Retail bankingOffering of services by a financial institution to the general public UML class diagram depicting retail banking Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking).
BNP ParibasFrench multinational banking and financial services companyBNP Paribas (French:; sometimes referred to as BNPP, Paribas or BNP) is a French multinationaluniversal bank and financial servicesholding company headquartered in Paris. It was founded in 2000 from the merger of two of France's foremost financial institutions, Banque Nationale de Paris (BNP) and Paribas.
Financial servicesEconomic service provided by the finance industry Financial services are economic services tied to finance provided by financial institutions. Financial services encompass a broad range of service sector activities, especially as concerns financial management and consumer finance.
European Banking SupervisionEuropean Banking Supervision, formally known as the Single Supervisory Mechanism (SSM), is the policy framework for the prudential supervision of banks in the euro area. It is centered on the European Central Bank (ECB), whose supervisory arm is referred to as ECB Banking Supervision. EU member states outside of the euro area can also participate on a voluntary basis.
European Central BankSupranational central bank in EuropeEuro monetary policy Euro zone inflation year/year M3 money supply increases Marginal Lending Facility Main Refinancing Operations Deposit Facility Rate EuriborSeat of the European Central BankFrankfurt am Main, the European Central Bank from Alte MainbrückeEuropean Central Bank – Blue hour 2023The European Central Bank (ECB) is the central component of the Eurosystem and the European System of Central Banks (ESCB) as well as one of seven institutions of the European Union.
AgricultureAgriculture is the practice of cultivating the soil, planting, raising, and harvesting both food and non-food crops, as well as livestock production. Broader definitions also include forestry and aquaculture. Agriculture was a key factor in the rise of sedentary human civilization, whereby farming of domesticated plants and animals created food surpluses that enabled people to live in the cities.
United StatesCountry primarily in North AmericaThe United States of America (USA), also known as the United States (U.S.) or America, is a country primarily located in North America. It is a federal republic consisting of 50 states and a federal capital district, Washington, D.C. The 48 contiguous states border Canada to the north and Mexico to the south, with the semi-exclave of Alaska in the northwest and the archipelago of Hawaii in the Pacific Ocean.
SubsidiaryA subsidiary, subsidiary company, or daughter company is a company completely or partially owned or controlled by another company, called the parent company or holding company, which has legal and financial control over the subsidiary company.
UtrechtCity and municipality in Utrecht, NetherlandsCity and municipality in NetherlandsUtrecht ( ; Dutch:; Utrecht dialect: Ut(e)reg) is the fourth-largest city of the Netherlands, as well as the capital and the most populous city of the province of Utrecht. The municipality of Utrecht is located in the eastern part of the Randstadconurbation, in the very centre of mainland Netherlands, and includes Haarzuilens, Vleuten and De Meern.
Multinational corporationA multinational corporation (MNC) is a corporate organization that owns and controls the production or trade of goods or services in at least one country other than its home country. Control is considered an important aspect of an MNC to distinguish it from international portfolio investment organizations, such as some international mutual funds that invest in corporations abroad to diversify financial risks.
AgribusinessTerm used in agriculture and businessAgribusiness is the industry, enterprises, and the field of study of value chains in agriculture and in the bio-economy, in which case it is also called bio-business or bio-enterprise. The primary goal of agribusiness is to maximize profit while satisfying the needs of consumers for products related to natural resources.Tier 1 capitalTier 1 capital is the core measure of a bank's financial strength from a regulator's point of view. It is composed of core capital, which consists primarily of common stock and disclosed reserves (or retained earnings), but may also include non-redeemable non-cumulative preferred stock as well as physical gold held in vaults.
Credit unionA credit union is a member-owned nonprofitcooperativefinancial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (cheque accounts), , , share term certificates (certificates of deposit), and online banking. Normally, only a member of a credit union may deposit or borrowmoney.*As an Amazon Associate I earn from qualifying purchases.