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National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. Floo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Congress Of The United States
The United States Congress is the legislative branch of the federal government of the United States. It is a bicameral legislature, including a lower body, the U.S. House of Representatives, and an upper body, the U.S. Senate. They both meet in the United States Capitol in Washington, D.C. Members of Congress are chosen through direct election, though vacancies in the Senate may be filled by a governor's appointment. Congress has a total of 535 voting members, a figure which includes 100 senators and 435 representatives; the House of Representatives has 6 additional non-voting members. The vice president of the United States, as President of the Senate, has a vote in the Senate only when there is a tie. Congress convenes for a two-year term, commencing every other January. Elections are held every even-numbered year on Election Day. The members of the House of Representatives are elected for the two-year term of a Congress. The Reapportionment Act of 1929 establ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Floodplain
A floodplain or flood plain or bottomlands is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high Discharge (hydrology), discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because of regular flooding, floodplains frequently have high soil fertility since nutrients are deposited with the flood waters. This can encourage farming; some important agricultural regions, such as the Nile and Mississippi Basin, Mississippi Drainage basin, river basins, heavily exploit floodplains. Agricultural and urban regions have developed near or on floodplains to take advantage of the rich soil and freshwater. However, the Flood risk, risk of inundation has led to increasing efforts to Flood control, control flooding. Formation Most floodplai ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Insurance Reform Act Of 2004
The Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 () reformed the National Flood Insurance Program (NFIP) and the terms of the National Flood Insurance Act of 1968. It was designed to "reduce losses to properties for which repetitive flood insurance claim payments have been made." The Act's main sponsors were Sen. Jim Bunning, Rep. Doug Bereuter, and Rep. Earl Blumenauer. The Act's preamble included the following Congressional findings that quantify the motivation for the new law: *the NFIP insures approximately 4,400,000 policyholders; *about 48,000 properties in the program have experienced, within a ten-year period, two or more flood losses where each loss is more than $1,000; *about 10,000 repetitive-loss properties have experienced two or three losses that cumulatively exceed building value; *these repetitive-loss properties cost the taxpayer about $200 million annually; *about 1% of insured properties account for 25-30% of claims losses; *the vast majorit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Rating System
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. Flood ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Flood Insurance Reform Act Of 1994
National may refer to: Common uses * Nation or country ** Nationality – a ''national'' is a person who is subject to a nation, regardless of whether the person has full rights as a citizen Places in the United States * National, Maryland, census-designated place * National, Nevada, ghost town * National, Utah, ghost town * National, West Virginia, unincorporated community Commerce * National (brand), a brand name of electronic goods from Panasonic * National Benzole (or simply known as National), former petrol station chain in the UK, merged with BP * National Book Store, a bookstore and office supplies chain in the Philippines * National Car Rental, an American rental car company * National Energy Systems, a former name of Eco Marine Power * National Entertainment Commission, a former name of the Media Rating Council * National Motor Vehicle Company, Indianapolis, Indiana, USA 1900–1924 * National Radio Company, Malden, Massachusetts, USA 1914–1991 * National Supermarke ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Coastal Barrier Resources Act
The Coastal Barrier Resources Act (CBRA, Public Law 97-348) of the United States was enacted into law by the 40th President of the United States Ronald Reagan on October 18, 1982. The United States Congress passed this Act in order to address the many problems associated with coastal barrier development. CBRA designated various undeveloped coastal barriers, which were illustrated by a set of maps adopted by law, to be included in the John H. Chafee Coastal Barrier Resources System (CBRS). These designated areas were made ineligible for both direct and indirect federal expenditures and financial assistance, which are believed to encourage development of fragile, high-risk, and ecologically sensitive coastal barriers. CBRA was originally authored by U.S. Representative Thomas B. Evans, Jr. and Senator John Chafee, who kept three objectives in mind: 1) to minimize the loss of human life by discouraging development in high risk areas vulnerable to storm surges and hurricane winds; ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Federal Agencies In The United States
Legislative definitions of an agency of the federal government of the United States are varied, and even contradictory. The official '' United States Government Manual'' offers no definition. While the Administrative Procedure Act definition of "agency" applies to most executive branch agencies, Congress may define an agency however it chooses in enabling legislation, and through subsequent litigation often involving the Freedom of Information Act and the Government in the Sunshine Act. These further cloud attempts to enumerate a list of agencies. The executive branch of the federal government includes the Executive Office of the President and the United States federal executive departments (whose secretaries belong to the Cabinet). Employees of the majority of these agencies are considered civil servants. The majority of the independent agencies of the United States government are also classified as executive agencies (they are independent in that they are not subordinated ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lieutenant Governor Of Nebraska
The lieutenant governor of Nebraska is the highest-ranking executive official in the State of Nebraska after the Governor of Nebraska, governor. According to the Constitution of Nebraska, Nebraska State Constitution, in the event a governor dies, becomes permanently incapacitated, resigns, or is removed from office, the lieutenant governor will become governor. Prior to the Constitution of 1875, Nebraska had no office of lieutenant governor. If the governor died, resigned, or was removed from office (as happened to Governor David Butler (politician), David Butler in 1871), then the Nebraska Secretary of State was appointed as Acting Governor until the vacancy would be filled by the next election. The Constitution of 1875 created the office of Lieutenant Governor of Nebraska, leading to the first election of a lieutenant governor in Nebraska in the election of 1876. Prior to 1962, both the governor and the lieutenant governor were elected to two-year terms, but in 1962, voters app ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
David Maurstad
David Ingolf Maurstad (born August 26, 1953) is an American politician and government official who was the 36th lieutenant governor of Nebraska from 1999 to 2001. He was appointed Regional Director at Federal Emergency Management Agency (FEMA) Region 8 in 2001. Education Maurstad received his Bachelor of Science in business administration and Master of Business Administration from the University of Nebraska–Lincoln. Career Maurstad was an insurance agent for nearly 25 years and served as member of School District 15 board and the mayor of Beatrice and as a member of the Nebraska Legislature. He was lieutenant governor from 1999 to 2001. In 2001, he became director of the Federal Emergency Management Agency Region VIII (Colorado, Montana, North Dakota, South Dakota, Utah, Wyoming). He was appointed Federal Insurance Administrator and Assistant Administrator Mitigation Directorate at FEMA in 2006. He currently serves as its deputy associate administrator for Resilience a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Department Of The Treasury
The Department of the Treasury (USDT) is the Treasury, national treasury and finance department of the federal government of the United States. It is one of 15 current United States federal executive departments, U.S. government departments. The department oversees the Bureau of Engraving and Printing and the United States Mint, U.S. Mint, two federal agencies responsible for printing all paper currency and minting United States coinage, coins. The treasury executes Currency in circulation, currency circulation in the domestic fiscal system, Tax collector, collects all taxation in the United States, federal taxes through the Internal Revenue Service, manages United States Treasury security, U.S. government debt instruments, Bank regulation#Licensing and supervision, licenses and supervises banks and Savings and loan association, thrift institutions, and advises the Federal government of the United States#Legislative branch, legislative and Federal government of the United Stat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Mitigation
Flood management or flood control are methods used to reduce or prevent the detrimental effects of flood waters. Flooding can be caused by a mix of both natural processes, such as extreme weather upstream, and human changes to waterbodies and runoff. Flood management methods can be either of the ''structural'' type (i.e. flood control) and of the ''non-structural'' type. Structural methods hold back floodwaters physically, while non-structural methods do not. Building hard infrastructure to prevent flooding, such as flood walls, is effective at managing flooding. However, it is best practice within landscape engineering to rely more on soft infrastructure and natural systems, such as marshes and flood plains, for handling the increase in water. Flood management can include ''flood risk management,'' which focuses on measures to reduce risk, vulnerability and exposure to flood disasters and providing risk analysis through, for example, flood risk assessment. ''Flood mitigatio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Insurance Rate Map
A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). The term is used mainly in the United States but similar maps exist in many other countries, such as Australia. Uses FIRMs display areas that fall within the 100-year flood boundary. Areas that fall within the boundary are called ''special flood hazard areas'' (SFHAs) and they are further divided into insurance risk zones. The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are used to set rates of insurance against risk of flood and whether buildings are ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
