Maxed Out
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Maxed Out
''Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders'' (2006) is an independent feature-length documentary film and (2007) book that chronicles abusive practices in the credit card industry. Written and directed by James Scurlock, the film and book use interviews with creditors, debtors, academics, and others to illustrate its story. The film, premiered at the South by Southwest Film Festival in Austin, Texas, USA, in 2006 where it claimed the Special Jury Prize, went on to several film fests including Seattle, Full Frame Documentary, Maui, New Zealand, Milwaukee International, Woodstock, Bergen, Leeds International, Oxford and IDFA (Amsterdam) film festivals. Henry Rollins selected ''Maxed Out'' when invited to host a favorite film within Maryland Film Festival 2007. The film was released in movie theaters in select cities in the United States in March 2007 through Magnolia Pictures. The DVD was released nationally on June 7, 2007, in the joint effort of Magnol ...
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James Scurlock
James Duncan Scurlock (born September 15, 1971) is an American director, producer, writer and financial adviser. He is probably best known for his documentary '' Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders'' and his book, ''Maxed Out: Hard Times in the Age of Easy Credit''. His most recent book, '' King Larry: The Life and Ruins of a Billionaire Genius'', is a biography of Larry Hillblom. Biography Born in Seattle, Washington, he attended the Wharton School, University of Pennsylvania, studying finance, but left in his senior year without receiving a degree. While in college, he opened four restaurants, which he sold in 1994. He then moved to Dallas, where he published a successful investing newsletter titled ''Restaurant Investor'' and wrote freelance for several magazines. In 2002, Scurlock moved to Los Angeles, to pursue a career in filmmaking. His first documentary, '' Parents of the Year'' (2004), was featured in over 25 film festivals and won n ...
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South By Southwest
South by Southwest, abbreviated as SXSW and colloquially referred to as South By, is an annual conglomeration of parallel film, interactive media, and music festivals and Convention (meeting), conferences organized jointly that take place in mid-March in Austin, Texas, United States. It began in 1987 and has continued to grow in both scope and size every year. In 2017, the conference lasted for 10 days with the interactive track lasting for five days, music for seven days, and film for nine days. There was no in-person event in 2020 and 2021 as a result of the COVID-19 pandemic in Austin, Texas; both years, there was a smaller online event instead. SXSW is run by the company SXSW, LLC, which organizes conferences, trade shows, festivals, and other events. In addition to SXSW, the company runs the conference SXSW Edu and the upcoming SXSW Sydney festival, and co-runs North by Northeast in Toronto. It has previously run or co-run the events North by Northwest (1995-2001), West by ...
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2006 Documentary Films
6 (six) is the natural number following 5 and preceding 7. It is a composite number and the smallest perfect number. In mathematics Six is the smallest positive integer which is neither a square number nor a prime number; it is the second smallest composite number, behind 4; its proper divisors are , and . Since 6 equals the sum of its proper divisors, it is a perfect number; 6 is the smallest of the perfect numbers. It is also the smallest Granville number, or \mathcal-perfect number. As a perfect number: *6 is related to the Mersenne prime 3, since . (The next perfect number is 28.) *6 is the only even perfect number that is not the sum of successive odd cubes. *6 is the root of the 6-aliquot tree, and is itself the aliquot sum of only one other number; the square number, . Six is the only number that is both the sum and the product of three consecutive positive numbers. Unrelated to 6's being a perfect number, a Golomb ruler of length 6 is a "perfect ruler". Six is a con ...
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Magnolia Pictures Films
''Magnolia'' is a large genus of about 210 to 340The number of species in the genus ''Magnolia'' depends on the taxonomic view that one takes up. Recent molecular and morphological research shows that former genera ''Talauma'', ''Dugandiodendron'', ''Manglietia'', ''Michelia'', ''Elmerrillia'', ''Kmeria'', ''Parakmeria'', ''Pachylarnax'' (and a small number of monospecific genera) all belong within the same genus, ''Magnolia'' s.l. (s.l. = ''sensu lato'': 'in a broad sense', as opposed to s.s. = ''sensu stricto'': 'in a narrow sense'). The genus ''Magnolia'' s.s. contains about 120 species. See the section Nomenclature and classification in this article. flowering plant species in the subfamily Magnolioideae of the family Magnoliaceae. It is named after French botanist Pierre Magnol. ''Magnolia'' is an ancient genus. Appearing before bees evolved, the flowers are theorized to have evolved to encourage pollination by beetles. To avoid damage from pollinating beetles, the carpe ...
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American Documentary Films
American(s) may refer to: * American, something of, from, or related to the United States of America, commonly known as the "United States" or "America" ** Americans, citizens and nationals of the United States of America ** American ancestry, people who self-identify their ancestry as "American" ** American English, the set of varieties of the English language native to the United States ** Native Americans in the United States, indigenous peoples of the United States * American, something of, from, or related to the Americas, also known as "America" ** Indigenous peoples of the Americas * American (word), for analysis and history of the meanings in various contexts Organizations * American Airlines, U.S.-based airline headquartered in Fort Worth, Texas * American Athletic Conference, an American college athletic conference * American Recordings (record label), a record label previously known as Def American * American University, in Washington, D.C. Sports teams Soccer * ...
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2006 Films
The following is an overview of events in 2006, including the highest-grossing films, award ceremonies and festivals, a list of films released and notable deaths. Evaluation of the year Legendary film critic Philip French of ''The Guardian'' described 2006 as "an outstanding year for British cinema". He went on to emphasize, "Six of our well-established directors have made highly individual films of real distinction: Michael Winterbottom's ''A Cock and Bull Story'', Ken Loach's Palme d'Or winner '' The Wind That Shakes the Barley'', Christopher Nolan's ''The Prestige'', Stephen Frears's ''The Queen'', Paul Greengrass's '' United 93'' and Nicholas Hytner's ''The History Boys''. Two young directors made confident debuts, both offering a jaundiced view of contemporary Britain: Andrea Arnold's Red Road and Paul Andrew Williams's London to Brighton. In addition the gifted Mexican Alfonso Cuaron came here to make the dystopian thriller '' Children of Men''." He also stated, "In the (Un ...
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Predatory Lending
Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as "imposing unfair and abusive loan terms on borrowers", though "unfair" and "abusive" were not specifically defined. Though there are laws against some of the specific practices commonly identified as predatory, various federal agencies use the phrase as a catch-all term for many specific illegal activities in the loan industry. Predatory lending should not be confused with predatory mortgage servicing which is mortgage practices described by critics as unfair, deceptive, or fraudulent practices during the loan or mortgage servicing process, post loan origination. One less contentious definition of ...
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Credit (finance)
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," from pa ...
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Maryland Film Festival
The Maryland Film Festival is an annual five-day international film festival taking place each May in Baltimore, Maryland. The festival was launched in 1999, and presents international film and video work of all lengths and genres. The festival is known for its close relationship with John Waters, who is on the festival's board of directors and selects a favorite film to host within each year of the festival. Each U.S. feature screened within the festival is hosted by one or more of its filmmakers. The many internationally known filmmakers who have presented their work within Maryland Film Festival include Barry Levinson, David Simon, Kathryn Bigelow, Melvin Van Peebles, Lena Dunham, Lisandro Alonso, Bobcat Goldthwait, Amy Seimetz, David Lowery (director), David Lowery, Joe Swanberg, Greta Gerwig, Barry Jenkins, Todd Solondz, Anna Biller, and Jonathan Demme. In addition to forty or more new features and fifty or more new short films, each Maryland Film Festival includes one favo ...
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Henry Rollins
Henry Lawrence Garfield (born February 13, 1961), known professionally as Henry Rollins, is an American singer, writer, spoken word artist, actor, and presenter. After performing in the short-lived hardcore punk band State of Alert in 1980, Rollins fronted the California hardcore band Black Flag from 1981 to 1986. Following the band's breakup, he established the record label and publishing company 2.13.61 to release his spoken word albums, and formed the Rollins Band, which toured with a number of lineups from 1987 to 2003 and in 2006. Rollins has hosted numerous radio shows, such as ''Harmony in My Head'' on Indie 103, and television shows such as ''The Henry Rollins Show'' and '' 120 Minutes''. He had recurring dramatic roles in the second season of ''Sons of Anarchy'' as A.J. Weston, in the final 2 seasons of the animated series ''The Legend of Korra'' as Zaheer, and has also had roles in several films. He has campaigned for various political causes in the United States, in ...
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