utah's second-largest metropolitan area after Salt Lake City. Provo is the home to Brigham Young University, a private higher education institution operated by the Church of Jesus Christ of Latter-day Saints (LDS Church). Provo also has the LDS Church's largest Missionary Training Center (MTC). The city is a focus area for technology development in Utah, with several billion-dollar startups. The city's Peaks Ice Arena was a venue for the Salt Lake City Winter Olympics in 2002. Sundance Resort is northeas ...
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Alpine, Utah
Alpine is a city on the northeastern edge of Utah County, Utah. The population was 10,251 at the time of the 2020 census. Alpine has been one of the many quickly-growing cities of Utah since the 1970s, especially in the 1990s. This city is thirty-two miles southeast of Salt Lake City. It is located on the slopes of the Wasatch Range north of Highland and American Fork. The west side of the city runs above the Wasatch Fault. History The area, which would one day become Alpine, was settled by William Wordsworth and several other homesteading families in the fall of 1850. The town was originally called Mountainville, and under the latter name settlement was first made in 1851. The city was renamed because the views from the elevated town site were compared to the Swiss Alps. Geography Alpine is located on State Route 74, just north of the city of Highland. According to the United States Census Bureau, the city has a total area of . None of that area is covered with water, alth ...
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Utah County
Utah County is the second-most populous county in the U.S. state of Utah. The county seat and largest city is Provo, which is the state's third-largest city, and the largest outside of Salt Lake County. As of the 2020 United States Census, the population was 665,665. Utah County is one of two counties forming the Provo-Orem metropolitan statistical area, and is part of the larger Salt Lake City-Provo-Orem, UT Combined Statistical Area. In 2010, the center of population of Utah was in Utah County, in the city of Saratoga Springs. Utah County is one of the fastest-growing counties in the United States, ranking among the top ten counties in numerical growth. Correspondingly, Provo-Orem is among the top eight metropolitan areas by percentage growth in the country. Utah County is one of seven counties in the United States to have the same name as its state. The other six counties are Arkansas County, Hawaii County, Idaho County, Iowa County, Oklahoma County and New York County ...
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LDS Church
The Church of Jesus Christ of Latter-day Saints, informally known as the LDS Church or Mormon Church, is a Nontrinitarianism, nontrinitarian Christianity, Christian church that considers itself to be the Restorationism, restoration of the One true church#Latter Day Saint movement, original church founded by Jesus in Christianity, Jesus Christ. The church is headquartered in the United States in Salt Lake City, Salt Lake City, Utah, and has established congregations and built Temple (LDS Church), temples worldwide. According to the church, it has over 16.8 million the Church of Jesus Christ of Latter-day Saints membership statistics, members and 54,539 Missionary (LDS Church), full-time volunteer missionaries. The church is the Christianity in the United States, fourth-largest Christian denomination in the United States, with over 6.7 million US members . It is the List of denominations in the Latter Day Saint movement, largest denomination in the Latter Day Saint m ...
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Utah
Utah ( , ) is a state in the Mountain West subregion of the Western United States. Utah is a landlocked U.S. state bordered to its east by Colorado, to its northeast by Wyoming, to its north by Idaho, to its south by Arizona, and to its west by Nevada. Utah also touches a corner of New Mexico in the southeast. Of the fifty U.S. states, Utah is the 13th-largest by area; with a population over three million, it is the 30th-most-populous and 11th-least-densely populated. Urban development is mostly concentrated in two areas: the Wasatch Front in the north-central part of the state, which is home to roughly two-thirds of the population and includes the capital city, Salt Lake City; and Washington County in the southwest, with more than 180,000 residents. Most of the western half of Utah lies in the Great Basin. Utah has been inhabited for thousands of years by various indigenous groups such as the ancient Puebloans, Navajo and Ute. The Spanish were the first Europe ...
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The Economist
''The Economist'' is a British weekly newspaper printed in demitab format and published digitally. It focuses on current affairs, international business, politics, technology, and culture. Based in London, the newspaper is owned by The Economist Group, with its core editorial offices in the United States, as well as across major cities in continental Europe, Asia, and the Middle East. In 2019, its average global print circulation was over 909,476; this, combined with its digital presence, runs to over 1.6 million. Across its social media platforms, it reaches an audience of 35 million, as of 2016. The newspaper has a prominent focus on data journalism and interpretive analysis over original reporting, to both criticism and acclaim. Founded in 1843, ''The Economist'' was first circulated by Scottish economist James Wilson to muster support for abolishing the British Corn Laws (1815–1846), a system of import tariffs. Over time, the newspaper's coverage expanded further into ...
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English-speaking Quebecker
English-speaking Quebecers, also known as Anglo-Quebecers, English Quebecers, or Anglophone Quebecers (all alternately spelt Quebeckers; in French ''Anglo-Québécois'', ''Québécois Anglophone'') or simply Anglos in a Quebec context, are a Languages of Canada#Official language minority communities, linguistic minority in the French language, francophone province of Quebec. According to the 2011 Canadian census, 599,225 people (around 7.7% of population) in Quebec declare English as a mother tongue. When asked, 834,950 people (about 10.7% of the population) reported using English the most at home. The origins of English-speaking Quebecers include immigration from both English-speaking and non English-speaking countries, Interprovincial migration in Canada, migration from other Canadian provinces, and strong English language education programs in Quebecois schools. This makes estimating the population of those who identify as English-speaking Quebecers difficult. Population ...
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Hershey Rosen
Hershey may refer to: People * Hershey (name), a list of people with the surname, given name or nickname Places * Hershey, Nebraska, a village * Hershey, Pennsylvania, an unincorporated community, home to the chocolate company * Hershey, Cuba, also known as Camilo Cienfuegos, a village in Mayabeque province Companies and organizations * The Hershey Company, North American chocolate manufacturer ** Hershey bar, a Hershey product * Hershey Creamery Company, an unrelated ice cream manufacturer * Hershey Development, a slot machine manufacturer, and parent company of Jennings & Co. * Hershey Electric Railway, from Havana to Matanzas, Cuba * Hershey Trust Company, Milton Hershey's trust * Hershey Entertainment and Resorts Company, Hershey, Pennsylvania: ** Hershey Park ** The Hershey Story Schools * Hershey School of Musical Art, Chicago, Illinois * Hershey High School (Pennsylvania), Hershey, Pennsylvania Sports * Hershey Open, a PGA golf tournament from 1933 to 1941, played ...
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CBC Radio One
CBC Radio One is the English-language news and information radio network of the publicly owned Canadian Broadcasting Corporation. It is commercial-free and offers local and national programming. It is available on AM and FM to 98 percent of Canadians and overseas over the Internet, and through mobile apps. CBC Radio One is simulcast across Canada on Bell Satellite TV satellite channels 956 and 969, and Shaw Direct satellite channel 870. A modified version of Radio One, with local content replaced by additional airings of national programming, is available on Sirius XM channel 169. It is downlinked to subscribers via SiriusXM Canada and its U.S.-based counterpart, Sirius XM Satellite Radio. In 2010, Radio One reached 4.3 million listeners each week. It was the largest radio network in Canada. History CBC Radio began in 1936, and is the oldest branch of the corporation. In 1949, the facilities and staff of the Broadcasting Corporation of Newfoundland were transferred to CB ...
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