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SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union is a federally chartered credit union that serves the educational community in California. It is headquartered in Tustin, California, and has branches throughout California. Before April 14, 2008, it was named Orange County Teachers Federal Credit Union, or OCTFCU. History SchoolsFirst FCU was founded in 1934 by a group of 126 school employees. They pooled $1,200 and established ''Orange County Teachers Credit Union'' with a California state charter. A switch to a federal charter in 1985 added ''Federal'' to its name. At the end of 2017, SchoolsFirst FCU reported $14.12 billion in assets, making it the fifth-largest credit union in the United States by asset size. Net income for that year was $119.06 million, and total capital (economics), capital $1.63 billion. Their 11.11% capital to asset ratio is one of the best in the U.S. banking industry. They reported having over 800,000 members in 2019. As of December 31, 2022, its asset size has grown ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative to credit unions and were two and a ha ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative to credit unions and were two and a ha ...
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San Diego County, California
San Diego County (), officially the County of San Diego, is a county in the southwestern corner of the U.S. state of California. As of the 2020 census, the population was 3,298,634, making it California's second-most populous county and the fifth-most populous in the United States. Its county seat is San Diego, the second-most populous city in California and the eighth-most populous city in the United States. It is the southwesternmost county in the 48 contiguous United States, and is a border county. It is also home to 18 Native American tribal reservations, the most of any county in the United States. San Diego County comprises the San Diego-Chula Vista-Carlsbad, CA Metropolitan Statistical Area, which is the 17th most populous metropolitan statistical area and the 18th most populous primary statistical area of the United States as of July 1, 2012. San Diego County is also part of the San Diego–Tijuana transborder metropolitan area, the largest metropolitan area s ...
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San Bernardino County, California
San Bernardino County (), officially the County of San Bernardino, is a county located in the southern portion of the U.S. state of California, and is located within the Inland Empire area. As of the 2020 U.S. Census, the population was 2,181,654, making it the fifth-most populous county in California and the 14th-most populous in the United States. The county seat is San Bernardino. While included within the Greater Los Angeles area, San Bernardino County is included in the Riverside– San Bernardino–Ontario metropolitan statistical area, as well as the Los Angeles–Long Beach combined statistical area. With an area of , San Bernardino County is the largest county in the contiguous United States by area, although some of Alaska's boroughs and census areas are larger. The county is close to the size of West Virginia. This vast county stretches from where the bulk of the county population resides in three Census County Divisions (Fontana, San Bernardino, and Victorvi ...
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Sacramento County
Sacramento County () is a county located in the U.S. state of California. As of the 2020 census, the population was 1,585,055. Its county seat is Sacramento, which has been the state capital of California since 1854. Sacramento County is the central county of the Greater Sacramento metropolitan area. The county covers about in the northern portion of the Central Valley, on into Gold Country. Sacramento County extends from the low delta lands between the Sacramento River and San Joaquin River, including Suisun Bay, north to about ten miles (16 km) beyond the State Capitol and east into the foothills of the Sierra Nevada Mountains. The southernmost portion of Sacramento County has direct access to San Francisco Bay. Since 2010, statewide droughts in California have further strained Sacramento County's water security. History Sacramento County was one of the original counties of California, which were created in 1850 at the time of statehood. The county was named after th ...
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Riverside County, California
Riverside County is a county located in the southern portion of the U.S. state of California. As of the 2020 census, the population was 2,418,185, making it the fourth-most populous county in California and the 10th-most populous in the United States. The name was derived from the city of Riverside, which is the county seat. Riverside County is included in the Riverside- San Bernardino-Ontario Metropolitan Statistical Area, also known as the Inland Empire. The county is also included in the Los Angeles-Long Beach Combined Statistical Area. Roughly rectangular, Riverside County covers in Southern California, spanning from the greater Los Angeles area to the Arizona border. Geographically, the county is mostly desert in the central and eastern portions, but has a Mediterranean climate in the western portion. Most of Joshua Tree National Park is located in the county. The resort cities of Palm Springs, Palm Desert, Indian Wells, La Quinta, Rancho Mirage, and Desert Hot ...
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Placer County
Placer County ( ; Spanish for "sand deposit"), officially the County of Placer, is a county in the U.S. state of California. As of the 2020 census, the population was 404,739. The county seat is Auburn. Placer County is included in the Greater Sacramento metropolitan area. It is in both the Sacramento Valley and Sierra Nevada regions, in what is known as the Gold Country. The county stretches roughly 65 miles (105 km) from Sacramento's suburbs at Roseville to the Nevada border and the shore of Lake Tahoe. Etymology The discovery of gold in 1848 brought tens of thousands of miners from around the world during the California Gold Rush. In addition, many more thousands came to provide goods and services to the miners. On April 25, 1851, the fast-growing county was formed from parts of Sutter and Yuba Counties with Auburn as the county seat. Placer County took its name from the Spanish word for sand or gravel deposits containing gold. Miners washed away the gravel, l ...
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Orange County, California
Orange County is located in the Los Angeles metropolitan area in Southern California. As of the 2020 census, the population was 3,186,989, making it the third-most-populous county in California, the sixth-most-populous in the United States, and more populous than 19 American states and Washington, D.C. Although largely suburban, it is the second-most-densely-populated county in the state behind San Francisco County. The county's three most-populous cities are Anaheim, Santa Ana, and Irvine, each of which has a population exceeding 300,000. Santa Ana is also the county seat. Six cities in Orange County are on the Pacific coast: Seal Beach, Huntington Beach, Newport Beach, Laguna Beach, Dana Point, and San Clemente. Orange County is included in the Los Angeles- Long Beach- Anaheim Metropolitan Statistical Area. The county has 34 incorporated cities. Older cities like Old Town Tustin, Santa Ana, Anaheim, Orange, and Fullerton have traditional downtowns dating back to the ...
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Los Angeles County, California
Los Angeles County, officially the County of Los Angeles, and sometimes abbreviated as L.A. County, is the List of the most populous counties in the United States, most populous county in the United States and in the U.S. state of California, with 9,861,224 residents estimated as of 2022. It is the most populous non–State (United States), state-level government entity in the United States. Its population is greater than that of 40 individual List of U.S. states and territories by population, U.S. states. At and with List of cities in Los Angeles County, California, 88 incorporated cities and List of unincorporated communities in Los Angeles County, California, many unincorporated areas, it is home to more than one-quarter of California residents and is one of the most ethnically diverse counties in the United States. Its county seat, Los Angeles, is also California's most populous city and the second-most populous city in the United States, with about 3.9 million residents. I ...
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Kern County, California
Kern County is a county located in the U.S. state of California. As of the 2020 census, the population was 909,235. Its county seat is Bakersfield. Kern County comprises the Bakersfield, California, Metropolitan statistical area. The county spans the southern end of the Central Valley. Covering , it ranges west to the southern slope of the Coast Ranges, and east beyond the southern slope of the eastern Sierra Nevada into the Mojave Desert, at the city of Ridgecrest. Its northernmost city is Delano, and its southern reach extends to just beyond Frazier Park, and the northern extremity of the parallel Antelope Valley. The county's economy is heavily linked to agriculture and to petroleum extraction. There is also a strong aviation, space, and military presence, such as Edwards Air Force Base, the China Lake Naval Air Weapons Station, and the Mojave Air and Space Port. With a population that is 54.9% Hispanic as of 2020, Kern is California's third-most populous majority- ...
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Imperial County, California
Imperial County is a county on the southeast border of the U.S. state of California. As of the 2020 census, the population was 179,702, making it the least populous county in Southern California. The county seat is El Centro. Imperial is the most recent California county to be established, as it was created in 1907 out of portions of San Diego County. Imperial County is located in the far southeast of California, in the Imperial Valley. It borders San Diego County to the west, Riverside County to the north, the U.S. state of Arizona to the east and the Mexican state of Baja California to the south. It includes the El Centro Metropolitan Statistical Area and is part of the Southern California border region, the smallest but most economically diverse region in the state. Although this region is a desert, with high temperatures and low average rainfall of per year, the economy is strongly based on agriculture. This is supported by irrigation, with water supplied wholly from th ...
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CO-OP Financial Services
CU Cooperative Systems, Inc. doing business as Co-op Solutions (formerly d.b.a. CO-OP Financial Services), is a company that operates an interbank network connecting the ATMs of credit unions in the United States, with locations also in Canada and certain United States Navy bases overseas. It is the largest credit union-owned interbank network in the US. It is headquartered in Rancho Cucamonga, California. History The CO-OP Network began in 1981 when 20 credit unions in California united their 32 ATMs. In 1986 the first CO-OP ATMs are deployed at 7-Eleven stores. In 2002, the network added its first Canadian member, CS CO-OP. In 2003, the network added 262 ATMs of the Navy Federal Credit Union which are located on U.S. Naval bases through the United States plus Africa, Bahrain, Cuba, Diego Garcia, Greece, Guam, Italy, Japan, Korea, Singapore and Spain. ATM access at these bases are restricted to individuals with the proper base security access. In 2007, CO-OP members gai ...
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