Épargne Placements Québec
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Épargne Placements Québec
Épargne Placements Québec is an administrative unit of the Quebec Ministry of Finance. It is responsible for marketing and managing savings and retirement Retirement is the withdrawal from one's position or occupation or from one's active working life. A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their j ... products issued and guaranteed by the Quebec government. The function of Épargne Placements Québec is to foster the financial security of Quebecers by offering them a range of savings and retirement products guaranteed by the Quebec government. History In the spring of 1996, Placements Québec was established by the Quebec government to achieve its funding objectives on the Quebec savings market and to offer a range of savings products better adapted to Quebecers' investment needs. Since 1963, the Quebec government had offered Quebec Savings Bonds. Before the creation of P ...
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Quebec City
Quebec City is the capital city of the Provinces and territories of Canada, Canadian province of Quebec. As of July 2021, the city had a population of 549,459, and the Census Metropolitan Area (including surrounding communities) had a population of 839,311. It is the twelfthList of the largest municipalities in Canada by population, -largest city and the seventh-List of census metropolitan areas and agglomerations in Canada, largest metropolitan area in Canada. It is also the List of towns in Quebec, second-largest city in the province, after Montreal. It has a humid continental climate with warm summers coupled with cold and snowy winters. Explorer Samuel de Champlain founded a French settlement here in 1608, and adopted the Algonquin name. Quebec City is one of the List of North American cities by year of foundation, oldest European settlements in North America. The Ramparts of Quebec City, ramparts surrounding Old Quebec () are the only fortified city walls remaining in the ...
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Quebec
Quebec is Canada's List of Canadian provinces and territories by area, largest province by area. Located in Central Canada, the province shares borders with the provinces of Ontario to the west, Newfoundland and Labrador to the northeast, New Brunswick to the southeast and a coastal border with the territory of Nunavut. In the south, it shares a border with the United States. Between 1534 and 1763, what is now Quebec was the List of French possessions and colonies, French colony of ''Canada (New France), Canada'' and was the most developed colony in New France. Following the Seven Years' War, ''Canada'' became a Territorial evolution of the British Empire#List of territories that were once a part of the British Empire, British colony, first as the Province of Quebec (1763–1791), Province of Quebec (1763–1791), then Lower Canada (1791–1841), and lastly part of the Province of Canada (1841–1867) as a result of the Lower Canada Rebellion. It was Canadian Confederation, ...
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Éric Girard (Groulx MNA)
Eric Girard is a Canadian politician who was elected to the National Assembly of Quebec in the 2018 provincial election."Quebec election: Groulx results"
, October 1, 2018. He represents the electoral district of Groulx as a member of the and has served as the Minister of Finance since 2018. He worked as a se ...
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Ministry Of Finance (Quebec)
The Ministry of Finance (in French: Ministère des Finances) is a department in the government of Quebec. Its official purpose is to "foster economic development and advise the government on financial matters," and the department's responsibilities include providing advice in budgetary, fiscal, economic, financial and accounting matters. The department is overseen by the Quebec finance minister. As of November 2018, this office is held by Éric Girard. The Ministry of Finance administers Quebec's Balanced Budget Act, which prohibits a budget deficit, other than in special circumstances. References Quebec government departments and agencies * Quebec Quebec is Canada's List of Canadian provinces and territories by area, largest province by area. Located in Central Canada, the province shares borders with the provinces of Ontario to the west, Newfoundland and Labrador to the northeast, ...
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Savings
Wealth is the abundance of valuable financial assets or physical possessions which can be converted into a form that can be used for transactions. This includes the core meaning as held in the originating Old English word , which is from an Indo-European word stem. The modern concept of wealth is of significance in all areas of economics, and clearly so for growth economics and development economics, yet the meaning of wealth is context-dependent. A person possessing a substantial net worth is known as ''wealthy''. Net worth is defined as the current value of one's assets less liabilities (excluding the principal in trust accounts). At the most general level, economists may define wealth as "the total of anything of value" that captures both the subjective nature of the idea and the idea that it is not a fixed or static concept. Various definitions and concepts of wealth have been asserted by various people in different contexts.Denis "Authentic Development: Is it Sustainab ...
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Retirement
Retirement is the withdrawal from one's position or occupation or from one's active working life. A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons. People may also retire when they are eligible for private or public pension benefits, although some are forced to retire when bodily conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their positions. In most countries, the idea of retirement is of recent origin, being introduced during the late-nineteenth and early-twentieth centuries. Previously, low life expectancy, lack of social security and the absence of pension arrangements meant that most workers continued to work until their death. Germany was the first country to introduce retirement benefits in 1889. Nowadays, most developed countries have systems to provide pensions on retirement in ...
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Bond (finance)
In finance, a bond is a type of Security (finance), security under which the issuer (debtor) owes the holder (creditor) a debt, and is obliged – depending on the terms – to provide cash flow to the creditor (e.g. repay the principal (i.e. amount borrowed) of the bond at the Maturity (finance), maturity date and interest (called the coupon (bond), coupon) over a specified amount of time.) The timing and the amount of cash flow provided varies, depending on the economic value that is emphasized upon, thus giving rise to different types of bonds. The interest is usually payable at fixed intervals: semiannual, annual, and less often at other periods. Thus, a bond is a form of loan or IOU. Bonds provide the borrower with external funds to finance long-term investments or, in the case of government bonds, to finance current expenditure. Bonds and Share capital, stocks are both Security (finance), securities, but the major difference between the two is that (capital) stockholders h ...
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Economy Of Quebec
The economy of Quebec is diversified and post-industrial with an average potential for growth. It is highly integrated with the economies of the rest of Canada and the United States. Manufacturing and service sectors dominate the economy. The economic heart of Quebec is the Montreal metropolitan area where half of Quebecers live. This region alone accounts for 53.4% of the province's gross domestic product (GDP), followed by the Quebec City metropolitan area (11.4%), Gatineau (3.2%), Sherbrooke (2.2%), Saguenay (1.9%) and Trois-Rivières (1.8%). In total, Quebec's GDP at market prices was CAD 381 billion or 19% of Canada's GDP. For 2022-23, Quebec's budget was C$22 billion. This budget planned to provide $8,9 billion more to the healthcare sector over 5 years. Like most industrialized countries, the economy of Quebec is based mainly on the services sector. Quebec's economy has traditionally been fuelled by abundant natural resources, well-developed infrastructure, and av ...
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