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Rachel Cruze
''The Ramsey Show'' (formerly known as ''The Dave Ramsey Show'' and ''The Money Game'') is an American self-syndicated radio program hosted by finance author Dave Ramsey and a rotating group of co-hosts, that airs Monday through Friday from 2:00–5:00 P.M. ET. It is broadcast from the headquarters of Ramsey's company, Ramsey Solutions, in Franklin, Tennessee. Besides terrestrial radio and podcast outlets,''The Ramsey Show'' is also available on its own channel on iHeartRadio and Sirius XM. As of 2025, ''The Ramsey Show'' is among the most-listened-to radio shows in the United States according to '' Talkers Magazine.'' History The show began in June of 1992, when Dave Ramsey was invited to appear as a guest on WTN 99.7 FM in Nashville, Tennessee, to promote his self-published book, ''Financial Peace''. His live personal finance advice on listener call-ins proved popular with the audience. At the time, the station was undergoing Chapter 11 bankruptcy. When the regular h ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States
The United States of America (USA), also known as the United States (U.S.) or America, is a country primarily located in North America. It is a federal republic of 50 U.S. state, states and a federal capital district, Washington, D.C. The 48 contiguous states border Canada to the north and Mexico to the south, with the semi-exclave of Alaska in the northwest and the archipelago of Hawaii in the Pacific Ocean. The United States asserts sovereignty over five Territories of the United States, major island territories and United States Minor Outlying Islands, various uninhabited islands in Oceania and the Caribbean. It is a megadiverse country, with the world's List of countries and dependencies by area, third-largest land area and List of countries and dependencies by population, third-largest population, exceeding 340 million. Its three Metropolitan statistical areas by population, largest metropolitan areas are New York metropolitan area, New York, Greater Los Angeles, Los Angel ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Career Counseling
Career counseling is a type of advice-giving and support provided by career counselors to their clients, to help the clients manage their journey through life, learning and work changes (career). This includes career exploration, making career choices, managing career changes, lifelong career development and dealing with other career-related issues. There is no agreed definition of the role of a career or employment counsellor worldwide, mainly due to conceptual, cultural and linguistic differences. However, the terminology of 'career counseling' typically denotes a professional intervention which is conducted either one-on-one or in a small group. Career counseling is related to other types of counseling (e.g. marriage or clinical counseling). What unites all types of professional counseling is the role of practitioners, who combine giving advice on their topic of expertise with counseling techniques that support clients in making complex decisions and facing difficult situation ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mental Health
Mental health is often mistakenly equated with the absence of mental illness. However, mental health refers to a person's overall emotional, psychological, and social well-being. It influences how individuals think, feel, and behave, and how they cope with stress, relate to others, and make choices. Mental illness, on the other hand, refers to diagnosable conditions—such as depression, anxiety disorders, or schizophrenia—that disrupt a person's thoughts, mood, behavior, or functioning. It is possible for individuals with mental illness to experience periods of good mental health, just as people without a mental illness may struggle with poor mental well-being at times.[1][2] Mental health encompasses emotional, Psychology, psychological, and social well-being, influencing cognition, perception, and behavior. Mental health plays a crucial role in an individuals daily life when managing stress, engaging with others, and contributing to life overall. According to the World Heal ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Retirement
Retirement is the withdrawal from one's position or occupation or from one's active working life. A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons. People may also retire when they are eligible for private or public pension benefits, although some are forced to retire when bodily conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their positions. In most countries, the idea of retirement is of recent origin, being introduced during the late-nineteenth and early-twentieth centuries. Previously, low life expectancy, lack of social security and the absence of pension arrangements meant that most workers continued to work until their death. Germany was the first country to introduce retirement benefits in 1889. Nowadays, most developed countries have systems to provide pensions on retirement in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Budget
A budget is a calculation plan, usually but not always financial plan, financial, for a defined accounting period, period, often one year or a month. A budget may include anticipated sales volumes and revenues, resource quantities including time, costs and expenses, environmental impacts such as greenhouse gas emissions, other impacts, assets, Liability (financial accounting), liabilities and cash flows. Companies, governments, families, and other organizations use budgets to express strategic planning, strategic plans of activities in measurable terms. Preparing a budget allows Company, companies, Public authority, authorities, private entities or Family, families to establish priorities and evaluate the achievement of their objectives. To achieve these goals it may be necessary to incur a Deficit spending, deficit (expenses exceed income) or, on the contrary, it may be possible to save, in which case the budget will present a Surplus (economics), surplus (income exceed expense ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Saving
Saving is income not spent, or deferred Consumption (economics), consumption. In economics, a broader definition is any income not used for immediate consumption. Saving also involves reducing expenditures, such as recurring Cost, costs. Methods of saving include putting money in, for example, a savings account, a pension, pension account, an investment fund, or kept as cash. In terms of personal finance, saving generally specifies low-risk preservation of money, as in a deposit account, versus investment, wherein risk is a lot higher. Saving does not automatically include interest. ''Saving'' differs from ''savings''. The former refers to the act of not consuming one's assets, whereas the latter refers to either multiple opportunities to reduce costs; or one's assets in the form of cash. Saving refers to an activity occurring over time, a stock and flow, flow variable, whereas savings refers to something that exists at any one time, a stock and flow, stock variable. This disti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Debt
Debt is an obligation that requires one party, the debtor, to pay money Loan, borrowed or otherwise withheld from another party, the creditor. Debt may be owed by a sovereign state or country, local government, company, or an individual. Commercial debt is generally subject to contractual terms regarding the amount and timing of repayments of #Principal, principal and interest. Loans, bond (finance), bonds, notes, and Mortgage loan, mortgages are all types of debt. In financial accounting, debt is a type of financial transaction, as distinct from equity (finance), equity. The term can also be used metaphorically to cover morality, moral obligations and other interactions not based on a monetary value. For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a "debt of gratitude" to the second person. Etymology The English term "debt" was first used in the late 13th century and comes by way of Old French from the Latin verb ' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Finance
Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events. When planning personal finances, the individual would take into account the suitability of various banking products ( checking accounts, savings accounts, credit cards, and loans), insurance products ( health insurance, disability insurance, life insurance, etc.), and investment products ( bonds, stocks, real estate, etc.), as well as participation in monitoring and management of credit scores, income taxes, retirement funds and pensions. History Before a specialty in personal finance was developed, various closely related disciplines, such as family economics and consumer economics, were taught in various colleges as part of home economics for over 100 years. In 1920, Hazel Kyrk's dissertation at the University of Chicago was inst ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Phone-in
In broadcasting, a phone-in or call-in is a programme format in which viewers or listeners are invited to air their live comments by telephone, usually in respect of a specific topic selected for discussion on the day of the broadcast. On radio (especially talk radio), it is common for an entire programme to be dedicated to a phone-in session. On television, phone-in's are often part of a wider discussion programme: a current example in the UK is the "Jeremy Vine" TV show. The concept dates to the early radio era: a December 1924 BBC 5NG Nottingham phone-in programme is described in a 1925 Radio Times article: "listeners ... enjoyed the novelty of hearing their own voices taking part". A prior attempted phone-in to a BBC 2LO London programme "led to such a rush on the telephones that the Post Office had to intervene". Speech based Talk Radio UK was launched in 1995, with much of its programming featuring phone-ins. It also introduced the notion of the shock jock to the UK, w ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ramsey Solutions HQ
Ramsey may refer to: Companies * Ramsey (retailer), Turkish clothing retailer People * Ramsey (given name), including a list of people with the given name * Ramsey (surname), including a list of people with the surname * Baron de Ramsey, a title in the Peerage of the United Kingdom, including a list of the barons Places Antarctica * Ramsey Glacier, Ross Dependency, Antarctica British Isles * Ramsey, Cambridgeshire, England * Ramsey, Essex, England ** Ramsey and Parkeston, formerly Ramsey, a civil parish * Ramsey, Isle of Man ** Ramsey Bay * Ramsey Island, Wales Canada * Ramsey, Ontario * Ramsey Lake, Ontario United States * Ramsey, California * Ramsey, Illinois * Ramsey, Indiana * Ramsey, Minnesota * Ramsey, Mower County, Minnesota * Ramsey, New Jersey * Ramsey, Ohio * Ramsey, Virginia * Ramsey, West Virginia * Ramsey County, Minnesota * Ramsey County, North Dakota * Ramsey Lake (Minnesota) * Ramsey Township, Fayette County, Illinois * Ramsey Township, Kossuth C ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
WLAC
WLAC (1510 AM broadcasting, AM) is a commercial radio, commercial radio station in Nashville, Tennessee, United States of America. Owned by iHeartMedia, it broadcasts a talk radio radio format, format. The radio studio, studios are in Nashville's Music Row district. It identifies itself as "TalkRadio 98.3 and 1510 WLAC" using the dial position of its FM translator at 98.3 MHz, as well as its AM frequency. WLAC operates around the clock at 50,000 watts, the highest power authorized for AM stations in the United States. It is one of two clear-channel stations in Tennessee, the other being WSM (AM), WSM, also in Nashville. A single tower radiates the transmitter's full power during the day to most of Middle Tennessee. At night, it uses a directional antenna, directional pattern that limits its signal toward the west to originally protect KGA in Spokane (which has since downgraded its night signal) and to the northeast to protect WMEX (AM), WMEX in Boston. Even with these restric ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
