Virtual Kidnapping
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Virtual Kidnapping
Voice phishing, or vishing, is the use of telephony (often Voice over IP telephony) to conduct phishing attacks. Landline telephone services have traditionally been trustworthy; terminated in physical locations known to the telephone company, and associated with a bill-payer. Now however, vishing fraudsters often use modern Voice over IP (VoIP) features such as caller ID spoofing and automated systems ( IVR) to impede detection by law enforcement agencies. Voice phishing is typically used to steal credit card numbers or other information used in identity theft schemes from individuals. Usually, voice phishing attacks are conducted using automated text-to-speech systems that direct a victim to call a number controlled by the attacker, however some use live callers. Posing as an employee of a legitimate body such as the bank, police, telephone or internet provider, the fraudster attempts to obtain personal details and financial information regarding credit card, bank accounts (e.g. ...
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Voice Over IP
Voice over Internet Protocol (VoIP), also known as IP telephony, is a set of technologies used primarily for voice communication sessions over Internet Protocol (IP) networks, such as the Internet. VoIP enables voice calls to be transmitted as data packets, facilitating various methods of voice communication, including traditional applications like Skype, Microsoft Teams, Google Voice, and VoIP phones. Regular telephones can also be used for VoIP by connecting them to the Internet via analog telephone adapters (ATAs), which convert traditional telephone signals into digital data packets that can be transmitted over IP networks. The broader terms Internet telephony, broadband telephony, and broadband phone service specifically refer to the delivery of voice and other communication services, such as fax, SMS, and voice messaging, over the Internet, in contrast to the traditional public switched telephone network (PSTN), commonly known as plain old telephone service (POTS) ...
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Kinship
In anthropology, kinship is the web of social relationships that form an important part of the lives of all humans in all societies, although its exact meanings even within this discipline are often debated. Anthropologist Robin Fox says that the study of kinship is the study of what Human, humans do with these basic facts of lifemating, gestation, Parenting, parenthood, socialization, siblingship etc. Human society is unique, he argues, in that we are "working with the same raw material as exists in the animal world, but [we] can conceptualize and categorize it to serve social ends." These social ends include the socialization of children and the formation of basic economic, political and religious groups. Kinship can refer both to the patterns of social relationships themselves, or it can refer to the study of the patterns of social relationships in one or more human cultures (i.e. kinship studies). Over its history, anthropology has developed a number of related concepts an ...
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Deception
Deception is the act of convincing of one or many recipients of untrue information. The person creating the deception knows it to be false while the receiver of the information does not. It is often done for personal gain or advantage. Tort of deceit, Deceit and dishonesty can also form grounds for civil litigation in tort, or contract law (where it is known as misrepresentation or fraudulent misrepresentation if deliberate), or give rise to criminal prosecution for fraud. Types Communication The Interpersonal deception theory, Interpersonal Deception Theory explores the interrelation between communicative context and sender and receiver cognitions and behaviors in deceptive exchanges. Some forms of deception include: * Lies: making up information or giving information that is the opposite or very different from the truth. * Equivocations: making an indirect, ambiguous, or contradictory statement. * Lying by omission, Concealments: omitting information that is important o ...
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Computer Security Exploits
A computer is a machine that can be programmed to automatically carry out sequences of arithmetic or logical operations (''computation''). Modern digital electronic computers can perform generic sets of operations known as ''programs'', which enable computers to perform a wide range of tasks. The term computer system may refer to a nominally complete computer that includes the hardware, operating system, software, and peripheral equipment needed and used for full operation; or to a group of computers that are linked and function together, such as a computer network or computer cluster. A broad range of industrial and consumer products use computers as control systems, including simple special-purpose devices like microwave ovens and remote controls, and factory devices like industrial robots. Computers are at the core of general-purpose devices such as personal computers and mobile devices such as smartphones. Computers power the Internet, which links billions of computer ...
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Fraud
In law, fraud is intent (law), intentional deception to deprive a victim of a legal right or to gain from a victim unlawfully or unfairly. Fraud can violate Civil law (common law), civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, such as obtaining a passport, travel document, or driver's licence. In cases of mortgage fraud, the perpetrator may attempt to qualify for a mortgage by way of false statements. Terminology Fraud can be defined as either a civil wrong or a criminal act. For civil fraud, a government agency or person or entity harmed by fraud may bring litigation to stop the fraud, seek monetary damages, or both. For cr ...
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VoIP Spam
VoIP spam or SPIT (spam over Internet telephony) is unsolicited, automatically dialed telephone calls, typically using voice over Internet Protocol (VoIP) technology. VoIP systems, like e-mail and other Internet applications, are susceptible to abuse by malicious parties who initiate unsolicited and unwanted communications, such as telemarketers and prank callers. VoIP calling rates are cheap, and the technology provides convenient, often free tools, such as Asterisk and other applications. The primary underlying technology driving this threat is the Session Initiation Protocol (SIP), which is a standard for VoIP telecommunications. Various techniques have been devised to detect spam calls; some take effect even before the recipient has answered a call to disconnect it. These techniques rely on statistical analysis of the features of the call, such as the originating IP address, or features of the signalling and media messages. Character VoIP spam is characterized as unsolici ...
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Voice Cloning
Audio deepfake technology, also referred to as voice cloning or deepfake audio, is an application of artificial intelligence designed to generate speech that convincingly mimics specific individuals, often synthesizing phrases or sentences they have never spoken. Initially developed with the intent to enhance various aspects of human life, it has practical applications such as generating audiobooks and assisting individuals who have lost their voices due to medical conditions. Additionally, it has commercial uses, including the creation of personalized digital assistants, natural-sounding text-to-speech systems, and advanced speech translation services. Incidents of fraud Audio deepfakes, referred to as audio manipulations beginning in the early 2020s, are becoming widely accessible using simple mobile devices or personal computers. These tools have also been used to spread misinformation using audio. This has led to cybersecurity concerns among the global public about the side ...
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SMiShing
Phishing is a form of social engineering and a scam where attackers deceive people into revealing sensitive information or installing malware such as viruses, worms, adware, or ransomware. Phishing attacks have become increasingly sophisticated and often transparently mirror the site being targeted, allowing the attacker to observe everything while the victim navigates the site, and transverses any additional security boundaries with the victim. As of 2020, it is the most common type of cybercrime, with the Federal Bureau of Investigation's Internet Crime Complaint Center reporting more incidents of phishing than any other type of cybercrime. The term "phishing" was first recorded in 1995 in the cracking toolkit AOHell, but may have been used earlier in the hacker magazine '' 2600''. It is a variation of ''fishing'' and refers to the use of lures to "fish" for sensitive information. Measures to prevent or reduce the impact of phishing attacks include legislation, user education ...
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Nordea
Nordea Bank Abp, commonly referred to as Nordea, is a Nordic financial services group operating in northern Europe with headquarters in Helsinki, Finland. The name is a blend of the words "Nordic" and "idea". The Nordic countries are considered Nordea's home market, having finalised the sales of their Polish bank in 2014, Baltic operations in 2019 and completed the exit from Russia in early 2022 following a 2019 decision to close the business there. Nordea is listed on Nasdaq Nordic exchanges in Helsinki, Copenhagen, and Stockholm and Nordea ADR is listed in the US. Nordea serves 9.3 million private and 530,000 active corporate customers, including 2,650 large corporates and institutions. Nordea's credit portfolio is distributed across Finland (21%), Denmark (26%), Norway (21%), and Sweden (30%). There are four Business Areas (BAs) at Nordea, Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management. Assets under Management (AUM) were € ...
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