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Experian

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Experian plc is a multinationaldata broker and consumer company headquartered in Dublin, Ireland. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in USPS address validation. It is one of the "Big Three" alongside TransUnion and Equifax. In addition to its credit services, Experian also sells decision analytic and marketing assistance to businesses, including individual fingerprinting and targeting.

TransUnionTransUnionTransUnion is an American . TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").EquifaxEquifaxEquifax Inc. is an American multinational headquartered in Atlanta, Georgia, and is one of the three largest , along with Experian and TransUnion (together known as the "Big Three"). Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide. In addition to credit and demographic data and services to business, Equifax sells and fraud prevention services directly to consumers.TRW Inc.TRW Inc.TRW Inc., or Thompson Ramo Wooldridge Inc., was an American corporation involved in a variety of businesses, mainly aerospace, electronics, automotive, and . The company was founded in 1901 and lasted for just over a century until being acquired by Northrop Grumman in 2002. It spawned a variety of corporations, including Pacific Semiconductors, The Aerospace Corporation, Bunker-Ramo and Experian.Thomas H. Lee PartnersThomas H. Lee PartnersThomas H. Lee Partners, L.P. is an American private equity firm headquartered in Boston. The firm focuses on investing in middle market growth companies across various sectors, including financial technology, services, healthcare, technology, and business solutions. HistoryThomas H. Lee Partners was founded in 1974 by Thomas H. Lee, often referred to as THL. As of 2022, THL had raised approximately $34 billion of equity capital, investing in more than 160 companies.Data brokerData brokerA data broker is an individual or company that specializes in collecting personal data (such as income, ethnicity, political beliefs, or geolocation data) or data about people, mostly from public records but sometimes sourced privately, and selling or licensing such information to third parties for a variety of uses. Sources, usually Internet-based since the 1990s, may include census and electoral roll records, social networking sites, court reports and purchase histories.London Stock ExchangeLondon Stock ExchangeThe London Stock Exchange (LSE) is a global stock exchange based in Paternoster Square in the City of London, England. Founded in 1801, it is one of the world's oldest continuously operating stock exchanges. As of mid-2025, the exchange had a total market capitalisation of approximately US$5.9 trillion for all listed instruments.FTSE 100 IndexFTSE 100 IndexThe Financial Times Stock Exchange 100 Index, also called the FTSE 100 Index, FTSE 100, FTSE or, informally, the "Footsie" , is the United Kingdom's best-known stock market index and represents the 100 most highly capitalisedblue chips listed on the London Stock Exchange. HistoryThe index started on 3 January 1984, having been constructed by the London Stock Exchange to better reflect activity on the market.Bain CapitalBain Capital, LP is an American private investment firm based in Boston, Massachusetts, with around $185 billion of assets under management. It specializes in private equity, venture capital, credit, public equity, impact investing, life sciences, crypto, tech opportunities, partnership opportunities, special situations, and real estate. Bain Capital invests across a range of industry sectors and geographic regions.Credit scoreCredit scoreA credit score is a numerical expression based on a level analysis of a person's credit files, to represent the of an individual. A credit score is primarily based on a , information typically sourced from . Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt.United States Postal ServiceUnited States Postal ServiceIndependent agency of the U.S. federal governmentThe full eagle logo, used in various versions from 1970 to 1993The United States Postal Service (USPS; also known as the Post Office, U.S. Mail, or simply the Postal Service) is an independent agency of the executive branch of the United States federal government responsible for providing postal service in the United States, its insular areas and associated states.Multinational corporationMultinational corporationA multinational corporation (MNC) is a corporate organization that owns and controls the production or trade of goods or services in at least one country other than its home country. Control is considered an important aspect of an MNC to distinguish it from international portfolio investment organizations, such as some international mutual funds that invest in corporations abroad to diversify financial risks.DublinDublinCapital and largest city of IrelandCapital city in Leinster, IrelandDublin is the capital and largest city of Ireland. Situated on Dublin Bay at the mouth of the River Liffey, it is in the province of Leinster, and is bordered on the south by the Dublin Mountains, part of the Wicklow Mountains range.

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