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Mondex was a smart card electronic cash system, implemented as a stored-value card and owned by Mastercard. Pioneered by two bankers from NatWest in 1990, it was spun-off to a separate consortium later on, then sold again to Mastercard. Mondex allowed users to use its electronic card as they would with cash, enabling peer-to-peer offline transfers between cards, which did not need any authorization, via Mondex ATMs, computer card readers, personal 'wallets' and specialized telephones. This offline nature of the system and other unique features made Mondex stand out from leading competitors at the time, such as Visa Cash, which was a closed system and was much closer in concept to a traditional payment cards' transactional operation. Mondex also allowed for a full-card locking mechanism, usage with multiple currencies within a single card, and a certain degree of user anonymity. Mondex cards were at some point common place in many universities at a certain point as they were mos ...
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Visa Inc
Visa Inc. (; stylized as ''VISA'') is an American multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion. This article is authored by a ''Forbes'' staff member. Visa was founded in 1958 by Bank of America (BofA) as the BankAmericard credit card program. Available through ...
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Z Notation
The Z notation is a formal specification language used for describing and modelling computing systems. It is targeted at the clear specification of computer programs and computer-based systems in general. History In 1974, Jean-Raymond Abrial published "Data Semantics". He used a notation that would later be taught in the University of Grenoble until the end of the 1980s. While at EDF (Électricité de France), working with Bertrand Meyer, Abrial also worked on developing Z. The Z notation is used in the 1980 book ''Méthodes de programmation''. Z was originally proposed by Abrial in 1977 with the help of Steve Schuman and Bertrand Meyer. It was developed further at the Programming Research Group at Oxford University, where Abrial worked in the early 1980s, having arrived at Oxford in September 1979. Abrial has said that Z is so named "Because it is the ultimate language!" although the name " Zermelo" is also associated with the Z notation through its use of Zermelo–Fraenk ...
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Sheffield Hallam University
Sheffield Hallam University (SHU) is a public research university in Sheffield, South Yorkshire, England. The university is based on two sites; the City Campus is located in the city centre near Sheffield railway station, while the Collegiate Crescent Campus is about two miles away in the Broomhall Estate off Ecclesall Road in south-west Sheffield. The university is the largest university in the UK (out of ) with students (of whom 4,400 are international students), 4,494 staff and 708 courses. History Foundation and growth In 1843, as the industrial revolution gathered pace and Sheffield was on the verge of becoming the steel, tool and cutlery making capital of the world, the Sheffield School of Design was founded following lobbying by artist Benjamin Haydon. The day-to-day running was controlled by the local council, whilst the Board of Trade in London appointed the head. Tuition began in a 60x40ft rented room off Glossop Road. In 1850, the School of Design was renamed Sh ...
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Aston University
Aston University (abbreviated as ''Aston''. for post-nominals) is a public university, public Research university, research university situated in the city centre of Birmingham, England. Aston began as the Birmingham Municipal Technical School in 1895, evolving into the UK's first College of advanced technology (United Kingdom), college of advanced technology in 1956. Aston University received its royal charter from Queen Elizabeth II on 22 April 1966. Aston pioneered the integrated placement year concept over 50 years ago, and more than 73% of Aston students take a placement year, the highest percentage in the UK. In 2020, Aston University was named "University of the Year" by ''The Guardian'', and the newspaper also awarded Aston Students' Union its "Buildings That Inspire" award. The Times Higher Education, Times Higher Education Awards named Aston University as its "Outstanding Entrepreneurial University" in 2020. In September 2021, Aston was shortlisted for University of ...
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University Of Nottingham
The University of Nottingham is a public university, public research university in Nottingham, United Kingdom. It was founded as University College Nottingham in 1881, and was granted a royal charter in 1948. The University of Nottingham belongs to the research intensive Russell Group association. Nottingham's main campus (University Park Campus, Nottingham, University Park) with Jubilee Campus and teaching hospital (Queen's Medical Centre) are located within the City of Nottingham, with a number of smaller campuses and sites elsewhere in Nottinghamshire and Derbyshire. Outside the UK, the university has campuses in Semenyih, Malaysia, and Ningbo, China. Nottingham is organised into five constituent faculties, within which there are more than 50 schools, departments, institutes and research centres. Nottingham has about 45,500 students and 7,000 staff, and had an income of £694 million in 2020–21, of which £114.9 million was from research grants and contracts. The institution's ...
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University Of York
, mottoeng = On the threshold of wisdom , established = , type = Public research university , endowment = £8.0 million , budget = £403.6 million , chancellor = Heather Melville , vice_chancellor = Charlie Jeffery , students = () , undergrad = () , postgrad = () , city = Heslington, York , country = England , campus = Heslington West, Heslington East, and King's Manor , colours = Dark blue and dark green , website = , logo = UoY_logo_with_shield_2016.png , logo_size = 250px , administrative_staff = 3,091 , affiliations = The University of York (abbreviated as or ''York'' for post-nominals) is a collegiate research university, located in the city of York, England. Established in 1963, the university has expanded to more than thirty departments and centres, covering a wide range of subjects. Situated to the south-east of the city of York, the university campus is about in size. The original campus, Campus West, incorporates the York Sci ...
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University Of Exeter
, mottoeng = "We Follow the Light" , established = 1838 - St Luke's College1855 - Exeter School of Art1863 - Exeter School of Science 1955 - University of Exeter (received royal charter) , type = Public , endowment = £49.5 million , budget = £503.1 million , chancellor = Sir Michael Barber , vice_chancellor = Lisa Roberts , head_label = Visitor , head = Charles III '' ex officio'' , city = Exeter, Devon Penryn, Cornwall , country = England , coor = , administrative_staff = 2,647 , faculty = 3,145 (2020) , students = 23,613 (2018/19) , undergrad = 18,932 (2018/19) , postgrad = 4,681 (2018/19) , colours = Green and white , doctoral = , campus = Streatham – Penryn – St Luke's – , affiliations ...
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University Of Edinburgh
The University of Edinburgh ( sco, University o Edinburgh, gd, Oilthigh Dhùn Èideann; abbreviated as ''Edin.'' in post-nominals) is a public research university based in Edinburgh, Scotland. Granted a royal charter by King James VI in 1582 and officially opened in 1583, it is one of Scotland's four ancient universities and the sixth-oldest university in continuous operation in the English-speaking world. The university played an important role in Edinburgh becoming a chief intellectual centre during the Scottish Enlightenment and contributed to the city being nicknamed the "Athens of the North." Edinburgh is ranked among the top universities in the United Kingdom and the world. Edinburgh is a member of several associations of research-intensive universities, including the Coimbra Group, League of European Research Universities, Russell Group, Una Europa, and Universitas 21. In the fiscal year ending 31 July 2021, it had a total income of £1.176 billion, of w ...
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Globe & Mail
''The Globe and Mail'' is a Canadian newspaper printed in five cities in western and central Canada. With a weekly readership of approximately 2 million in 2015, it is Canada's most widely read newspaper on weekdays and Saturdays, although it falls slightly behind the ''Toronto Star'' in overall weekly circulation because the ''Star'' publishes a Sunday edition, whereas the ''Globe'' does not. ''The Globe and Mail'' is regarded by some as Canada's " newspaper of record". ''The Globe and Mail''s predecessors, '' The Globe'' and ''The Mail and Empire'' were both established in the 19th century. The former was established in 1844, while the latter was established in 1895 through a merger of ''The Toronto Mail'' and the ''Toronto Empire''. In 1936, ''The Globe'' and ''The Mail and Empire'' merged to form ''The Globe and Mail''. The newspaper was acquired by FP Publications in 1965, who later sold the paper to the Thomson Corporation in 1980. In 2001, the paper merged with broadcast ...
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Canada
Canada is a country in North America. Its ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, covering over , making it the world's second-largest country by total area. Its southern and western border with the United States, stretching , is the world's longest binational land border. Canada's capital is Ottawa, and its three largest metropolitan areas are Toronto, Montreal, and Vancouver. Indigenous peoples have continuously inhabited what is now Canada for thousands of years. Beginning in the 16th century, British and French expeditions explored and later settled along the Atlantic coast. As a consequence of various armed conflicts, France ceded nearly all of its colonies in North America in 1763. In 1867, with the union of three British North American colonies through Confederation, Canada was formed as a federal dominion of four provinces. This began an accretion of provinces and ...
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Guelph
Guelph ( ; 2021 Canadian Census population 143,740) is a city in Southwestern Ontario, Canada. Known as "The Royal City", Guelph is roughly east of Kitchener and west of Downtown Toronto, at the intersection of Highway 6, Highway 7 and Wellington County Road 124. It is the seat of Wellington County, but is politically independent of it. Guelph began as a settlement in the 1820s, established by Scotsman John Galt, who was in Upper Canada as the first Superintendent of the Canada Company. He based the headquarters, and his home, in the community. The area – much of which became Wellington County – had been part of the Halton Block, a Crown Reserve for the Six Nations Iroquois. Galt would later be considered as the founder of Guelph. For many years, Guelph ranked at or near the bottom of Canada's crime severity list. However, the 2017 Crime Severity Index showed a 15% increase from 2016. Guelph has been noted as having one of the lowest unemployment rates in ...
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