1st State Bank - 1st.BANK
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1st State Bank - 1st.BANK
'Dayspring Bank'' is a state chartered regional community bank that has eight locations throughout Nebraska, with its headquarters located in Gothenburg. Other branches are located in Mullen, North Platte, Wallace, and the Omaha Metro Omaha ( ) is the largest city in the U.S. state of Nebraska and the county seat of Douglas County. Omaha is in the Midwestern United States on the Missouri River, about north of the mouth of the Platte River. The nation's 39th-largest city .... As of December 31, 2022, First State Bank was sitting at $950 million in assets. The bank was chartered in 1906 with the name Citizens National Bank. In 1915 the bank name was changed to First State Bank and in 2023 it was changed to Dayspring Bank. On November 17, 2023, Dayspring Bank launcheYoung Bank An inclusive, digital bank experience built to empower diverse communities with the resources to prosper and thrive. Dayspring partnered witJulian Young Business Advisorsto develop the concept. Bank ...
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Privately Held Company
A privately held company (or simply a private company) is a company whose shares and related rights or obligations are not offered for public subscription or publicly negotiated in the respective listed markets, but rather the company's stock is offered, owned, traded, exchanged privately, or Over-the-counter (finance), over-the-counter. In the case of a closed corporation, there are a relatively small number of shareholders or company members. Related terms are closely-held corporation, unquoted company, and unlisted company. Though less visible than their public company, publicly traded counterparts, private companies have major importance in the world's economy. In 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for ($1.8 trillion) in revenues and employed 6.2 million people, according to ''Forbes''. In 2005, using a substantially smaller pool size (22.7%) for comparison, the 339 companies on ...
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Finance And Insurance
Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the U.S. (e.g. Japan), non-financial s ...
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Financial Services
Financial services are the Service (economics), economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer finance, consumer-finance companies, brokerage firm, stock brokerages, investment management, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act, GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the Takeover, acquisit ...
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Gothenburg, Nebraska
Gothenburg is a city in Dawson County, Nebraska, Dawson County, Nebraska, United States. It is part of the Lexington, Nebraska Lexington micropolitan area, Micropolitan Statistical Area. The population was 3,574 at the 2010 United States Census, 2010 census. History Gothenburg, Nebraska is named after Gothenburg, Gothenburg, Sweden, and is noted for its large number of residents of Swedish descent. Gothenburg, Nebraska, and Gothenburg ( sv, Göteborg), Sweden, are believed to be the only two cities named Gothenburg in the world. Gothenburg was founded in 1882 by Olof Bergstrom. After coming to America from Sweden in 1881, Bergstrom worked for a time on the Union Pacific Railroad, then homesteaded in Dawson County near Gothenburg. He eventually became a land agent for the UP. Bergstrom selected the site that was to become Gothenburg and located a farmstead about a mile north. The Union Pacific Railroad laid out the original town of eight blocks parallel to the railroad tracks. Bergs ...
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United States
The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territories, nine Minor Outlying Islands, and 326 Indian reservations. The United States is also in free association with three Pacific Island sovereign states: the Federated States of Micronesia, the Marshall Islands, and the Republic of Palau. It is the world's third-largest country by both land and total area. It shares land borders with Canada to its north and with Mexico to its south and has maritime borders with the Bahamas, Cuba, Russia, and other nations. With a population of over 333 million, it is the most populous country in the Americas and the third most populous in the world. The national capital of the United States is Washington, D.C. and its most populous city and principal financial center is New York City. Paleo-Americ ...
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Nebraska
Nebraska () is a state in the Midwestern region of the United States. It is bordered by South Dakota to the north; Iowa to the east and Missouri to the southeast, both across the Missouri River; Kansas to the south; Colorado to the southwest; and Wyoming to the west. It is the only triply landlocked U.S. state. Indigenous peoples, including Omaha, Missouria, Ponca, Pawnee, Otoe, and various branches of the Lakota ( Sioux) tribes, lived in the region for thousands of years before European exploration. The state is crossed by many historic trails, including that of the Lewis and Clark Expedition. Nebraska's area is just over with a population of over 1.9 million. Its capital is Lincoln, and its largest city is Omaha, which is on the Missouri River. Nebraska was admitted into the United States in 1867, two years after the end of the American Civil War. The Nebraska Legislature is unlike any other American legislature in that it is unicameral, and its members are elected ...
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Mullen, Nebraska
Mullen is a village in Hooker County, Nebraska, United States. The population was 509 at the 2010 census. It is the county seat of Hooker County. History Mullen was laid out in 1888 when the railroad was extended to that point. It was named for Charles Mullen, a railroad official. The only settlement in Hooker County, Mullen was designated the county seat and the first courthouse was completed in 1889. Mullen was incorporated as a village in 1907. Geography Mullen is located at (42.042480, -101.045611), in the Nebraska Sandhills. According to the United States Census Bureau, the village has a total area of , all land. Mullen was named after Charles D. Mullen of Lincoln. At that time, Mullen was Chief Clerk for Mr. D.E. Thompson, Division Superintendent of the CB&Q Railroad. Climate Demographics 2010 census As of the census of 2010, there were 509 people, 232 households, and 139 families residing in the village. The population density was . There were 293 housing units at ...
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North Platte, Nebraska
North Platte is a city in and the county seat of Lincoln County, Nebraska, United States. It is located in the west-central part of the state, along Interstate 80, at the confluence of the North and South Platte Rivers forming the Platte River. The population was 23,390 at the 2020 census. North Platte is a railroad town; Union Pacific Railroad's large Bailey Yard is located within the city. Today, North Platte is served only by freight trains, but during World War II the city was known for the North Platte Canteen, a volunteer organization serving food to millions of traveling soldiers. North Platte is the principal city of the North Platte Micropolitan Statistical Area, which includes Lincoln, Logan, and McPherson counties. History North Platte was established in 1866 when the Union Pacific Railroad was extended to that point. It derives its name from the North Platte River. North Platte was the western terminus of the Union Pacific Railway from the summer of 1867 unti ...
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Wallace, Nebraska
Wallace is a village in Lincoln County, Nebraska, United States. It is part of the North Platte, Nebraska Micropolitan Statistical Area. The population was 366 at the 2010 census. History Wallace was platted in 1887 when the railroad was extended to that point. Geography Wallace is located at (40.838672, -101.164365). According to the United States Census Bureau, the village has a total area of , all land. Climate Demographics 2010 census As of the census of 2010, there were 366 people, 140 households, and 104 families residing in the village. The population density was . There were 152 housing units at an average density of . The racial makeup of the village was 85.5% White, 1.1% Native American, 0.8% Asian, 10.4% from other races, and 2.2% from two or more races. Hispanic or Latino of any race were 17.2% of the population. There were 140 households, of which 40.7% had children under the age of 18 living with them, 61.4% were married couples living together, 7.1% had a ...
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Omaha–Council Bluffs Metropolitan Area
The Omaha metropolitan area, officially known as the Omaha-Council Bluffs, NE-IA Metropolitan Statistical Area (MSA), is an urbanized region in Nebraska and Iowa in the American Midwest, centered on the city of Omaha, Nebraska. The region consists of eight counties (five in Nebraska and three in Iowa), and extends over a large area on both sides of the Missouri River. Covering and with a population of 967,604 (2020), the Omaha metropolitan area is the most populous in both Nebraska and Iowa (although the Des Moines-West Des Moines MSA is the largest MSA centered entirely in Iowa), and is the 58th most populous MSA in the United States. The 2003 revision to metropolitan area definitions was accompanied by the creation of micropolitan areas and Combined Statistical Areas. Fremont, in Dodge County, Nebraska, was designated a micropolitan area. The Omaha–Council Bluffs–Fremont Combined Statistical Area has a population of 1,058,125 (2020 estimate).
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions. The FDIC is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this was increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the ...
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Banks Based In Omaha, Nebraska
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ...
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