SwissMicros DM-12CC
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SwissMicros DM-12CC
The HP-12C is a finance, financial calculator made by Hewlett-Packard (HP) and its successor HP Inc. as part of the HP Voyager series, introduced in 1981. It is HP's longest and best-selling product and is considered the ''de facto standard'' among financial professionals. There have been multiple revisions over the years, with newer revisions moving to an ARM processor running a software emulator of the original Nut processor. Critics claim that its 1980s technology is antiquated, but proponents point out that it is still the de facto and de jure standard in finance. Functionality The HP-12C is HP's longest and best-selling product, in continual production since its introduction in 1981. Due to its simple operation for key financial calculations, the calculator long ago became the ''de facto standard'' among financial professionals. Its popularity has endured despite the fact that a relatively simple but iterative process such as amortizing the interest over the life of a loan ...
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Programmable Calculator
Programmable calculators are calculators that can automatically carry out a sequence of operations under the control of a stored computer programming, program. Most are Turing complete, and, as such, are theoretically general-purpose computers. However, their user interfaces and programming environments are specifically tailored to make performing small-scale numerical computations convenient, rather than for general-purpose use. The first programmable calculators such as the IBM CPC used punched cards or other media for program storage. Hand-held electronic calculators store programs on magnetic strips, removable read-only memory cartridges, flash memory, or in battery-backed read/write memory. Since the early 1990s, most of these flexible handheld units belong to the class of graphing calculators. Before the mass-manufacture of inexpensive dot-matrix LCDs, however, programmable calculators usually featured a one-line numeric or alphanumeric display. The Big Four manufacturer ...
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CR2032
A button cell, watch battery, or coin battery is a small battery made of a single electrochemical cell and shaped as a squat cylinder typically in diameter and high – resembling a button. Stainless steel usually forms the bottom body and positive terminal of the cell; insulated from it, the metallic top cap forms the negative terminal. Button cells are used to power small portable electronics devices such as wrist watches, pocket calculators, and remote key fobs. Wider variants are usually called coin cells. Devices using button cells are usually designed around a cell giving a long service life, typically well over a year in continuous use in a wristwatch. Most button cells have low self-discharge, holding their charge for a long time if not used. Button cells are usually disposable primary cells, but some are rechargeable secondary cells. Common chemistries include zinc, lithium, manganese dioxide, and silver oxide. Mercuric oxide button cells were formerly comm ...
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Backside Of Financial Calculator Hewlett-Packard HP-12C Built From 1981, This Item Produced 1988
Backside may refer to: * Frontside and backside, terms in action sports for whether the athlete faces toward or away from an obstacle *Backside, a term for the buttocks The buttocks (: buttock) are two rounded portions of the exterior anatomy of most mammals, located on the posterior of the pelvic region. In humans, the buttocks are located between the lower back and the perineum. They are composed of a lay ... *Backside, a term in horse racing for the area behind a racetrack See also *'' Back Sides'', a 2006 album by Lazlo Bane {{disambiguation ...
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William Kahan
William "Velvel" Morton Kahan (born June 5, 1933) is a Canadian mathematician and computer scientist, who is a professor emeritus at University of California, Berkeley. He received the Turing Award in 1989 for "his fundamental contributions to numerical analysis." Biography Born to a Canadian Jewish family, he attended the University of Toronto, where he received his bachelor's degree in 1954, his master's degree in 1956, and his Ph.D. in 1958, all in the field of mathematics. Kahan is now emeritus professor of mathematics and of electrical engineering and computer sciences (EECS) at the University of California, Berkeley. Kahan was the primary architect behind the IEEE 754-1985 standard for floating-point computation (and its radix-independent follow-on, IEEE 854). He has been called "The Father of Floating Point", since he was instrumental in creating the original IEEE 754 specification. Kahan continued his contributions to the IEEE 754 revision that led to the current IEE ...
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HP Journal
''Hewlett-Packard Journal'' () was a magazine published by Hewlett-Packard (HP) between 1949–1998. The first issue appeared in September 1949. Headquartered in Palo Alto, California Palo Alto ( ; Spanish language, Spanish for ) is a charter city in northwestern Santa Clara County, California, United States, in the San Francisco Bay Area, named after a Sequoia sempervirens, coastal redwood tree known as El Palo Alto. Th ..., it covered technical and product news from HP. The magazine was started as monthly, but then its frequency switched to bimonthly. It is available as web-pages - or as scanned and available on HPs home page as PDF downloads. References {{Reflist External links hpmemoryproject.org: The ''Hewlett-Packard Journal''leapsecond.com: Time & Frequency Articles from ''Hewlett Packard Journal'' Bimonthly magazines published in the United States Monthly magazines published in the United States Defunct computer magazines published in the United States Hewlet ...
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Spreadsheet
A spreadsheet is a computer application for computation, organization, analysis and storage of data in tabular form. Spreadsheets were developed as computerized analogs of paper accounting worksheets. The program operates on data entered in cells of a table. Each cell may contain either numeric or text data, or the results of formulas that automatically calculate and display a value based on the contents of other cells. The term ''spreadsheet'' may also refer to one such electronic document. Spreadsheet users can adjust any stored value and observe the effects on calculated values. This makes the spreadsheet useful for "what-if" analysis since many cases can be rapidly investigated without manual recalculation. Modern spreadsheet software can have multiple interacting sheets and can display data either as text and numerals or in graphical form. Besides performing basic arithmetic and mathematical functions, modern spreadsheets provide built-in functions for common financial ...
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Interest
In finance and economics, interest is payment from a debtor or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (that is, the amount borrowed), at a particular rate. It is distinct from a fee which the borrower may pay to the lender or some third party. It is also distinct from dividend which is paid by a company to its shareholders (owners) from its profit (economics), profit or Reserve (accounting), reserve, but not at a particular rate decided beforehand, rather on a pro rata basis as a share in the reward gained by risk taking entrepreneurs when the revenue earned exceeds the total costs. For example, a customer would usually pay interest to debt, borrow from a bank, so they pay the bank an amount which is more than the amount they borrowed; or a customer may earn interest on their savings, and so they may withdraw more than they originally deposited. In the case of savings, the customer is the lender, and the ban ...
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Investment Banking
Investment banking is an advisory-based financial service for institutional investors, corporations, governments, and similar clients. Traditionally associated with corporate finance, such a bank might assist in raising financial capital by underwriting or acting as the client's agent in the issuance of debt or equity securities. An investment bank may also assist companies involved in mergers and acquisitions (M&A) and provide ancillary services such as market making, trading of derivatives and equity securities FICC services (fixed income instruments, currencies, and commodities) or research (macroeconomic, credit or equity research). Most investment banks maintain prime brokerage and asset management departments in conjunction with their investment research businesses. As an industry, it is broken up into the Bulge Bracket (upper tier), Middle Market (mid-level businesses), and boutique market (specialized businesses). Unlike commercial banks and retail banks, inves ...
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Goldman Sachs
The Goldman Sachs Group, Inc. ( ) is an American multinational investment bank and financial services company. Founded in 1869, Goldman Sachs is headquartered in Lower Manhattan in New York City, with regional headquarters in many international financial centers. Goldman Sachs is the second-largest investment bank in the world by revenue and is ranked 55th on the ''Fortune'' 500 list of the largest United States corporations by total revenue. In the Forbes Global 2000 of 2024, Goldman Sachs ranked 23rd. It is considered a systemically important financial institution by the Financial Stability Board. Goldman Sachs offers services in investment banking (advisory for mergers and acquisitions and restructuring), securities underwriting, prime brokerage, asset management, and wealth management. It is a market maker for many types of financial products and provides clearing and custodian bank services. It operates private-equity funds and hedge funds. It structures complex and ...
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De Jure
In law and government, ''de jure'' (; ; ) describes practices that are officially recognized by laws or other formal norms, regardless of whether the practice exists in reality. The phrase is often used in contrast with '' de facto'' ('from fact'), which describes situations that exist in reality, even if not formally recognized. Definition ''De jure'' is a Latin expression composed of the words ''de'',("from, of") and ''jure'',("law", adjectival form of '' jus''). Thus, it is descriptive of a structural argument or position derived "from law". Usage Jurisprudence and ''de jure'' law In U.S. law, particularly after '' Brown v. Board of Education'' (1954), the difference between ''de facto'' segregation (that existed because of voluntary associations and neighborhoods) and ''de jure'' segregation (that existed because of local laws) became important distinctions for court-mandated remedial purposes. Government and culture Between 1805 and 1914, the ruling dynasty of Egypt ...
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De Facto Standard
A ''de facto'' standard is a custom or convention that is commonly used even though its use is not required. is a Latin phrase (literally " of fact"), here meaning "in practice but not necessarily ordained by law" or "in practice or actuality, but not officially established". A ''de facto'' standard contrasts an international standard which is defined by an organization such as International Standards Organization, or a standard required by law (also known as ''de jure'' standards). Joint technical committee on information technology (ISO/IEC JTC1) developed a procedure in order for de facto standards to be processed through the formal standardization system to be transformed into international standards from ISO and IEC. In social sciences a voluntary standard that is also a ''de facto'' standard is a typical solution to a coordination problem. The choice of a ''de facto'' standard tends to be stable in situations in which all parties can realize mutual gains, but only by ...
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HP Voyager Series
The Hewlett-Packard Voyager series of calculators were introduced by Hewlett-Packard in 1981. All members of this series are Programmable calculator, programmable, use Reverse Polish Notation, and feature HP Continuous memory, continuous memory. Nearly identical in appearance, each model provided different capabilities and was aimed at different user markets. Models The HP calculators Voyager series consisted of five models, some of which were manufactured in several variants (with years of production): *#10C, HP-10C – basic scientific calculator (1982–1984). *#11C, HP-11C – mid-range scientific calculator (1981–1989). *#12C, HP-12C – business/financial calculator (1981–present). *#15C, HP-15C – advanced scientific calculator (1982–1989, 2011, 2023–present). *#16C, HP-16C – computer programmer's calculator (1982–1989). HP-10C The HP-10C is the last and lowest-featured calculator in this line, even though its number would suggest an e ...
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